此外，国务院国资委要求中央企业强化开源开放协同，加快推动开源"焕新社区"迭代升级，努力成 为"赋能型企业"，推进"AI+"产业共同体建设，不断涵养互利共赢的产业生态。 近年来，国务院国资委全力推进中央企业"AI+"专项行动，推动中央企业找准与人工智能技术和产业发 展趋势的结合点和突破口，实现高价值应用场景加快落地、数据集共建共享稳步推进、智能算力供给能 力持续提升、自主可控模型构建加速突破、开源开放产业生态不断完善，发展人工智能产业取得了明显 成效。 来源：新华社 （文章来源：中国证券报） 国务院国资委推动中央企业积极扩大算力有效投资 新华社北京2月11日电国务院国资委日前提出，中央企业要强化投资牵引，积极扩大算力有效投资，推 进"算力+电力"协同发展，提升全链条数据治理能力，不断夯实人工智能产业基础底座。 记者11日获悉，国务院国资委日前召开中央企业"AI+"专项行动深化部署会。此次会议上，国务院国资 委提出央企要强化自主创新，着力突破关键核心技术，持续攻关"大模型"技术，推动更多自主创新成果 从样品变成产品、形成产业；要强化场景培育，加强人工智能与主责主业、产业需求的精准对接，在高 适配、高价值、高可靠上 ...

亚太经合组织（APEC）第三十三次领导人非正式会议将于2026年11月在深圳举行。深圳提出，将扛起 APEC会议举办城市责任，乘势而上提升城市国际化水平和开放能级。在今年深圳两会期间，围绕 APEC会议举办的历史机遇，深圳两会代表委员们积极建言献策。 深圳"十五五"规划建议提出，促进服务业优质高效发展，加快建设具有全球重要影响力的产业金融中 心、消费中心、物流中心。 深圳市人大代表、华润金控投资有限公司总经理刘小腊表示，将依托APEC会议带来的国际合作机遇， 继续发挥金融力量，助力深圳战略性新兴产业与高新产业布局，同时持续深耕民生领域，让金融服务更 好地赋能大国民生、大国重器相关产业，为深圳深化与亚太地区的产业金融合作贡献力量。 根据2026年1月底印发的《深圳市优化消费环境三年行动计划（2026—2028年）》，深圳设定了明确目 标：以APEC会议举办为契机，深圳将加快建设具有全球重要影响力的消费中心。 "优良的国际语言环境是城市国际化的直接体现，也是衡量城市综合服务能力与国际竞争力的关键指 标。"深圳市人大代表张弢建议，乘APEC会议召开东风，深圳要提升国际语言软硬环境。一方面，深圳 可开展全市重点区域、 ...

Core Viewpoint - The market has shown significant short-term profitability since the beginning of 2026, but this trend may not be sustainable, and a return to normalcy is expected [1][2] Market Conditions - The Shanghai Composite Index approached 4200 points at the start of 2026, but experienced a rapid pullback by the end of January, followed by a recent rebound, currently sitting above 4100 points [2] - The market is characterized by rapid shifts in hot sectors, creating structural opportunities [2] Investment Strategy - The company emphasizes the importance of rationality in investment, highlighting two main challenges: buying before the market peaks and selecting the right sectors to avoid losses [2] - A strategy that attempts to capture all market hotspots is deemed ineffective, as market dynamics will eventually outpace such approaches [2] - A multi-asset and multi-strategy approach is recommended to mitigate risks and achieve relative returns across different market conditions [3][4] Asset Allocation - The investment strategy has evolved from a single growth focus to a diversified approach, incorporating various asset classes such as commodities and bonds, and segmenting stocks into growth and dividend categories [4] - This diversification aims to reduce volatility and maximum drawdown while achieving target returns [4] Future Outlook - Expectations for 2026 suggest that while there may be phases of high returns, achieving consistent high returns throughout the year is challenging due to current market valuations being above the median level [5] - The trend of declining risk-free rates is reshaping asset allocation among residents, with a shift towards standardized low-risk assets like bank wealth management products and money market funds [5] - The multi-asset and multi-strategy approach addresses fundamental anxieties in investment, allowing investors to avoid the stress of timing and asset selection [5]

三是深化投融资和跨境结算便利化。支持金融机构拓展全球服务网络，集聚跨境银团贷款中心和业务， 拓展自由贸易账户功能和应用场景，优化本外币一体化资金池管理，提升企业集团财资中心等总部经济 能级。 四是探索离岸金融服务。探索建立离岸金融制度规则体系，稳步推进自贸离岸债等业务发展，做好金融 风险监测和防范工作。 （文章来源：中国证券报） "下一步，我们将继续落实好国家金融改革开放的部署要求，全面对接国际高标准经贸规则，稳步扩大 金融高水平双向开放，更好服务企业'走出去'和共建'一带一路'。"周小全说。 具体来看，周小全表示，一是提高金融市场国际化程度。配合金融监管部门深化境内外金融市场互联互 通，完善"沪港通""债券通""互换通"等机制安排，推出更多面向国际的金融产品和服务，提高"上海价 格"国际影响力，提升上海国际再保险、航运保险承保能力和服务水平。 二是集聚高能级外资金融机构和国际金融组织。支持外资金融机构设立地区总部和分支机构，加快全球 资产管理中心建设，吸引更多资管行业主体集聚，吸引各类保险机构设立再保险运营机构，推动更多国 际金融组织落户上海。 2月11日，上海市人民政府新闻办公室举行"十五五"规划主题系列 ...

这一案例是当前中小金融机构减量提质、加速化险的缩影。2026年以来，村镇银行改革步伐明显加快。 从传统"村改支""村改分"到引入信托工具，多元化的改革模式正在重塑县域金融格局。 近日，江苏溧水民丰村镇银行74%股权在江苏省产权交易所挂牌转让，挂牌价格7360.63万元，转让方 为其主发起行——江苏民丰农商银行。此前，江南农商银行已召开股东会，会议内容包括审议吸收合并 该村镇银行并设立分支机构。 村镇银行74%股权挂牌转让 挂牌公告显示，转让标的为江苏溧水民丰村镇银行74%的股权，对应7992万元出资额，转让方江苏民丰 农商银行持股比例达74%，此次转让实为清仓式退出。 根据挂牌公告，截至2025年10月末，江苏溧水民丰村镇银行资产总额17.77亿元，盈利状况堪忧，2024 年该行实现营业收入4329.30万元，净利润为-3205.55万元。 优化金融资源配置 村镇银行改革重组是金融机构改革化险的重要内容之一。早在2020年底，原银保监会就发布了《关于进 一步推动村镇银行化解风险改革重组有关事项的通知》，明确了支持主发起行向村镇银行补充资本、适 度有序推进村镇银行兼并重组、引进合格战略投资者开展收购和注资等四类 ...

Group 1 - Shenzhen aims to become a global leader in the artificial intelligence industry, with a target of over 10% growth in the AI industry cluster's added value by 2026 [1] - The city has over 2,600 AI enterprises and expects core AI industry revenue to reach approximately 220 billion by 2025, maintaining its position in the top tier nationally [2] - Shenzhen is focusing on building a comprehensive AI ecosystem, including a national AI college and a venture capital fund of 50.45 billion aimed at emerging fields like AI [3] Group 2 - The city is pushing for high-level applications of AI across various industries, having opened nearly 200 "city + AI" application scenarios, particularly in urban governance and public services [5] - Challenges remain, such as insufficient data integration and the need for enhanced core technology autonomy, which require a more robust AI ecosystem [6] - Recommendations include fostering deep integration of AI with high-end manufacturing and smart cities, and implementing regulatory innovations to accelerate the transition of high-potential applications from labs to market [6]

"元旦就订满了""现在最早只有大年初七的位置了"……随着马年春节脚步临近，年夜饭市场持续升温。 中国证券报记者日前询问多家餐厅发现，在年夜饭时段，这些餐厅不少门店的包间早已被预订一空。记 者采访了多家餐厅负责人、上门私厨工作人员，探寻年夜饭预订火爆背后，商家如何捕捉市场需求，解 锁"团圆生意经"。 深耕家乡味道 寒冷的冬夜里，北京隆福寺新春市集上，北京福州宾馆、联营烧麦、老川办餐厅等摊位前人头攒 动。"福州小吃，鱼丸、肉燕、芋泥，可以两拼、可以三拼！"几口装着丸子肉片的大锅热气蒸腾，白雾 瞬间凝结在围观客人的眼镜上。 生意的红火，清晰地映在老板脸上。北京福州宾馆经理、负责人杨明明笑着打开收款统计App，向记者 展示这份冬日的收获："你别看天气这么冷，也卖了7000多（元）。" 对于在异乡过年的人来说，那口最地道的"家乡味"成了不可或缺的乡愁寄托。深耕家乡味道，正是不少 餐厅年夜饭经营的关键所在。 除了参与市集售卖，在年夜饭经营上，杨明明介绍，与平时餐厅以闽菜为主、融合菜为辅的经营方针不 同，今年年夜饭套餐均是闽菜，以契合消费者过年对家乡味的期待。"去年12月，我们就开始准备年夜 饭工作，今年包间很早就被订满了 ...

红色基因铸魂，金融报国立志；三十年薪火相传，"十五五"时代使命在肩。 党的二十届四中全会召开以来，光大证券积极贯彻落实党的二十届四中全会精神，制定学习宣传贯彻党 的二十届四中全会精神的工作方案，党委班子成员深入基层联系点，分层组织公司干部员工参加"学习 贯彻党的二十届四中全会精神集中轮训"，基层党组织依托"三会一课"、主题党日活动等开展780余次集 体研学，面向基层干部员工累计开展近260次集中宣讲活动。 独行快，而众行远，协同共生聚合力。赵陵表示，公司坚持均衡发展思路，聚焦提升核心竞争力，发展 保持良好韧性，经营业绩稳中有进；公司充分依托光大集团在综合金融、产融协同、跨境经营等方面的 特色优势，厚植"一个客户、一个光大、一体化服务"协同理念，"十四五"期间与光大银行重点区域分行 实现联合融资规模近千亿元。 ● 本报记者 林倩 回归金融服务实体经济本源 红色基因是光大证券的根与魂。作为中管金融系券商，红色底色是光大证券的重要政治优势，公司始终 坚持和加强党的全面领导，近年来经过两轮中央巡视、集团巡视及内外部审计洗礼，内部政治生态得到 净化，机制运行更加规范，严管氛围持续强化。 "2022年以来，光大证券始终践 ...

Core Viewpoint - The banking sector is experiencing a renewed wave of deposit acquisition strategies as the Spring Festival approaches, with many small and medium-sized banks raising deposit rates and introducing innovative products to attract customers, in response to the upcoming 2026 deposit maturity wave [1][4]. Group 1: Deposit Rate Adjustments - Several banks have raised their deposit rates, with some offering rates as high as 1.95% for three-year fixed deposits, reflecting a 10 basis point increase from previous rates [2]. - Banks are implementing differentiated adjustments for various term deposits, with increases ranging from 5 to 30 basis points depending on the amount and term [2]. - The trend of raising deposit rates is particularly pronounced among city commercial banks, rural commercial banks, and village banks, while larger state-owned banks maintain stable rates [4]. Group 2: Innovative Deposit Incentives - In addition to raising rates, banks are launching promotional activities such as offering gifts like rice, cooking oil, and shopping vouchers to attract depositors [3]. - A notable initiative includes a "Deposit for Travel Expenses" program, where depositors can receive reimbursements for travel costs when making fixed deposits above a certain amount [3]. Group 3: Asset Under Management (AUM) Focus - Some banks are shifting their focus from merely acquiring deposits to increasing their overall asset management scale (AUM) by offering incentives for customers to grow their financial assets [5]. - Programs that reward customers for increasing their average financial assets are being introduced, indicating a strategic pivot towards comprehensive wealth management [5]. Group 4: Future Deposit Trends - Analysts predict a significant wave of deposit maturities in 2026, with potential shifts in where these funds will be allocated, including a movement towards low-risk asset management products and possibly equities [6]. - The People's Bank of China notes that while there may be a perception of deposit "loss," these funds are likely to return to the banking system through various channels, including asset management products [7][8].

Core Viewpoint - The total dividend amount distributed by listed companies before the Spring Festival has exceeded the previous year, reaching a new high of 348.8 billion yuan, indicating a strong commitment to enhancing investor returns and satisfaction [1] Group 1: Dividend Distribution Overview - From December 2025 to January 2026, 235 listed companies on the Shanghai and Shenzhen stock exchanges distributed a total of 348.8 billion yuan in dividends before the Spring Festival, surpassing the 344.6 billion yuan from the previous year [1] - The financial and consumer sectors remain the primary contributors to dividend distributions, with banking companies alone distributing 243.4 billion yuan, accounting for nearly 70% of the total [1][2] Group 2: Industry-Specific Insights - Major banks, including China Merchants Bank and Industrial Bank, have joined the trend of pre-Spring Festival dividends, distributing a total of 37.5 billion yuan [2] - Leading consumer companies such as Kweichow Moutai, Wuliangye, and Haitian Flavoring & Food have collectively distributed 44.8 billion yuan in dividends, reflecting their commitment to enhancing intrinsic value and investor confidence [3] Group 3: Changes in Dividend Timing - The timing of dividend distributions has shifted earlier, with a total of 264.7 billion yuan distributed in December 2025, which is 3.7 times the amount from December 2024, and now accounting for over 70% of the total pre-Spring Festival dividends [4] - Major banks have also advanced their dividend payments to December 2025, with a combined total of 189.9 billion yuan [4] Group 4: Private Company Dividend Trends - The willingness of private listed companies to distribute dividends has significantly increased, with a total of 61.6 billion yuan distributed, representing a year-on-year growth of 130% and an increase in their share of total dividends from 8% to 18% [5] - Notable private companies such as Industrial Fulian, Gree Electric, and Yili have also initiated pre-Spring Festival dividends for the first time, distributing 6.6 billion yuan, 5.6 billion yuan, and 3 billion yuan respectively [5]