Core Viewpoint - The article highlights the contrasting performance of internet banks in China, with leading banks like WeBank and MYbank showing growth while smaller banks like Xinwang Bank face challenges in profitability and management stability [2][15]. Group 1: Company Performance - In 2024, Xinwang Bank reported total assets of 103.63 billion, with operating income of 6.37 billion and net profit of 810 million, reflecting a 19.8% decline in net profit year-on-year [3][4][6]. - Despite a 16.07% increase in operating income from 5.49 billion in 2023 to 6.37 billion in 2024, operating expenses rose significantly from 4.24 billion to 5.43 billion, leading to a decrease in operating profit from 1.25 billion to 940 million [6][8]. - The bank's non-performing loan ratio improved slightly to 1.69% by the end of 2024, down 0.02 percentage points from the end of 2023 [4][6]. Group 2: Management Changes - Xinwang Bank has undergone significant leadership changes, with the appointment of its fifth chairman since its establishment eight years ago, indicating instability in management [3][9][10]. - The new chairman, Zhu Tao, has a background in banking and asset management, which may influence the bank's strategic direction moving forward [9][10]. Group 3: Industry Context - The article notes that the performance of internet banks varies widely, with WeBank and MYbank leading the sector with asset sizes exceeding 650 billion and 470 billion respectively, while most other private banks remain below 150 billion [2][16]. - The challenges facing private banks include narrowing net interest margins, stricter financial regulations, and economic fluctuations, which may accelerate industry consolidation [15][16].

Core Viewpoint - The succession planning at Midea Group is in focus, with Chairman Fang Hongbo indicating that there are six to seven potential successors ready to take over, although he has not disclosed their identities yet [1][4]. Group 1: Succession Planning - Fang Hongbo, aged 58, has confirmed the presence of a robust young management team within Midea Group, with several executives in their 30s and 40s [2][3]. - The current executive team includes notable figures such as Wang Jianguo (48), Guan Jinwei (46), Bai Lin (43), Zhao Lei (39), and others, all of whom are capable of leading various business segments [2][3]. - The company has experienced significant growth under Fang's leadership, with revenue increasing from 102.7 billion yuan in 2012 to 407.1 billion yuan in 2024, marking a fourfold increase [4]. Group 2: Industry Context - The transition in leadership is not unique to Midea; Gree Electric and other companies like Haier and Hisense are also undergoing management rejuvenation [5]. - Gree Electric's revenue has also seen substantial growth, from 100.1 billion yuan in 2012 to 204 billion yuan in 2023, although it slightly declined to 189.2 billion yuan in 2024 [4]. - The trend of younger leadership is accompanied by a need for experienced managers to navigate the current volatile trade environment, suggesting that while succession is planned, the timing may not be immediate [5].

资料图。本文来源：比尔盖茨 突发！比尔盖茨宣布20年内捐出几乎全部财富 比尔盖茨今日宣布，未来20年，将通过盖茨基金会捐出几乎全部的财富，用来挽救和改善世界各 地的生命。到2045年12月31日，盖茨基金会将永久性关闭。 ■ ...

Core Viewpoint - The article emphasizes the importance of using short video live streaming to effectively tell China's story overseas, highlighting the success of Kwai in Brazil as a platform that integrates local culture and technology to enhance international communication [1]. Group 1: Unique Advantages of Short Video Live Streaming - Short video live streaming addresses challenges in storytelling by providing a more interactive and engaging medium compared to traditional media, which often lacks depth and resonance with foreign audiences [2]. - The characteristics of short video live streaming include low creative barriers, flexible narratives, high information efficiency, strong economic benefits, and broad technological applications [2]. Group 2: Practical Applications of Short Video Live Streaming - Kwai leverages technology to create a cross-national communication platform, operate cultural symbol accounts, and organize brand activities to promote Chinese elements on overseas social media [3]. - The platform utilizes AI technology to enhance content production, with its AI model, 可灵AI, achieving significant global user engagement and content generation [3][4]. - Chinese cities like Chongqing and Shenzhen use short video live streaming to showcase their cultural and technological innovations, contributing to a global understanding of modern China [4]. - The integration of traditional cultural symbols with modern expressions has led to significant engagement on Kwai, with billions of views and user-generated content [4]. - Kwai supports international communication agencies in establishing overseas accounts, enhancing the visibility of Chinese culture [4]. Group 3: Promoting Cultural Exchange - Short video live streaming facilitates cross-cultural communication through international events and creative exchange platforms, exemplified by the "中拉·天涯若比邻" short video competition, which garnered extensive participation and viewership [5]. - The competition not only encouraged content creation but also fostered deeper understanding through on-ground experiences in China for foreign creators [5]. Group 4: Developing Local Short Drama Ecosystems - Kwai has established a comprehensive ecosystem for short dramas in Brazil, with over 40 million users and 200 billion total views, significantly enhancing local content production capabilities [6]. - The platform has innovated advertising models that integrate brand storytelling with short drama content, achieving recognition in international awards [6]. - Brazil has become the second-largest overseas short drama market, providing a model for Chinese companies to expand into Latin America [6]. Group 5: Strategic Recommendations - The article suggests enhancing the integration of traditional media with short video live streaming to diversify storytelling methods and improve outreach [7]. - It advocates for the activation of various stakeholders, including MCN organizations and academic institutions, to enrich content creation and dissemination [8]. - Emphasizing respect for local cultures while promoting Chinese elements can foster better engagement and understanding [9]. - The need for a replicable industry model is highlighted, focusing on technological advancements and a structured approach to content production and market entry [10].

资料图。本文来源：第一财经 郑栩彤 苹果计划在浏览器上提供AI搜索，谷歌市值蒸发近 1500亿美元 AI搜索正在严重冲击传统搜索引擎行业。 去年美国法官裁定谷歌利用公司在搜索领域的主导地位来扼杀竞争和创新后，今年4月，OpenAI高 管 在谷歌反 垄 断 庭 审 中 表 示 ，若法院裁定谷歌必须出售Chrome 浏 览 器 ， OpenAI 将有意收购 Chrome。该OpenAI高管表示，搜索功能对ChatGPT至关重要，能确保回答的时效性和准确性。 目前，不仅大模型厂商在引入联网AI搜索功能，互联网垂类应用也在引入AI搜索功能。例如，知 乎已将AI搜索功能融入知乎生态内，供用户查询文献等，搜狗输入法也推出了AI搜索功能。 埃迪·库表示，苹果已在测试Safari 18浏览器的新功能，包括智能搜索功能，该功能利用苹果的端 侧AI技术，能识别并提取网页内容。 除了计划在Safari搜索引擎中引入AI功能，苹果已有其他尝试。苹果已在数字助手Siri中提供了 OpenAI的ChatGPT。OpenAI去年11月则推出ChatGPT Search，并在ChatGPT中引进搜索功能， ChatGPT会根据用户问询判断是 ...

资料图。本文来源：澎湃新闻 吴遇利 丰田汽车：美国关税或导致4、5月损失1800亿日 元，新财年净利润下滑三成 特朗普关税政策对全球汽车行业的影响不断扩大。 5月8日，日本汽车巨头丰田汽车发布了截至2025年3月31日的2025财年财报。财报显示，丰田在 2025财年的销售收入达48.04万亿日元，高于上一财年的45.1万亿日元；营业利润为4.8万亿日元， 而2024财年的营业利润则曾创下5.35万亿日元的历史新高；净利润为4.77 万亿日元，低于上一财 年的4.94万亿日元。 丰田汽车2025财年主要财务数据 销量方面，丰田和雷克萨斯品牌的车辆销量为1002.74万辆，同比下滑0.3%。丰田方面称主要受产 能影响。 不同于大部分欧美车企称因关税而无法展望未来业绩，丰田依旧给出了明确的业绩指引。 针对2026财年的销量，丰田方面预期实现增长。财报称，由于产量回升，预计在2025年4月至2026 年3月的2026财年中，丰田和雷克萨斯品牌的车辆销售有望达到1040万辆，同比增长1.2%。其中， 电动化车型的销量预计为518.4万辆，占总销量的49.8%。 不过对于2026财年的财务表现，丰田方面并不乐观。该公司 ...

资料图。本文来源：第一财经 突发！极氪拟从美股退市，中概股回流潮或开启 根据吉利汽车公告，吉利汽车收购所有已发行及发行在外的极氪股份及美国存托股票(本集团实益 拥有者除外)，建议购买价为每股极氪股份2.57美元或每股美国存托股票25.66美元，该价格较最后 交易日美国存托股票于纽交所的收市交易价溢价约13.6%，较截至最后交易日止最后30个交易日期 间美国存托股票于纽交所的成交量加权平均价格溢价20%。 此次极氪私有化资金来源包括吉利汽车拟发行新股、现金储备及债务融资（倘需要）。 受此消息影响，截至美东时间5:30左右，极氪美股盘前大涨超11%至25.1美元，基本接近吉利汽车 私有化极氪的作价25.66美元。 公开资料显示，极氪汽车于2024年5月10日在美国纽交所挂牌上市，当下距离其正式上市时间不到 一年。 对于此次极氪突发合并进吉利汽车的事宜，吉利控股集团董事长李书福表示："面对激烈的市场竞 争和日益复杂的经济环境，我们将审时度势、根据《台州宣言》精神，持续推动汽车业务整合，回 归一个吉利。同时我们仍将保持与美国和国际资本市场的密切沟通与合作。" 去年9月，李书福正式发布《台州宣言》，宣布通过"战略聚焦、 ...

YOUNG财经 招聘财经编辑数名 【YOUNG财经——关注商业伦理】 YOUNG财经从商业伦理视角关注商业世界，倡导帕累托最优的进化发展方式，支持市场公平和市场 效率，提倡第三方监督的力量。期待共赢而没有人受损的永续繁荣。关注绿色、社群和公司治理，倡 导包容、可持续发展理念。 岗位要求： 1、本科以上学历 2、对企业和上市公司感兴趣 3、有较强的职业精神 主要职责： 负责企业和上市公司调研、访谈、报告撰写等 工作地点： 北京西直门 五险一金，薪资面议 欢迎 发送简历至 youngcaijing@163.com 期待你的加入。 ■ ...

【YOUNG财经——关注商业伦理】 岗位要求： YOUNG财经 招聘财经编辑数名 1、本科以上学历 2、对企业和上市公司感兴趣 3、有较强的职业精神 主要职责： 负责企业和上市公司调研、访谈、报告撰写等 工作地点： 北京西直门 五险一金，薪资面议 欢迎 发送简历至 youngcaijing@163.com 期待你的加入。 ■ YOUNG财经从商业伦理视角关注商业世界，倡导帕累托最优的进化发展方式，支持市场公平和市场 效率，提倡第三方监督的力量。期待共赢而没有人受损的永续繁荣。关注绿色、社群和公司治理，倡 导包容、可持续发展理念。 ...

本次权益变动完成后，朱美娟直接持有公司3.76亿股股份，占总股本的47.06%，成为公司控股股 东和实际控制人。 红星资本局注意到，4月21日，康力电梯公告称，其实际控制人王友林去世。王友林是康力电梯的 创始人及主要发起人股东，一直有着"电梯大王"的称号。 配偶继承超25亿股权 儿女声明自愿放弃继承股份 资料图。本文来源：红星资本局 "电梯大王"王友林去世，配偶继承超25亿元股权， 儿女声明"自愿放弃" "电梯大王"王友林去世，配偶继承超25亿元股权，儿女声明"自愿放弃" 红星资本局5月6日消息，5月5日，康力电梯发布公告称，公司原控股股东、实际控制人王友林去 世后，其生前持有的3.59亿股股份由其配偶朱美娟继承。 据了解，朱美娟生于1965年，今年约60岁。天眼查显示，她曾担任苏州新达电扶梯部件有限公 司、苏州奔一机电有限公司的法定代表人，股权穿透显示，这两家企业都隶属于康力电梯。此外， 朱美娟还在多家相关公司出任股东或具体职务。 根据康力电梯公告，王友林生前持有的康力电梯3.59亿股股份，由其配偶朱美娟继承。本次权益变 动完成后，朱美娟直接持有公司3.76亿股股份，占总股本的47.06%，成为公司控股股东 ...