【导读】创业板指涨超 2% ；海南自贸港板块狂掀涨停潮，光模块、光通信方向走强；现货 黄金再创历史新高 来看热点板块情况 —— 中国基金报记者 晨曦 大家好！一起来关注最新的市场行情和资讯 ~ 12 月 22 日， A 股三大指数集体高开：上证指数涨 0.26% ，深证成指涨 0.65% ，创业板 指涨 1.01% 。开盘后，市场震荡走强， A 股主要指数集体飘红，创业板指涨超 2% 。 | 全A | 涨 3444 平 250 | 跌 1762 | A股成交额 | | | --- | --- | --- | --- | --- | | 序号 代码 | 名称 | 现价 | 涨跌 | 涨跌幅 | | 1 | 881001 万得全A | 6317.65 | 60.05 | 0.96% | | 2 | 000001 上证指数 | 3916.57 | 26.12 | 0.67% | | 3 | 399001 深证成指 | 13316.67 176.46 | | 1.34% | | 4 | 899050 北证50 | 1449.76 | 3.92 | 0.27% | | 5 | 000680 科创综指 | 1592.50 ...

Core Viewpoint - The Loan Prime Rate (LPR) has remained unchanged for seven consecutive months, aligning with market expectations [4][7]. Group 1: LPR Announcement - The LPR published on December 22, 2025, is 3.0% for the one-year term and 3.5% for terms over five years [2]. - The LPR will remain effective until the next announcement [2]. Group 2: LPR Calculation and Market Context - The LPR is determined by quoting banks based on the open market operation rate plus a margin, calculated by the National Interbank Funding Center [6]. - Currently, 20 banks participate in the LPR quoting process, submitting quotes on the 20th of each month [6]. Group 3: Market Expectations and Future Projections - Industry insiders noted that the unchanged LPR in December meets widespread market expectations, influenced by the central bank's ongoing efforts to refine interest rate control mechanisms [7]. - The central bank's third-quarter monetary policy report emphasized improving the quality of LPR quotes to better reflect market rates and support economic stability [8]. - Analysts predict potential interest rate cuts and reserve requirement ratio reductions in 2026, with a possible 10 basis points cut and a 50 basis points reduction [8].

Core Viewpoint - The People's Bank of China (PBOC) has announced a one-time credit repair policy aimed at supporting individuals with damaged credit who are actively repaying their debts, in response to the ongoing impacts of the COVID-19 pandemic [2][6]. Policy Details - The policy applies to personal overdue information from January 1, 2020, to December 31, 2025, for amounts not exceeding 10,000 RMB. Individuals who fully repay their overdue debts by March 31, 2026, will have this information not displayed in the financial credit information database [4][11]. - If individuals repay their overdue debts by November 30, 2025, the overdue information will not be displayed starting January 1, 2026. For those who repay between December 1, 2025, and March 31, 2026, the information will not be displayed by the end of the following month [5][13]. Implementation Method - The PBOC's Credit Reporting Center will automatically process eligible overdue information without requiring individuals to apply or submit documentation. Individuals can report any discrepancies through the designated customer service channels [7][12]. Work Requirements - The Credit Reporting Center is tasked with coordinating the implementation of the policy, ensuring that financial institutions comply with the requirements, and providing clear communication to the public regarding the policy [9][10]. - Institutions must maintain systems for online and offline credit report inquiries and ensure that the public can easily access their credit information [9]. Additional Information - The policy will not incur any fees, and any requests for payment or personal information under this policy are considered fraudulent. Individuals can report such incidents to the PBOC or local law enforcement [5][12]. - From January 1 to June 30, 2026, individuals can query their credit reports for free up to two additional times beyond the standard allowance [10].

【导读】日韩股市开盘集体大涨 中国基金报记者 晨曦 大家好！来一起关注日韩股市的最新情况 ~ 日本股市开盘走高 12 月 22 日，日本股市早间明显高开。日经 225 指数开盘报 50084.55 点，涨超 1% 。开 盘后奋力上攻，盘初涨超 1.6% 。东证指数涨超 1% 。 | 日经225 | | | | --- | --- | --- | | 指 HQ.NKY | | | | 50294.65 +787.49 +1.59% | | | | 12-22 08:12:00 | | | | 今开 50084.55 最高 | 50317.47 | | | 昨收 49507.16 最低 | 49982.20 | | | 日经225指数期货 50322.95 +1.64% | | | | 相关ETF 日经225ETF 1.705 +1.85% | | | | 分时 日Ｋ 周Ｋ 月Ｋ 季Ｋ | | 更多 日 ◎ | | 均价:50173.28 最新:50294.65 +787.49 +1.59% | | | | 50317.47 | | 1.64% | | 49912.32 | | | | 49507.16 | | ...

Group 1 - The article discusses a series of productive meetings held between the Ukrainian delegation and U.S. and European partners in Florida, focusing on the timeline and subsequent steps regarding the resolution of the Russia-Ukraine conflict [2][3] - Ukrainian President Zelensky announced that the discussions included detailed reviews of terms related to ending the conflict, security guarantees for Ukraine, and post-war reconstruction, emphasizing the constructive progress made [3] - The article also mentions a phone call between UK Prime Minister Starmer and U.S. President Trump, where they reviewed the latest developments in the Russia-Ukraine conflict and discussed efforts to support any peace agreement [4] Group 2 - The leaders exchanged views on the situation in the Middle East and Gaza, indicating a broader geopolitical context for their discussions [5] - Starmer informed Trump about the appointment of the new UK Ambassador to the U.S., highlighting this as a step to further deepen bilateral relations [5]

Group 1 - The Russian Foreign Ministry denies any discussions with South Korea regarding the North Korean nuclear issue, emphasizing that the recent visit by a South Korean delegation was misrepresented by the media [1] - The spokesperson, Zakharova, stated that the visit was a working trip invited by the Russian academic community, not a formal diplomatic meeting [1] - Russia's position on cooperation with North Korea remains consistent and principled, unaffected by political factors, and is based on long-term strategic interests [1] Group 2 - Russia will continue to develop its relationship with North Korea according to the Comprehensive Strategic Partnership Treaty signed in June 2024 [1] - Any attempts to undermine the Russia-North Korea relationship are deemed futile by the Russian Foreign Ministry [1]

Core Viewpoint - The Federal Reserve, represented by Cleveland Fed President Beth Harmack, indicates a hawkish stance suggesting that interest rates will remain high for an extended period, with no immediate need for adjustments in the coming months [1][4]. Group 1: Interest Rate Outlook - Harmack opposes recent interest rate cuts, citing concerns over persistent inflation rather than fears of a weakening labor market [1]. - She believes the current interest rate level (3.5% to 3.75%) may still provide some economic stimulus, as it is slightly below her estimated neutral rate [4]. - Harmack suggests that the Fed should wait until spring to reassess the need for rate adjustments, allowing for better evaluation of inflation trends and the impact of tariffs on supply chains [4]. Group 2: Inflation Concerns - The November Consumer Price Index (CPI) showed a year-on-year increase of 2.7%, but Harmack argues that this may underestimate the actual inflation rate, which could be closer to 2.9% or 3.0% after adjustments for data collection issues [3]. - She expresses skepticism about the reliability of the Bureau of Labor Statistics (BLS) data, emphasizing the need for caution in interpreting inflation metrics [3]. - Harmack highlights that higher input costs, including those from tariffs, may lead companies to raise prices significantly in the first quarter, contributing to ongoing inflationary pressures [4].

Group 1 - A staff member at the French presidential palace, Élysée Palace, is suspected of selling stolen silverware and tableware used in state banquets, with the value of the stolen items estimated between €15,000 and €40,000 [2] - The main supplier of the Élysée Palace, Sèvres porcelain factory, identified some of the missing items on an auction website [2] - Investigators have identified a silverware administrator at the Élysée Palace as a suspect, finding items marked with "French Air Force" that are not commercially available [2] Group 2 - Approximately 100 items, including copper utensils and Sèvres porcelain, were discovered in the suspect's personal storage locker, private vehicle, and home [2] - Three individuals, including the main suspect, have been arrested and charged with conspiracy to steal items classified as national heritage, which could lead to a maximum sentence of 10 years in prison and a €150,000 fine [2] - One of the suspects, a security guard at the Louvre Museum, is accused of receiving stolen goods and has been prohibited from returning to his position before the trial [2]

Group 1 - The State Council emphasizes the need for all departments to align their actions with the central government's economic work requirements and policies for the upcoming year, enhancing responsibility and urgency in implementing specific plans [2] - The "Internet Platform Pricing Behavior Rules" have been issued, allowing platform operators to set their own prices while prohibiting unreasonable restrictions on pricing behavior [3] - The National Internet Information Office and the China Securities Regulatory Commission have taken action against 17 accounts involved in spreading rumors and illegal stock recommendations, highlighting the importance of maintaining market integrity [4] Group 2 - Fujian Province has introduced a financial support plan for technological innovation, aiming for a 10% annual growth rate in loans for technology-related industries from 2025 to 2027, and enhancing the quality of financial services [5] - Researchers at Shanghai Jiao Tong University have achieved a breakthrough in optical computing chips, which are expected to meet the high computational demands of deep neural networks and large-scale generative models [6] - Moore Threads has launched a new GPU architecture that supports large-scale intelligent computing clusters, with a 50% increase in computing density and a tenfold improvement in energy efficiency [7] Group 3 - China Shenhua plans to acquire 100% equity of Guoyuan Power and Inner Mongolia Construction Investment through a combination of A-share issuance and cash payment, with a total transaction value of 133.598 billion yuan [8] - The first L3-level autonomous driving license has been issued in Chongqing, marking a significant step towards the commercialization of L3 autonomous driving in China [9] Group 4 - U.S. stock markets saw collective gains, with the Dow Jones up 0.38%, Nasdaq up 1.31%, and S&P 500 up 0.88%, driven by strong performances from major tech stocks [10][11] - Elon Musk praised a performance featuring humanoid robots at a concert, indicating growing interest in robotics and AI applications in entertainment [12] Group 5 - Major brokerages have provided insights on market trends, with Citic Securities suggesting that industries benefiting from a strengthening yuan should be prioritized, while Shenyin Wanguo highlights the potential for a "spring surge" in the market [14][15] - Guotai Junan emphasizes the importance of embracing diverse investment narratives as the market prepares for 2026, focusing on sectors like AI, consumer recovery, and capital market expansion [16][19]

Core Viewpoint - The article discusses the emergence of AI in the creative industry, highlighting its potential to reshape artistic expression and production efficiency, as showcased during the first Hong Kong International AI Art Festival [2][4]. Group 1: AI and Creative Industry - The "AI Creation Global Ecosystem Forum" emphasized the collaboration between AI technology and various creative fields, aiming to explore the future of creativity empowered by AI [2][5]. - Ding Wei from the Zhijing Cultural Group noted that large models like Keling AI are moving towards a more intelligent, efficient, and accessible era, significantly enhancing creative potential in content production [5]. - The forum featured discussions on the relationship between AI and artistic creation, with representatives from academia, the arts, and the AI industry engaging in deep reflections [5][6]. Group 2: Perspectives from Experts - Professor Fei Jun from the Central Academy of Fine Arts introduced concepts of "sensation" and "hybrid intelligence," stressing the importance of human perception and emotional expression in the AI era [6]. - Wang Hongwei, Secretary-General of the China Film Directors Association, compared the birth of AI films to the early days of cinema, questioning whether AI should aim to completely replace human films [6][9]. - Assistant Professor Rao Anyi from Hong Kong University of Science and Technology highlighted the challenges in AI's ability to capture complex human creative intentions, advocating for controllable AI models to improve content generation [8]. Group 3: Practical Applications of AI - Renowned visual effects supervisor Ma Wenxian shared practical applications of AI in the film industry, noting that tasks that once took days can now be completed in minutes, thus expanding creative possibilities [8]. - He emphasized that AI should assist rather than replace human creators, allowing them to focus on more complex creative tasks [8]. - The forum also showcased collaborative short films created by top global artists and Keling AI creators, demonstrating the unique blend of AI and artistic expression [9]. Group 4: Future of AI in Creativity - Lin Fen, Vice President of City University of Hong Kong, proposed that the AI era is transitioning from a "knowledge economy" to an "imagination economy," urging the construction of ecosystems that support creative services [9][10]. - The discussions concluded with a consensus that AI is evolving into a collaborative partner for creativity, while human emotional intelligence and judgment remain crucial in guiding artistic endeavors [16].