EF001 免責聲明 發行人所發行上市權證/可轉換債券的相關信息 發行人所發行上市權證/可轉換債券 不適用 其他信息 其他信息 不適用 發行人董事 於本公告日，本公司執行董事為丁向群女士、趙鵬先生及肖建友先生，非執行董事為王少群先生、喻強先生及宋洪軍先生，獨立非 執行董事為邵善波先生、徐麗娜女士、王鵬程先生及高平陽先生。 第 2 頁 共 2 頁 v 1.1.1 第 1 頁 共 2 頁 v 1.1.1 EF001 | 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因 | | | --- | --- | | 公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 | | | 股票發行人現金股息公告 | | | 發行人名稱 | 中國人民保險集團股份有限公司 | | 股份代號 | 01339 | | 多櫃檯股份代號及貨幣 | 不適用 | | 相關股份代號及名稱 | 不適用 | | 公告標題 | 截至2025年6月30日止六個月之中期股息 | | 公告日期 | 2025年8月27日 | | 公告狀態 | 新公告 | | ...

Financial Performance - Insurance service revenue for the six months ended June 30, 2025, reached RMB 280,250 million, an increase of 7.8% compared to RMB 261,629 million for the same period in 2024[4] - Net investment income increased significantly to RMB 17,398 million, up 111.5% from RMB 8,240 million year-on-year[4] - Total operating income for the period was RMB 324,122 million, reflecting a growth of 10.9% from RMB 292,342 million in the previous year[4] - Net profit attributable to shareholders for the six months ended June 30, 2025, was RMB 26,671 million, representing a 14.5% increase from RMB 23,400 million in the same period of 2024[4] - Basic earnings per share rose to RMB 0.60, up from RMB 0.53, indicating a growth of 13.2%[4] - The company reported a total comprehensive income of RMB 30,584 million for the six months ended June 30, 2025, compared to RMB 25,398 million in the previous year, representing a growth of 20.4%[6] - Net profit for the six months ended June 30, 2025, was RMB 26,671 million, compared to RMB 23,400 million for the same period in 2024, representing an increase of 9.7%[10] - Total comprehensive income for the six months ended June 30, 2025, was RMB 22,238 million, compared to RMB 18,271 million for the same period in 2024, reflecting a growth of 21.5%[11] Assets and Liabilities - Total assets as of June 30, 2025, amounted to RMB 1,878,102 million, an increase from RMB 1,766,321 million at the end of 2024[7] - Total liabilities increased to RMB 1,487,464 million from RMB 1,398,900 million, reflecting a rise of 6.3%[8] - The total equity attributable to shareholders increased to RMB 285,925 million, up from RMB 268,866 million, marking a growth of 6.4%[8] - Cash and cash equivalents decreased to RMB 38,524 million from RMB 44,132 million, a decline of 12.7%[7] - The total amount of financial assets measured at amortized cost as of June 30, 2025, was RMB 322,225 million, compared to RMB 316,231 million as of December 31, 2024, showing a slight increase of 1.3%[38] - The insurance contract liabilities reached RMB 1,199,701 million as of June 30, 2025, compared to RMB 1,122,797 million as of December 31, 2024, reflecting a rise of approximately 6.9%[42] Cash Flow - Cash inflow from operating activities for the six months ended June 30, 2025, was RMB 74,845 million, up from RMB 70,044 million in 2024, indicating a rise of 10.0%[13] - Cash outflow for investment activities for the six months ended June 30, 2025, was RMB 65,733 million, compared to RMB 44,453 million in 2024, showing an increase of 48.0%[13] - The company experienced a net cash outflow of RMB 14,567 million from financing activities for the six months ended June 30, 2025, compared to RMB 21,759 million in 2024[13] Investment Performance - The total investment income reached CNY 40.76 billion, reflecting a significant year-on-year growth of 40.2%[71] - The annualized total investment return rate was 5.0%, up by 0.9 percentage points from the previous year[76] - The average total investment return rate over the past three years was 4.5%[152] - The proportion of fixed income investments was 66.6%, with government bonds and government debt accounting for 27.6% of total investments[145][147] Business Segments - The company operates primarily in property insurance, life insurance, health insurance, and asset management, with significant contributions from subsidiaries[25] - The company’s major business segments include property insurance, life insurance, health insurance, and asset management, each contributing to overall performance[25] - Revenue and profit primarily derive from operations in mainland China, with other regions contributing less than 10% to the consolidated financial data[23] Dividends and Shareholder Returns - The company declared dividends of RMB 5,174 million to shareholders during the six months ended June 30, 2025[10] - The company plans to distribute an interim cash dividend of RMB 0.75 per 10 shares (before tax), representing a 19.0% increase compared to the previous year[55] - The total interim dividend proposed for 2025 is approximately RMB 3,317 million, with a dividend of RMB 0.075 per ordinary share, pending shareholder approval[159] Risk Management and Governance - The company has complied with corporate governance regulations and continuously improves its governance structure[170] - The company maintained a stable risk appetite with no major risk events occurring in the first half of 2025[66] - The company’s risk management ratings improved, with the comprehensive risk rating for life insurance rising to A and health insurance to AA[66] Market Position and Brand Value - The company ranked 141st in the 2025 Fortune Global 500, marking its 16th consecutive year on the list[63] - The company's brand value improved by 10 places to rank 150th in the Brand Finance 2025 Global 500, with brand strength rising 20 places to 85th[63] Innovation and Product Development - The company continues to innovate in product offerings, launching new health insurance products and enhancing service capabilities for foreign residents[131] - The company achieved a 55.3% increase in patent applications compared to the same period last year[65] Industry Overview - The insurance industry achieved a premium income of CNY 3.74 trillion in the first half of 2025, representing a year-on-year growth of 5.3%[69] - The total assets of the insurance industry reached CNY 39.22 trillion by the end of June 2025, marking a year-on-year increase of 16.1%[69] - The net assets of the insurance industry grew to CNY 3.75 trillion, reflecting a year-on-year increase of 23.4%[69]

中國人民保險集團股份有限公司 董事會提名薪酬委員會工作規則 目 錄 第一章 總則 第一條 為規範中國人民保險集團股份有限公司（以下簡稱「公司」）董事和高級管理人員 的選聘工作，健全公司薪酬管理制度，完善考核和評價體系，根據有關法律法規、規範 性文件和《中國人民保險集團股份有限公司章程》（以下簡稱「公司章程」）、《中國人民保險 集團股份有限公司董事會議事規則》（以下簡稱「《董事會議事規則》」、《香港聯合交易所有 限公司證券上市規則》中《企業管治守則》（以下簡稱「《企業管治守則》」）的規定，設立公司 董事會（以下簡稱「董事會」）提名薪酬委員會（以下簡稱「提名薪酬委員會」），並制定本工 作規則。 第二條 提名薪酬委員會是董事會設立的專門工作機構，按本工作規則協助董事會擬定 公司董事、高級管理人員的選任程序和標準，對擬任人選的任職資格和條件進行初步審 - 1 - 第一章 總則 第二章 人員組成 第三章 職責權限 第四章 工作程序 第五章 議事規則 第六章 附則 核；研究、擬定董事和高級管理人員的薪酬方案、績效考核制度以及激勵方案，向董事 會提出建議，並監督方案或制度的實施。 第三條 提名薪酬委員會對董事會負責，並向董 ...

Core Viewpoint - The Xinjiang Financial Regulatory Bureau has approved the relocation of the marketing service office of China People's Property Insurance Company in Urumqi, indicating regulatory support for the company's operational adjustments [1] Group 1 - The marketing service office of China People's Property Insurance Company will be moved to a new address: No. 995, Muxugou North Road, Shayibake District, Urumqi, Xinjiang [1] - The company is required to handle the change and obtain the necessary permits in accordance with relevant regulations [1]

1339 中國人民保險集團股份有限公司 董事會提名薪酬委員會工作規則 目 錄 第一章 總則 第一條 為規範中國人民保險集團股份有限公司（以下簡稱「公司」）董事和高級管理人員 的選聘工作，健全公司薪酬管理制度，完善考核和評價體系，根據有關法律法規、規範 性文件和《中國人民保險集團股份有限公司章程》（以下簡稱「公司章程」）、《中國人民保險 集團股份有限公司董事會議事規則》（以下簡稱「《董事會議事規則》」、《香港聯合交易所有 限公司證券上市規則》中《企業管治守則》（以下簡稱「《企業管治守則》」）的規定，設立公司 董事會（以下簡稱「董事會」）提名薪酬委員會（以下簡稱「提名薪酬委員會」），並制定本工 作規則。 第二條 提名薪酬委員會是董事會設立的專門工作機構，按本工作規則協助董事會擬定 公司董事、高級管理人員的選任程序和標準，對擬任人選的任職資格和條件進行初步審 提名薪酬委員會成員未達到最低規定人數的，董事會應根據本工作規則第四條至第六條 規定補足委員人數。 - 1 - 第一章 總則 第二章 人員組成 第三章 職責權限 第四章 工作程序 第五章 議事規則 第六章 附則 核；研究、擬定董事和高級管理人員的薪酬方案、績效考 ...

Core Viewpoint - The insurance sector is experiencing a decline in stock prices, with major companies like New China Life, China Pacific Insurance, and China Life seeing significant drops in their share prices, indicating market concerns about the sector's performance [1][1][1] Company Performance - China Ping An reported a year-on-year decline in net profit for the first half of the year, but operating profit showed a year-on-year increase, attributed to three main factors: one-time accounting adjustments, issuance of convertible bonds, and unrealized gains from investments in listed companies not reflected in the profit statement [1][1][1] - The CFO of China Ping An suggested that the market should focus more on operating profit metrics rather than net profit figures [1][1][1] Market Trends - Longcheng Securities noted that the ten-year government bond yield has risen to around 1.78%, influenced by policies related to capacity reduction and market fluctuations in the insurance sector [1][1][1] - According to a recent survey by the Insurance Asset Management Association, stocks are the preferred investment asset for insurance institutions in the second half of 2025, followed by bonds and securities investment funds [1][1][1] - The insurance sector is viewed with cautious optimism regarding its allocation value despite the high volatility observed [1][1][1]

Core Viewpoint - The insurance sector in China is experiencing a decline in stock prices, with major companies like New China Life, China Pacific Insurance, and China Life seeing significant drops in their share prices. This is occurring alongside a discussion of China Ping An's financial performance, which shows a decline in net profit but an increase in operating profit, attributed to specific accounting treatments and market conditions [1][1][1]. Group 1: Company Performance - China Ping An reported a year-on-year decline in net profit for the first half of the year, while operating profit showed a year-on-year increase. The CFO attributed this to three main factors: one-time accounting treatments in the first quarter, the issuance of convertible bonds, and unrealized gains of 60 billion yuan from investments in listed companies not reflected in the profit statement [1][1][1]. - The stock prices of major insurance companies have seen significant declines, with New China Life down 5.29% to 46.54 HKD, China Pacific Insurance down 3.82% to 35.24 HKD, and China Life down 3.4% to 23.84 HKD [1][1][1]. Group 2: Market Conditions - The ten-year government bond yield has risen to around 1.78%, influenced by policies related to capacity reduction. This has contributed to high volatility in the insurance sector [1][1][1]. - According to a recent survey by the Insurance Asset Management Association, stocks are the preferred investment asset for insurance institutions in the second half of 2025, followed by bonds and securities investment funds. This indicates a cautious yet optimistic outlook for the insurance sector's investment value [1][1][1].

Group 1 - The core viewpoint of the articles highlights the emerging insurance market for robots, driven by their integration into various sectors and the associated risks that necessitate tailored insurance products [2][5]. - The first humanoid robot competition showcased the need for comprehensive insurance coverage, with China Life Insurance providing various insurance products to ensure safety and smooth operation during the event [1]. - The development of insurance products for robots is seen as a response to the complex risks involved in their lifecycle, including property damage, third-party liability, and cybersecurity risks [2][4]. Group 2 - The launch of the consumer-grade exoskeleton robot VIATRIX by Shanghai Aoshark Intelligent Technology Co., with insurance coverage from Dajia Insurance, illustrates the collaboration between technology and insurance sectors to mitigate potential liabilities [3]. - Different types of robots face unique risks, necessitating customized insurance solutions based on their specific applications, such as medical, agricultural, and household robots [4]. - China Life Insurance has developed a comprehensive risk product system with over 200 products to support technological innovation across various sectors, indicating a significant commitment to the insurance needs of high-tech enterprises [4].

Core Viewpoint - The integration of robotics and insurance is becoming increasingly important as robots face various risks throughout their lifecycle, necessitating tailored insurance products to mitigate potential losses [2][4]. Group 1: Robotics and Insurance Development - The first humanoid robot competition highlighted the need for comprehensive insurance coverage, including construction, transportation, and event cancellation insurance, to ensure safety and smooth operations [1]. - The insurance industry is evolving to cover robots as new insurance objects, with products designed for property damage, third-party liability, and cybersecurity risks [2]. - The Chinese government is promoting the development of insurance products for emerging fields like robotics to support innovation and growth [2]. Group 2: Specific Applications and Collaborations - Shanghai Aoshark Intelligent Technology Co., Ltd. launched the first mass-produced consumer-grade exoskeleton robot, VIATRIX, with insurance coverage provided by Dajia Insurance, addressing potential liability risks for users [3]. - Dajia Insurance is not only providing coverage but also collaborating with Aoshark to create practical applications for the exoskeleton in elderly care, showcasing a dual role as both insurer and client [3]. - Different types of robots face unique risks, necessitating customized insurance solutions based on their specific applications, such as medical, agricultural, and household robots [4]. Group 3: Industry Trends and Future Outlook - The insurance sector is focusing on enhancing its capacity to underwrite risks associated with major technological advancements, with a comprehensive product system covering various high-tech fields [4]. - China Pacific Insurance aims to support leading robotics companies by extending insurance services to a broader range of intelligent technologies, facilitating market potential release [5].

Core Points - The Yili Financial Regulatory Bureau approved the request for the change of business location for the marketing service department of China People's Property Insurance Co., Ltd. in the Keketohai Mongolian Ethnic Township [1] - The new business address is specified as No. 12 Yingbin Road, Keketohai Village, Keketohai Mongolian Ethnic Township, Nili County, Yili Kazak Autonomous Prefecture, Xinjiang Uygur Autonomous Region [1] - The company is required to handle the change and license renewal in accordance with relevant regulations [1]