证券代码：600036 证券简称：招商银行 公告编号：2025-032 招商银行股份有限公司 2024年度股东大会决议公告 本公司及董事会全体成员保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗 漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 2024 年度股东大会（简称本次会议）是否有否决议案：无 (二)本次会议召开的地点：中国广东省深圳市福田区深南大道 7088 号招商银行大厦五楼会 议室 (三)出席本次会议的普通股股东和代理人及其持有股份情况： (四)表决方式和本次会议主持情况等 本次会议由本公司董事会召集，采用现场投票和网络投票相结合的表决方式（其中网络 投票仅适用于 A 股股东）。本次会议的召开和表决方式符合《中华人民共和国公司法》、香港 联合交易所有限公司《证券上市规则》等法律法规和《招商银行股份有限公司章程》的有关 规定。根据《招商银行股份有限公司章程》的有关规定，经董事会半数以上董事推举，王良 董事主持了本次会议并担任会议主席。 (五)本公司董事、监事和董事会秘书等的列席情况 1.本公司在任董事13人，列席11人，缪建民非执行董事和石岱非执行董事因其他公务未列席 会 ...

A 股简称:招商银行 A 股代码:600036 公告编号:2025-034 二、监事会监督委员会 主任委员：张翔；委员：吴珩、曹建。 招商银行股份有限公司 监事会决议公告 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 招商银行股份有限公司（简称本公司或招商银行）于 2025 年 6 月 20 日以电子邮件方式发出第十二届监事会第四十一次会议通知， 于 6 月 25 日以书面传签方式召开会议。会议应表决监事 6 名，实际 表决监事 6 名，总有效表决票为 6 票。会议的召开符合《中华人民共 和国公司法》和《招商银行股份有限公司章程》等有关规定。 会议审议通过了《关于调整监事会专门委员会成员组成的议案》， 同意调整第十二届监事会专门委员会成员名单如下： 一、监事会提名委员会 主任委员：蔡洪平；委员：李金明、杨盛； 同意：6 票 反对：0 票 弃权：0 票 特此公告。 招商银行股份有限公司监事会 2025 年 6 月 25 日 ...

A 股简称：招商银行 A 股代码：600036 公告编号：2025-033 招商银行股份有限公司 董事会决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 招商银行股份有限公司（简称本公司或招商银行）于 2025 年 6 月 20 日以电 子邮件方式发出第十三届董事会第一次会议通知，于 6 月 25 日以远程视频电话 会议方式召开会议。会议由缪建民董事长主持，应参会董事 13 名，实际参会董 事 13 名。本公司 6 名监事列席了会议。会议的召开符合《中华人民共和国公司 法》和《招商银行股份有限公司章程》等有关规定。 会议审议通过了以下议案： 一、审议通过了《关于选举招商银行第十三届董事会董事长的议案》，选 举缪建民先生为招商银行第十三届董事会董事长，任期自董事会审议通过之日起， 至第十三届董事会届满之日止。 同意：13 票 反对：0 票 弃权：0 票 二、审议通过了《关于选举招商银行第十三届董事会副董事长的议案》， 选举石岱女士、孙云飞先生为招商银行第十三届董事会副董事长。石岱女士、孙 云飞先生担任本公司副董事长的任职 ...

王良认为，当前低利率、低利差环境下，银行业普遍面临盈利压力。他表示："实体企业等主体对融资 成本降低的需求强烈，银行净息差短期内难以回到2%以上的水平。" 在招商银行2024年度股东大会上，招商银行行长王良深入分析了当前银行业面临的挑战与机遇，并分享 了该行在低利率环境下的转型策略与未来发展规划。 ...

Core Viewpoint - The article highlights the efforts of China Merchants Bank's Hohhot branch in promoting financial literacy and risk awareness among the public through the "2025 Financial Knowledge Outreach" initiative, emphasizing a structured and localized approach to financial education [1][10]. Group 1: Target Audience and Strategies - The initiative focuses on two key demographics: the elderly and the youth, implementing tailored educational strategies to address their specific financial awareness gaps [2][4]. - For the elderly, the bank utilizes case studies and visual aids like animated videos to enhance understanding of common scams, such as telecom fraud and illegal fundraising [2]. - For the youth, the bank conducts specialized seminars on topics like prepaid traps and contract risks, aiming to improve their data security awareness and understanding of hidden risks in contracts [4]. Group 2: Community Engagement and Collaboration - The bank has formed a financial lecturer team to extend its outreach to enterprises and community settings, providing on-site financial education that meets diverse needs [5]. - In collaboration with local health services, the bank offers financial knowledge sessions that address personal finance protection and investment needs, ensuring a two-way empowerment of knowledge and demand [5]. - Community events, such as free services combined with financial education, are organized to make financial knowledge more accessible and relevant to residents [7]. Group 3: Future Plans and Impact - The Hohhot branch plans to continue refining its educational strategies by categorizing and targeting different groups, ensuring the sustainability and effectiveness of financial literacy initiatives [10]. - The bank aims to enhance public access to financial services and contribute to a safer and healthier financial ecosystem through ongoing education efforts [10].

香港交易所信息显示，摩根大通在招商银行的持股比例于06月19日从4.93%升至5.02%，平均股价为 52.3368港元。 ...

Group 1 - Major insurance companies, including Ping An Insurance, have significantly increased their holdings in large domestic banks, betting that high dividend yields will offset the negative factors of narrowing profit margins and profit pressures in the banking sector [1][3] - As of June 24, Ping An Insurance has raised its holdings in several large banks listed in Hong Kong to a total of HKD 180 billion (USD 23 billion), increasing its stake in ICBC to 18% and in both China Merchants Bank and Agricultural Bank of China to over 15% [1] - The influx of insurance funds has led to a substantial rise in bank stocks, with the Hong Kong-listed Chinese bank index reaching a seven-year high, and individual stocks like CITIC Bank hitting historical highs [1][4] Group 2 - The average dividend yield of large Chinese banks listed in Hong Kong exceeds 4%, compared to a benchmark 10-year government bond yield of only 1.65%, making bank stocks more attractive for long-term investors seeking dividend income [3] - Ping An Insurance emphasizes that the low volatility and high dividends from bank stocks will contribute to considerable interest income, while also maintaining a balanced investment strategy between growth stocks and high-dividend value stocks [3] - Other insurance companies, such as Ruida Insurance and Xinhua Life Insurance, have also increased their stakes in bank stocks, indicating a broader trend among insurers to invest in this sector [3]

Core Viewpoint - The launch of the Cross-Border Payment Link on June 22 aims to facilitate personal remittances and payments between residents of Hong Kong and mainland China, offering advantages such as instant transactions, simplified documentation, and lower costs compared to traditional cross-border remittance methods [2][3]. Group 1: Transaction Details - As of June 22, the transaction volume for northbound remittances was approximately 6,900 transactions, with an average transaction amount of about RMB 800. For southbound remittances, the volume was around 19,000 transactions, with an average amount of RMB 3,100 [3]. - The service allows for daily remittance limits of HKD 10,000 for northbound transactions and an annual limit of HKD 200,000, while southbound transactions are subject to an annual limit of USD 50,000 [13][16]. Group 2: Market Competition - Twelve pilot banks are competing aggressively for market share by waiving fees and offering cashback incentives to attract customers. For instance, some banks are currently not charging fees for southbound remittances during the trial period [18][22]. - The competitive landscape is characterized by banks leveraging their customer bases and technological capabilities to enhance service offerings and increase transaction volumes [23]. Group 3: Future Prospects - The Cross-Border Payment Link is expected to expand its application scenarios beyond person-to-person (P2P) transactions to include person-to-business (P2B), business-to-person (B2P), and government-to-business (G2B) transactions in the future [11][13]. - The initiative is anticipated to enhance the internationalization of the Renminbi and strengthen Hong Kong's position as an international financial center by improving the efficiency of cross-border payments [25][26].

Core Viewpoint - Insurance capital is actively increasing its holdings in bank stocks, with Ping An Life Insurance Company recently raising its stake in China Merchants Bank H-shares, surpassing 15% and triggering a mandatory disclosure [1][2] Group 1: Ping An's Investment Activities - Ping An Life has increased its holdings in China Merchants Bank H-shares by 6.2955 million shares at an average price of HKD 54.19 per share, raising its stake from 14.87% to 15.01% [2] - This marks the third time in 2023 that Ping An has triggered a mandatory disclosure for its stake in China Merchants Bank, with previous increases occurring on January 10 and March 13 [2] - Ping An has also made similar moves with Agricultural Bank of China and Postal Savings Bank of China, indicating a broader strategy of investing in bank stocks [2][3] Group 2: Reasons for Favoring Bank Stocks - Ping An's executives have stated that their investment strategy is based on long-term trends, particularly in response to the current interest rate decline, leading to investments in high-dividend state-owned banks [2] - The characteristics of bank stocks, such as stable operations, good liquidity, high dividend yields, and potential for appreciation, make them attractive to insurance capital [4] - H-shares are particularly appealing due to their relative undervaluation compared to A-shares and potential tax benefits through the Hong Kong Stock Connect [4] Group 3: Broader Trends in Insurance Capital - Other insurance companies, such as Xinhua Insurance and Ruizhong Insurance, are also increasing their stakes in bank stocks, indicating a trend among insurers to favor this sector [3] - The anticipated new accounting standards (IFRS 9) will require insurance companies to reflect market values in their financial statements, encouraging more equity investments and stake increases [5] - The ongoing expansion of insurance capital and supportive policies are expected to lead to a new landscape for insurance capital's involvement in bank stocks [5]

Group 1 - Ping An Life has increased its stake in China Merchants Bank H-shares by 6.2955 million shares, surpassing a 15% holding and triggering a third round of shareholding disclosure [1] - In 2023, Ping An Group and its subsidiaries have been actively increasing their holdings in H-shares of major banks such as ICBC, Agricultural Bank of China, Postal Savings Bank, and China Merchants Bank [1] - The preference for H-shares over A-shares is attributed to higher dividend yields and lower valuations, with the H-share financial ETF showing a 12-month dividend yield of 8.15% compared to 5.35% for the A-share banking index [1] Group 2 - Stable and high dividend income from H-shares provides continuous cash flow for insurance funds, aiding in the long-term stable operation of insurance capital [2] - Individual investors are advised to consider index investment tools, such as the Hong Kong Stock Connect Financial ETF or the Hong Kong Central State-Owned Enterprises Dividend ETF, to achieve similar effects while diversifying risks [2]