A股上市银行今年上半年经营情况如何？ 据记者初步统计，截至今年8月初，已有12家A股上市银行披露业绩快报（未经审计），披露主体目前 均为城商行和农商行。从已披露的数据来看，银行业绩表现亮眼，归母净利润均较去年同期实现两位数 增长，且有多家银行同比增长超30%。 光大银行金融市场部宏观研究员周茂华表示，介于二季度遭遇了散发疫情的冲击，银行如果有两位数的 利润增长，则表明银行的经营和盈利性相当有韧性。 对于银行下半年经营情况，周茂华表示，虽然二季度的散发疫情波及面比较广，但对银行的影响整体可 控，加之上半年出台的政策，其效果也会在下半年逐渐显现，因此对银行下半年的经营"整体保持乐 观"。 营收、净利润齐增长 据记者统计，已披露中期快报的银行营业收入和归母净利润均实现双增长。城商行阵营中的江苏银行、 南京银行、杭州银行营收超百亿元，分别为351.07亿元、235.32亿元、172.95亿元，位居前三位。江苏 银行、南京银行的净利润超百亿元，分别为133.8亿元、101.5亿元，同比增长31.81亿元、16.96亿元。 总体来看，12家银行净利润同比增幅均超10%，其中张家港行、苏州银行、江阴银行等6家银行同比增 速 ...

作为全球百强银行、全国系统重要性银行，江苏银行积极践行绿色发展理念，从战略高度将绿色金融作 为全行转型发展的重要抓手，致力于打造"国内领先、国际有影响力"的绿色金融品牌。江苏银行在绿色 金融发展的"快车道"上加速前行，于2023年1月成功当选联合国环境署金融倡议组织（UNEP FI）银行 理事会中东亚地区唯一理事单位，成为入选理事会的唯一一家中国银行机构。截至目前，江苏银行绿色 融资余额已突破7000亿元，服务绿色企业超12000家，绿色贷款占比在中国人民银行总行直管的24家银 行中位居前列。 七月连云港热浪蒸腾，空调轰鸣声汇聚成无形的电力洪峰。在灌南县堆沟港镇产业园区内，一座由46个 银色预制舱组成的"电力银行"正悄然启动——这座由江苏银行2.8亿元碳减排贷款支持的 151MW/302MWh独立储能电站，正迎来投产后首个迎峰度夏大考。当调度指令划破酷暑，302兆瓦时清 洁电能奔涌入网，为焦灼的电网注入一剂"清凉针"。 该独立储能项目采用非步入式液冷磷酸铁锂储能系统（150MW/300MWh）+钠离子储能系统 （1MW/2MWh），并新建110kV升压站接入220kV堆港变110kV侧，通过接入电网110kV ...

Group 1 - The "Follow Su Chao to Carnival" event launched on August 11, injecting strong vitality into the consumption sector through Jiangsu Bank [1] - The event features movie vouchers worth 50 yuan with no restrictions, allowing customers to choose from popular summer films [1] - The event also includes theater tickets for performances at Jiangsu Grand Theatre and Suzhou Lion Mountain Grand Theatre, enhancing cultural engagement [1][2] Group 2 - The Suzhou Lion Mountain Grand Theatre is showcasing international stage plays, including the classic London West End drama "2:22," appealing to diverse audiences [2] - Discounts such as half-price tickets for theater shows are available, making cultural experiences more accessible [2] - Jiangsu Bank's app provides a platform for users to access various consumer vouchers, promoting a vibrant summer lifestyle [2]

Core Viewpoint - Jiangsu Bank is actively promoting consumer engagement through its "Follow Su Chao to Carnival" campaign, offering various entertainment options and discounts to stimulate spending during the summer season [1] Group 1: Campaign Details - The campaign features a variety of attractions including Shanghai Disneyland, Lego Land, Beijing Universal Studios, and amusement parks across Jiangsu province [1] - Jiangsu Bank is providing access to tickets for these attractions as part of its promotional efforts to enhance consumer experience [1] Group 2: Consumer Engagement - The bank encourages customers to participate in the campaign by logging into the Jiangsu Bank App and accessing the "Follow Su Chao to Carnival" section to unlock benefits and draw for millions in consumer vouchers [1] - The initiative aims to create a magical experience for customers, allowing them to enjoy various activities and attractions, thereby enhancing their summer experience [1]

Group 1 - The "Su Super League" has gained significant popularity, attracting 195,700 spectators in its first three rounds, with a peak attendance of 22,613, nearly matching the average attendance of the first 13 rounds of the Chinese Super League [1] - The league has stimulated cultural and tourism consumption in Jiangsu, with a 14.63% increase in tourism spending in six host cities during the Dragon Boat Festival, showcasing a new model of "sports events driving cultural and tourism consumption" [1] - Financial institutions are actively supporting the development of the cultural and sports industry in Jiangsu, leveraging the success of the "Su Super League" to enhance local economic growth [2] Group 2 - Jiangsu Bank is the main sponsor of the "Su Super League" and has previously sponsored other sports events, aiming to create a "cultural finance" brand and explore the "finance + sports" model [3] - Other banks in Jiangsu are also supporting cultural and sports events, with initiatives like promoting tourism alongside traditional dragon boat races [4][5] - The "Su Super League" has led to a surge in ticket prices, with some tickets being resold for as much as 600 yuan, indicating a strong demand that benefits various sectors including dining and accommodation [6] Group 3 - The success of the "Su Super League" has provided a reference for other regions in China to stimulate consumption through a "watching + X" model, capturing a broader consumer base [7] - The integration of cultural symbols and tourism, as seen with the "Su Super League," is a valuable experience for revitalizing markets [8] - Agricultural Bank of Jiangsu has supported the Grand Canal tourism and cultural heritage projects with over 1 billion yuan, promoting financial services tailored to the cultural tourism industry [9]

（责任编辑：关婧） 中国经济网北京5月8日讯 目前，30家A股、H股上市城商行的2024年报已披露完毕。从归母净利润 表现来看，江苏银行2024年实现归属于上市公司股东的净利润318.43亿元，排名城商行第一，宁波银 行、北京银行分别以271.27亿元、258.31亿元位列第二、三名。 | 银行名称 | 归母净利润（亿元） | 归母净利润增速 | | --- | --- | --- | | 江苏银行 | 318.43 | 10.76% | | 宁波银行 | 271.27 | 6.23% | | 北京银行 | 258.31 | 0.81% | | 上海银行 | 235.60 | 4.50% | | 南京银行 | 201.77 | 9.05% | | 杭州银行 | 169.83 | 18.07% | | 徽商银行 | 154.14 | 6.80% | | 成都银行 | 128.58 | 10.17% | | 长沙银行 | 78.27 | 4.87% | | 贵阳银行 | 51.64 | -7.16% | | 重庆银行 | 51.17 | 3.80% | | 苏州银行 | 50.68 | 10.16% | | 齐鲁 ...

中国经济网北京5月19日讯 日前，17家A股上市城商行的2025年一季度报告已披露完毕。从归母净 利润表现来看，江苏银行今年首季实现归母净利润97.80亿元夺冠，北京银行、宁波银行分别以76.72亿 元、74.17亿元位列第二、三名。 | 银行名称 | 归母净利润（亿元） | | --- | --- | | 江苏银行 | 97.80 | | 北京银行 | 76.72 | | 宁波银行 | 74.17 | | 上海银行 | 62.92 | | 南京银行 | 61.08 | | 杭州银行 | 60.21 | | 成都银行 | 30.12 | | 长沙银行 | 21.73 | | 重庆银行 | 16.24 | | 苏州银行 | 15.54 | | 贵阳银行 | 14.43 | | 齐鲁银行 | 13.72 | | 青岛银行 | 12.58 | | 郑州银行 | 10.16 | | 西安银行 | 7.12 | | 厦门银行 | 6.45 | | 兰州银行 | 5.59 | 从归母净利润增速来看，2025年第一季度，在17家A股上市的城商行中，有14家实现归母净利润增 长，3家归母净利润有所下滑。其中，杭州银行归母净利 ...

Core Viewpoint - Jiangsu Bank, recognized as a leading city commercial bank, shows strong performance in hard metrics but falls short in soft metrics, particularly in ESG ratings, especially in corporate governance [1][3][22] ESG Performance - Jiangsu Bank's ESG score is 21 out of 100, ranking last among seven major listed city commercial banks, with all three categories (E, S, G) below average [3][5] - The bank's environmental score is 11, significantly lower than the average of 12.71, with notable deficiencies in decarbonization and climate strategy [5][6] - In the social category, Jiangsu Bank scores 16, below the average of 22.86, particularly poor in labor practices [5][6] - The governance score is 26, also below the industry average of 27.86, with low scores in business ethics and corporate governance [6][7] - The bank has faced five penalties for inflating loans and deposits, indicating governance issues and a lack of effective consumer financial protection [8][9][10] Financial Performance - Jiangsu Bank's financial investment assets grew from 845.9 billion to 1.53 trillion from 2020 to 2024, with a compound annual growth rate of 12.53% [14][17] - Despite strong asset growth, the bank's investment income growth is not competitive compared to peers, with a 20.86% increase in 2024, lower than other leading banks [17][21] - The core Tier 1 capital adequacy ratio is 9.12%, below the industry average, raising concerns about capital adequacy [18][21] - The non-performing loan ratio is low, but this is attributed to increased write-offs, with a significant rise in the amount of non-performing assets written off [21][22]

Group 1 - Foreign trade enterprises are crucial for connecting domestic and international markets, serving as an important engine for high-quality economic development [2] - Jiangsu Bank Beijing Branch has been advancing the "Su Yin Cross-Border" brand since 2025, establishing a comprehensive financial service system for foreign trade enterprises, including cross-border settlement, investment and financing, guarantees, and foreign exchange transactions [2] - As of June 2025, the international business investment and financing balance of Jiangsu Bank increased by 35.81% compared to the beginning of the year, significantly supporting enterprises' expansion in overseas markets [2] Group 2 - Jiangsu Bank Beijing Branch aims to enhance the convenience of trade settlement by implementing measures for foreign exchange fund payments and optimizing international trade settlements [3] - The bank promotes the "Hui Chang Tong" multi-currency advance payment service, providing cross-border remittance services in 120 currencies for enterprises engaged in trade with Belt and Road countries [3] Group 3 - Jiangsu Bank Beijing Branch is focused on helping foreign trade enterprises manage exchange rate risks, which is essential for stabilizing cross-border settlement costs [4] - As of June 2025, the annual foreign exchange business volume reached 1.492 billion USD, with the bank providing professional foreign exchange trading services and training to enhance enterprises' risk management capabilities [4] - The bank plans to continue strengthening business and financial collaboration, focusing on financing, risk prevention, and service optimization to enhance cross-border business service levels [4]

Core Viewpoint - The commercial banking sector is undergoing a significant transformation in its customer channel strategy, focusing on the integration and optimization of online platforms, particularly WeChat, while facing challenges from declining public traffic and the need for more personalized customer engagement [2][3][4]. Group 1: Online Channel Integration Trends - Many banks are consolidating their online channels, with a notable trend of shutting down direct banking apps and credit card center apps, shifting focus to WeChat as a primary platform for customer interaction [3][4]. - Banks are migrating WeChat service accounts to official public accounts to unify service functions and promotional channels, as seen with several banks like China Merchants Bank and Industrial Bank [3][4]. - Similar business public accounts within the same bank are being integrated or redirected to the main official public account, enhancing operational efficiency [3][4]. Group 2: Service Function Adjustments - Some banks are discontinuing certain WeChat public accounts or services, directing customers to their mobile banking apps for continued service access, as exemplified by Hunan Sanxiang Bank and Shanghai Rural Commercial Bank [4][5]. - Regulatory bodies have emphasized the need for banks to optimize their mobile applications, focusing on user engagement and functionality, which has led to a more organized approach to online service management [4][5]. Group 3: Public and Private Traffic Dynamics - The decline in public traffic on WeChat has prompted banks to shift their focus towards private traffic management, utilizing tools like WeChat Work for personalized customer service and targeted marketing [6][8]. - Banks are leveraging data analytics and customer behavior tracking to create detailed customer profiles, enabling more tailored marketing strategies and improved customer experiences [8]. - The integration of various online channels, including public accounts, enterprise WeChat, and social platforms, is being utilized to enhance customer journeys and optimize service delivery [8].