一、同意撤销中国平安（601318）人寿保险股份有限公司庆阳中心支公司西峰营销服务部。 二、接此批复文件后，平安人寿甘肃分公司庆阳中心支公司西峰营销服务部应立即停止一切经营活动， 于15个工作日内向国家金融监督管理总局庆阳监管分局缴回许可证，并按照有关法律法规要求办理相关 手续。 2025年11月21日，国家金融监督管理总局庆阳监管分局发布批复称，《平安人寿甘肃分公司关于西峰营 销服务部撤销的请示》（平保寿甘分发〔2025〕1108号）收悉。经审核，现批复如下： 三、平安人寿甘肃分公司应当及时就撤销庆阳中心支公司西峰营销服务部事宜进行公告，并通知有关投 保人、被保险人或者受益人，对相关事宜应当充分告知，切实做好维护投保人、被保险人或者受益人的 相关权益工作。 ...

二、中国平安财产保险股份有限公司应按照有关规定及时办理变更及许可证换领事宜。 2025年11月17日，国家金融监督管理总局泉州监管分局发布批复称，《关于中国平安（601318）财产保 险股份有限公司德化支公司变更营业场所的请示》（平保产闽分发〔2025〕45号）收悉。经审查，现批 复如下： 一、同意中国平安财产保险股份有限公司德化支公司营业场所变更为：福建省泉州市德化县龙浔镇瓷都 大道398号6幢1-2层复式商铺113室。 ...

2025年11月25日，国家金融监督管理总局酒泉监管分局发布批复称，《中国平安（601318）财产保险股 份有限公司酒泉中心支公司关于变更中国平安财产保险股份有限公司金塔支公司营业场所的请示》（平 保产甘分酒泉中支发〔2025〕19号）收悉。经审核，现批复如下： 二、中国平安财产保险股份有限公司酒泉中心支公司应按照有关规定及时办理变更及许可证换领事宜。 一、同意中国平安财产保险股份有限公司金塔支公司将营业场所变更为：甘肃省酒泉市金塔县天庆金街 商业中心A座楼1-8号铺。 ...

Core Insights - The conference held by Economic Observer focused on how Chinese enterprises can align with national strategies and innovate to overcome challenges in the digital economy and new production forces [1][2] - The honored companies were selected based on extensive research across thousands of enterprises and key industries, emphasizing their significant impact on China's economy and society [1] - The event highlighted the importance of high-quality development and the role of respected enterprises in driving growth across various sectors, particularly in high-end manufacturing and hard technology [1][2] Group 1: Respected Enterprises - The "2024-2025 Respected Enterprises" and "Respected Leading Enterprises" were recognized for their contributions to the economy, social trust, and innovation [1] - Notable companies included Anta, BYD, Huawei, JD.com, Meituan, Qingdao Beer, China Ping An, and China Feihe, reflecting a diverse range of industries from consumer goods to technology [1] - Companies like Haier Smart Home, Tianqi Lithium, and Prologis China were acknowledged for their special contributions in their respective fields [1] Group 2: Role of Enterprises in Society - Enterprises are seen as vital components of the market economy, contributing not only to economic growth but also to addressing social issues and creating value [2] - The concept of "respected" enterprises now includes a focus on long-termism and the overall welfare of stakeholders, beyond just shareholder returns [2] Group 3: Innovation and Quality - High-quality products and services are fundamental to the reputation of respected enterprises, reflecting their management capabilities and ethical standards [6] - The need for a supportive environment for innovation, including tolerance for failure and encouragement of strategic investments, is emphasized [5] Group 4: Financial Sector Insights - Beijing Bank reported significant growth in technology and green loans, indicating a commitment to supporting the real economy [8] - China Ping An highlighted the transformative potential of AI in the financial sector, focusing on customer-oriented strategies and the integration of advanced technologies [12] Group 5: Regulatory Environment - The importance of antitrust compliance in enhancing product quality and driving industries towards higher standards was discussed [13] - Antitrust laws are seen as catalysts for innovation and quality improvement, helping to eliminate market stagnation caused by monopolistic practices [13] Group 6: Future Outlook - The development of new productive forces through technological self-reliance and innovation is identified as a strategic foundation for enterprises [18] - China's advancements in computing infrastructure and AI technology are expected to disrupt various industries and create new growth opportunities [18]

Core Viewpoint - A significant fire incident occurred in Hong Kong's Tai Po district, resulting in major casualties and prompting multiple insurance companies to activate emergency claims procedures for affected families [1] Insurance Industry Response - Several insurance companies, including China Life Overseas, Ping An Life, and China Merchants Jinhe Life, have initiated emergency response plans for the Tai Po fire incident [1] - The specific measures taken by these insurance companies include simplifying claims procedures, proactively verifying and contacting policyholders, and ensuring rapid claims processing to provide timely support to affected families [1]

Core Insights - The core strategy of the company is "AI in All," aiming to integrate artificial intelligence across the entire financial service chain and various scenarios [2][9] - The company has developed a leading AI capability, leveraging vast databases to enhance service experiences and drive digital transformation in finance, healthcare, and elderly care [1][6] Group 1: AI Strategy and Implementation - The company promotes a "Five Intelligence" strategy, utilizing AI models and big data to transition from experience-based to data-driven decision-making across its operations [2][6] - The AI applications are designed to enhance customer service, operational efficiency, and risk management, contributing to high-quality business development [2][3] Group 2: Customer-Centric Financial Services - The company serves nearly 250 million individual customers, using deep data insights to tailor personalized financial products and services [3][6] - By integrating financial services into everyday life scenarios such as housing, education, and retirement, the company aims to provide seamless and convenient financial solutions [3][4] Group 3: Technological Innovations in Healthcare - The company has launched a comprehensive AI medical product matrix, enhancing healthcare service capabilities and achieving a diagnostic accuracy rate of 93% across over 10,000 diseases [4][6] - The integration of AI in healthcare aims to provide extensive coverage and innovative insurance products, facilitating full-cycle health management for customers [3][4] Group 4: Operational Efficiency and Cost Reduction - The company has achieved a 94% instant underwriting rate for life insurance policies, significantly reducing operational costs [8] - AI-driven customer service has handled over 1.29 billion service requests, covering 80% of total customer service volume, leading to lower costs and faster response times [8] Group 5: Sales Enhancement and Market Positioning - AI tools have supported sales efforts, contributing to a sales assistance of 99.07 billion yuan and improving policy renewal rates by 23% [8] - The company is focused on transforming financial services from scale expansion to value creation, leveraging AI as a pivotal element in this transition [8][9]

Core Insights - AI is essential for cultivating new productive forces in finance and will profoundly reshape the ecological landscape of the financial industry [1][5] - The integration of AI into various sectors is a key focus of China's 14th Five-Year Plan, emphasizing the importance of technology in driving economic growth [5] Group 1: AI Integration in Financial Services - China Ping An has been a pioneer in digital transformation, starting its journey over 20 years ago with IT and data centralization in 2002 [5] - The company has implemented the "AI in All" strategy, which includes smart marketing, services, operations, and management to enhance business efficiency [5][6] - Significant advancements have been made in smart marketing, with AI tools achieving nearly 50% monthly active usage, improving agent visit rates [6][7] Group 2: Operational Efficiency and Cost Reduction - In smart services, over 20 billion customer service interactions are handled by AI annually, accounting for more than 80% of total interactions [6][7] - The smart operation of auto insurance has seen over 1.2 billion policies processed, with more than 80% of business completed end-to-end by AI, reducing processing time from 5.7 minutes to 1.2 minutes, an efficiency increase of nearly 80% [6][7] - AI-driven risk management has created a comprehensive financial risk management system by analyzing multidimensional data [6][7] Group 3: Social Impact and Innovation - AI is not just a standalone tool for Ping An but is integrated into core business areas such as finance, healthcare, and elderly care, enhancing customer experience and reducing costs [7][8] - The company has developed innovative insurance services, such as the "111 Fast Claim" system, which achieved a 58% claim rate for instant payouts in the first three quarters of 2025 [7][8] - Ping An's AI capabilities have also contributed to disaster prevention, issuing 470 billion warning messages and covering 130 million customers with its risk reduction platform [8][9] Group 4: Future Directions and Commitment - Ping An aims to create a unified AI service ecosystem that enhances customer experience across financial, healthcare, and elderly care services [9][10] - The company is committed to sustainable and high-quality development, as evidenced by its recent upgrade to AAA rating by MSCI for its ESG performance [9][10] - Future initiatives will focus on leveraging AI and big data to reshape the insurance value chain and explore new productive forces in finance [9][10]

Core Insights - Ping An Insurance has launched the "Ancient Tree Guardian Action" initiative at COP 30, focusing on biodiversity and climate action [1] Group 1: Initiative Overview - The initiative integrates insurance solutions, advanced technology, and community engagement to preserve ancient trees in China, highlighting Ping An's leadership in biodiversity conservation [2] - China has approximately 5.08 million ancient trees, which are ecologically, historically, and scientifically significant [2] Group 2: Challenges and Solutions - Ancient trees face risks from climate change, pest infestations, and limited maintenance resources, complicating traditional insurance coverage [3] - Ping An has developed an "Insurance + Technology" model using big data, AI, and IoT to analyze tree growth and risk patterns [4] Group 3: Insurance Program and Coverage - In 2023, Ping An launched Guangdong's first ancient-tree insurance program, providing comprehensive coverage for disaster prevention and response, with over RMB 700 million (approximately USD 98 million) in coverage for more than 55,000 trees by October 2025 [5] Group 4: Technological Integration - Technology plays a crucial role, with IoT devices and environmental sensors monitoring tree health and environmental conditions, providing real-time data to caretakers [6] - The proprietary "EagleX" system combines various technologies to monitor extreme weather and deliver timely warnings, enabling proactive measures [7] Group 5: Community Engagement and Eco-Tourism - Ping An engages communities through educational programs and campaigns, including the "Travel with Ancient Trees" eco-tourism initiative, which reached 250 million users via the "Auto Owner" app [8] Group 6: Green Finance Strategy - The "Ancient Tree Guardian Action" is part of Ping An's green finance strategy, providing insurance for carbon-storing ecosystems and expanding its Carbon Sink Insurance program to 18 provinces by the end of 2024 [9] - As of June 30, 2025, Ping An's green investments totaled RMB 144.482 billion (around USD 20 billion), with green loan balances at RMB 251.746 billion (approximately USD 35.3 billion) [10] Group 7: Commitment to Innovation - Ping An aims to innovate within green finance, creating a wider range of green insurance and investment products while collaborating with international partners for sustainable development [11]

Core Viewpoint - The conflict between Ping An Group and Huaxia Happiness has become public, highlighting governance issues and differing interests regarding the company's pre-restructuring process [1][2][9]. Group 1: Conflict Background - The dispute escalated following two announcements made by Huaxia Happiness on November 17, revealing that creditor Longcheng Construction Engineering Co., Ltd. applied for the company's restructuring due to its inability to repay debts [3][4]. - The court has accepted the pre-restructuring application, and Huaxia Happiness indicated "no objection" to this process [3][5]. Group 2: Governance and Compliance Issues - Ping An's representative, Wang Wei, publicly stated he was unaware of the announcement regarding the restructuring, claiming it violated company governance procedures [5][10]. - The core of the dispute revolves around whether the pre-restructuring process required board approval, with differing interpretations of regulatory guidelines [10][12]. Group 3: Financial Oversight and Transparency - The Huaxia Happiness debt committee authorized Ping An Asset Management to conduct a special financial due diligence on the company, addressing concerns over the transparency of debt resolution [6][7]. - Huaxia Happiness responded by stating it would cooperate with the temporary management team but could not define its obligation to comply with the financial committee's additional due diligence [8]. Group 4: Historical Context and Financial Performance - The relationship between Ping An and Huaxia Happiness has deteriorated over time, with significant financial losses for Huaxia Happiness leading to Ping An's substantial exposure [16][17]. - The company's stock price has plummeted from over 20 yuan to around 2 yuan, resulting in a significant market capitalization loss [17]. Group 5: Future Outlook - The restructuring process is expected to be complex, involving various stakeholders, including creditors and minority shareholders, indicating a challenging path ahead for Huaxia Happiness [21].

Core Viewpoint - The company is enhancing its agricultural production risk response capabilities against snowstorm conditions through a comprehensive emergency drill for the winter of 2025, focusing on food security and farmer rights protection [1][2]. Group 1: Emergency Drill Overview - The emergency drill is led by the general manager's office of Ping An Property & Casualty Insurance Jiangsu Branch, emphasizing the "risk reduction service" concept throughout the process [1][2]. - The drill targets real agricultural production needs, identifying key areas such as 20,000 acres of greenhouses and 1,210 livestock breeding facilities for focused risk management [2]. Group 2: Technological Integration - The drill incorporates "drone risk inspection" to survey over 1,400 acres of greenhouses, allowing for quick identification of risks such as damaged film and loose frames [3]. - The ground team assists farmers in real-time based on drone feedback, demonstrating the effectiveness of the "technology + human" risk assessment model [3]. Group 3: Livestock Protection Focus - The drill emphasizes the reinforcement of livestock facilities to prevent collapse during snowstorms, with teams conducting thorough checks and assisting in the strengthening of roofs [5]. - Farmers express appreciation for the practical support provided, which transforms emergency preparedness from theoretical plans to tangible protections [5]. Group 4: Extension of Services - The company expands its service offerings by including "uninsured farmers' spring sowing protection" in the drill, providing on-site guidance from agricultural experts for winter wheat management [7]. - This initiative reflects the company's commitment to "risk reduction service" and aims to strengthen the foundation for summer grain production [7]. Group 5: Future Directions - The company plans to continue deepening its "insurance + service + technology" model in agricultural insurance, aiming for proactive engagement and precise measures to safeguard agricultural production and support food security strategies [7].