Core Viewpoint - The company emphasizes the importance of protecting financial consumer rights and enhancing public financial literacy through various initiatives and educational activities, particularly during the 2025 Financial Education Promotion Week [1][2][9] Group 1: Consumer Rights Protection - The company aims to construct a comprehensive consumer rights protection framework, focusing on safeguarding the legitimate rights and interests of financial consumers [2][4] - It is committed to providing diverse insurance products and services to meet the evolving needs of consumers, ensuring that appropriate products reach suitable clients [2][4] - The company actively addresses consumer concerns and issues, implementing practical measures to enhance service efficiency and convenience [2][5] Group 2: Combatting Illegal Practices - The company is dedicated to combating illegal practices that disrupt market order and harm consumer rights, such as "agent policy cancellation" and "agent rights protection" [3][5] - It aims to raise awareness among vulnerable groups, including the elderly and youth, about the dangers of illegal intermediaries and enhance public fraud prevention capabilities [3][5] Group 3: Team Development and Service Quality - The company focuses on improving the quality of its agent workforce, ensuring that agents possess the necessary professional skills and ethical standards to provide trustworthy services [4][6] - It emphasizes the integration of consumer rights protection into daily operations, enhancing agents' ability to identify risks and resolve disputes effectively [6][7] Group 4: Community Engagement and Education - The company is committed to building a community financial service ecosystem that addresses diverse customer needs and enhances service quality [7][8] - During the Financial Education Promotion Week, the company organized various educational activities to improve public understanding of financial services and risks [8][9]

Group 1 - The core point of the article highlights the performance of the HuShen 300 ESG ETF managed by Southern Fund Management, which has seen a return of 14.38% since its inception on April 13, 2023, and a monthly return of 6.09% [1] - As of the midday close on September 19, the HuShen 300 ESG ETF (560180) fell by 0.61%, trading at 1.142 yuan with a transaction volume of 7.2083 million yuan [1] - The major holdings of the ETF include stocks such as Kweichow Moutai, which decreased by 0.15%, and China Merchants Bank, which increased by 0.91% [1] Group 2 - The ETF's performance benchmark is the HuShen 300 ESG Index return rate, indicating its alignment with ESG investment principles [1] - The fund manager is Li Jialiang, responsible for overseeing the ETF's investment strategy and performance [1] - The article provides a snapshot of the performance of various heavy-weight stocks within the ETF, including increases in stocks like Midea Group (up 0.99%) and BYD (up 0.13%), while others like Industrial and Commercial Bank of China saw a decline of 0.96% [1]

Group 1 - China Ping An ranked 9th in the "Top 100 Most Valuable Chinese Brands" list with a brand value of $29.64 billion, marking a 44.5% year-on-year increase [2] - The BrandZ ranking evaluates brands based on financial value and brand contribution, highlighting China Ping An's commitment to building a trusted national brand and its focus on a people-centered value approach [2] - The company has been recognized as the leading brand in the insurance industry for eleven consecutive years, reflecting its significant industry influence [2] Group 2 - As of June 2025, China Ping An had nearly 247 million personal customers, equating to one in every six Chinese individuals being a customer [3] - The average customer holds 2.94 contracts, showing a 0.3% increase compared to June 2024, indicating customer engagement and retention [3] - The company aims to provide a "worry-free, time-saving, and cost-effective" service experience through a comprehensive financial service system, demonstrating balanced growth across its financial offerings [3]

摩根士丹利发表研究报告指，基于中期业绩，将中国平安2025至2027年每股经营利润预测分别上调 1.9%、0.4%及0.6%，新业务价值预测分别上调3.8%、3.9%及1.3%，以反映新业务价值利润率改善，目 标价则由69港元上调至70港元，维持"增持"评级。该行预期，随着中国房地产市场及风险周期逐步见 底，中国平安核心人寿业务凭借稳定经纪队伍、提升经纪生产力及低于同业的负债成本，或能实现高质 量增长。 ...

转自：南报网 9月18日上午，南京市2025年国家网络安全宣传周法治日主题活动在南京农业大学滨江校区举行。本次 活动由中共南京市委网络安全和信息化委员会办公室、南京市公安局主办，中共南京市委机要保密局、 南京农业大学、南京市公安局网络安全保卫支队，中国平安江苏地区统管党委共同协办，旨在提升广大 群众的网络安全意识和安全防护技能，使网络安全理念更加深入人心。活动中，南京市公安局网络安全 保卫支队通报了2025"净网行动"的阶段性成果，并对全市优秀警企联络员进行了表彰。 活动现场，南京市公安局网络安全保卫支队还与中国平安江苏地区统管党委进行了共建签约。双方将共 同组建"平安义警"志愿服务队伍，建立健全"警企联动、平安共建"长效机制，通过党组织联建共建、拓 展民生服务场景，推动警企协同走向深入。协议签署后，南京网安领导向"平安义警"代表授旗。旗手挥 动旗帜，展现出平安志愿者投身服务的坚定信心和决心，将现场气氛推向高潮。 平安义警展风采 反诈宣传进校园 当天，一道亮眼的橙色风景线成为现场活动的焦点——由中国平安江苏地区统管党委与南京网安联合组 建的"平安义警"志愿者队伍首次集体亮相。他们统一身着平安橙服装，向公众宣传 ...

Group 1 - The core viewpoint of the article highlights the growth of the insurance industry in Hubei Province, with a total original insurance premium income of 109.35 billion yuan from January to April 2025, representing a year-on-year increase of 2.53% [1] - Life insurance accounted for the highest proportion of the total original insurance premium income in Hubei Province, amounting to 68.682 billion yuan, which is 62.81% of the total [1] - The article references a report by Zhiyan Consulting that analyzes the development and investment prospects of the Chinese insurance industry from 2025 to 2031 [1] Group 2 - Listed companies mentioned include Tianmao Group, China Ping An, China Pacific Insurance, China Life, China Insurance, and Xinhua Insurance [1] - The data source for the statistics provided is the National Financial Supervision Administration, organized by Zhiyan Consulting [1] - Zhiyan Consulting is described as a leading industry consulting agency in China, specializing in in-depth industry research and providing comprehensive consulting services for investment decisions [1]

Core Viewpoint - China Ping An (601318)(02318) announced that it will distribute an interim dividend of 0.95 yuan per share on October 24, 2025 [1] Group 1 - The interim dividend amount is set at 0.95 yuan per share [1] - The distribution date for the dividend is scheduled for October 24, 2025 [1]

Core Viewpoint - China Ping An (02318) announced that it will distribute an interim dividend of 0.95 yuan per share on October 24, 2025 [1] Summary by Relevant Categories - **Company Announcement** - The company will pay an interim dividend of 0.95 yuan per share [1]

About Us [Who We Are](index=3&type=section&id=Who%20We%20Are) The company has developed into a leading international "integrated finance + healthcare and elderly care" service group, ranking first in global insurance group brand value, serving nearly 247 million individual customers and over 4 million group customers, and listed in Hong Kong and Shanghai - The company is a leading international "integrated finance + healthcare and elderly care" service group, ranking first in global insurance group brand value[11](index=11&type=chunk) - Serves a large number of customers, covering nearly **247 million** individual customers and over **4 million** group customers[11](index=11&type=chunk) - The company is dual-listed on the Main Board of The Stock Exchange of Hong Kong (2318.HK) and the Shanghai Stock Exchange (601318.SH)[11](index=11&type=chunk) [Company Mission](index=4&type=section&id=Company%20Mission) The company is committed to becoming a leading international integrated financial, healthcare, and elderly care service group, upholding the philosophy of "Expertise Makes Life Simpler" by providing "worry-free, time-saving, and cost-effective" services to address customer pain points in finance, healthcare, and elderly care - The company's mission is to become a leading international integrated financial, healthcare, and elderly care service group, creating value for customers, employees, shareholders, and society[14](index=14&type=chunk) - Upholds the philosophy of "Expertise Makes Life Simpler," providing "worry-free, time-saving, and cost-effective" services[14](index=14&type=chunk)[15](index=15&type=chunk) - Achieves customer peace of mind, efficiency, convenience, and cost optimization through professional advisors, online/offline services, and integrated benefits[16](index=16&type=chunk)[17](index=17&type=chunk)[18](index=18&type=chunk) [Era Opportunities](index=5&type=section&id=Era%20Opportunities) China's economy enters a medium-to-high-speed growth phase, with an expanding middle class and accelerating population aging, driving strong demand for "insurance + services," efficient healthcare, and high-quality elderly care, ushering in a golden development period for the life insurance industry - China's economy is entering a medium-to-high-speed growth phase, with the middle-class population continuously expanding, projected to account for **one-third of the global total by 2030**[20](index=20&type=chunk)[21](index=21&type=chunk)[25](index=25&type=chunk) - Population aging is accelerating, with the proportion of people aged **65 and above expected to exceed 20% by 2030**, and the silver economy's scale potentially reaching **RMB 30 trillion by 2035**[20](index=20&type=chunk)[23](index=23&type=chunk)[26](index=26&type=chunk) - Healthcare demand is growing, with the total scale of the health service industry projected to reach **RMB 16 trillion by 2030**, but facing challenges such as uneven resource allocation[22](index=22&type=chunk)[27](index=27&type=chunk) [Company Strategy](index=6&type=section&id=Company%20Strategy) The company continues to deepen its "integrated finance + healthcare and elderly care" strategy, building core competitiveness through "service differentiation," leveraging technology to provide comprehensive financial advisory, family doctor, and elderly care management professional services, achieving service enhancement, efficiency improvement, cost reduction, and risk prevention - The company deepens its "integrated finance + healthcare and elderly care" strategy, building core competitiveness through "service differentiation"[28](index=28&type=chunk) - In integrated finance, it builds a "one customer, multiple accounts, diverse products, one-stop service" system to enhance customer loyalty[30](index=30&type=chunk) - In healthcare and elderly care, it represents the payer to integrate suppliers, providing cost-effective healthcare and elderly care services, and building professional family doctors and elderly care managers[33](index=33&type=chunk)[34](index=34&type=chunk) - Technology empowerment is central, utilizing AI large models, big data, and other technologies to achieve digital operations, management, and marketing, driving the transformation from "experience-based decision-making" to "data-driven decision-making"[36](index=36&type=chunk) - Technology empowerment yields significant results: AI doctors accurately diagnose over **10,000 diseases**, **94%** of life insurance policies are underwritten in seconds, AI customer service covers **80%** of total service volume, and property insurance anti-fraud intelligent claims interception reduces losses by **RMB 6.44 billion**[38](index=38&type=chunk)[39](index=39&type=chunk)[40](index=40&type=chunk) [Operating Highlights](index=10&type=section&id=Operating%20Highlights) In the first half of 2025, the Group maintained stable operations, with operating profit attributable to shareholders increasing by 3.7% year-on-year, and interim dividend per share growing by 2.2%; life and health insurance new business value surged by 39.8%, property and casualty insurance business grew steadily with optimized combined ratio; bank net profit remained stable with sound asset quality; integrated finance and healthcare & elderly care strategies continued to deepen, improving customer operating efficiency, and the brand value ranked first globally for insurance brands Group Key Financial Indicators for H1 2025 | Indicator | Amount/Ratio | Year-on-year/vs. beginning of year change | Notes | | :--- | :--- | :--- | :--- | | Operating Profit Attributable to Parent Company Shareholders | RMB 77.732 billion | 3.7% increase | | | Net Profit Attributable to Parent Company Shareholders | RMB 68.047 billion | - | | | Operating Revenue | RMB 546.469 billion | - | | | Equity Attributable to Parent Company Shareholders | RMB 943.952 billion | 1.7% increase | vs. beginning of year | | Interim Dividend Per Share | RMB 0.95 | 2.2% increase | | | Life & Health Insurance New Business Value | 39.8% increase | - | | | Property & Casualty Insurance Gross Written Premiums | RMB 171.857 billion | 7.1% increase | | | P&C Overall Combined Ratio | 95.2% | 2.6 percentage points optimization | | | Bank Net Profit | RMB 24.870 billion | - | | | Bank NPL Ratio | 1.05% | - | | | Individual Customers | Nearly 247 million | 1.8% increase | vs. beginning of year | | Retention Rate of Customers Holding 4+ Group Contracts | 97.8% | - | | | Contribution of Healthcare & Elderly Care Ecosystem Service Rights to Life Insurance NBV | Nearly 70% | - | | | Cumulative Investment in Real Economy | Nearly RMB 10.80 trillion | - | | | Brand Finance Global Insurance Brand Value Top 100 Ranking | 1st place | Ranked first for nine consecutive years | | [Chairman's Statement](index=12&type=section&id=Chairman's%20Statement) The Chairman emphasized the company's inheritance of the Special Economic Zone spirit, reshaping financial models through technological innovation, deepening the "integrated finance + healthcare and elderly care" strategy, leveraging AI technology to achieve service differentiation, enhance customer experience, and actively fulfill social responsibilities; in the first half, the Group maintained stable operations, with significant growth in life insurance new business value, strong performance in property and casualty insurance and banking, deepened implementation of the healthcare and elderly care strategy, and remarkable achievements in technology application - The company inherits the spirit of the Special Economic Zone, driving technological transformation with AI as the core, exploring innovation boundaries, and making financial services inclusive[59](index=59&type=chunk)[60](index=60&type=chunk) - In the first half of 2025, the Group's operating profit attributable to parent company shareholders was **RMB 77.732 billion**, a **3.7%** year-on-year increase; net profit was **RMB 68.047 billion**[61](index=61&type=chunk) - Life and health insurance new business value surged by **39.8%** year-on-year, with policy persistency remaining high[61](index=61&type=chunk)[66](index=66&type=chunk) - Property and casualty insurance gross written premiums were **RMB 171.857 billion**, a **7.1%** year-on-year increase; combined ratio was **95.2%**, optimizing by **2.6 percentage points** year-on-year[67](index=67&type=chunk) - Bank net profit was **RMB 24.870 billion**, non-performing loan ratio was **1.05%**, provision coverage ratio was **238.48%**, with overall stable asset quality[67](index=67&type=chunk) - Healthcare and elderly care strategy deepened, with nearly **63%** of individual customers enjoying healthcare and elderly care ecosystem service rights, and Ping An Family Doctor members exceeding **35 million**[68](index=68&type=chunk)[69](index=69&type=chunk) - AI technology is widely applied, with large model calls reaching **818 million**, assisting sales of **RMB 66.157 billion**, and property insurance anti-fraud intelligent claims interception reducing losses by **RMB 6.44 billion**[71](index=71&type=chunk) - Actively fulfills social responsibilities, with cumulative investment of nearly **RMB 10.80 trillion** supporting real economy development, and MSCI ESG rating upgraded to **AA**[72](index=72&type=chunk) [Financial Summary](index=16&type=section&id=Financial%20Summary) This section provides key financial indicators for the Group and its business segments in the first half of 2025, including operating profit, net profit, assets and liabilities, solvency, new business value, combined ratio, and non-performing loan ratio, comprehensively demonstrating the company's stable operating performance and growth trends across all businesses Group and Segment Key Financial Indicators for H1 2025 | Indicator | H1 2025 (RMB million/%) | H1 2024 (RMB million/%) | Change (%) / Percentage Points | | :--- | :--- | :--- | :--- | | **Group Performance** | | | | | Operating Profit Attributable to Parent Company Shareholders | 77,732 | 74,986 | 3.7% | | Net Profit Attributable to Parent Company Shareholders | 68,047 | 74,619 | -8.8% |

免責聲明 | 灣仔 | | | | | --- | --- | --- | --- | | 香港 | | | | | 代扣所得稅信息 | | | | | 詳情請參見本公司截至2025年6月30日止6個月的未經審計業績公告之"上市證券持有人 | | | | | 所享有的稅項減免資料"章節所載内容。 | | | | | 股東類型 | | 稅率 | 有關代預扣所得稅之更多補充 | | | | | （如適用） | | 非居民企業 | | | | | （非中國內地登記地址） | | 10% | 本公司向於股權登記日名列本公司 | | | | | 股東名冊的H股非居民企業股東 | | | | | （包括香港中央結算（代理人）有 | | | | | 限公司）派發股息時，有義務代扣 | | | | | 代繳10%的企業所得稅。 | | 非個人居民 | | | | | （非中國內地登記地址） | | 10% | 境外居民個人股東從境內非外商投 | | | | | 資企業在中國香港發行的股票取得 | | | | | 的股息紅利所得，本公司有義務代 | | | | | 扣代繳個人所得稅，稅率一般為 | | | | | 10%，但是 ...