为积极推动公司金融教育宣传周期间金融消费者权益保护工作迈向深入，进一步增强金融消费者依法保 护自身权益的意识，提高学生安全防范意识，避免金融诈骗等情况的发生，平安人寿潍坊中心支公司于 9月16日走进营丘镇阿陀小学组织教育宣传活动。 平安人寿潍坊中心支公司将继续做好金融知识宣教工作，开展丰富多彩的金融知识普及活动，进一步培 养社会公众的金融素养、安全意识，为营造和谐稳定的金融环境贡献一份力量。 宣传人员向学生群体及家长发放金融消费者八项权利知识宣传手册、金融消费者保险权益小知识手册等 宣传材料，进一步让学生了解更多金融知识，提高风险防范意识，树立正确的金融理念，保护自身合法 权益。 ...

2025年9月16日宣传人员在潍坊市东王社区居民委员会组织开展金融知识宣教活动，在东王社区居民委 员党员活动室宣传人员向在场的工作人员、社区居民详细介绍了金融消费者各项权益，提醒加强风险防 范意识。同时对居民提出的金融知识困惑作现场解答，提示理性消费，谨防非法金融陷阱。 为积极响应国家金融监督管理局"金融教育宣传周"的活动号召和总公司活动部署，平安人寿潍坊中心支 公司积极践行以人民为中心的价值取向,联合社区金融服务管理室有效整合内外部宣传资源，开展"风险 提示送上门"金融宣传活动。 平安人寿潍坊中心支公司将持续加强金融知识的宣传及普及，不断创新和拓宽宣传形式，进一步扩大金 融知识普及范围，为营造健康和谐的金融消费环境，贡献自己的力量。 公司宣传人员于2025年9月15日走进潍坊市新谊社区，向社区居民、新市民、老年人等群体进行金融知 识的宣传，发放相针对不同年龄段的保险消费风险提示宣传折页，耐心地向其普及金融消费者权益小知 识，提示金融消费者树立正确的价值观，引导大家树立正确的理财观念，增强自我防范意识。 ...

为切实提升乡村居民金融素养和风险防范意识，昌邑支公司在昌邑市围子镇孙家道照村开展了"金融教 育知识农村行"活动。宣传人员向往来村民发放金融知识彩页，宣讲金融消费者八大权益，提升风险防 范意识，理性消费，远离非法金融活动。 平安人寿潍坊中心支公司将持续加强金融知识的宣传及普及，不断创新和拓宽宣传形式，进一步扩大金 融知识普及范围，为营造健康和谐的金融消费环境，贡献自己的力量。 为积极响应监管工作号召，发挥金融力量，围绕群众普及金融知识，推动金融知识和风险提示深入基 层、直达群众，平安人寿潍坊中心支公司深入乡村开展形式多样的金融宣教活动。 ...

Core Viewpoint - The event organized by Ping An Life's Rizhao branch focused on financial education and fraud prevention, emphasizing the importance of safeguarding financial rights and enhancing quality of life [1][2] Group 1: Event Overview - The financial education event was held at Haiqu Packaging Co., where a professional team provided practical financial knowledge and fraud prevention strategies to employees [1] - The core theme of the presentation was "Financial Risks Around Us and Prevention," using relatable language and real-life examples to explain common scams [1] Group 2: Key Topics Covered - The presentation highlighted prevalent scams such as "order rebate," "impersonating leaders or colleagues for loans," "false investment opportunities," and "telecom network fraud," detailing the tactics used by fraudsters [1] - Employees were taught how to identify signs of fraud and were encouraged to be cautious about "zero-risk" promises and to verify suspicious situations with authorities or legitimate financial institutions [1] Group 3: Employee Engagement and Future Plans - The atmosphere during the event was lively, with employees actively listening and asking questions, indicating the practical value of the information shared [2] - The Rizhao branch plans to continue the "Financial Knowledge into Enterprises" initiative, aiming to deliver useful financial knowledge and risk prevention skills to more employees, fulfilling its social responsibility [2]

Core Viewpoint - The report highlights the performance of the top seven listed property insurance companies in the first half of 2025, emphasizing the impact of the new insurance contract standards (IF17) on profitability metrics and the significant growth in net profits across the sector [1][18]. Group 1: Overall Performance - The total premium income of the seven listed property insurance companies reached 697.8 billion yuan, reflecting a year-on-year growth of 4.3% [12]. - The combined net profit of these companies amounted to 43.66 billion yuan, representing a substantial increase of 27.2% year-on-year [13][14]. - China Life Insurance's net profit was 25.05 billion yuan, marking a 39.0% increase and accounting for 57.4% of the total net profit of the seven companies [3][14]. Group 2: Profitability Metrics - The average Return on Equity (ROE) for the seven companies was 7.7%, an increase of 0.9 percentage points compared to the previous year [16]. - The highest ROE was recorded by China Pacific Insurance at 9.0%, while the lowest was by Sunshine Insurance at 3.9% [3][16]. - The average combined cost ratio for the seven companies improved to 4.3%, up by 1.7 percentage points year-on-year [18][21]. Group 3: Profitability Drivers - The report analyzes profitability through a dual-driver model, breaking down ROE into underwriting ROE and investment ROE [7][10]. - The underwriting profit margin for the seven companies averaged 4.3%, with China Pacific Insurance leading at 4.8% [21][34]. - The average investment return rate (non-annualized) was 2.1%, with China Life Insurance achieving the highest rate at 2.6% [21][34]. Group 4: Leverage Metrics - The average insurance service income leverage for the seven companies was 1.0, with China Pacific Insurance having the highest leverage at 1.6 [24][25]. - The average investment leverage was 2.7, with China Pacific Insurance again leading at 4.2 [25][27]. - The report indicates that higher service income leverage and underwriting profit margins contribute to better performance in underwriting ROE for China Pacific Insurance [35].

证券之星消息，9月19日保险板块较上一交易日下跌0.84%，新华保险领跌。当日上证指数报收于 3820.09，下跌0.3%。深证成指报收于13070.86，下跌0.04%。保险板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601318 | 中国平安 | 55.10 | -0.33% | 54.33万 | 30.08亿 | | 601601 | 中国太保 | 34.89 | -0.40% | 35.23万 | 12.33 乙 | | 601628 | 中国人寿 | 38.26 | -1.14% | 11.34万 | 4.34亿 | | 61319 | 中国人保 | 7.74 | -1.15% | 74.93万 | 5.81亿 | | 601336 | 新华保险 | 58.80 | -1.52% | 19.69万 | 11.63亿 | 从资金流向上来看，当日保险板块主力资金净流出2913.21万元，游资资金净流出3.74亿元，散户资金净 流入4.03亿元。保险板块个股资金流向 ...

摩根士丹利发布研报称，基于中期业绩，将中国平安（601318）(02318)2025至2027年每股经营利润预 测分别上调1.9%、0.4%及0.6%，新业务价值预测分别上调3.8%、3.9%及1.3%，以反映新业务价值利润 率改善，目标价则由69港元升至70港元，相当于预测今年市账率1.2倍，维持"增持"评级。该行预期， 平安将进入降风险后期阶段，随着中国房地产市场及风险周期逐步见底，其核心人寿业务凭借稳定经纪 队伍、提升经纪生产力及低于同业的负债成本，或能实现高质量增长。 ...

智通财经APP获悉，摩根士丹利发布研报称，基于中期业绩，将中国平安(02318)2025至2027年每股经营 利润预测分别上调1.9%、0.4%及0.6%，新业务价值预测分别上调3.8%、3.9%及1.3%，以反映新业务价 值利润率改善，目标价则由69港元升至70港元，相当于预测今年市账率1.2倍，维持"增持"评级。该行 预期，平安将进入降风险后期阶段，随着中国房地产市场及风险周期逐步见底，其核心人寿业务凭借稳 定经纪队伍、提升经纪生产力及低于同业的负债成本，或能实现高质量增长。 ...

Core Viewpoint - The event organized by Ping An Property & Casualty Insurance aims to educate the elderly on financial knowledge while promoting the legacy of red finance, emphasizing the importance of safeguarding their retirement funds through practical examples and interactive activities [1][9]. Group 1: Event Overview - On September 18, Ping An Property & Casualty Insurance Longyan Center collaborated with Wolong Community in Changting County to host an immersive financial protection event for the elderly, themed "Your 18, My 18 - Passing on the Red Gene, Consumer Protection for a Warm Sunset" [1]. - The event featured participation from elderly attendees who engaged actively in discussions and learning about financial traps, particularly high-interest retirement projects [3]. Group 2: Educational Activities - The event included practical financial knowledge sharing, with veterans recounting stories from their youth, linking historical financial experiences to current financial literacy [5]. - Interactive segments such as financial quizzes and scenario simulations were designed to enhance the elderly's understanding and ability to navigate financial issues [7]. Group 3: Community Response - The financial education initiative received positive feedback from the elderly participants, highlighting its significance in providing practical financial knowledge and insights into red finance history [9]. - Ping An Property & Casualty Insurance Longyan Center plans to continue integrating financial education with the promotion of local red culture, aiming to offer comprehensive financial services to the community [9].

普及金融知识是提升公众金融安全意识的关键。2025年金融教育宣传周期间，平安产险泉州中心支公司 紧扣"保障金融权益 助力美好生活"主题，结合泉州地域特色与客群需求，联动全县域开展形式多样、 内容丰富的金融知识普及活动，将专业内容转化为群众喜闻乐见的"营养大餐"，实现金融教育的精准触 达与深度渗透。 青春赋能：校园训练营激发财商新活力 9月18日，平安产险泉州中心支公司走进泉州华光职业学院，参与由多部门指导、平安泉州统管党委承 办的"青春财赋觉醒训练营"。活动通过金融知识游乐场、"智'绘'诚信树""疯狂踩地鼠"等互动游戏，帮 助学生掌握金融风险防范要点。现场还发布泉州世遗点明信片，以文化纽带联结金融与地方经济，增强 青年对金融生态的感知。国家金融监督管理总局泉州监管分局指导的原创动画《青春的钱袋子保卫战》 同步展播，以生动叙事助力青年筑牢财商"防火墙"。 县域联动：多场景覆盖构建金融教育矩阵 平安产险泉州中心支公司各机构网点同步通过LED屏、宣传海报及折页等多种形式，常态化开展反洗 钱、防诈骗知识普及，确保群众"随时学、随手看"，多场景积极开展金融知识普及活动。 南安：多元场景深入宣传 平安产险南安支公司志愿者 ...