2025.09. 26 本文字数：563，阅读时长大约1分钟 来源 | 央视财经 微信编辑 | 格蕾丝 第 一 财 经 持 续 追 踪 财 经 热 点 。 若 您 掌 握 公 司 动 态 、 行 业 趋 势 、 金 融 事 件 等 有 价 值 的 线 索 ， 欢 迎 提 供 。 专 用 邮 箱 ： bianjibu@yicai.com （注：我们会对线索进行核实。您的隐私将严格保密。） 推荐阅读 捷豹路虎3.3万名员工被告知"停工停产" 9月25日晚间， 工商银行、农业银行、中国银行、建设银行、交通银行、邮储银行发布公告，宣布 不再设立监事会 。 公告显示，工商银行、农业银行、中国银行、建设银行、交通银行五家国有大行于近日收到国家金融 监督管理总局的有关批复，核准修订后的公司章程，银行监事会及监事依法撤销。银行表示，相关人 员不再担任该行监事，已确认与银行无不同意见，亦无任何其他相关事项需要通知银行股东及债权 人。邮储银行同日发布的《2025年第二次临时股东大会会议资料》也表示，该行拟不再设立监事会 及下设专门委员会。 据悉，监事会是股份公司的监督机构，主要负责监督检查公司的财务会计活动、管理人员执行职务时 ...

| 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入 (元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 601288 农业银行 | | 2.00亿 | 7.58% | -1.74亿 | -6.60% | -2580.26万 | -0.98% | | 601398 工商银行 | | 8962.28万 | 4.45% | -1.48亿 | -7.34% | 5826.47万 | 2.89% | | 601328 交通银行 | | 2646.71万 | 3.20% | -6353.29万 | -7.68% | - 3706.58万 | 4.48% | | 601658 邮储银行 | | 2153.66万 | 3.93% | -552.23万 | -1.01% | -1601.43万 | -2.92% | | 601939 建设银行 | | 294.89万 | 0.44% | -190.64万 | -0.28% | -104.25万 | -0.15% | | 601988 中国 ...

其中，中国邮政储蓄银行在战略合作期内将为青岛市提供5000亿元人民币意向性融资支持，重点合作领 域包括重大项目建设、乡村振兴、航运金融与普惠金融等。 中经记者 郝亚娟 夏欣 青岛、北京报道 9月26日，在2025·青岛创投风投大会上，青岛市政府分别与中国邮政储蓄银行股份有限公司、汇丰银行 （中国）有限公司、东亚银行（中国）有限公司3家银行以及中国国新控股有限责任公司签署战略合作 协议，覆盖宏观规划、央企合作与外资赋能三大领域，将推动区域与多类型机构合作迈向深度协同，开 启合作"新篇章"。 据了解，青岛市政府引导基金联合8家市属国企及科创母基金等，共同发起总规模58亿元的市级基金， 重点投向青岛"10+1"创新型产业体系，支持科技创新与现代化产业体系建设，加速优质项目落地。 （编辑：朱紫云 审核：何莎莎 校对：颜京宁） ...

Core Viewpoint - Postal Savings Bank of China (PSBC) is experiencing fluctuations in stock performance, with a recent decline of 0.84% and a market capitalization of 712.16 billion yuan [1] Financial Performance - PSBC's dividend yields over the past three years were 5.58%, 6.00%, and 4.61% respectively, indicating a strong return for investors [2] - For the first half of 2025, PSBC reported a net profit of 49.23 billion yuan, reflecting a year-on-year growth of 0.85% [7] Shareholder and Market Activity - As of June 30, 2025, the number of PSBC shareholders decreased by 10.31% to 164,100, while the average number of circulating shares per person increased by 11.66% to 415,086 shares [7] - The stock has seen a net inflow of 15.08 million yuan today, with a total industry net inflow of 261 million yuan, indicating a mixed sentiment among investors [3][4] Company Overview - PSBC, established on March 6, 2007, and listed on December 10, 2019, primarily offers banking and financial services in China, with personal banking contributing 69.57% to its revenue, corporate banking 19.70%, and funding business 10.65% [6] - The bank is controlled by China Post Group and is categorized under state-owned enterprises [2] Dividend Distribution - Since its A-share listing, PSBC has distributed a total of 137.80 billion yuan in dividends, with 77.40 billion yuan distributed over the last three years [8]

Core Viewpoint - The six major banks in China have decided to abolish their supervisory boards, opting for their audit committees to assume the supervisory functions, which is seen as a move to enhance corporate governance efficiency and reduce governance costs [1][2]. Group 1: Announcement Details - On September 25, the Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, and Bank of Communications announced they would no longer establish supervisory boards [1]. - These banks indicated that the decision was approved at the 2024 annual shareholders' meeting held on June 27, 2025, and they have received approval from the National Financial Regulatory Administration for the amendments to their articles of association [1]. - The current supervisors will no longer hold their positions, and the audit committee of the board will take over the responsibilities previously held by the supervisory board [1]. Group 2: Industry Implications - Experts suggest that the functions of the supervisory board overlap with those of the board of directors, particularly the audit committee, which can lead to reduced governance costs and increased flexibility in corporate governance [2]. - The recent revision of the Company Law allows companies to establish audit committees composed of directors to exercise the powers of the supervisory board, which supports the decision to eliminate supervisory boards [2]. - Other banks, including several nationwide joint-stock banks and local commercial banks, have also announced plans to abolish their supervisory boards, indicating a broader trend in the banking industry [2].

Core Viewpoint - Postal Savings Bank of China (PSBC) provided a 10 million yuan credit loan to Sichuan Jingweida Technology Co., Ltd., a national-level specialized and innovative "little giant" enterprise, to address funding bottlenecks in R&D and technology transfer [1][5] Group 1: Financial Support and Innovation - The loan is characterized by "no collateral, low interest rates, and zero fees," effectively alleviating the financial pressure on the company during its rapid development phase [1][4] - The funding is directed towards new material R&D and order production, facilitating the critical link between technology, product, and market [1][5] - PSBC's approach signifies a shift from traditional collateral-based lending to recognizing the value of "technical assets," thus enhancing the creditworthiness of technology-driven enterprises [3][10] Group 2: Operational Efficiency and Impact - The automated production lines at Jingweida Technology demonstrate the company's commitment to "Chinese intelligent manufacturing," supported by financial backing from banks [3][8] - The low-cost credit loan significantly reduces financing costs, allowing the company to invest in R&D and optimize production efficiency [8][10] - The timely financial support helps avoid production delays and potential customer loss due to cash flow issues, thus positively impacting operational strategy [8][10] Group 3: Collaborative Ecosystem - The successful practice of PSBC in serving technology enterprises is attributed to deep cooperation with government departments, creating a "government-bank linkage" model [10][11] - PSBC has introduced innovative financial products tailored for startups, such as "order loans" and "talent loans," to better address the financing needs of technology companies [10] - By the end of 2024, PSBC's technology finance metrics are expected to rank among the top in the province, effectively addressing the financing challenges faced by local tech enterprises [10][11]

在甘肃平凉，新型节能设备正在庄浪县一家特种水泥制品车间里平稳运转，为传统产业的转型升级提供 动力。 这家曾受困于"高耗能"标签的水泥企业，如今凭借中国邮政储蓄银行（以下简称"邮储银行"）甘肃省分 行发放的"产品碳减排量+碳足迹"双挂钩贷款，走上低碳转型的新路径。 "十四五"期间，邮储银行在绿色金融政策驱动下，逐"绿"而行，在破解行业痛点中探索出特色发展之 路。 顶层设计：构建绿色金融治理体系 "十四五"期间，"完善绿色金融政策体系，发展绿色信贷和绿色直接融资"的政策，驱动我国绿色金融从 框架搭建迈向纵深推进。 锚定政策方向，邮储银行优化资源配置，加大绿色信贷支持力度，并设立45家碳中和支行、绿色支行， 为绿色金融落地搭建"毛细血管"。 在具体实践中，政策落地"最后一公里"难题突出。对此，邮储银行一方面制定"绿色金融授信政策指 引"，明确风电、生物质能等重点支持领域；另一方面差异化下放审批权限，对绿色项目开通"限时服务 +绿色通道"。邮储银行新疆区分行聚焦当地风光资源优势，为阿勒泰25万千瓦风电项目授信11.58亿 元，助力项目实现年均减排二氧化碳66万吨；大连分行紧扣海洋强国战略，为金砣渔业发放5000万元贷 ...

Core Viewpoint - The 2025 Qingdao Venture Capital and Private Equity Conference was held, marking significant developments in investment and financial cooperation in Qingdao [1] Group 1: Establishment of Fund and Investment Scale - Sunshine Hengyi (Qingdao) Private Fund Management Co., Ltd. was officially established, making Qingdao the fifth city in China to host insurance capital private equity funds [3] - The fund will have a total scale of 20 billion yuan, characterized by long investment periods and large product scales, aimed at injecting financial resources into Qingdao's innovative industrial system [3] Group 2: Strategic Cooperation Agreements - Qingdao City Government signed strategic cooperation agreements with several banks, including China Postal Savings Bank and HSBC China, covering macro planning and cooperation with state-owned and foreign enterprises [4] - China Postal Savings Bank will provide 500 billion yuan in financing support for major projects, rural revitalization, and inclusive finance [5] - The city government initiated a municipal fund with a total scale of 5.8 billion yuan, focusing on the "10+1" innovative industrial system to support technological innovation [5] Group 3: Project Investments and Collaborations - Five key projects were signed with a total investment of 8.471 billion yuan, focusing on cultural digitization and artificial intelligence [5] - Central-local cooperation projects include urban renewal and offshore wind power projects, with total investments exceeding 11 billion yuan [5] Group 4: Historical Context and Future Outlook - Since 2019, Qingdao has aimed to become a global venture capital center, hosting the conference for six consecutive years and attracting over 200 key industrial projects [6]

据了解，此次活动范围覆盖河北省廊坊市区及大厂回族自治县52条公交线路共计1000余辆公交车，基本 实现重点区域公共交通网络的全面覆盖。活动期间，廊坊市民下载"数字人民币"APP，选择任一活动银 行（中国银行、农业银行、建设银行、邮储银行）开通数字人民币钱包后，在公交车载支付设备上出示 该钱包付款码，即可享受一分钱乘车优惠。此次活动将持续至2025年12月31日，活动期间每人每日可享 受2次优惠权益。 作为首批与中国人民银行数字货币研究所签署战略合作协议的受理服务机构，银联商务已累计为国内超 过70万家商户门店开通数字人民币支付受理服务，全面覆盖全国所有数字人民币试点城市和地区，涵盖 零售商超、交通出行、健康医疗、餐饮娱乐、景区、养老等各行业领域。后续，银联商务将持续深化与 地方政府、金融机构及商户的合作，进一步探索数字人民币在超市、菜场、药店等更多高频生活消费场 景的应用落地。 来源：北京日报客户端 转自：北京日报客户端 "一分钱乘车的优惠太实在了，而且扫码支付速度很快，一个月下来能省不少钱呢！"9月26日上午，在 廊坊万达广场公交站台，廊坊市民张女士通过"数字人民币"App，只花1分钱就顺利乘车了。近日，为 ...

【导读】国有六大银行同日官宣，不再设立监事会 9月25日晚间，工商银行、中国银行、农业银行、建设银行、交通银行相继发布公告，宣布公司章程修 订已获得监管核准，不再设立监事会。 具体来看，工商银行公告显示，该行于2025年6月27日召开的2024年度股东年会审议批准了《关于审议 及撤销监事会相关事项的议案》，并于近日收到《国家金融监督管理总局关于工商银行修改公司章程的 批复》，核准该行修订后的公司章程。 工商银行表示，自公司章程核准之日起，该行监事会及监事依法撤销，《中国工商银行股份有限公司监 事会议事规则》同时废止。黄力、张杰和刘澜飚不再担任该行监事，已确认与该行无不同意见，亦无任 何其他相关事项需要通知该行股东及债权人。 564号)。国家金融监督管理总局已核准本行修 订后的公司章程。修订后的公司章程全文请参 见上海证券交易所网站（www.sse.com.cn）和 本行网站(www.icbc-ltd.com)。《中国工商 银行股份有限公司股东会议事规则(2025年 版) 》《中国工商银行股份有限公司董事会议 事规则(2025年版)》《中国工商银行股份有 限公司董事会提名委员会工作规则(2025年 版) 》和《 ...