（文章来源：证券日报） 证券日报网讯 8月5日晚间，齐鲁银行发布公告称，特提醒"齐鲁转债"持有人注意在限期内实施转股或 卖出交易，以避免可能面临的投资损失。 ...

Group 1 - The core viewpoint of the article highlights the positive performance of several listed banks in the first half of 2025, with both operating income and net profit showing growth [1][3] - Ningbo Bank and Hangzhou Bank reported outstanding operating income, exceeding 20 billion yuan, with Ningbo Bank's operating income at 37.16 billion yuan, a year-on-year increase of 7.91%, and Hangzhou Bank's at 20.09 billion yuan, up 3.89% [3] - All five banks achieved year-on-year growth in net profit, with Ningbo Bank and Hangzhou Bank both exceeding 10 billion yuan in net profit, at 14.77 billion yuan and 11.66 billion yuan respectively [3] Group 2 - Ningbo Bank and Hangzhou Bank have total assets exceeding 1 trillion yuan, with Ningbo Bank's total assets reaching 3.47 trillion yuan, a growth of 11.04% year-on-year, and Hangzhou Bank's at 2.24 trillion yuan, up 5.83% [1][3] - Qilu Bank and Qingdao Bank have total assets in the range of 700 billion to 800 billion yuan, while Changshu Bank's total assets surpassed 400 billion yuan, reaching 401.25 billion yuan [1] - Qilu Bank reported a year-on-year increase in net interest income of 13.57% and net commission income of 13.64%, indicating a stable recovery in net interest margin [3] Group 3 - The banks are focusing on credit allocation to key sectors such as small and micro enterprises, manufacturing, and consumer services, with Ningbo Bank emphasizing support for these areas [4] - Qilu Bank has increased support for advanced manufacturing, infrastructure, and technological innovation, maintaining steady growth in credit issuance [4] - Hangzhou Bank has already exceeded 50% of its annual credit issuance target by mid-year and plans to optimize its customer structure in response to macroeconomic changes [4]

证券代码：601665 证券简称：齐鲁银行 公告编号：2025-050 可转债代码：113065 可转债简称：齐鲁转债 齐鲁银行股份有限公司 关于实施"齐鲁转债"赎回暨摘牌的 第十七次提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 投资者所持"齐鲁转债"除在规定时限内通过二级市场继续交易或按 5.00 元/股的转股价格进行转股外，仅能选择以 100 元/张的票面价格加当期应计利息 （合计人民币 100.7068 元/张）被强制赎回。若被强制赎回，可能面临较大投资 损失。 特提醒"齐鲁转债"持有人注意在限期内实施转股或卖出交易，以避免 可能面临的投资损失。 敬请广大投资者详细了解可转债有关规定，理性决策，注意投资风险。 根据《齐鲁银行股份有限公司公开发行 A 股可转换公司债券募集说明书》 1 / 5 赎回登记日：2025 年 8 月 13 日 赎回价格：100.7068 元/张 赎回款发放日：2025 年 8 月 14 日 最后交易日：2025 年 8 月 8 日 （以下简称"《募集说明书》"）的约定，自 2025 ...

证券之星消息，8月5日城商行板块较上一交易日上涨1.54%，齐鲁银行领涨。当日上证指数报收于 3617.6，上涨0.96%。深证成指报收于11106.96，上涨0.59%。城商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601665 | 齐鲁银行 | 6.26 | 2.96% | 88.29万 | 5.47 乙 | | 002948 | 青岛银行 | 5.06 | 2.43% | 42.91万 | 2.15亿 | | 601229 | 上海银行 | 10.49 | 2.04% | 62.51万 | 6.50亿 | | 601997 | 贵阳银行 | 6.52 | 2.03% | 49.77万 | 3.22亿 | | 601187 | 厦门银行 | 7.10 | 2.01% | 36.41万 | 2.57亿 | | 6000000 | 南京银行 | 11.96 | 1.87% | 56.35万 | 6.72亿 | | 601577 | 长沙银行 | 10.19 | 1. ...

Group 1: Agricultural Financing Solutions - Qilu Bank has introduced innovative financial products like "Ginger and Garlic Loan" to address the financing difficulties faced by farmers in Laiwu, which has a significant ginger production area of 200,000 acres and an annual output of 500,000 tons [2] - The "Ginger and Garlic Loan" integrates various professional state-owned guarantee institutions, effectively solving the collateral issues for farmers and reducing the overall funding cost to below 3% [2] - By March 2025, Qilu Bank's Laiwu branch had issued nearly 100 million yuan in "Ginger and Garlic Loans," significantly boosting farmers' enthusiasm for ginger and garlic cultivation [2][3] Group 2: Support for Technological Innovation - Qilu Bank has actively supported technological innovation by providing critical credit funding to companies like Weifang Ocean Equipment Manufacturing Co., which developed a domestic underwater tree system, enhancing national energy security [4] - The bank has explored a "technology research + industrial application" approach, assisting in the transformation of major technological achievements since 2023 [4] - The growth of Jinan Xinghui CNC Machinery Technology Co., which received a tailored loan of 3 million yuan in 2008, exemplifies the bank's long-term support for innovative enterprises, leading to a revenue exceeding 300 million yuan [4] Group 3: Digital Financial Services for Trade - Qilu Bank's "Qilu Spring e-Da" online cross-border financial services have streamlined trade processes, reducing transaction times from 24 hours to 2 hours, thus saving nearly 90% of time costs for companies like Hongye Textile [5][6] - The bank has implemented a "local currency settlement first" service to help companies manage risks associated with exchange rate fluctuations, resulting in a 43% increase in RMB settlement for Shandong International Trade by Q4 2024 [6] - As of now, Qilu Bank has facilitated nearly 30 billion yuan in online cross-border transactions, significantly enhancing the efficiency and convenience of foreign trade for Shandong enterprises [6]

有机构表示，在低利率+资产荒环境下，拥有较高分红水平、稳定ROE能力的红利类资产或仍具备较强 韧性与吸引力，有望在短期波动加剧的市场中成为中长期资金重要的底仓选项。此外，降准降息后无风 险利率下行空间打开，同时国家金融监管总局推动保险资金入市力度，国有大行红利价值凸显。 每日经济新闻 银行股午后持续走强，浦发银行涨超4%，齐鲁银行、浙商银行、中信银行、农业银行涨超2%。 受盘面影响，多只银行相关ETF涨超1.5%。 | 代码 名称 | | 现价 涨跌幅▼ | | --- | --- | --- | | 516210 银行ETF指数基金 | | 1.479 1.65% | | 515020 银行ETF基金 | 1.845 | 1.65% | | 516310 银行ETF易方达 | 1.434 | 1.63% | | 512800 银行ETF | 0.871 | 1.52% | | 512700 银行ETF南方 | 1.760 | 1.62% | | 515290 银行ETF天弘 | 1.559 | 1.56% | | 512820 银行ETF龙头 | 1.529 | 1.53% | | 512730 银行ETF ...

| | 代码 | | 两日图 | 现价 | 涨跌 | 涨跌幅 | | --- | --- | --- | --- | --- | --- | --- | | | 600000 | 浦发银行 | | 13.69 | 0.56 | 42140 | | 2 | 601916 | 浙商银行 | | 3.47 | 0.10 | 2.97% | | 3 | 601998 | 中信银行 | | 8.47 | 0.22 | 2.67% | | 4 | 601665 | 齐鲁银行 | | 6.24 | 0.16 | 2.63% | | 5 | 002807 | 江阴银行 | | 4.80 | 0.12 | 2.56% | | 6 | 601128 | 常熟银行 | | 7.63 | 0.17 | 2.28% | | 7 | 601288 | 农业银行 | | 6.54 | 0.15 | 2.35% | | 8 | 601187 | 厦门银行 | | 7.11 | 0.15 | 2.16% | | ਰੇ | 600015 | 华夏银行 | | 8.09 | 0.17 | 2.15% | | 10 | 002948 | 青岛银行 ...

格隆汇8月5日｜A股市场银行股集体上涨，其中，浦发银行涨超4%，浙商银行、齐鲁银行、江阴银 行、中信银行、南京银行、农业银行、常熟银行、民生银行、华夏银行、厦门银行涨超2%。值得注意 的是，农业银行再创历史新高。 | 代码 | 名称 | 涨幅% ↓ | 总市值 | 年初至今涨幅% | | --- | --- | --- | --- | --- | | 600000 | 浦发银行 | 3.73 | 4122亿 | 36.38 | | 601916 | 浙商银行 | 2.97 | 953亿 | 24.66 | | 601665 | 齐鲁银行 | 2.47 | 317亿 | 16.65 | | 002807 | 江阴银行 | 2.35 | 118亿 | 15.33 | | 601998 | 中信銀行 | 2.30 | 4696亿 | 23.25 | | 601009 | 南京银行 | 2.21 | 1484亿 | 14.58 | | 601288 | 农业银行 | 2.19 | 22854亿 | 27.78 | | 601128 | 常熟銀行 | 2.14 | 253亿 | 14.22 | | 600016 | 民 ...

Core Viewpoint - Several listed banks reported positive performance for the first half of 2025, with both operating income and net profit increasing year-on-year, while maintaining steady asset growth [1][2]. Group 1: Financial Performance - Five banks reported year-on-year growth in both operating income and net profit, with Ningbo Bank and Hangzhou Bank each exceeding 200 million yuan in operating income [2]. - Ningbo Bank's total assets reached 3.47 trillion yuan, growing by 11.04% year-on-year, while Hangzhou Bank's total assets were 2.24 trillion yuan, up by 5.83% [2]. - The net profit attributable to shareholders for Ningbo Bank and Hangzhou Bank exceeded 100 million yuan, with figures of 147.72 million yuan and 116.62 million yuan respectively [2][3]. Group 2: Asset Quality - The non-performing loan (NPL) ratios for the five banks remained stable, with Qilu Bank reporting an NPL ratio of 1.09%, down by 0.1 percentage points from the beginning of the year [3]. - Changshu Bank's NPL ratio was 0.76%, also showing a slight decrease, while both Ningbo Bank and Hangzhou Bank maintained an NPL ratio of 0.76% [3]. Group 3: Service to the Real Economy - Banks have increased credit support to key sectors such as small and micro enterprises, manufacturing, and infrastructure, enhancing their service to the real economy [4]. - Hangzhou Bank reported that its credit issuance had exceeded 50% of its annual target by mid-year [4]. Group 4: Market Performance and Investment Trends - Bank stocks have performed well in 2025, with nine stocks in the A-share market showing a cumulative increase of over 20% [6]. - Public funds have increased their holdings in bank stocks, with the proportion reaching 4.85%, the highest since Q2 2021 [6]. - Analysts suggest that the appeal of bank stocks lies in their high dividend yields and stable performance, making them attractive to long-term investors [6].

证券代码：601665 证券简称：齐鲁银行 公告编号：2025-049 可转债代码：113065 可转债简称：齐鲁转债 齐鲁银行股份有限公司关于实施"齐鲁转债"赎回暨摘牌的第十六次提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 重要内容提示： 截至2025年8月4日收市后，距离2025年8月8日（"齐鲁转债"最后交易日）仅剩4个交易日，2025年8月8 日为"齐鲁转债"最后一个交易日。 ● 最后转股日：2025年8月13日 截至2025年8月4日收市后，距离2025年8月13日（"齐鲁转债"最后转股日）仅剩7个交易日，2025年8月 13日为"齐鲁转债"最后一个转股日。 ● 本次提前赎回完成后，"齐鲁转债"将自2025年8月14日起在上海证券交易所摘牌。 ● 投资者所持"齐鲁转债"除在规定时限内通过二级市场继续交易或按5.00元/股的转股价格进行转股外， 仅能选择以100元/张的票面价格加当期应计利息（合计人民币100.7068元/张）被强制赎回。若被强制赎 回，可能面临较大投资损失。 加当期应计利息的价格赎回全部 ...