Core Insights - Changshu Bank reported a revenue of 6.062 billion yuan for the first half of the year, marking a year-on-year increase of 10.1%, and a net profit attributable to shareholders of 1.969 billion yuan, up 13.51% year-on-year [10][11] - Several other banks, including Hangzhou Bank, Ningbo Bank, Qilu Bank, and Qingdao Bank, also announced mid-year performance forecasts, with many reporting double-digit growth in net profit [10][11] - Tianfeng Securities highlighted that policies encouraging long-term capital inflow have significantly increased the demand for insurance capital allocation in bank stocks, which are seen as stable investments with high dividend yields [13] Bank Performance - The Bank AH Index has shown a cumulative increase of 95.90% since its launch on December 6, 2017, with returns attributed to profit growth and dividends rather than valuation expansion [7][9] - The Bank AH Index has outperformed other indices, with a year-to-date return of 23.12% and a one-year return of 51.74% [8] - The average price-to-book (PB) ratio for various banks indicates a low valuation, with the overall bank sector at 0.77x, significantly lower than other high-dividend sectors like coal and oil [13] ETF Insights - The Bank AH Preferred ETF (517900) has attracted significant attention, with a net inflow of 937 million yuan year-to-date, representing a 719% increase in shares, the highest growth among bank ETFs [10] - The ETF includes 42 constituent stocks, with 14 from Hong Kong and 28 from A-shares, reflecting a diversified investment approach [10] Dividend Yields - The dividend yields for various banks show a competitive edge, with several banks offering yields above 4%, making them attractive for income-focused investors [5][6] - The stable dividend payouts and solid operational performance of banks continue to enhance their investment appeal, especially in a low-interest-rate environment [13]

证券代码：601665 证券简称：齐鲁银行 公告编号：2025-055 可转债代码：113065 可转债简称：齐鲁转债 齐鲁银行股份有限公司 关于实施"齐鲁转债"赎回暨摘牌的 最后一次提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： ? 赎回登记日：2025 年 8 月 13 日 ? 赎回价格：100.7068 元/张 ? 赎回款发放日：2025 年 8 月 14 日 ? 最后交易日：2025 年 8 月 8 日 截至 2025 年 8 月 8 日收市后（自 2025 年 8 月 11 日起），"齐鲁转债"停 止交易。 ? 最后转股日：2025 年 8 月 13 日 截至 2025 年 8 月 12 日收市后，距离 2025 年 8 月 13 日（"齐鲁转债"最后 转股日）仅剩 1 个交易日，2025 年 8 月 13 日为"齐鲁转债"最后一个转股日。 《可转换公司债券管理办法》 《上 海证券交易所股票上市规则》和《募集说明书》有关条款，就赎回有关事项向全 体"齐鲁转债"持有人公告如下： 一、赎回条款 ...

证券代码：601665 证券简称：齐鲁银行 公告编号：2025-055 可转债代码：113065 可转债简称：齐鲁转债 齐鲁银行股份有限公司 关于实施"齐鲁转债"赎回暨摘牌的 最后一次提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 截至 2025 年 8 月 8 日收市后（自 2025 年 8 月 11 日起），"齐鲁转债"停 止交易。 最后转股日：2025 年 8 月 13 日 截至 2025 年 8 月 12 日收市后，距离 2025 年 8 月 13 日（"齐鲁转债"最后 转股日）仅剩 1 个交易日，2025 年 8 月 13 日为"齐鲁转债"最后一个转股日。 本次提前赎回完成后，"齐鲁转债"将自 2025 年 8 月 14 日起在上海证 券交易所摘牌。 投资者所持"齐鲁转债"除在规定时限内按 5.00 元/股的转股价格进行转 股外，仅能选择以 100 元/张的票面价格加当期应计利息（合计人民币 100.7068 元/张）被强制赎回。若被强制赎回，可能面临较大投资损失。 "齐鲁转债"已停止交易 ...

近日，客户徐先生到齐鲁银行济南金牛支行办理现金存款业务，存款办理完毕，徐先生请工作人员协助 操作微信转账。考虑到徐先生年事已高，工作人员便主动问询其转账用途。徐先生透露是用于购买名 为"生命素"的药品，并展示了相关微信群聊记录。"治病防病"的宣传话术和特定交流群组，引起了工作 人员的警觉。 当天恰逢支行行长厅堂服务日，行长、营业室主任及大堂经理第一时间迅速响应，将徐先生引导至贵宾 室进一步沟通。通过仔细查看徐先生手机中的群聊记录及"药品"信息，工作人员初步判断其遭遇了"保 健品"诈骗陷阱。然而，徐先生因在线"听课"多日，对"药品"功效深信不疑，坚持认定并未受骗，对工 作人员联系其家属的建议断然拒绝。 为确保客户资金安全，金牛支行果断启动警银联动机制，快速联系了辖区派出所。民警迅速出警抵达现 场，与支行工作人员合力对徐先生进行劝导。经民警现场核实，确认徐先生所在的微信群为诈骗群，群 内推销的"生命素"并非正规药品，销售人员行为存在明显欺诈特征。在民警与银行工作人员的反复劝说 下，徐先生意识到自己陷入骗局，当即退出群聊，切断了联系。 "真是太感谢你们了！要不是你们这么负责、专业，我这辛苦攒下的6000块钱可就打水 ...

证券之星消息，8月12日城商行板块较上一交易日上涨0.03%，苏州银行领涨。当日上证指数报收于 3665.92，上涨0.5%。深证成指报收于11351.63，上涨0.53%。城商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 002966 | 苏州银行 | 8.63 | 0.94% | 29.67万 | 2.56亿 | | 002142 | 宁波银行 | 28.49 | 0.74% | 17.67万 | = 5.03亿 | | 601963 | 重庆银行 | 10.27 | 0.59% | 1 9.06万 | 9306.64万 | | 002936 | 郑州银行 | 2.10 | 0.48% | 82.44万 | 1.73亿 | | 001227 | 兰州银行 | 2.49 | 0.40% | 60.13万 | 1.50亿 | | 601997 | 贵阳银行 | 6.40 | 0.31% | 32.00万 | 2.05亿 | | 600928 | 西安银行 | 3.88 ...

瑞丰银行本月初公告称，自4月26日起至5月26日，该行股票已连续20个交易日的收盘价低于每股净 资产，达到触发稳定股价措施启动条件。该行拟采取在该行领取薪酬的时任董事（独立董事除外）、高 级管理人员增持股票的措施稳定股价。前述增持主体该次增持金额合计不低于102.98万元。 除高管增持自家银行股票提振市场信心外，银行股东也频频出手增持股票。如南京银行稍早前公告 称，公司第一大股东法国巴黎银行及法国巴黎银行（QFII）合计持有公司股份比例从14.04%增加至 16.37%，增持比例2.33%，超过1%。法国巴黎银行承诺，法国巴黎银行及法国巴黎银行（QFII）增持所 取得的公司股份，自取得之日起5年内不进行转让。 【纠错】 【责任编辑:柴峥】 根据苏州银行6月15日披露的稳定股价预案，该行现任董事、高级管理人员拟增持该行股份金额合 计不低于205.91万元，增持实施期限为自该股价稳定方案公告之日起6个月内。 同样因股价持续"破净"，齐鲁银行、瑞丰银行等也启动股价稳定措施实施增持。齐鲁银行6月10日 发布公告称，将采取由持股5%以上的股东增持股份的措施稳定股价。该行表示，基于对公司未来发展 前景的信心和投资价值的认 ...

A股上市银行今年上半年经营情况如何？ 据记者初步统计，截至今年8月初，已有12家A股上市银行披露业绩快报（未经审计），披露主体目前 均为城商行和农商行。从已披露的数据来看，银行业绩表现亮眼，归母净利润均较去年同期实现两位数 增长，且有多家银行同比增长超30%。 光大银行金融市场部宏观研究员周茂华表示，介于二季度遭遇了散发疫情的冲击，银行如果有两位数的 利润增长，则表明银行的经营和盈利性相当有韧性。 对于银行下半年经营情况，周茂华表示，虽然二季度的散发疫情波及面比较广，但对银行的影响整体可 控，加之上半年出台的政策，其效果也会在下半年逐渐显现，因此对银行下半年的经营"整体保持乐 观"。 营收、净利润齐增长 据记者统计，已披露中期快报的银行营业收入和归母净利润均实现双增长。城商行阵营中的江苏银行、 南京银行、杭州银行营收超百亿元，分别为351.07亿元、235.32亿元、172.95亿元，位居前三位。江苏 银行、南京银行的净利润超百亿元，分别为133.8亿元、101.5亿元，同比增长31.81亿元、16.96亿元。 总体来看，12家银行净利润同比增幅均超10%，其中张家港行、苏州银行、江阴银行等6家银行同比增 速 ...

证券代码：601665 证券简称：齐鲁银行 公告编号：2025-054 ● 最后转股日：2025年8月13日 截至2025年8月11日收市后，距离2025年8月13日（"齐鲁转债"最后转股日）仅剩2个交易日，2025年8月 13日为"齐鲁转债"最后一个转股日。 ● 本次提前赎回完成后，"齐鲁转债"将自2025年8月14日起在上海证券交易所摘牌。 可转债代码：113065 可转债简称：齐鲁转债 齐鲁银行股份有限公司 关于实施"齐鲁转债"赎回暨摘牌的 第二十一次提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 重要内容提示： 截至2025年8月8日收市后（自2025年8月11日起），"齐鲁转债"停止交易。 ● 投资者所持"齐鲁转债"除在规定时限内按5.00元/股的转股价格进行转股外，仅能选择以100元/张的票 面价格加当期应计利息（合计人民币100.7068元/张）被强制赎回。若被强制赎回，可能面临较大投资 损失。 ● "齐鲁转债"已停止交易，特提醒"齐鲁转债"持有人注意在限期内实施转股，以避免可能面临的投资损 失。 ● ...

Core Viewpoint - The article discusses the recent trends in bank stock buybacks, highlighting that several banks are adjusting their buyback plans due to rising stock prices, indicating strong market confidence in the banking sector [1][3][4]. Group 1: Bank Buyback Plans - Chengdu Bank announced an extension of its buyback plan until April 9, 2026, due to its stock price exceeding the previously set upper limit [1][3]. - The adjusted buyback plan for Chengdu Bank includes a total investment of no less than 700 million yuan and no more than 1.4 billion yuan, with no price limit set for the buyback [3]. - Huaxia Bank plans to initiate a buyback of at least 30 million yuan starting from April 11, 2025, with the buyback subject to market conditions [4]. Group 2: Bank Performance Reports - Changshu Bank reported a 10.10% increase in revenue to 6.062 billion yuan and a 13.51% rise in net profit to 1.969 billion yuan for the first half of 2025 [8]. - As of June 30, 2025, Changshu Bank's total assets reached 401.227 billion yuan, a 9.45% increase year-on-year, with a non-performing loan ratio of 0.76% [8]. - Other banks, including Pudong Development Bank and Hangzhou Bank, have also reported positive performance, with Hangzhou Bank achieving a 16.67% increase in net profit [9][10]. Group 3: Market Sentiment and Trends - Data from Tonghuashun indicates that eight listed banks have received shareholder buybacks or are planning to do so this year, reflecting strong market enthusiasm for bank stocks [6]. - Analysts predict that while retail non-performing loans will remain high in the second half of 2025, quality banks will begin to clear their non-performing assets first [12].

Group 1 - Chengdu Bank announced an extension of its share buyback plan until April 9, 2026, due to its stock price consistently exceeding the previously set upper limit [1][2] - The adjusted buyback plan will involve a total investment of no less than 700 million yuan and no more than 1.4 billion yuan, with specific amounts allocated to Chengdu Industrial Capital Group and Chengdu Xintianyi [2] - The original price limit for the buyback has been canceled, allowing for flexibility based on market conditions [2] Group 2 - Huaxia Bank plans to have its directors and senior management voluntarily increase their holdings by at least 30 million yuan starting April 11, 2025, although the plan has not yet been implemented due to market fluctuations [3] - The bank emphasizes that the funds for the buyback will come from its own resources, mitigating any funding risk [3] - In addition to Chengdu and Huaxia Banks, eight other listed banks have also seen shareholder buybacks or plans for buybacks this year, indicating strong market interest in bank stocks [3] Group 3 - Changshu Bank reported a 10.10% year-on-year increase in revenue for the first half of 2025, reaching 6.062 billion yuan, and a 13.51% increase in net profit to 1.969 billion yuan [4] - As of June 30, 2025, Changshu Bank's total assets grew by 9.45% to 401.227 billion yuan, with total liabilities increasing by 9.93% [4] - The bank's non-performing loan ratio was 0.76%, a slight decrease from the previous year, while the provision coverage ratio was 489.53% [4] Group 4 - Shanghai Pudong Development Bank reported a 2.62% increase in revenue for the first half of 2025, totaling 90.559 billion yuan, and a 10.19% increase in net profit to 29.737 billion yuan [5] - The non-performing loan ratio for the bank was 1.31%, showing a slight decrease, while the provision coverage ratio increased by 7.01% [5] Group 5 - Hangzhou Bank reported a 5.83% increase in total assets to 2.24 trillion yuan, with a net profit of 11.662 billion yuan, reflecting a 16.67% year-on-year growth [6] - The bank maintained a non-performing loan ratio of 0.76% and a provision coverage ratio of 520.89% as of June 30, 2025 [6] Group 6 - Qingdao Bank reported a 7.50% increase in revenue for the first half of 2025, reaching 7.662 billion yuan, with a net profit growth of 16.05% [7] - Qilu Bank's revenue increased by 5.76% to 6.782 billion yuan, with a net profit growth of 16.48% [7] - Ningbo Bank reported a 7.91% increase in revenue, totaling 37.16 billion yuan, with a non-performing loan ratio of 0.76% [7] Group 7 - Analysts predict that retail non-performing loans will remain high until the second half of 2026, but quality banks may see an earlier resolution of their non-performing assets [8] - Some quality regional banks are expected to stabilize their net interest margins due to a narrowing decline in new loan rates and a favorable deposit structure [8]