Core Insights - The A-share market saw a broad increase in bank stocks, with notable gains from Jiangsu Bank, Hangzhou Bank, Jiangyin Bank, and Chongqing Rural Commercial Bank, all rising over 2%. Postal Savings Bank reached a historic high [1] Summary by Category Stock Performance - Jiangsu Bank increased by 2.61%, with a total market capitalization of 209.2 billion and a year-to-date increase of 21.94% [2] - Hangzhou Bank rose by 2.32%, with a market cap of 118.5 billion and a year-to-date increase of 13.76% [2] - Jiangyin Bank saw a 2.04% increase, with a market cap of 12.3 billion and a year-to-date increase of 20.15% [2] - Chongqing Rural Commercial Bank grew by 2.00%, with a market cap of 75.2 billion and a year-to-date increase of 14.69% [2] - China Bank increased by 1.98%, with a market cap of 1,826.9 billion and a year-to-date increase of 7.50% [2] - Chengdu Bank rose by 1.88%, with a market cap of 78.3 billion and a year-to-date increase of 13.12% [2] - Other banks such as Xiamen Bank, Qingnong Commercial Bank, and Xi'an Bank also showed positive performance, with increases ranging from 1.30% to 1.49% [2]

8月17日，成都银行发布公告称，因组织工作调动，王晖辞去董事长等职务，黄建军获任董事长及党委 书记。 此次履新成都银行董事长的黄建军，对该行而言并非新面孔。公开资料显示，其职业生涯早期深耕于成 都银行，曾担任多个部门负责人、董事会秘书、行长助理、副行长等职。 2020年，黄建军转任成都农商银行董事长。在其任内，该行资产规模显著扩张，从彼时的5197.21亿元 攀升至2025年6月末的9836.78亿元。 据了解，凭借独特的区位优势，成都银行近年来发展迅猛，成功跻身城商行前列。然而，面对经济周期 波动、行业竞争加剧及监管趋严的多重挑战，该行正经历增长动能转换的阵痛期。 例如，从业绩增速的角度来看，2021年至2024年，成都银行的营收增速分别为22.54%、13.14%、 7.22%、5.89%，归母净利润增速分别为29.98%、28.24%、16.22%、10.17%。2025年一季度，该行营收 增速降至3.17%，归母净利润增速降至5.64%。 成都银行迎"黄徐配" 王晖辞任成都银行董事长一职。 股价一路狂飙的成都银行迎来新帅。 近日，成都银行发布公告称，因组织工作调动另有任用，王晖辞去公司董事长、董事、董 ...

Core Viewpoint - The recent appointments of Huang Jianjun and Wang Hui as new executives at Chengdu Bank and Chengdu Rural Commercial Bank respectively indicate a leadership transition that is not expected to disrupt the normal operations of the boards of directors at both banks [1][3]. Group 1: Executive Appointments - Huang Jianjun has been appointed as a member of the Party Committee and Secretary of Chengdu Bank, with a nomination for the position of Chairman [1][2]. - Wang Hui has been appointed as a member of the Party Committee and Secretary of Chengdu Rural Commercial Bank, also nominated for the Chairman position [1][2]. - Huang Jianjun, born in 1975, has a history of roles within Chengdu Bank, including Vice President, while Wang Hui, born in 1967, has extensive experience in the banking sector, including previous positions at China Construction Bank [2]. Group 2: Financial Performance - Chengdu Bank's total assets reached 12,501.16 billion yuan, with deposits of 8,858.59 billion yuan and loans of 7,425.68 billion yuan as of the end of 2024, marking a 2.8 times increase in total assets and deposits since before its IPO, and a 5 times increase in loans [3][4]. - Chengdu Bank's revenue grew from 11.59 billion yuan in 2018 to 22.98 billion yuan in 2024, with a net profit increase from 4.649 billion yuan to 12.86 billion yuan during the same period [6]. - Chengdu Rural Commercial Bank's total assets exceeded 9,100 billion yuan, with deposits over 6,500 billion yuan and loans over 4,800 billion yuan as of the end of 2024 [4]. Group 3: Asset Quality and Performance Metrics - Chengdu Bank's non-performing loan (NPL) ratio decreased to 0.66% by the end of 2024, continuing a nine-year trend of decline [7]. - Chengdu Rural Commercial Bank's NPL ratio improved to 1.02%, down by 0.18 percentage points from the previous year [7]. - Both banks experienced a narrowing of net interest margins, with Chengdu Bank's margin decreasing from 1.81% to 1.66% and Chengdu Rural Commercial Bank's from 1.88% to 1.84% in 2024 [5][6].

Core Viewpoint - The recent leadership changes in Chengdu Bank and Chengdu Rural Commercial Bank reflect a trend of local executive transfers within banks, which may enhance collaborative advantages among institutions with similar backgrounds [2][5]. Group 1: Leadership Changes - Chengdu Bank announced the appointment of Huang Jianjun as the new Party Secretary and Chairman, replacing Wang Hui, who has resigned from all positions effective August 17 [2]. - Wang Hui has a significant history with Chengdu Bank, having served as its Chairman since 2018 and played a crucial role in its successful listing on the Shanghai Stock Exchange [2][3]. - Huang Jianjun, who has extensive experience within Chengdu Bank, is seen as returning to a familiar environment after leading Chengdu Rural Commercial Bank [4]. Group 2: Performance and Contributions - Under Wang Hui's leadership, Chengdu Bank achieved a non-performing loan ratio of 0.66%, maintaining the best asset quality among A-share listed banks for two consecutive years [3]. - The bank's total assets, deposits, and loans reached 12,500 billion, 8,800 billion, and 7,400 billion respectively by the end of 2024, marking a 2.8 times increase in assets and deposits, and a 5 times increase in loans compared to pre-listing figures [4]. - Huang Jianjun's tenure at Chengdu Rural Commercial Bank saw the bank's assets grow from approximately 5,000 billion to nearly 10,000 billion by mid-2025, with a non-performing loan ratio reduced to 1.02% [4]. Group 3: Industry Trends - The trend of local executive transfers is not unique to Chengdu, as similar changes have occurred in banks in Shanghai and Beijing this year, indicating a broader industry pattern [5]. - Industry insiders suggest that banks with similar backgrounds in the same region can leverage collaborative advantages, enhancing their operational effectiveness [5].

中证报中证网讯（记者 李静）成都银行（601838）8月17日发布公告宣布重要人事变动：因组织工作调 动另有任用，董事长王晖辞去在该行的全部职务，包括董事长、董事及董事会相关专业委员会职务，即 日生效。王晖原定任期至2027年6月，此次提前两年离任。 接任者为成都农商银行党委书记、董事长黄建军，其具有丰富的金融管理经验，曾在成都银行担任多个 重要职务，包括高新支行行长、公司业务部总经理、西安分行行长，以及行长助理、副行长等职。此 后，黄建军调任成都农商银行，历任行长、董事长。 成都银行董事会对王晖在行任职期间作出的杰出贡献表示感谢。作为该行的核心领导者，王晖自2005年 出任党委委员、行长，2018年起担任党委书记、董事长，20年间始终与成都银行共同成长，是该行发展 的创业者、见证者和领军人。 在王晖的带领下，成都银行实现了跨越式发展。截至2024年末，成都银行资产总额、存款总额、贷款总 额分别站上12500亿元、8800亿元、7400亿元新台阶，分别为上市前的2.8倍、2.8倍、5倍，连续四年实 现千亿级增长。 在位期间，王晖提出"稳定存款立行、高效资产立行"经营方略，提出"适中风险文化""早警早解"风控理 ...

Monetary Policy and Economic Environment - The People's Bank of China emphasizes the implementation of a moderately loose monetary policy to match social financing scale and money supply growth with economic growth and price level expectations [1][2] - The report highlights that major economic indicators have shown positive performance under the strong leadership of the Party Central Committee [1] - The central bank aims to support high-quality development of the real economy through various monetary policy tools [1][2] Banking Sector Performance - As of the end of Q2 2025, the total assets of China's banking financial institutions reached 467.3 trillion yuan, a year-on-year increase of 7.9% [2] - The non-performing loan ratio in the banking sector decreased to 1.49%, while the provision coverage ratio increased to 211.97% [2] - Insurance companies reported a premium income of 3.7 trillion yuan, with a year-on-year growth of 5.1% [2] Regulatory Developments - The Supreme People's Court issued guidelines to address financing difficulties for private enterprises, regulating high-interest loans and encouraging non-traditional financing methods [3] - The guidelines aim to enhance credit information sharing and promote inclusive finance, providing legal protection for the development of the private economy [3] Leadership Changes - Chengdu Bank appointed Huang Jianjun as the new chairman, succeeding Wang Hui, effective from August 17 [4] Investment Opportunities - Several pension funds have reported annualized returns exceeding 30%, with nearly half of the pension funds achieving over 15% returns [5] - The government is implementing interest subsidy policies for personal consumption loans, potentially lowering effective interest rates [6][7] Compliance and Regulatory Issues - Zhuhai China Resources Bank was fined 3.3475 million yuan for violations in multiple business management regulations [8] - China Post Bank was fined 4.25 million yuan for breaching clearing management regulations, highlighting compliance and internal control issues [8]

Core Viewpoint - The personnel changes at Chengdu Bank and Chengdu Rural Commercial Bank, involving the exchange of chairpersons, are seen as a strategic move to optimize financial resource allocation in the western region and to enhance the strategic transformation of both banks [1][5]. Group 1: Personnel Changes - Chengdu Bank and Chengdu Rural Commercial Bank announced the exchange of chairpersons, with Wang Hui moving to Chengdu Rural Commercial Bank and Huang Jianjun returning to Chengdu Bank [1]. - This adjustment is significant as it involves the core management of two trillion-level banks, attracting market attention towards their strategic directions [1][5]. Group 2: Performance and Achievements - Under Wang Hui's leadership, Chengdu Bank's asset scale increased from 445.3 billion yuan at the end of 2018 to 1.25 trillion yuan by the end of 2024, with total deposits exceeding 880 billion yuan and loans reaching 740 billion yuan, marking growth rates of 180% and 400% respectively [3][4]. - Chengdu Bank achieved a weighted average return on equity of 17.81% in 2024, maintaining the top position among A-share listed banks for five consecutive years [4]. - Chengdu Rural Commercial Bank, under Huang Jianjun, saw its asset scale grow from 500 billion yuan in 2020 to approximately 983.68 billion yuan by mid-2025, with a reduction in non-performing loan ratio from 1.20% to 1.02% [5]. Group 3: Strategic Directions - The personnel changes are viewed as a key measure for optimizing local financial resource allocation, especially in the context of the construction of a western financial center and the deepening of the Chengdu-Chongqing economic circle [5][6]. - Chengdu Bank is positioned as a leading city commercial bank facing competition from state-owned and joint-stock banks, necessitating a focus on digitalization and retail transformation [5]. - Chengdu Rural Commercial Bank aims to strengthen its service capabilities for the real economy and expand its financial services in rural areas [5][6]. Group 4: Financial Stability - Chengdu Bank reported a 3.17% year-on-year increase in operating income to 5.817 billion yuan and a 5.64% increase in net profit to 3.012 billion yuan in Q1 2025 [6]. - Chengdu Rural Commercial Bank achieved an operating income of 9.537 billion yuan in the first half of the year, reflecting an 8.45% year-on-year growth, with a net profit increase of 7.63% [6].

作者 | 郑理 来源 | 独角金融 地处西部地区首家资产规模超过万亿的城商行，成都银行（601838.SH）迎来重要人事变动。 成都银行8月17日公告显示，董事长王晖已提交辞职报告，原因为"组织工作调动另有任用"。成都银行 还在公告中对王晖近20年来的成绩进行了梳理和肯定，披露千字长文表达感谢。 新任董事长也在同日确定。根据该行公告，成都市委决定由成都农商行董事长黄建军担任成都银行委员 会委员、书记，并提名为董事长一职。 王晖任期内，实现了成都银行从一家区域城商行跨越到A股上市银行第一梯队。经营业绩方面，2024年 成都银行实现营业收入229.82亿元，同比增长5.89%，归母净利润128.58亿元，同比增长10.17%，继续 位列上市银行前列。 图源：罐头图库 然而成都银行2024年四季度的资本充足率为13.88%，低于商业银行平均水平15.74%。2025年一季度， 成都银行资本充足率继续下滑至13.45%。 新董事长黄建军1975年11月出生，四川大学政治经济学专业毕业，在职博士研究生学历，正高级经济师 职称。 截至8月18日收盘，成都银行股价18.03元/股，较前一交易日下跌1.04%，总市值763. ...

Core Viewpoint - Chengdu Bank is proposing changes to its shareholding increase plan to adapt to the current stock price situation and continue supporting its future development [4][7]. Group 1: Meeting Procedures - The meeting is governed by relevant laws and regulations to ensure order and efficiency [1][2]. - Shareholders must respect the meeting's order and can exercise their rights to vote, speak, and inquire [2][3]. - Voting will be conducted both on-site and online, with specific rules for casting votes [3][4]. Group 2: Shareholding Increase Plan - The main shareholders, Chengdu State-owned Assets Supervision and Administration Commission and Chengdu Industrial Capital Holding Group, plan to adjust their shareholding increase strategy [4][5]. - The increase plan originally set a price cap of 17.59 yuan per share, which has been removed to allow for more flexibility in response to market conditions [7][8]. - The new plan allows for a total increase of at least 69,998.27 million yuan and up to 89,464.89 million yuan over a revised period of 12 months [8]. Group 3: Shareholder Information - The current shareholding structure shows that the two main increase entities hold a combined 30.03% of Chengdu Bank's shares [5]. - In the past year, the increase entities have only acquired a small number of shares, indicating a cautious approach due to stock price fluctuations [6][7]. Group 4: Regulatory Compliance - The proposed changes to the increase plan require approval from the independent directors and the board before being submitted for shareholder approval [8][9]. - The controlling shareholder has committed not to reduce its holdings during the implementation of the new increase plan [8].

成都银行股份有限公司 2025 年第一次临时股东大会会议材料 成都银行股份有限公司 2025年第一次临时股东大会会议材料 1 成都银行股份有限公司 2025 年第一次临时股东大会会议材料 会议须知 （股票代码：601838） 为维护全体股东的合法权益，确保股东大会的会议秩序 和议事效率，保证股东大会的顺利召开，根据《中华人民共 和国公司法》《上市公司股东会规则》《成都银行股份有限 公司章程》和《成都银行股份有限公司股东大会议事规则》 等相关规定，特制定本须知。 一、成都银行股份有限公司（下称"本行"）根据《中华 人民共和国公司法》《中华人民共和国证券法》《上市公司 股东会规则》和《成都银行股份有限公司章程》的规定，认 真做好召开股东大会的各项工作。 二、在会议主持人宣布现场出席会议的股东和代理人数 及其所持有表决权的股份总数之前，会议登记终止。 2025 年 8 月 26 日 成都银行股份有限公司 2025 年第一次临时股东大会会议材料 文件目录 | 会议须知…………………………………………………….2 | | | --- | --- | | 议案 1 | 关于实际控制人及增持主体拟变更增持计划有 | | 关 ...