这一双项荣誉的取得，源于浙商银行北京分行对消费者权益保护工作的高度重视和创新探索。北京分行 积极顺应数字化传播趋势，精心打造了一系列内容丰富、形式新颖的金融知识普及短视频，通过社交媒 体平台触达更广泛的受众群体，有效提升了金融教育的传播效果和社会影响力。 未来，浙商银行北京分行将继续深耕金融消费者教育领域，不断创新内容形式和传播渠道，以更优质、 更生动、更高效的金融知识普及作品，履行金融机构的社会责任，切实保护消费者合法权益，为构建健 康和谐的金融环境持续贡献专业力量。 展播盛典在国家金融监督管理总局北京监管局领导的致辞中拉开帷幕。本届盛典发布的四大类优秀短视 频评选结果中，浙商银行北京分行表现突出，一举斩获两项大奖："金融基础知识普及类"十佳短视频 和"金融便民惠民服务类"十佳短视频。 近日，在由国家金融监督管理总局北京监管局指导，北京广播电视台财经频道与北京市银行业协会等单 位联合举办的第二届"首都金融卫士"优秀短视频展播活动上，浙商银行北京分行荣获两项"十佳短视 频"大奖。 ...

Core Viewpoint - The article emphasizes the importance of distinguishing between various bank wealth management products with similar names and characteristics, providing a weekly performance ranking of these products to assist investors in making informed choices [1][2]. Group 1: Product Performance Rankings - The article presents a ranking of wealth management products based on their annualized returns for different holding periods: 7 days, 14 days, 30 days, and 60 days [1]. - For the 7-day holding period, the top-performing product is from Minsheng Bank with an annualized return of 9.75% [4]. - The 14-day holding period rankings show Minsheng Bank's product achieving an annualized return of 8.34% [6]. - In the 30-day holding period, Hangzhou Bank leads with a return of 24.26% [11]. - For the 60-day holding period, China Bank's product tops the list with a return of 26.21% [15]. Group 2: Investment Institutions - The ranking includes products from 28 distribution institutions, such as Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, and others [1]. - The performance data is sourced from the Nanfang Financial Terminal, ensuring a comprehensive overview of available products [4][11][15]. Group 3: Methodology and Data Collection - The performance metrics are calculated based on the annualized yield over the respective holding periods, with the same institution and product series retained for comparison [1]. - The article advises investors to refer to the actual product listings on the banks' apps, as availability may vary due to factors like quota exhaustion [1].

Investment Rating - The report maintains a positive outlook on the banking sector, suggesting potential investment opportunities due to favorable policy catalysts and improving fundamentals in certain banks [12]. Core Insights - The report highlights the adequacy of loan loss provisions among listed banks, with a provision coverage ratio of 70.8% for Stage 3 loans, indicating limited future impact on profits [2][12]. - It emphasizes the improvement in asset quality, particularly in Stage 3 loans, with notable reductions in the proportion of such loans for several banks compared to the end of Q4 2024 [1][2]. - The report suggests a focus on banks with positive fundamental changes and continuous improvement in financial statements, recommending specific banks for investment [12]. Summary by Sections 1. Loan Quality and Provisioning - The proportion of Stage 3 loans is relatively low for banks like Chengdu Bank (0.66%) and Ningbo Bank (0.76) [1]. - Significant improvements in Stage 3 loan ratios were observed for Chongqing Bank (-61bp) and Guiyang Bank (-48bp) compared to Q4 2024 [1]. - The provision coverage for Stage 3 loans is high, with leading banks like Qingnong Bank (4.35%) and Yunan Bank (4.16%) showing strong provisioning ratios [2]. 2. Financial Assets - The proportion of Stage 3 financial assets is low, with most banks not exceeding 0.05%, indicating manageable asset quality pressure [4]. - The report notes that the provision coverage for financial investments is also robust, with Zhejiang Bank (3.16%) and Qingdao Bank (2.85%) leading in provisioning ratios [8]. 3. Sector Outlook - The report anticipates that expansionary policies aimed at stabilizing the economy will benefit the banking sector, with a focus on banks like Ningbo Bank and Jiangsu Bank for potential investment [12]. - It highlights the ongoing economic recovery and the potential for interest rate cuts, suggesting a sustained dividend strategy for certain banks [12].

Core Viewpoint - Zhejiang Merchants Bank Hefei Branch successfully provided a total of 300 million yuan in "Internal Guarantee Free Trade Loans" to Anhui Jiatong Radial Tire Co., Ltd, addressing the company's overseas funding needs and supporting its international sales recovery [1][1]. Company Summary - Anhui Jiatong Radial Tire Co., Ltd is one of the three major production bases established by Jiatong Group in China, with annual sales revenue exceeding 5 billion yuan and products exported to over 130 countries and regions [1][1]. - The company is the largest tire production base of the group within China and represents a significant player in the internationalization of Chinese manufacturing [1][1]. Financial Service Summary - Zhejiang Merchants Bank Hefei Branch actively recommended "Internal Guarantee Free Trade Loans" and "Cross-Border Asset Pools" after thoroughly understanding the company's situation, providing comprehensive services from account opening to financing implementation [1][1]. - The collaboration has been positively received by Anhui Jiatong Radial Tire Co., Ltd, highlighting the efficiency and attentiveness of the bank's services, which has strengthened the company's confidence in future cooperation [1][1]. Industry Development Summary - This collaboration marks another beneficial exploration by Zhejiang Merchants Bank Hefei Branch in the field of cross-border financial services for the manufacturing industry [1][1]. - The bank aims to continue leveraging its professional advantages to prioritize financial consumers and support the high-quality development of the local manufacturing sector [1][1].

为积极践行金融机构社会责任，提升社区居民的金融素养和风险防范意识，近日，浙商银行北京分行聚 焦社区群体需求，深入多个社区，通过主题宣讲、趣味互动等多元形式开展"金融教育宣传周"活动，将 实用的金融知识送到居民家门口。 浙商银行北京分行走进大兴清城南区老干部活动中心，将金融教育与手工制作巧妙结合。活动现场，工 作人员先简短讲解"防范冒充公检法诈骗"的核心要点，随后指导老人们制作手工灯笼，过程中穿插"遇 到陌生来电称'涉嫌违法'该怎么办"等小问题，让大家在动手创作的轻松氛围中，自然吸收金融防骗知 识。 在大兴区枣园东里社区，工作人员针对社区中老年居民较多的特点，以"防范养老金融风险"为主题搭建 宣传台。台上整齐摆放"识别养老诈骗""远离非法集资"等主题宣传折页，工作人员结合"虚假养老项 目""保健品捆绑投资"等真实案例，现场讲解"定期存款提前支取的利息计算""社保卡金融功能激活"等 知识点，还手把手教居民通过银行APP查询账户安全状态，现场互动氛围热烈。 走进朝阳区十八里店乡华侨城社区，浙商银行北京分行将宣传重点放在"日常金融安全"上。工作人员在 社区活动广场设立咨询点，围绕"守护个人信息""识别假币技巧""防范 ...

Core Viewpoint - The company plans to pledge up to 900 million yuan of accounts receivable to Zheshang Bank Hangzhou Branch for financing purposes, which will support business development and optimize financial structure [1] Financing Details - The pledged amount of 900 million yuan can be reused and is valid for one year from the date of approval by the board of directors [1] - The financing is intended to meet the company's daily funding needs and reduce financing costs [1] Corporate Governance - The proposal was approved during the 18th meeting of the company's fifth board of directors, falling within the board's approval authority [1] - Zheshang Bank Hangzhou Branch has a good credit rating and no other relationship with the company [1]

Group 1 - The 2025 9th "Yinhua Fund Cup" Sina Financial Advisor Competition has officially announced the list of finalists, with 170 outstanding financial advisors and 45 excellent financial teams advancing to the semi-finals [1][2] - The competition aims to provide a platform for financial elites to showcase their skills, enhance their capabilities, and bridge communication between excellent financial advisors and the public, promoting the healthy development of financial management in China [1][2] - The event has expanded its participation scope to include various financial sectors such as banks, securities firms, and insurance companies, receiving widespread attention and support from numerous financial institutions and advisors [1][2] Group 2 - Since its launch on July 8, the competition attracted over 40,000 financial advisors from 107 financial institutions, marking a new record in participation scale, particularly in team competitions with over 600 teams registered [2] - The rules have been upgraded this year, allowing teams to consist of 3 members instead of 4, significantly lowering the entry barrier and providing more opportunities for individual members to showcase their professional skills [2] - Major state-owned banks like China Construction Bank and China Postal Savings Bank have shown strong performances, with 11 and 9 advisors advancing to the semi-finals, respectively [2][3] Group 3 - Joint-stock banks, city commercial banks, and rural commercial banks have also demonstrated their professional characteristics, with institutions like Huaxia Bank and China Merchants Bank achieving significant improvements in both participation and advancement results compared to previous years [3] - The semi-finals will assess participants' real-time market analysis capabilities, insights into client needs, and comprehensive skills in financial planning and communication [4] - The semi-finals for individual participants will take place online on October 19, while team competitions will occur in Beijing, Shanghai, and Shenzhen on October 25, November 1, and November 8, respectively [4] Group 4 - The finals will introduce a new lottery segment with prizes including tickets to high-profile events and opportunities for networking with top entrepreneurs and economists [5]

证券之星消息，9月18日股份制银行板块较上一交易日下跌1.85%，招商银行领跌。当日上证指数报收于3831.66，下跌1.15%。深证成指报收于 13075.66，下跌1.06%。股份制银行板块个股涨跌见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入(元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 601998 中信银行 | | -1961.87万 | -4.37% | -3772.97万 | -8.41% | 5734.84万 | 12.78% | | 601916 浙商银行 | | -4244.96万 | -7.84% | -1362.44万 | -2.51% | 5607.40万 | 10.35% | | 600015 华夏银行 | | -7599.66万 | -10.44% | 2163.31万 | 2.97% | 5436.35万 | 7.47% | | 600000 浦发银行 | | -1.03亿 | -7.58% | 2639.52万 | 1 ...

Core Viewpoint - A unique financial education campaign themed "Protecting Financial Rights and Supporting a Better Life" was launched by Zhejiang Merchants Bank Beijing Branch in collaboration with the National Sports General Administration Fitness Promotion Committee along the Grand Canal in Tongzhou [1] Group 1: Event Highlights - The event featured traditional cultural performances, including a dragon dance that captivated the audience and created a festive atmosphere [3] - Financial knowledge was disseminated by bank staff, who used simple language and typical case studies to educate citizens about common scams such as illegal fundraising and telecom fraud, with a specific warning about "high return" investment traps [3] Group 2: Targeted Education - Special emphasis was placed on educating the elderly about the characteristics and prevention measures related to illegal fundraising in the pension sector, aiming to help them protect their retirement funds [3] - For migrant workers and new citizens, the focus was on personal credit protection and legal borrowing, assisting them in better integrating into urban life [3] Group 3: Future Initiatives - Zhejiang Merchants Bank Beijing Branch plans to continue exploring diverse promotional models such as "Finance + Culture" and "Finance + Sports," integrating financial education into citizens' daily leisure activities [5] - The goal is to deeply instill the concept of "protecting financial rights" in society, enhancing public financial literacy and risk awareness, and contributing to a harmonious financial environment [5]

Core Viewpoint - The banking industry is increasingly focusing on recruiting fintech talent, emphasizing the need for professionals who possess both technical skills and business acumen to drive digital transformation and innovation [1][3]. Group 1: Recruitment Trends - Major commercial banks in China are ramping up their recruitment of fintech talent during the 2026 campus recruitment season, with a particular emphasis on professionals with backgrounds in big data, artificial intelligence, and data science [2][6]. - Banks are adopting specialized recruitment strategies, such as the "AI+" initiative by Industrial and Commercial Bank of China, which aims to hire around 20 individuals with expertise in artificial intelligence and big data [2][6]. - Agricultural Bank of China has introduced a "Fintech Special Program" under its "Jing Sui Trainee" positions, targeting candidates with interdisciplinary backgrounds in finance and technology [2][3]. Group 2: Evolving Talent Requirements - The demand for fintech talent is shifting from mere technical support to business empowerment, with banks seeking individuals who can understand financial logic and leverage technology for business innovation [3][4]. - Candidates are increasingly required to have a financial knowledge background, project management skills, and the ability to communicate across departments, aiming to bridge the gap between technology and business [3][4]. Group 3: Training and Development - Banks are transitioning to a composite training model for fintech talent, where employees gain experience in both technical departments and various business units to understand customer needs and risk logic [4][6]. - For instance, the "AI+" program at Industrial and Commercial Bank of China includes a one-year rotation in technology and business departments to enhance practical experience [4][6]. Group 4: Retention Strategies - To attract and retain fintech talent, banks are advised to implement market-oriented compensation systems, dynamic salary adjustments, and competitive rewards for high-end technical professionals [6][7]. - Creating a technology company-like organizational culture and providing clear career development paths are essential for retaining top talent in the banking sector [6][7].