8月15日早盘，银行板块逆势下挫。截至10:51， 中信银行、齐鲁银行跌超3%，工商银行、农业银行、 中国银行、建设银行盘中均跌逾2%。 ...

Core Viewpoint - The banking sector experienced a decline on August 15, with several major banks seeing significant drops in their stock prices [1] Group 1: Market Performance - As of 10:51 AM, Citic Bank and Qilu Bank both fell over 3% [1] - Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, and China Construction Bank all saw declines exceeding 2% during the trading session [1]

Market Overview - A-shares opened lower on August 15, but all major indices turned positive by mid-morning, with the ChiNext Index rising over 1% and the Shanghai Composite Index up 0.25% [1] - The A-share market saw a significant increase in trading volume, reaching 2.3 trillion yuan, marking the first occurrence of "double 2 trillion" in nearly a decade [1] - The margin trading balance also surpassed 2 trillion yuan, indicating a shift towards a "slow bull" market phase [1] Sector Performance - The non-bank financial sector experienced a strong rally, with the brokerage sector leading the charge, as evidenced by Longcheng Securities achieving three consecutive trading limits [1][3] - The banking sector faced declines, with major banks like CITIC Bank and Industrial and Commercial Bank of China dropping over 3% [5][6] - The real estate sector also showed strength, with stocks like Qizhou Development and Xinda Real Estate hitting trading limits [3][4] Capital Flow - There was a notable inflow of capital into the non-bank financial sector, with a net inflow of 6.33 billion yuan [2] - The brokerage ETF saw a significant increase, with trading volumes exceeding 700 million yuan, indicating strong market activity [2] Investment Sentiment - Market sentiment appears optimistic, with various institutions expressing a bullish outlook on the ongoing market rally [8][9] - Some private equity firms are adjusting their portfolios, reducing exposure to overvalued stocks while increasing positions in consumer and internet sectors [8] - Analysts suggest that the current market resembles an "enhanced version of 2013," with a focus on small-cap and growth stocks [11]

证券之星消息，根据天眼查APP-财产线索数据整理，根据凉州区财政局月8日12发布的《凉州区财政局 凉州区财政局区级国库集中支付代理银行政府采购项目入围结果公告》内容显示，中国建设银行股份有 限公司中标，详情如下： 标题：凉州区财政局凉州区财政局区级国库集中支付代理银行政府采购项目入围结果公告 采购方：凉州区财政局 供应商：中国建设银行股份有限公司武威分行 中标金额： 地区：甘肃省 发布日期：2025-08-12 数据来源：天眼查APP 以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成 投资建议。 通过天眼查大数据分析，中国建设银行股份有限公司共对外投资了842家企业，参与招投标项目60421 次；财产线索方面有商标信息2436条，专利信息13032条，著作权信息1101条；此外企业还拥有行政许 可148个。 ...

Group 1 - The China Construction Bank Zhejiang Branch announced the winning candidate for the procurement project of the self-service payment system for radiology medical fees at Dongyang People's Hospital, which is Zhejiang Chengtao Engineering Co., Ltd [1] - The total amount of the winning bid by Shanghai Datu Medical Technology Co., Ltd is 295,000 [2] - China Construction Bank has invested in 842 enterprises and participated in 60,421 bidding projects, with a total of 2,436 trademark records, 13,032 patent records, and 1,101 copyright records [1]

（文章来源：每日经济新闻） 每经AI快讯，8月15日，A股银行股普遍下跌，工商银行、建设银行、中国银行跌超2%。 ...

Group 1 - The core point of the article is that China Construction Bank has obtained a patent for an accounting data conversion method, indicating its focus on innovation in financial services [1] - The patent was granted with the announcement number CN114140232B, and the application date was December 2021 [1] - China Construction Bank was established in 2004 and is headquartered in Beijing, primarily engaged in monetary financial services [1] Group 2 - The registered capital of China Construction Bank is approximately 25 billion RMB [1] - The bank has invested in 843 enterprises and participated in 5,000 bidding projects [1] - It holds 1,908 trademark information entries and 5,000 patent information entries, along with 148 administrative licenses [1]

Core Viewpoint - The support for private and small micro enterprises is an inherent requirement of financial services for the real economy, with significant policy guidance and financial measures in place to enhance financing accessibility and affordability [1][3]. Group 1: Financing Accessibility and Growth - The average annual growth rate of inclusive small micro loans has exceeded 20% over the past five years, with the balance of such loans increasing from 15.1 trillion yuan at the end of 2020 to 35.6 trillion yuan by June 2025 [2][3]. - The balance of loans to privately held enterprises reached approximately 45 trillion yuan by the end of May this year, indicating a robust increase in financing support [2]. - Agricultural Bank's loans to private enterprises have seen a compound annual growth rate of over 20% in the past five years, reflecting the effectiveness of policy measures [3]. Group 2: Cost Reduction and Financial Relief - The weighted average interest rate for newly issued inclusive small micro enterprise loans decreased from 5.08% in December 2020 to 3.48% by June 2025, showcasing a significant reduction in financing costs [4][6]. - A loan of 500 million yuan can save over 20,000 yuan in annual interest expenses due to lower interest rates, which is particularly beneficial for cost-sensitive sectors like wholesale and retail [5]. - The proactive adjustment of financing plans by banks in response to changes in the Loan Prime Rate (LPR) has further facilitated cost reductions for enterprises [5]. Group 3: Diversified Financing Channels - The establishment of a multi-layered and diversified financing system is crucial for meeting the varying financing needs of private and small micro enterprises at different growth stages [7]. - The issuance of technology innovation bonds, such as the 800 million yuan bond by iFlytek with a coupon rate of 1.83%, highlights the growing role of the bond market in supporting technological advancements [7]. - As of June, 288 entities had issued approximately 600 billion yuan in technology innovation bonds, indicating strong participation from financial institutions and technology firms [7]. Group 4: Policy and Structural Improvements - Continuous efforts to improve the financing structure are essential for building a modern financial system that effectively serves the needs of private and small micro enterprises [8].

近日，一场突如其来的大雨席卷莱阳，阴沉的天空下，豆大的雨点密集砸落，溅起浑浊的水花。就在这 时，一位神色焦急的母亲抱着孩子匆匆冲进建行烟台莱阳文化路支行的大厅，母女俩被雨水打了个措手 不及，脚步慌乱不已。 孩子被淋湿的头发紧紧贴在额头上，小脸冻得红扑扑的，嘴里不时发出小声的哭闹，那委屈又无助的模 样，让人看了心生怜悯。工作人员第一时间注意到了这对母女，她立刻停下手中的工作，快步走向便民 箱，熟练地取出干毛巾和几张色彩鲜艳的儿童贴纸。 工作人员蹲下身来，与孩子平视，脸上挂着温和亲切的笑容，轻声哄道："宝贝看，这个小猫贴纸送 你，多可爱呀！等雨停了咱们再回家好不好？" 孩子被贴纸上漂亮的图案吸引，渐渐停止了哭闹，好奇 地盯着贴纸，眼神里满是惊喜。工作人员趁机用干毛巾轻轻擦拭孩子头上和脸上的雨水，动作轻柔又细 心。 随后，工作人员接了一杯热水，小心翼翼地端到母女面前，温柔地说："快喝点热水暖暖身子，别着凉 了。" 母亲接过热水，手微微颤抖，眼中满是感激。工作人员又转身走到伞架旁，精心挑选了一把质量 较好的折叠伞递给母亲："这把伞您先用着，下周带回来就行，别担心，我们相信您。" 母亲接过伞，眼眶瞬间红了，泪水在眼眶里 ...

经系统核查，李女士的银行卡因风险管控被限制使用。考虑到其特殊身体状况，柜员第一时间联系开户 行说明情况，请求加急处理。等待回复期间，工作人员细致调整座椅，保障李女士的舒适度。在开户行 反馈需要补充相关材料后，工作人员又耐心指导她填写申请表，协助准备所需文件，并通过内部加急通 道，在半小时内完成了全部材料的传送审核。当银行卡成功解限的那一刻，李女士紧紧握住工作人员的 手，感动地说："真的太感谢了，你们不仅帮我解决了问题，更让我感受到了家人般的温暖。" 此次服务经历引发了网点员工的深入思考，营运主管强调："真正的优质服务，是能在制度框架内展现 人性关怀。我们要做的不仅是办理业务，更要理解客户背后的需求。" 为此，网点进一步完善了特殊客 户服务规范，新增了应急服务培训内容，确保每位员工都能在合规前提下妥善处理各类特殊情况。 在银行业竞争日益激烈的今天，建行济南洪楼支行始终坚信：有温度的服务才是最好的竞争力。这次为 特殊客户开通绿色通道的服务实践，生动诠释了 "提能创优" 的服务内涵。未来，该行将继续深耕服务 细节，让每一位客户都能感受到建设银行专业而温暖的服务品质。 在一个平常的工作日，建行济南洪楼支行营业大厅内上 ...