经中共中央批准，中央纪委国家监委对中国银行股份有限公司原党委委员、副行长林景臻严重违纪违法 问题进行了立案审查调查。经查，林景臻丧失理想信念，背弃初心使命，私藏、阅看、寄递有严重政治 问题的书籍；无视中央八项规定精神，违规收受礼品，接受可能影响公正执行公务的宴请、旅游活动安 排，违规接受他人提供的出行服务安排，违规出入私人会所；不按规定报告个人有关事项，在职工录用 等工作中为他人谋取利益并收受财物；廉洁底线失守，违规拥有非上市公司股份，由他人支付应由本人 支付的费用；毫无纪法底线，将信贷权力异化为谋取个人私利的工具，大搞权钱交易，利用职务便利为 他人在贷款融资等方面谋利，并非法收受巨额财物。林景臻严重违反党的政治纪律、组织纪律和廉洁纪 律，构成严重职务违法并涉嫌受贿犯罪，且在党的十八大后不收敛、不收手，性质严重，影响恶劣，应 予严肃处理。依据《中国共产党纪律处分条例》《中华人民共和国监察法》《中华人民共和国公职人员 政务处分法》等有关规定，经中央纪委常委会会议研究并报中共中央批准，决定给予林景臻开除党籍处 分；按规定取消其享受的待遇；收缴其违纪违法所得；将其涉嫌犯罪问题移送检察机关依法审查起诉， 所涉财物一并 ...

芝加哥商品交易所当地时间2月5日发布通知，对旗下部分贵金属期货合约的初始保证金比例进行上调。 其中COMEX 100黄金期货的初始保证金比例从8%上调至9%，COMEX 5000白银期货的初始保证金比例 从15%上调至18%。本次调整后的保证金标准将于当地时间2月6日收盘后正式生效。 近期中国银行也发布公告，将同步于2月6日收盘后调整代理个人参与上海黄金交易所相关业务中金银延 期合约的保证金比例及相关交易参数，以防范市场风险、保护投资者权益。 该交易所表示，此次调整是对市场波动性开展常规审查后的结果，目的是确保抵押品覆盖充足，维护交 易市场的稳健运行。 市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 本文源自：市场资讯 作者：观察君 ...

（原标题：阿塞拜疆共和国银行和中国银行建立代理行关系） 阿 塞 拜 疆 " 趋 势 " 网 1 月 21 日 报 道 ， 阿 塞 拜 疆 共 和 国 银 行 （ Bank Respublika）实施国际化战略，与中国银行正式建立代理行关系，保障客户能 够更快捷、高效地办理外汇业务。此举标志着该行在优化国际代理行网络、融 入全球银行体系方面迈出关键一步，为客户开展对华经贸活动提供有力支持。 ...

Core Viewpoint - The Consul General Chen Shijie conducted visits to various Chinese institutions and companies in New Zealand, emphasizing the importance of safety, compliance, and social responsibility in business operations [1] Group 1: Visits and Engagements - The Consul General visited the Auckland Chinese Cultural Center, several Chinese banks (ICBC, China Construction Bank, Bank of China), and airlines (Air China, China Southern Airlines) [1] - Meetings were held with representatives and employees to exchange New Year greetings and discuss operational practices [1] Group 2: Business Operations and Responsibilities - Companies are urged to maintain safety in production and operate in accordance with laws and regulations [1] - There is a strong emphasis on protecting employees' legal rights and fulfilling social responsibilities [1] - The goal is to contribute to the deepening of the comprehensive strategic partnership between China and New Zealand [1]

2月5日金融一线消息，经过近两个月的激烈角逐和专家评审，新浪财经联合中国金融出版社、中信出版 集团等发起的"2025十大金融图书品鉴"活动结果正式揭晓。中国银行业协会养老金业务专业委员会所著 《养老金业务理论与实务》（第二版）获评2025十大最受欢迎金融图书。 相关推荐： 金融潮涌，书为舟楫！2025十大最受欢迎金融图书正式揭晓 责任编辑：秦艺 2月5日金融一线消息，经过近两个月的激烈角逐和专家评审，新浪财经联合中国金融出版社、中信出版 集团等发起的"2025十大金融图书品鉴"活动结果正式揭晓。中国银行业协会养老金业务专业委员会所著 《养老金业务理论与实务》（第二版）获评2025十大最受欢迎金融图书。 《养老金业务理论与实务》（第二版） 作者：中国银行业协会养老金业务专业委员会 《养老金业务理论与实务》（第二版） 作者：中国银行业协会养老金业务专业委员会 出版社：中国金融出版社 为贯彻落实中央金融工作会议精神，做实做细养老金融大文章，同时顺应养老金业务政策和市场变化， 更好服务于我国多层次多支柱养老保险体系建设，中国银行业协会养老金业务专业委员会组织编写了 《养老金业务理论与实务（第二版）》。全书系统阐述了国 ...

Core Viewpoint - The event aimed to enhance financial services for private enterprises in Guangdong, focusing on the needs of Jiangxi merchants, by establishing a strategic cooperation between Bank of China Guangdong Branch and Jiangxi Chamber of Commerce in Guangdong [1][3][11] Group 1: Event Overview - The signing ceremony and financing matchmaking event attracted over 100 representatives from various chambers of commerce, aiming to connect financial services with the needs of private enterprises [1][3] - The event was guided by the Guangdong Provincial Federation of Industry and Commerce and the Jiangxi Provincial Government Office in Guangdong [1][3] Group 2: Financial Services and Initiatives - Bank of China Guangdong Branch introduced the "GanShang Loan" financing service specifically for Jiangxi Chamber of Commerce member enterprises and their supply chains, with a total credit amount of nearly 17 billion yuan provided to around 300 member enterprises [3][7] - The bank plans to increase its support to 100 billion yuan during the 14th Five-Year Plan period, focusing on technological innovation and transformation for Jiangxi merchants in Guangdong [3][4] Group 3: Strategic Cooperation - A strategic cooperation agreement was signed between Bank of China and Jiangxi Chamber of Commerce, establishing a multi-level cooperation mechanism across 19 cities in Guangdong [4][6] - The cooperation aims to provide comprehensive services including financing, cross-border finance, personal finance, financial consulting, and resource sharing [6][10] Group 4: Addressing Financial Needs - The event featured a one-on-one consultation approach, where financial service teams addressed specific financial needs and challenges faced by Jiangxi merchants [10][11] - Bank of China emphasized its commitment to creating a favorable financing environment for private enterprises through continuous engagement and tailored service offerings [11]

中新网圣保罗2月5日电 (记者 林春茵)日前，巴西中资企业协会联合海尔巴西在圣保罗成功举办2026年 首场"中资业务大讲堂"——"中企出海巴西：安全风险与应对策略"专题讲座。 讲座特邀海尔巴西安全战略与政企总监管成担任主讲人。管成系统解析了巴西安全威胁的类型，结合近 期涉枪犯罪、暗网数据泄露等典型案例，重点讲解了三大核心安全内容：设施安全防护，包括圣保罗绿 区办公选址建议；人员与物流安全，涵盖高危区域规避、出行防护、防弹车辆配置及物流全程监控措 施；应急响应机制，详解事前预警、事中处置流程及事后复盘方法，并现场演示了止血带使用等应急实 操技能，强调"生命至上"原则，构建合规高效的海外安全保障体系。 参会企业代表纷纷表示，讲座内容直击海外安全痛点、干货满满，不仅系统梳理了核心安全风险，更通 过多场景实操指导方案的精准输出，强化了全员在巴工作生活的安全风险防范意识与底线思维，为企业 优化内部安全管理体系、降低运营风险提供了重要实践参考。(完) 李东成表示，作为共建"一带一路"中拉合作重要枢纽，巴西吸引众多中资企业扎根，而安全是发展的前 提，协会积极聚焦企业核心关切，助力在巴中资企业筑牢安全防线。 徐磊表示，本次讲 ...

（来源：青岛金融） "刚买完东西，退税款就回来了，感觉完全不一样。青岛的支付效率，让这趟旅途更加圆满！"韩国旅客 HAN JUNGMOK先生难掩喜悦。过往多国旅行，退税排队填表、数日等待到账是常态，此次他本没抱 太高期待，没想到在青岛海信广场，业务办理格外顺畅。工作人员通过操作青岛中行布设的集成退付 POS终端，一键完成预授权与退税联动，退税款"速"到账，将传统数天的退税等待压缩为"即时惠享"的 舒心体验。 近年来，在中国人民银行青岛市分行指导下，中国银行青岛市分行围绕境外来华人员需求，全力打造支 付便利化全场景服务，联合银联商务、中银通支付定制开发集成退付POS终端，将扫码核验、多卡支 付、跨境清算等功能集于一体，全面兼容境内外银联卡及Visa、万事达等主流国际卡种，彻底打破外卡 支付壁垒，退税款办完"速到账"，实现山东在离境退税便利化领域"零的突破"。 近年来，在中国人民银行青岛市分行指导下，中国银行青岛市分行围绕境外来华人员需求，全力打造支 付便利化全场景服务，联合银联商务、中银通支付定制开发集成退付POS终端，将扫码核验、多卡支 付、跨境清算等功能集于一体，全面兼容境内外银联卡及Visa、万事达等主流 ...

Core Viewpoint - The recent adjustments in margin ratios and price fluctuation limits for gold and silver deferred contracts by Bank of China are aimed at protecting investor interests and managing market risks amid significant volatility in the precious metals market [1][2]. Group 1: Margin Adjustments - Starting from February 3, 2026, the margin ratio for silver deferred contracts at the Shanghai Gold Exchange (SGE) will be adjusted from 26% to 23%, while the margin ratio for Bank of China's silver deferred contracts will change from 66.04% to 66.01% [2]. - For gold deferred contracts, the margin ratio will increase from 16% to 17%, and Bank of China's margin ratio will rise from 42.24% to 44.88% [1][2]. - The fluctuation limit for gold contracts will be adjusted from 15% to 16%, and for silver contracts, it will decrease from 25% to 22% [2]. Group 2: Market Analysis - The precious metals market has experienced significant fluctuations, with gold prices opening at 1096 yuan per gram on February 4, 2026, and rising over 6% during the day, following a drop of more than 13% on February 2 [1][4]. - Analysts suggest that the recent price adjustments do not indicate a trend reversal, as the long-term bullish logic for gold and silver remains intact [4][6]. - The market is expected to experience more volatility in February, with predictions of price fluctuations rather than a definitive upward trend, advising investors to be cautious and avoid holding positions during the holiday [6].

Core Viewpoint - A significant market shift is occurring, characterized by a mass exodus of funds from technology and precious metals sectors, with a notable influx into bank stocks as a safe haven amid rising panic and volatility [2][5][21]. Group 1: Market Dynamics - The U.S. tech stocks experienced a sharp decline, with the Nasdaq dropping over 2%, and major companies like Nvidia, Meta, and Tesla falling more than 3%. AMD saw a staggering drop of 17.3%, marking its largest single-day decline in nearly nine years [2][5]. - Panic spread to A-shares and Hong Kong stocks, with sectors like solar energy and oil equipment witnessing significant sell-offs. Precious metals, which had recently rebounded, also faced a sharp decline, with silver futures plummeting nearly 20% in a single day [3][5]. - The market turmoil was triggered by negative news affecting U.S. tech stocks, leading to a valuation bubble burst. Despite AMD's strong performance, its results fell short of the most optimistic analyst expectations, resulting in a drastic stock price drop [5][6]. Group 2: Bank Sector Resilience - In contrast to the broader market, the banking sector saw a rise, with A-share bank stocks collectively increasing by 2.1%. All 42 bank stocks closed in the green, with Xiamen Bank hitting a rare limit-up and several city commercial banks rising over 3% [3][15]. - Southbound funds significantly targeted bank stocks, with a net purchase exceeding 22 billion HKD, focusing on major banks like ICBC, CMB, and CCB as core investment targets [4][20]. - The banking sector is viewed as a "safe haven" due to its strong earnings growth and historically low valuations, making it an attractive option for risk-averse investors [21][22]. Group 3: Earnings and Valuation - Recent earnings reports from several banks indicate robust growth, with Qingdao Bank, Hangzhou Bank, and Shanghai Pudong Development Bank showing significant increases in net profits. For instance, Qingdao Bank reported a net profit of 51.88 billion CNY, a 21.66% year-on-year increase [23][25]. - The banking sector has undergone a six-month correction, leading to a new valuation bottom. The sector's price-to-earnings ratio stands at a low 6.7 times, and the average dividend yield is between 4.87% and 5.2%, making it appealing in a low-interest-rate environment [27][28]. - Institutional interest in bank stocks is rising, with over 370 institutions conducting research on 11 listed banks, indicating a strategic shift towards these stocks amid market volatility [28][29].