Core Viewpoint - The company has announced a change in its continuous supervision and sponsorship institution, appointing Ping An Securities as the new sponsor for its 2025 stock issuance, while the previous sponsor, Dongfang Securities, will transfer its ongoing supervisory responsibilities to Ping An Securities [2]. Group 1 - The company disclosed the change in sponsorship on December 26, 2025, indicating a strategic shift in its financial oversight [2]. - The new sponsorship arrangement is part of the company's plan to issue stocks to specific investors through a simplified procedure for the year 2025 [2]. - To ensure proper management and use of raised funds and to protect the rights of minority investors, the company has signed a tripartite supervision agreement with China Minsheng Bank and Ping An Securities [2]. Group 2 - The company and its subsidiary, Jinhai Youben Biological Products Co., Ltd., have also entered into a quadripartite supervision agreement with China Merchants Bank and Ping An Securities [2].

1月8日金融一线消息，平安银行发布公告称，公司于2025年12月16日召开的2025年第一次临时股东会审 议通过了《关于修订〈平安银行股份有限公司章程〉的议案》。近日，该行收到《国家金融监督管理总 局关于平安银行修改公司章程的批复》（金复〔2026〕9号），公司章程已获核准并生效。自公司章程 核准之日起，平安银行监事会及监事依法撤销，由董事会审计委员会行使《中华人民共和国公司法》和 监管制度规定的监事会职权，监事会议事规则等监事会相关公司治理制度同步废止。叶望春、车国宝、 王春汉、韩小京、孙永桢和邓红不再担任该行监事及监事会相关职务。 责任编辑：秦艺 1月8日金融一线消息，平安银行发布公告称，公司于2025年12月16日召开的2025年第一次临时股东会审 议通过了《关于修订〈平安银行股份有限公司章程〉的议案》。近日，该行收到《国家金融监督管理总 局关于平安银行修改公司章程的批复》（金复〔2026〕9号），公司章程已获核准并生效。自公司章程 核准之日起，平安银行监事会及监事依法撤销，由董事会审计委员会行使《中华人民共和国公司法》和 监管制度规定的监事会职权，监事会议事规则等监事会相关公司治理制度同步废止。叶望春 ...

平安银行股份有限公司章程 | 第一章 | 总 则 . | | --- | --- | | 第二章 | 经营宗旨和范围. | | 第三章 | | | 第一节 股份发行 - 5 - | | | 第二节 | 股份增减和回购 | | 第三节 股份转让………………………………………………………………………………- 9 - | | | 第四章 党组织……………………………………………………………………………… - 10 - | | | 第五章 股东和股东会 | | | 第一节 股东 - 11 - | | | 第二节 | 控股股东和实际控制人 - 19 - | | 股东会的一般规定 - 20 - | 第三节 | | 第四节 | 股东会的召集 | | 第五节 | 股东会的提案与通知…………………………………- 25 - | | 股东会的召开 27 - | 第六节 | | 股东会的表决和决议 32 - | 第七节 | | 第六章 董事会…………………………………………………………………………………………………… - 37 - | | | 第一节 | 董事……………………………………………………………………………… - 37 - ...

平安银行股份有限公司董事会议事规则 第一条 为了规范平安银行股份有限公司（以下简称"本行"）董事会的议 事方法和程序，保证董事会工作效率及合理的董事会决策机制，依据法律、法规、 规章以及《平安银行股份有限公司章程》（以下简称"《章程》"）的规定，制 定本规则。 第二条 董事会依据法律、法规、规章以及《章程》行使职权。 第三条 除《章程》另有规定外，董事会会议应当由过半数的董事出席方可 举行。每一董事享有一票表决权。除董事外，本行高级管理人员经邀请可以列席 董事会会议。 第四条 董事长负责召集、主持董事会会议。如董事长不能履行职务或不应 履行职务时，由副董事长履行职务（如有两位或两位以上副董事长的，由过半数 的董事支持的副董事长履行职务）；副董事长不能履行职务或不应履行职务的， 由过半数的董事支持的一名董事履行。 董事会秘书负责董事会会议的组织和协调工作，包括准备会议文件、负责会 议记录及会议决议、纪要的起草工作等。 第六条 董事会会议应该按规定的程序进行，董事会应事先通知所有董事， 并提供足够的会议资料，包括会议议题的相关背景材料和有助于董事理解本行业 务进展的信息和数据。当两名或两名以上独立董事认为资料或论 ...

平安银行股份有限公司股东会议事规则 第一章 总则 第一条 为规范股东会议事程序，维护全体股东的合法权益，保证股东会能够 依法行使职权，平安银行股份有限公司（以下简称本行）依据《中华人民共和国 公司法》（以下简称《公司法》）、《中华人民共和国证券法》（以下简称《证 券法》）、《上市公司股东会规则》（以下简称《股东会规则》）、《平安银行 股份有限公司章程》（以下简称《章程》）及其他有关法律、法规和规范性文件 的规定，特制定股东会议事规则。 第四条 股东（包括股东代理人）出席股东会，应当遵守有关法律、法规、 规范性文件及本行《章程》的规定，自觉维护会议秩序，不得侵犯其它股东的合 法权益。 第五条 股东会分为年度股东会和临时股东会。 第六条 年度股东会每年召开一次，应当于上一个会计年度完结之后的六个 月内举行。 第七条 临时股东会不定期召开，若出现《章程》规定之情形，本行应当在 两个月内召开临时股东会。 本行在上述期限内不能召开股东会的，应当报告本行所在地中国证监会派出 机构和本行股票挂牌交易的证券交易所(以下简称证券交易所)，说明原因并公告。 第八条 本行召开股东会，应当聘请律师出席股东会，对以下问题出具法律意 见 ...

证券代码：000001 证券简称：平安银行 公告编号：2026-001 优先股代码：140002 优先股简称：平银优 01 平安银行股份有限公司 近日，本行收到《国家金融监督管理总局关于平安银行修改公司章程的批复》 （金复〔2026〕9 号），本行公司章程已获核准并生效。修改后的公司章程全文 详见巨潮资讯网（http://www.cninfo.com.cn）。 自公司章程核准之日起，本行监事会及监事依法撤销，由董事会审计委员会 行使《中华人民共和国公司法》和监管制度规定的监事会职权，监事会议事规则 等监事会相关公司治理制度同步废止。 叶望春先生、车国宝先生、王春汉先生、韩小京先生、孙永桢女士和邓红女 士不再担任本行监事及监事会相关职务。本行对各位监事在任职期间作出的重要 贡献表示衷心感谢！ 特此公告。 平安银行股份有限公司董事会 2026 年 1 月 9 日 1 关于公司章程修订获核准及不再设置监事会的公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假记载、误导 性陈述或重大遗漏。 平安银行股份有限公司（以下简称本行）于 2025 年 12 月 16 日召开的 2025 年第一次临时股东 ...

Core Insights - The securities app market demonstrates strong resilience amid market fluctuations and technological changes, with an average monthly active user (MAU) of 127.28 million in the first 11 months of 2025, peaking at over 135 million in October [1][2]. User Engagement - The top 10 securities firms by MAU include Huatai Securities, Guosen Securities, and China Galaxy Securities, with Huatai's app achieving an average MAU of 8.25 million [4][5]. - A total of 18 firms reported an average MAU exceeding 1 million, indicating a competitive landscape [2][4]. App Development Trends - "High-frequency iteration" is a key trend, with the top 10 apps averaging 9 updates this year, focusing on trading features, market services, and AI capabilities [3][13]. - Guotai Junan's apps led the industry with 25 updates each, showcasing a commitment to continuous improvement [3][13]. Growth Metrics - Several apps achieved significant growth, with the highest increase seen in Industrial Securities' app, which grew by 67.64% from January to November [7][8]. - Year-over-year, 18 apps reported growth, with only two experiencing a decline [9][10]. Daily Active Users (DAU) - Huatai's app leads in DAU with an average of 337.97 million, significantly higher than the second-place app from招商证券 at 199.29 million [11][12]. AI Integration - The integration of AI in investment advisory services is a major focus, with firms like Guotai Junan and China Galaxy enhancing their apps with AI-driven features [13][14]. - The trend towards digital transformation is evident as firms aim to improve user experience and service efficiency through AI [13][14].

Market Performance - The banking sector saw a decline of 1.16% on January 8, with Pudong Development Bank leading the drop [1] - The Shanghai Composite Index closed at 4082.98, down 0.07%, while the Shenzhen Component Index closed at 13959.48, down 0.51% [1] Individual Bank Performance - CITIC Bank closed at 7.41, with a slight increase of 0.14%, while other banks like Zhejiang Commercial Bank and Minsheng Bank experienced declines of 0.33% and 0.52% respectively [1] - The largest decline was seen in Pudong Development Bank, which fell by 2.12% to close at 11.54 [1] Trading Volume and Capital Flow - The banking sector experienced a net outflow of 674 million yuan from main funds, while retail investors saw a net inflow of 313 million yuan [1] - The trading volume for CITIC Bank was 688,900 shares, with a transaction value of 507 million yuan, while the total transaction value for the banking sector was significant [1] Capital Inflow Analysis - Industrial Bank had a net inflow of 67.52 million yuan from main funds, but also saw a net outflow from retail investors of 63.06 million yuan [2] - Huaxia Bank experienced a substantial net outflow of 89.46 million yuan from main funds, despite a net inflow of 66.32 million yuan from speculative funds [2]

Core Viewpoint - The ABS market in 2025 showed a robust issuance trend, with a total of 2,435 new projects and an issuance scale of 23,250 billion yuan, representing a 14% increase compared to the previous year [1][7]. Segment Summaries Credit ABS - A total of 238 new projects were issued, with an issuance amount of 2,915 billion yuan, reflecting an 8% year-on-year growth. The largest asset class was personal auto loans, with 32 issuances totaling 1,185 billion yuan, followed by non-performing loans with 178 issuances totaling 821 billion yuan [2][8]. Corporate ABS - The corporate ABS segment saw 1,560 issuances, amounting to 14,133 billion yuan, which is a 20% increase year-on-year. The largest issuance was in financing lease receivables, with 295 projects totaling 2,891 billion yuan, followed by corporate receivables with 246 projects totaling 2,308 billion yuan [2][9]. Asset-Backed Notes (ABN) - The ABN market had 612 issuances, totaling 5,731 billion yuan, marking a 9% year-on-year increase. The primary issuances were in bank/internet consumer loans with 191 projects totaling 1,685 billion yuan, and general small loan receivables with 141 projects totaling 1,295 billion yuan [2][13]. Market Size and Growth - As of the end of 2025, the cumulative market size reached approximately 35,832 billion yuan, with credit ABS at 4,339 billion yuan, corporate ABS at 22,808 billion yuan, ABN at 6,535 billion yuan, and public REITs at 2,150 billion yuan [4]. Underwriting Rankings - In the corporate ABS underwriting rankings, CITIC Securities maintained the top position with 308 projects and a total underwriting amount of 1,853.5 billion yuan, followed by Ping An Securities with 257 projects totaling 1,693.3 billion yuan [16][18]. Original Rights Holder Rankings - In the corporate ABS market, China Railway Capital ranked first with 545.9 billion yuan, followed by China Foreign Trade Trust with 517.6 billion yuan [20][21]. Public REITs Market - In the public REITs market, CITIC Securities led with 127.9 billion yuan from 8 projects, followed by Southern Capital Management with 101.9 billion yuan from 3 projects [28][29].

| 成交量 | 成交金额 | 成交价 | 相对当日收盘 | | | | --- | --- | --- | --- | --- | --- | | （万 | （万元） | 格 | 折溢价（%） | 买方营业部 | 卖方营业部 | | 股） | | （元） | | | | | 71.87 | 754.64 | 10.50 | -9.79 | 中国银河证券股份有限公司南 | 中信证券股份有限 | | | | | | 京江东中路证券营业部 | 公司江苏分公司 | 平安银行1月7日大宗交易平台出现一笔成交，成交量71.87万股，成交金额754.64万元，大宗交易成交价 为10.50元，相对今日收盘价折价9.79%。该笔交易的买方营业部为中国银河证券股份有限公司南京江东 中路证券营业部，卖方营业部为中信证券股份有限公司江苏分公司。 进一步统计，近3个月内该股累计发生2笔大宗交易，合计成交金额为1086.68万元。 证券时报·数据宝统计显示，平安银行今日收盘价为11.64元，下跌0.26%，日换手率为0.50%，成交额为 11.31亿元，全天主力资金净流入4986.91万元，近5日该股累计上涨0.69%，近5日资金合计净 ...