如果有人欠你一万块钱，两年没还，传统律所嫌案子太小不接， 人工催收又覆盖不了成本 ，怎么办？ 艾语智能（Aiyu Intelligent）的创始人兼CEO张天乐用AI解决的就是这个难题。 但他做的不是简单的"催收"，而是一场关于信任的重建。 他身上有着最光鲜的标签：复旦计算机本硕、偏科学霸、技术精英。按理说，他应该站在AI的云端，去卷大模型、去讲宏大的科技叙事。 但他却做了一个极 其"非连续性"的选择：一头扎进"AI × 法律"的泥泞里，去处理一个看似"低端"且"并不性感"的领域——小额信贷的贷后管理。 这是一个传统律所嫌利薄不愿接、普通人避之不及的"脏活累活"。但他却说："商业向善，AI向善。做错误的事，还不如不做。" 他如何用最前沿的"新AI"去解决最古老的"欠债还钱"难题？又是如何把冰冷的"催收"变成一场对借款人的"解套"与陪伴？ 如果你也对AI应用感到迷茫，或者正在寻找穿越周期的力量，不妨听听这位"一身反骨"却"满身是光"的创业者的自白。 他将在2026年开启混沌学园7期的学习。 本期播客，李善友教授与张天乐深度拆解：当一个懂技术、看本质、更心存善意的理想主义者，决定用AI解决社会顽疾时，商业的各个环 ...

Core Viewpoint - The strategic partnership between Dongjian Technology and the Kekexili Ecological Protection Association aims to promote sustainable ecological protection actions in the Sanjiangyuan and Kekexili regions, shifting the automotive outdoor culture from "conquering nature" to "protecting nature" [1][3]. Group 1: Strategic Cooperation - Dongjian Technology and the Kekexili Ecological Protection Association signed a strategic cooperation agreement to implement systematic and sustainable ecological protection initiatives [1]. - The partnership is based on principles of equality, mutual benefit, complementary advantages, and common development, establishing a long-term mechanism for professional empowerment, resource sharing, and systematic support [2]. Group 2: Project Implementation - The collaboration will involve a series of innovative and actionable projects to enhance public awareness and participation in highland ecological protection, empowering frontline ecological guardians [2]. - A special public welfare fund will be established to support key projects in areas such as guardian empowerment, ecological restoration, and environmental advocacy [2]. Group 3: Training and Development - Dongjian Technology will provide specialized training, technical support, and targeted research and development for frontline patrol teams, enhancing the safety and technological capabilities of their work [2]. - The establishment of the "Guardian Automotive Outdoor Life Modification Academy" aims to systematically train skilled guardians for sustainable ecological protection efforts [2]. Group 4: Broader Impact - The implementation of various public welfare projects, such as ecological restoration plans and source purification actions, is expected to mobilize public interest and participation in highland ecological protection [3]. - The partnership signifies a deep value practice for Dongjian Technology, embedding a responsible automotive outdoor lifestyle into its business practices [3].

一、吉小安董事长简介：从学术精英到商业领袖的跨界人生 吉小安，1957年出生，兼具学术深度与商业敏锐度的企业家，现任北京华联集团投资控股有限公司董事 长、北京华联综合超市股份有限公司董事及北京华联（SKP）百货有限公司董事长。其职业生涯可划分 为两大阶段： 学术沉淀期：早年任职于国务院发展研究中心，担任副研究员，深耕宏观经济与政策研究，为后续商业 决策奠定理论基础。 ：1993年参与创办北京华联集团，主导其从区域性商厦发展为全国性零售巨头。旗下北京SKP商场以年 营业额超200亿元的成绩，连续多年蝉联"中国最赚钱商场"称号，成为高端零售标杆。 吉小安董事长深度解析：学术背景、商业实践与战略布局 吉小安的领导风格以"稳健中求突破"著称，既注重长期战略布局，又擅长通过合资、并购等方式快速拓 展业务版图。例如，他曾推动北京华联与台湾新光三越集团合资，虽因关联交易问题引发纠纷，但体现 了其开放合作的商业思维。 二、吉小安擅长领域：零售全产业链运营与资源整合 吉小安的核心能力体现在三大维度： 零售业态创新 高端百货：北京SKP通过"品牌独家化+体验场景化"策略，吸引全球90%以上一线品牌入驻，单店年客 流量超1500万 ...

新春的祝福声仍在耳畔回响，而盛世化彩的故事刚刚翻开新的篇章。如果说新年祝福是对未来的美好期 许，那么今天我们要讲述的，正是如何将这份期许转化为实际行动的动人历程。一个商业品牌的故事， 一个关于专业、责任与关怀的创业故事，在这里交织成章。 一场源于观察的专业回应 在化妆品行业高度专业化的今天，一个品牌诞生的故事往往始于商业计划书或市场调研报告。盛世化彩 的起点，却源于一个被长期观察到的真实需求：品牌创始人亓女士因工作环境与岁月流逝而面临的肌肤 困扰。 这一现象，引起了她身边一位深耕生物科研领域多年的专业人士的注意。基于深厚的专业背景，这位伙 伴看到的不仅是一位女性的烦恼，更是一个值得用科学去解答的肌肤课题。"这不应该只是一个无奈接 受的结果，"这位科研伙伴认为，"现代生物科技应当能够提供更有效的解决方案。 于是，一次充满关怀的、基于专业知识的行动开始了。这不是简单的产品推荐，而是一次近乎"定制研 发"的深度尝试。每一个成分的选择，都经过了科学与温和性的双重考量，既要科学有效，又要足够温 和;每一次配方的调整，都基于对肌肤状态变化的持续追踪。专业严谨的实验室精神，与解决现实问题 的务实关怀，在此刻紧密结合。 这场 ...

本报（chinatimes.net.cn）记者卢梦雪 北京报道 二是产品化打造，让公益服务可复制、可推广。互联网行业的产品思维，被京东巧妙运用到公益项目的 设计中。曾晨指出，产品思维的核心是用户导向，需精准把握用户需求与痛点，将公益服务转化为标准 化产品，同时通过后台数据反馈持续迭代优化。 12月26日，由华夏时报社主办的2025（第五届）华夏公益论坛在京举行，论坛以"拥抱智能向善时代"为 主题。会上，北京京东公益基金会秘书长曾晨发表了题为《微光成炬 共创美好——京东公益的创新实 践与思考》的演讲，系统阐述了京东如何将商业逻辑与技术能力注入公益事业，使其变得更高效、可持 续。 从一家仅有38名员工时便开始践行公益的公司，到如今将公益精神深植于庞大的商业体系，京东的实践 始终带有鲜明的"商业向善"烙印。基于平台化、产品化、场景化与内生化四大核心思考，京东正在探索 一条用商业方法解决社会问题的创新路径，让善意的微光通过技术与模式创新，汇聚成炬。 以商业技术思维重塑公益模式的四大核心思考 互联网的基因决定了京东思考公益的逻辑。面对公益项目可持续性、效率、参与门槛等普遍难题，京东 尝试从商业世界中寻找答案。 "互联网 ...

赋能商家，回馈用户：全周期支持告别"价格战" 图/善惠客 联盟商家会议 近日，中央经济工作会议再次强调"深入整治'内卷式'竞争"，并明确提出推动平台企业、平台内经营者 与劳动者"共赢发展"，为平台经济指明高质量发展方向。善惠客作为Web3.0绿色消费积分引领平台，积 极响应会议精神，以"善行惠业，客聚天下"为核心，创新打造"商家盈利、用户受益、社会向好"的共生 生态，为破解行业同质化低价竞争提供了可践行的样本。 技术机制：依托Web3.0区块链实现商家与用户数据确权，破除"数据佃农"困境，保障各方拥有可持续的 数字资产； 生态机制：通过绿色积分跨场景流通，打通行业壁垒，形成"消费－积分－再消费"闭环，促进行业协 作、减少内耗； 价值机制：将环保、公益纳入"向善评级"，推动商业价值与社会责任融合，回应"发展新质生产力必须 强化企业社会责任"的中央精神。 善惠客平台负责人林A表示，"三方共赢"不仅是中央的政策指引，更是平台始终贯彻的发展逻辑。未 来，善惠客将持续拓展联盟商家网络，重点覆盖餐饮、零售、农产品等民生领域，并升级技术赋能体 系，提供精准营销与供应链支持，助力商家提升创新与服务能力。同时，平台将深化公益对 ...

Core Viewpoint - Corporate philanthropy in China is a significant and undervalued force, contributing 76.85% of total social donations, with private enterprises being the main contributors [2][4] Group 1: Corporate Philanthropy and Social Value - Corporate donations accounted for 76.58% of total social donations in 2023, with private enterprises contributing 80% of this amount [3][4] - The economic foundation of China's philanthropic efforts is primarily established by private enterprises and entrepreneurs [4] - A report indicates that the total donations from the 34 most active Chinese philanthropists over the past decade exceed 230 billion [4] Group 2: Strategic Opportunities for Enterprises - Chinese enterprises are transitioning from a focus on scale growth to social value innovation, which is expected to be a core competitive advantage during the 14th Five-Year Plan [3] - Digital technology is reshaping sustainable development pathways, making charitable actions more quantifiable and manageable [3] - With the advancement of China's dual carbon goals, the country is transitioning from being a standard executor to a co-developer of global standards, enhancing its international influence [3] Group 3: Trends in Corporate Philanthropy - Six new trends in corporate philanthropy have emerged, including deeper involvement of entrepreneurs in charitable activities and a focus on using core business capabilities to address social issues [4] - There is an increasing emphasis on the exit strategies of philanthropic projects, and scientific philanthropy is gaining traction, particularly in higher education and technological innovation [4] Group 4: Collaborative Ecosystems - The consensus among industry leaders is to move from isolated efforts to collaborative ecosystems to tackle complex social issues [6] - Tencent, along with other companies, has established a "Sustainable Social Value Ecosystem" to pool resources and capabilities for greater social impact [6][7] - The foundation of ecosystem building is the core capabilities of enterprises, which must be transformed into social value production [7] Group 5: Technological Empowerment - Technology is viewed as a bridge to enhance the efficiency and inclusivity of charitable efforts, with companies developing solutions for underserved communities, such as the hearing-impaired [9][10] - Innovations in AI and smart devices are being utilized to provide personalized care in childcare and elderly care sectors [10] Group 6: Future of Corporate Social Responsibility - The future of corporate growth is expected to balance self-interest with altruism, integrating efficiency with meaningful social contributions [11] - The success of enterprises will increasingly be measured not just by financial metrics but also by their contributions to a better society [11]

Core Insights - The 2025 Taikang Colorful Charity Festival concluded successfully, emphasizing the theme "Connecting through Love, Acting for Good," and showcased the achievements of the Colorful Charity over the past seven years [1][3] - The festival launched the "Colorful Health Care Talent" project, marking a new phase in the development of the elderly care service talent pool in China, aiming for a brand-oriented and systematic approach to enhance the quality of the elderly care industry [1][6] Group 1: Event Overview - The Taikang Colorful Charity Festival has become a signature annual event for Taikang Insurance Group, promoting the concept of "business for good" [3] - The 2025 festival focused on "connection" and "action," aiming to break the boundaries of charity and involve diverse stakeholders in caring for the elderly [3][4] - Representatives from various organizations praised the Colorful Charity Foundation's significant achievements in multiple charitable areas over the past seven years [3][4] Group 2: Achievements and Impact - As of the end of 2025, the "Colorful Thousand Homes" project has funded over 460 elderly care institutions and donated more than 37,000 pieces of rehabilitation equipment [4] - The Colorful Charity Foundation has trained nearly 150,000 professional service personnel, directly or indirectly helping around 100,000 elderly individuals improve their quality of life [4] - The "Colorful Starlight" community elderly care project has served over 70,000 elderly individuals in Beijing and Shanghai [4] Group 3: New Initiatives - The "Colorful Health Care Talent" project aims to address the shortage of talent and low social recognition in the elderly care sector by enhancing the visibility and honor of elderly care professionals [6][10] - The project plans to select 100 "Colorful Health Care Talents" nationwide, providing targeted training and resources to improve their professional capabilities [10] - The initiative seeks to attract more individuals to the elderly care industry, making it a respected and rewarding profession [10] Group 4: Long-term Vision - The success of the "Colorful Health Care Talent" project relies on the established public welfare empowerment system of the Taikang Colorful Charity Foundation, which has focused on building the elderly care service talent pool since its inception in 2018 [11] - The foundation emphasizes that public welfare is a collective effort involving government, social organizations, businesses, volunteers, and the public [14] - Taikang Insurance Group promotes a culture of public service, encouraging every individual to contribute to charity, thereby enhancing the overall quality of elderly care services in China [14][15]

近日，沃橙新能源董事长徐一尘先生荣登《善商》杂志，接受专题访谈。当"商业向善"照进储能安全，沃橙新能 源董事长徐一尘用全球首创地埋式储能系统"星曜石"，践行"善商"精神=——以本质安全守护能源命脉，以全产业 链担当重塑行业责任标杆。 "善商"之魂：安全是1，其他都是0 "做储能，安全是底线，研发是生命线。"徐一尘董事长在《善商》专访中开宗明义。面对储能行业"热失控风险 高、地面占地大"的普遍焦虑，他带领沃橙新能源技术研发团队研发了全球首款的地埋式储能"星曜石"系统。 这款"埋"在地下的储能系统，藏着沃橙对"本质安全"的极致追求： 1. 对客户：本质安全的地埋式储能系统"星曜石"，是沃橙对客户资产安全与运营稳定性的郑重承诺。我们交付 的不只是一套设备，更是一份贯穿产品全生命周期的安全保障。 2. 对行业：斥资150亿布局五大电芯基地，打通"电芯—系统—应用"全链条，旨在从关键源头确保全链条的安 全、可靠与协同。推动行业安全标准从'被动防护'向'本质安全'升级。 3. 对社会：以"零碳园区"为试点，推动"源网荷储"一体化落地。沃橙正将"星曜石"嵌入城市毛细血管，让安全 储能成为工业园区、商业综合体的隐形能源管家， ...

艾菲奖（EFFIE Awards）创立于1968年，是全球唯一以"实际效果"为核心评选标准的权威营销奖项，覆盖全球125个国家及地区，素有"营销界奥斯卡"之 称。本次获奖"让AI住进你星里"公益项目，是三棵树在2024年推出的创新公益项目。项目聚焦孤独症儿童家庭，通过百度AI商家智能体技术与"更健康的 中国漆"，构建"AI+公益+品牌服务"三合一场景，实现了品牌温度传递与营销实效的双效突破。 12月10日，2025大中华区艾菲场景营销奖颁奖典礼在河北崇礼阿那亚圆满落幕。 三棵树凭借与百度合作的"让AI住进你星里"公益项目，荣获"艾菲场景营 销金奖——企业声誉类"， 成为本年度涂料行业唯一上榜品牌，标志着其在品牌建设获得国际专业认可。 三棵树"让AI住进你星里"项目，以"帮助特殊人群"为关怀原点，聚焦孤独症儿童对创意表达与温暖家居环境的深层需求，将AI技术深度融入服务全流程。 三棵树携手百度通过打造"AI家装设计师"智能助手，结合"健康+"产品体系与"国漆国色"的色彩美学，为孤独症家庭提供从色彩规划到安全涂装的整体健 康解决方案。项目构建了"理解—响应—进化"的闭环服务模式，累计触达超30万人次，实现AI对话超 ...