Core Insights - Ping An Health Insurance Co., Ltd. released its 2024 Sustainable Development Report, showcasing its practices and achievements in sustainable insurance, responsible investment, social welfare, and corporate governance [1] Group 1: Financial Performance - In 2024, Ping An Health Insurance reported a sustainable insurance premium income of 13.039 billion yuan and a responsible investment scale exceeding 4.449 billion yuan [1][2] - The company made public welfare donations exceeding 2.636 million yuan [1] Group 2: Strategic Initiatives - The company is focusing on five major areas, including technology finance, green finance, inclusive finance, pension finance, and digital finance, to enhance its service offerings and support high-quality development in strategic emerging industries [2] - In technology finance, Ping An Health Insurance is developing group medical, disease, and accident insurance products aimed at R&D personnel in high-tech industries [2] - The green finance initiative includes a responsible investment scale of 4.449 billion yuan, with approximately 781 million yuan allocated to green investments [2] Group 3: Health Management and Social Responsibility - The company is transitioning from traditional insurance to a model that integrates proactive health management services with insurance coverage, promoting a "health insurance + health service" strategy [3] - Ping An Health Insurance is actively fulfilling its corporate social responsibility by engaging in medical health assistance, rural revitalization, and social volunteer services [3]

Core Viewpoint - Guiyang Bank's 2024 annual report highlights its commitment to high-quality development, risk management, and maintaining its position as the leading financial institution in Guizhou province, achieving balanced growth in scale, quality, and efficiency [1] Financial Performance - In 2024, Guiyang Bank reported operating income of 14.931 billion yuan and net profit attributable to shareholders of 5.164 billion yuan, with total assets reaching 705.669 billion yuan, an increase of 17.601 billion yuan from the beginning of the year [1] - The total loan amount was 339.142 billion yuan, and total deposits were 419.208 billion yuan, with year-on-year growth of 4.66% and 4.74% respectively [1] - The bank ranked 205th in the "2024 Global Bank 1000" by The Banker magazine and 37th in the China Banking Association's top 100 banks [1] Loan and Credit Strategy - Guiyang Bank's loan balance in the "Strong Provincial Capital" sector exceeded 164.021 billion yuan, an increase of 15.405 billion yuan from the beginning of the year, with resource endowment industry loans growing over 8% [2] - The bank focused on key industrial projects and supported the development of characteristic agriculture and tourism infrastructure, with loans in the "Four Transformations" sector reaching 160.848 billion yuan, an increase of 4.709 billion yuan [2] Asset Quality and Risk Management - The bank improved asset quality indicators, with a non-performing loan ratio of 1.58%, a decrease of 0.01 percentage points year-on-year, and a provision coverage ratio of 257.07%, an increase of 12.57 percentage points [3] - The bank's capital levels remained sufficient, with a loan-to-deposit ratio of 4.05%, up 0.15 percentage points year-on-year [3] Retail Banking Development - Guiyang Bank established a comprehensive product system covering savings, loans, credit cards, and wealth management, enhancing its retail banking position [4] - By the end of 2024, savings deposits reached 214.542 billion yuan, a year-on-year increase of 13.14%, with savings deposits accounting for 51.18% of total deposits, up 3.80 percentage points [4] Digital Transformation and Innovation - The bank invested in digital platforms and launched a new mobile banking app, enhancing its retail banking capabilities [5] - Total assets under management (AUM) for retail customers reached 271.961 billion yuan, a year-on-year increase of 10.28% [5] Support for Small and Micro Enterprises - Guiyang Bank increased support for small and micro enterprises, with small business loans (including personal operating loans) reaching 208.228 billion yuan, a year-on-year growth of 5.34% [7] - The bank launched various loan products to facilitate financing for small and micro enterprises, with the average interest rate for newly issued loans decreasing by 45 basis points compared to the previous year [7] Focus on Green and Technological Finance - The bank issued 8.451 billion yuan in green loans and successfully issued 3-year green financial bonds worth 3 billion yuan, with green loan balance reaching 33.095 billion yuan, an increase of 5.60% [6] - Guiyang Bank is committed to supporting technological innovation and has established a specialized team for technology finance [6]

216 | 中共中央政治局会议:要加紧实施 习近平:做好 更加积极有为的宏观政策 Financial Weekly 4月28日 每周金融评论 00 Financial Weekly 每周金融评论 | 目录 CONTENTS 热点聚焦 FOCUS ◎ 习近平:做好科技金融文章 MEETINGS ◎ 中共中央政治局会议:要加紧实施更加积极有为的宏观政策 POLICES ◎ 中国人民银行等联合印发《上海国际金融中心进一步 提升跨境金融服务便利化行动方案》 EVENTS ◎ 商务部等六部门: 下调离境退税起退点 ■要数字 DATA ◎ 由降转增! 一季度规模以上下业个业利润同比增长0.8% 刻 深 展 想 前 盯警 Ani a H2 3 清华金融评论 ■ 专注于经济金融政策解读与建言的智库型全媒体平台 5 元/篇 36 电子刊 纸质刊 热点聚 焦 习近平：做好科技金融文章 中共中央政治局4月25日下午就加强人工智能发展和监管进行第二十次集体学习。中共中央总书记习近平在主持学习时强调，面 对新一代人工智能技术快速演进的新形势，要充分发挥新型举国体制优势，坚持自立自强，突出应用导向，推动我国人工智能朝 着有益、安全、公平 ...

杨静还介绍道，通过此次大赛，其所在机构不仅为选手提供北京的实习岗位，还特设了香港以及巴黎总部的实习岗位，这不仅是为公司在全球不同办事机构 提供人才，也体现出对北京金融发展、深耕中国市场的承诺。 "东方汇理资管是一个全球性的资产管理公司，总部在巴黎，在35个国家和地区都有布局，所以我们需要多元化背景人才的加入。从人才的选拔到培养，我 们也有自己的完整体系。人才储备，也是东方汇理资管非常重视的一个环节。这次大赛可以看到一些选手非常有竞争力，无论是专业理论知识、临场应变能 力，还是解决临时问题的方式，都非常亮眼。我们也要全方面去看参赛选手的综合素质来选拔人才。"杨静说道。 据了解，此次大赛为国内外高校学子打造"实战培养—人才选拔—职业发展"的全链条成长通道，旨在培养兼具创新力、实践力和洞察力的年轻人才，为促进 首都金融行业发展注入新的活力。杨静认为，复合型人才永远是非常稀缺的资源，因此，有多方面的知识储备、专业知识能力的学生必然是具有优势的。 人工智能浪潮正席卷全球，成为推动各行业进步的驱动力之一，引领金融行业迈向智能化、高效化的新时代。本届大赛紧密结合这一关键趋势， 以"智'启'金融，人工智能谱写金融新篇章"为主 ...

Group 1: Financial Performance - In 2024, the bank maintained steady operational performance with revenue and net profit growth, and asset scale exceeded 200 billion yuan [1] - The non-performing loan ratio and amount both decreased, enhancing risk resistance capabilities [1] - By the end of 2024, the balance of green loans reached 3.415 billion yuan, with a growth rate higher than the average loan growth of the bank [2] Group 2: ESG and Sustainable Development - The bank has been improving its ESG information disclosure system, focusing on governance, high-quality financial services, and green low-carbon development [2] - Future plans include enhancing ESG governance transparency and communication with investors to boost market recognition and trust [2] Group 3: Key Strategic Initiatives - The bank has made breakthroughs in five key areas: technology finance, green finance, inclusive finance, elderly finance, and digital transformation [3] - Over 1,000 technology enterprises received loans exceeding 10 billion yuan, covering over 80% of high-tech enterprises [3] - The bank's supply chain loans increased by 110.35% year-to-date, with the number of clients growing by 88.2% [4] Group 4: Digital Transformation and User Experience - The bank is enhancing digital transformation by building a technology information center and optimizing online product processes [4] - An intelligent risk control system has been launched to improve user experience and risk management for online products [5] Group 5: Rural Revitalization and Financial Support - The bank is innovating financial services for rural revitalization, including tailored credit products and digital service platforms [5] - Future efforts will focus on increasing credit resources and enhancing the financial service system for rural industries [5]

Core Viewpoint - Ant Group's acquisition of Hong Kong's Yaotai Securities for HKD 2.8 billion is not just a capital maneuver but a strategic move to enhance cross-border wealth management capabilities [1] Group 1: Transaction Details - Ant Wealth acquired a 50.55% stake in Yaotai Securities at HKD 3.28 per share, representing a 17.6% premium over the pre-suspension price [3] - The acquisition grants Ant Wealth access to all major financial licenses in Hong Kong, allowing it to conduct securities, futures, and asset management businesses without the lengthy application process [3] - Yaotai Securities has a client asset scale of HKD 60.5 billion, holding a 12% market share in Hong Kong's retail brokerage market [3] Group 2: Strategic Implications - The acquisition exemplifies a "technology + license" strategy, positioning Ant Group to leverage Hong Kong as a gateway for connecting mainland investors with global markets [4] - By controlling Yaotai Securities, Ant Group can facilitate direct access for mainland investors to Hong Kong and U.S. stock markets, enhancing global asset allocation capabilities [4] - The integration of AI and blockchain technologies into Yaotai Securities aims to transform traditional brokerage operations into digital wealth management centers [4] Group 3: Market Impact and Challenges - The acquisition poses challenges such as regulatory uncertainties, cultural integration issues, and potential market volatility affecting investment returns [4] - Traditional Hong Kong brokers may face significant disruption as Ant Group introduces advanced technologies, potentially leading to a competitive "zero-commission" environment [5] - The transformation could open new trading opportunities for retail investors, including direct trading of Hong Kong stock ETFs and real-time cross-border fund settlement [5]

Group 1 - Jiangsu's high-tech industry output accounted for 51.4% of the total industrial output in the first quarter, reflecting the effectiveness of the innovation-driven development strategy and industrial transformation [1] - The number of high-tech enterprises in Jiangsu exceeds 57,000, with 50 companies listed as unicorns, representing 13.3% of the national total [2] - Jiangsu has established 44 national key laboratories, the highest among provinces, enhancing the role of enterprises in innovation [3] Group 2 - In the first quarter, high-tech industries in provincial-level high-tech zones accounted for 65.4% of the total industrial output, an increase of 0.5 percentage points from the end of last year [4] - Schneider Electric's factory in Wuxi was recognized as Jiangsu's first "sustainable lighthouse factory," showcasing advancements in digitalization and green transformation [5] - A series of financial initiatives in Wuxi aim to support the new industrial cycle, with a focus on "specialized, refined, and new" enterprises [6] Group 3 - The "Science and Technology Innovation Index" evaluation system in Suzhou has facilitated loans of 5.76 billion yuan to 1,438 technology-based SMEs, marking a 30% year-on-year increase [7] - Financial institutions are encouraged to innovate financial products to support the rapid growth of technology enterprises, with a focus on high-tech and innovative companies [7]

Group 1 - The core viewpoint of the articles highlights the successful application of AI technology in various sectors, particularly in enhancing efficiency in food pricing and weighing systems [1][2] - Shifang Technology, a national high-tech enterprise, has developed an AI-based weighing and pricing system that is now widely used in supermarkets and cafeterias, significantly improving transaction efficiency [1] - The company faced challenges in funding for technology development, which were alleviated by a 5 million yuan loan from Agricultural Bank of China, enabling them to upgrade their AI model [1][2] Group 2 - The rapid financing process was facilitated by the Agricultural Bank of China's innovative use of big data to create a smart evaluation model, allowing for a multidimensional assessment of enterprises' innovation capabilities [2] - The bank's "Smart Technology Loan" program addresses the difficulties faced by tech companies in securing loans due to lack of collateral, thus broadening financing channels and accelerating technology transfer [2][3] - As of March 2023, the Agricultural Bank of China had provided loans exceeding 980 billion yuan to over 360,000 private enterprises, demonstrating a strong commitment to supporting the private economy [3]

Core Viewpoint - The article highlights the efforts of the Beijing branch of the Bank of China in providing high-quality financial services to support the real economy, particularly focusing on youth employees who are actively engaged in innovative financial solutions for various sectors [4][11]. Group 1: Support for Small and Micro Enterprises - The Beijing branch established a specialized team to address the financial needs of merchants at the Xinfadi Agricultural Products Wholesale Market, which is the largest of its kind in China [5]. - The team, led by Gong Ximing, designed tailored financial products to alleviate the common issues of "difficult financing" and "expensive financing" faced by merchants, resulting in over 700 million yuan in loans disbursed to more than 240 merchants [6]. - The team also expanded its services to other markets, introducing products like "Rent Loan" and "Business Circle Loan," contributing an additional 72.8 million yuan in loans to 57 clients [6]. Group 2: Enhancing Payment Services for Foreign Visitors - The Beijing branch has focused on improving payment services for foreign visitors, aligning with government initiatives to enhance payment convenience [8]. - Initiatives include creating a demonstration area for payment services at the capital airport and launching a dedicated app for foreign clients, enhancing their payment experience [9]. - A collaborative project resulted in the launch of the CUBe Card, which integrates payment, communication, and transportation services for foreign tourists, facilitating a seamless experience [10]. Group 3: Promoting Technological Innovation - The Beijing branch is committed to supporting technological innovation by providing financial resources to sectors like integrated circuits, artificial intelligence, and biomedicine [11]. - In the first quarter of 2025, loans to technology enterprises increased by nearly 20 billion yuan, with a growth rate exceeding 20% [11]. - The establishment of the Beijing Science and Technology Innovation Center branch aims to foster a high-quality financial service system for technology-driven enterprises, enhancing their growth and market expansion [12].

ICBC (宮) 中国工商银行 江苏粉行 新同的 科技金融生态联 _Linknollol ukung the 中国 · 南京 2025年4月 江南时报讯（记者 张姣姣）4月27日下午，工商银行江苏省分行联合工银金融资产投资有限公司在南京举办"向新同行工融未来"科技金融生态联盟活动。此 次活动旨在深化科技、产业与金融的融合，通过发布"工银苏新+"科技金融服务品牌，签署多项战略合作协议，为江苏省科技型企业和新质生产力的发展注 入强劲动能。 活动吸引了来自全省各地市的科研院所、创投机构、高新园区、行业专家和科技型企业代表参会，覆盖科技创新产业链的各个环节，与会的100多家科技型 企业主要分布在先进制造、半导体、生物医药、新能源、新材料等核心科技领域，拥有制造业单项冠军、小巨人、专精特新和高新技术企业等荣誉资质。与 会代表对工行江苏分行深化金融服务新质生产力发展表示充分认可，对"工银苏新+"科技金融服务品牌发布深表期待，就进一步加强政银投企合作表达强烈 意愿。 政协副秘书长、省工商联副主席胡明指出，本次活动既是金融赋能科技创新的务实之举，更是"政银企研"携手共进的崭新起点。他建议金融机构继续深 化"投贷联动""供应链 ...