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农行苏州分行金融赋能纺织产业高质量发展
Jiang Nan Shi Bao· 2025-12-09 13:58
Core Viewpoint - The traditional manufacturing industry, particularly the textile and apparel sector in Suzhou, is undergoing a transformation towards modernization, supported by financial services from Agricultural Bank of Suzhou, enhancing the entire supply chain's efficiency and competitiveness [1][2]. Group 1: Industry Transformation - The textile and apparel industry in Suzhou has evolved from its historical roots in silk weaving to become a significant player in modern industrialization, impacting everyday life [1]. - The integration of smart technologies in production processes, such as automated sewing systems and intelligent supply chain solutions, is crucial for the industry's digital transformation [1][2]. - During the "Double Eleven" shopping festival, Bosideng achieved over 100 million yuan in sales, showcasing the effectiveness of data and AI in driving digital transformation [1]. Group 2: Financial Support and Innovation - Agricultural Bank of Suzhou has provided nearly 8 billion yuan in group credit to support the transformation of companies like Bosideng, addressing funding challenges faced by suppliers [2]. - The bank's "Yin Piao e-Rong" product offers online financing solutions for upstream suppliers, ensuring quick access to funds and improving raw material supply efficiency [2]. - A tailored "Bosideng Industry Chain e-Loan" has reached a balance of 563 million yuan, demonstrating the bank's commitment to supporting downstream distributors with innovative financial services [2]. Group 3: Local Industry Development - The wool sweater market in Wujiang District has seen a resurgence, with local businesses adapting to consumer demands for high-quality, stylish winter apparel [3]. - Local textile enterprises have shifted from homogeneous competition to focusing on product quality and design, enhancing their market competitiveness [3][4]. - Agricultural Bank of Suzhou has implemented various financial products to support small and micro enterprises, facilitating their growth and contributing to the local economy [4]. Group 4: Future Prospects - The textile and apparel industry in Suzhou is expected to continue thriving under the guidance of Agricultural Bank of Suzhou, enhancing domestic demand and solidifying the foundation of the real economy [5].
从数天缩至分钟级,花都AI调香系统入选工信部典型应用场景
Sou Hu Cai Jing· 2025-12-09 09:36
近日,工信部公示2025年度人工智能赋能中小企业典型应用场景,广州市花都区"面向日化美妆行业应用的AI调香系统"案例入选,成为全国238个典型场 景之一。 花都区新型工业化数字服务平台为该系统的开发和应用提供了重要支撑。针对中小企业在数字化转型过程中普遍存在的"不想转、不敢转、不会转"难题, 花都区政府联合华为、之云科技等机构搭建了这一平台,通过提供全方位的数字化服务,助力企业实现转型升级。 在日化美妆行业,香精研发长期面临三大痛点:研发周期长、供需脱节、标准难统一。传统调香主要依赖调香师的经验,一款新香精的研发上市往往需要 几周到数月时间,且试错成本高昂。广州市花都区芬豪香精公司瞄准行业痛点,依托花都区新型工业化数字服务平台,成功开发出"AI寻香助手"工具,实 现了香精研发的智能化升级。 该系统以盘古大模型为技术底座,融合华为天筹求解器与芬豪调香技术,构建了"底层算法—中层工具—顶层应用"的三层技术体系。通过整合10000余个 成品香精样板及对应色谱、质谱数据,建成标准化香韵数据库,将调香师的经验转化为可复制的数字资产,形成了"数据积累—算法优化—价值释放"的良 性循环。 "AI寻香助手"的投入使用,带来了 ...
2025年两化融合大会解码企业“质改数转”新路径
Xin Hua Cai Jing· 2025-12-09 09:17
新华财经沈阳12月9日电(记者崔师豪)12月8日至9日,2025年两化融合暨数字化转型大会在辽宁省沈阳市召开。有关部门、行业协会、高等院校及其他企 事业单位代表约500人在会议上以"数创融新智合未来"为主题,共同探讨信息化工业化深度融合的新路径、新模式。 据国家工业信息安全发展研究中心编制的中国两化融合发展数据地图显示,当前我国工业企业两化融合达成度达64.9%,数字化研发普及率、关键技术自动 化率达到了64%和86.5%。"种种数据表明,我国工业企业技术融合的覆盖广度与应用深度持续突破。两化融合已经进入了深度赋能新阶段。"工业信息安全 发展研究中心主任江明涛表示。 场景化、图谱化的转型路径是破解行业转型痛点的关键抓手已成为许多业内人士的共识。"但在国际竞争日趋激烈、内外环境发生深刻变化的形势下,我们 要进一步强化高端工业软件、工业网络、智能装备等核心技术的产品化与产业化应用场景,在全球竞争中占据有利地位。"江明涛说。 面对机遇挑战并存的态势,江明涛表示,一是要强化理论研究,推动顶层规划设计落地实施,加快政策的贯彻落实;二是要继续强化解决方案供给,推进重 点行业一图谱四清单研究编制,以图谱清单为指引,培育标准 ...
行业首家,中国人寿保费收入站上7000亿新台阶,寿险头雁地位持续稳固
13个精算师· 2025-12-09 09:02
Core Viewpoint - China Life Insurance has achieved a significant milestone by surpassing 700 billion yuan in total premiums by November 30, 2025, becoming the first life insurance company in China to reach this scale, marking a new chapter in its development history [1]. Group 1: Historical Development - From 1949 to 1996, China Life Insurance began its journey with the establishment of the People's Insurance Company of China, reaching a premium income of 192 million yuan in 1996, becoming the first life insurance company in China to exceed 10 billion yuan in premiums [7]. - Between 1996 and 2002, the company completed its restructuring and achieved a premium income of 128.8 billion yuan in 2002, marking its first milestone of 100 billion yuan in premiums [8]. - From 2003 to 2007, China Life successfully went public, raising 3 billion USD in its IPO, and achieved a premium income of 196.6 billion yuan in 2007, nearing the 200 billion yuan target [9]. Group 2: Recent Performance and Achievements - In the period from 2021 to 2025, China Life Insurance faced challenges in the insurance industry but managed to cross the 600 billion to 700 billion yuan threshold by November 2025, demonstrating resilience and strong adaptability [18]. - As of the third quarter of 2025, China Life achieved a new record with a new single premium of 218.03 billion yuan, a year-on-year increase of 10.4%, and a net profit of 167.8 billion yuan, up 60.5% year-on-year [28]. - The company maintained a solvency adequacy ratio of 137.5% and a comprehensive solvency adequacy ratio of 183.94%, reflecting its strong financial health [30]. Group 3: Strategic Initiatives - China Life has continuously adapted its sales channels, enhancing its agent system and focusing on professional capabilities to maintain its market leadership [19]. - The company has implemented a series of reforms, including the "Dingxin Project" in 2019, to optimize its organizational structure and improve operational efficiency [17]. - In response to the aging population and increasing demand for health and retirement services, China Life has expanded its product offerings, including health insurance and retirement products, to meet diverse customer needs [24][25].
泰康资产深耕养老金核心战略 推动养老金资产稳健增值
21世纪经济报道· 2025-12-09 08:43
养老金业务实现三支柱全覆盖 当前养老金管理市场呈现多行业多机构的竞争格局。在我国养老金体系不断完善的过程中, 泰康资产积极把握了企业年金、基本养老和职业年金市场化运作带来的发展机遇。 泰康资产 及子公司养老金业务全面实现覆盖养老一、二、三支柱。 在第一支柱方面,泰康资产于2 0 1 6 年入选基本养老保险基金证券投资管理机构;在第二支柱方面,2 0 0 7年获得企业年金基金投 资管理资格,2 0 1 8年开始参与职业年金投资管理;在第三支柱方面,2 0 2 2年证监会发布首批 个人养老金投资基金产品和销售机构名录,泰康资产旗下子公司泰康基金的三只目标风险型 养老目标基金成功入围。 发展养老金融是促进中国特色金融和养老事业高质量发展良性循环的关键着力点。面对日益多元 化的养老金融市场需求,泰康资产将养老金作为战略性业务长期投入,持续升级中长期资金投资 能力,健全养老金产品和服务体系,推动养老金资产稳健增值。 泰康资产还积极储备和打磨新策略,在养老金投资管理组合和策略类型上不断取得新突破。 自2 0 1 3年公司首次获得养老金产品备案批复以来,经过十余年的布局完善,公司旗下养老金 产 品 线 覆 盖 所 有 年 ...
数字破壁,服务升温,招商银行科技助力为民办实事
Hua Xia Shi Bao· 2025-12-09 08:24
值得注意的是,招商银行的"五险一金"服务并未止步于查询本身。在医保码场景,支持"长按App图标 快速展码",平均展码速度仅0.3秒,让客户在挂号、就医、购药时无需携带实体卡,就医购药快人一 步;电子社保卡功能涵盖社保缴纳、社保转移、失业保险金申领、退休待遇测算等多项社保服务,全程 线上办理,方便快捷;公积金服务实现查询、提取、缴纳等全流程线上化,并支持异地转移接续、信息 查询授权办理,个人证明"亮码可办"。此外,结合人工智能技术推出智能政务助理,用户授权后即可实 现自然对话,进行医保账单查询、社保查询、公积金提取,在保护个人隐私的基础上为客户提供线 上"一语即办"服务新体验,真正让政务服务省时又省心。 招商银行通过科技创新,将原来需要"跑腿办"的事项转变为"一键查询""一语即办",真正实现"数据多 跑路,群众少跑腿"。同时,依托金融科技实力为用户提供了更为稳定、流畅的使用体验。这些创新不 仅是功能的拓展,更是银行助力提升社会治理效率和普惠金融服务水平的具体实践。据悉,招商银行五 险一金线上化服务已覆盖全国,累计接入1731项政务服务,年服务用户超过4000万人次。 适老化改造:让银发族从"怕用手机"到"爱用手 ...
GSMA创新论坛在深圳举办
Huan Qiu Wang Zi Xun· 2025-12-09 07:46
来源:美通社 中国深圳2025年12月9日 /美通社/ -- GSMA深圳创新论坛今日成功举办,汇聚了来自商业、技术及政策 制定领域的领袖,共同探讨中国数字生态系统的三大变革增长引擎:移动AI、快速崛起的低空经济以 及全球市场机遇。 GSMA大中华区负责人斯寒(Sihan Bo Chen)表示:"中国在数字基础设施建设、5G部署及AI的实际应 用方面持续引领全球发展。GSMA智库对21个国家/地区数千家企业的调查显示,中国在数字化转型方 面得分位居前列,在创新与技术发展领域处于领先地位[i]。 借助我们全面的AI最佳实践报告所提供的 洞察,今日的活动为行业领袖和各国政府打造了一个宝贵的交流平台,帮助分享成功经验、共同应对挑 战,并构建推动行业前行的合作伙伴关系。" GSMA创新论坛是GSMA的标志性年终平台,旨在就行业最关键的议题展开对话。 论坛以往均在北京 举办,今年则首次在深圳举行。作为低空经济基础设施和供应链发展的先行者,并汇聚众多在全球扩张 的科技领军企业,深圳提供了独具活力的发展环境,尤其有利于推进AI领域的发展。 论坛期间,GSMA发布了年度报告,重点关注运营商在中国垂直行业中的用例。《运营商最佳 ...
聚焦高质量发展丨“初级铝锭”变“超精铝材” 安徽濉溪深耕铝基产业
Xin Hua Wang· 2025-12-09 06:41
新华财经合肥12月9日电 铝是重要的基础原材料,无论是在运输设备、包装材料,还是在建筑、电力等 领域,都离不开它的身影。在安徽濉溪经济开发区,铝实现了"原料"到"材料"再到"配套产品",带动80 余家产业链上下游企业协同发展,形成百亿级铝基产业集群,为地方经济高质量发展注入新活力。 创新发展按下产业集聚"加速键" "在我们的智能化生产车间,产线自动化率达80%以上,生产效率较以往提升了3倍以上,产品性能也大 幅提高。"安徽亚明铝业科技有限公司品质部部长胡长波介绍,该公司已建成涵盖8条高速生产线与12条 慢速生产线的智能化制造矩阵。 深耕数字化、智能化,安徽亚明铝业科技有限公司还引入电子铝箔外观智能检测系统,可以实时显示产 品外观情况。"如果出现产品不合格的情况,系统能够第一时间识别发现,及时进行预警和提醒,确保 产品质量过硬。"胡长波说。 科技赋能,推动企业发展不断迈上新台阶。今年,该公司阳极箔总产能预计达1300万平方米,年产值有 望达到4亿元,先后荣获"国家级高新技术企业""安徽省专精特新企业"等称号。 药箔、装饰箔、容器箔……在前不久举行的2025铝基新能源材料暨电池箔论坛上,安徽力幕新材料科技 有限公 ...
再获国家级认可!吉利汽车集团成功入选2025年“质量标杆典型经验”名单
Xin Lang Cai Jing· 2025-12-09 06:18
近日,中国质量协会正式发布了2025年"质量标杆典型经验"名单,吉利汽车集团凭借《基于数字化转型驱动下的质量实名制管理经验》成功入选,成为本年 度质量管理数字化领域的标杆性实践代表。 作为中国汽车工业质量管理的先行者,吉利 汽车集团在质量管理体系建设与标准制定领 域持续突破。自2021年正式加入IATF (Inter- national Automotive Task Force, 国际汽车 工作组)、成为IATF首个拥有董事表决权的 亚洲成员之后,吉利一直代表中国汽车品牌 参与全球汽车质量标准制定,截至2024年底 已主导参与682项国际、国家、行业、地方及 团体标准制定,并已完成436项标准发布。同 时,吉利汽车集团还牵头推动国际汽车质量 标准化协会IAQSA成立,深度参与IATF16949 标准修订,将全流程竞争力质量管理相关理 念与信息安全等内容纳入标准,推动标准适 配汽车新四化变革。 深耕造车领域28年,吉利汽车集团始终将质 量视为企业发展的生命线。面对全球汽车产 业百年大变革,吉利汽车集团将"质量强 国"战略与企业发展实践深度融合,在构 建《吉利汽车全流程竞争力质量管理体系》 (G-TQS)的基础 ...
亚马逊“下一代跨境链”首落深圳,山东产业带借势跃向品牌深蓝
Qi Lu Wan Bao· 2025-12-09 05:21
Core Insights - Amazon launched the "Next Generation Global Selling" project in Shenzhen, marking a significant upgrade in cross-border e-commerce infrastructure with the introduction of its first Global Warehouse Distribution (GWD) center [1] - This initiative aims to empower sellers to achieve "one location storage, global sales," potentially catalyzing a shift from traditional manufacturing exports to high-quality brand exports for the Shandong industrial belt [1] Group 1: Shandong Industrial Belt's Strengths and Challenges - Shandong is a key manufacturing base in China, covering over 40 cross-border e-commerce product categories, with notable advantages in sectors like agricultural machinery, chemicals, textiles, tires, and home goods [2] - Many Shandong enterprises primarily engage in OEM production, limiting their brand influence and cross-border operational capabilities, which hinders their integration into the global value chain and profitability [2] - Amazon's China VP acknowledged Shandong's strong industrial foundation but noted the region's late start in brand development, using the example of small excavators successfully entering high-end overseas markets [2] Group 2: Core Value of the "Next Generation Global Selling" - The GWD's innovative "inventory sharing and dynamic allocation" supply chain management allows sellers to store goods in domestic hubs, with Amazon automatically distributing them to destination country fulfillment centers based on real-time sales forecasts [3] - This model significantly reduces inventory risks and financial pressures for Shandong enterprises, with storage costs potentially decreasing by 20%-40% compared to existing U.S. warehousing models [3] - It simplifies cross-border logistics by providing an integrated, end-to-end logistics solution, reducing management costs and uncertainties associated with coordinating multiple service providers [3] Group 3: Key Pathways for Shandong's Leap Forward - Since signing a memorandum of cooperation with the Shandong Provincial Department of Commerce in March 2024, Amazon has been advancing specialized incubation plans for Shandong's unique product categories [4] - Amazon Business has opened 11 global sites to Chinese sellers, aligning with Shandong's strengths in chemicals, machinery, and building materials, providing a stable growth channel with lower return rates and higher transaction efficiency compared to B2C [4] - Utilizing Amazon's AI tools like "Seller Assistant" can enhance operational efficiency in compliance, advertising, and inventory management, while data tools like "Opportunity Detector" help identify unmet overseas market demands [4] Group 4: Future Outlook - The "14th Five-Year Plan" identifies cross-border e-commerce as a new driver for foreign trade development, providing dual support for the transformation of the Shandong industrial belt [6] - The industry is moving towards product quality enhancement, innovative models, and global market expansion, with the challenge for Shandong enterprises being the transition from OEM to brand building [6] - Amazon's "Next Generation Global Selling" is reshaping the operational paradigm of cross-border e-commerce, transitioning from heavy asset overseas warehouse layouts to a lightweight, intelligent global supply chain network [6]