Core Viewpoint - The Chinese government is emphasizing the importance of financial support for technological innovation during the "14th Five-Year Plan" period, highlighting a collaborative approach between the Ministry of Science and Technology and financial institutions to foster high-quality development in technology finance [1][2]. Group 1: Policy Initiatives - The government is guiding venture capital to invest early, in smaller amounts, for the long term, and specifically in hard technology [2]. - As of June, the loan balance for technology-based small and medium-sized enterprises reached 3.46 trillion yuan, a year-on-year increase of 22.9%, which is 16% higher than the growth rate of other types of loans [2]. - The capital market's ability to support technological innovation is being enhanced through mechanisms like the "green channel" for key technology enterprises to facilitate financing, mergers, and bond issuance [2]. Group 2: Implementation and Future Plans - A nationwide coordinated approach to promote technology finance has been established, with a cross-departmental mechanism to enhance collaboration [2]. - The Ministry of Science and Technology is implementing innovative policies to encourage local governments and financial institutions to engage in distinctive innovation practices [3]. - Future efforts will focus on solidifying policy implementation to provide robust financial support for achieving high-level technological self-reliance [3].

21世纪经济报道记者王峰 北京报道 网站） （国新办9月18日新闻发布会 图源：国新办 现在距离实现建成科技强国目标只有10年时间，未来五年是十分关键的攻坚期。下一步，如何落实企业科技创新主体地位？ 阴和俊介绍，规上高技术制造业增加值较"十三五"末增长42%；"三新"经济增加值占GDP的比重达18%；人工智能、生物科技等前沿领域正在形成新的经济 增长点。 科技创新和产业创新是发展新质生产力的基本路径。在传统产业，我国"灯塔工厂"数量全球第一，占比超40%；在新兴产业，全国新能源汽车累计销售突破 4000万辆，产销量连续10年保持全球第一；在未来产业，国内涌现出多个达到国际先进水平的通用大模型，部分模型准确率突破95%，打造百余个标杆应用 场景。 发布会上，科技部从科技成果转化、科技金融支持、科技基础设施开放等方面给出了具体举措。 9月18日，国新办举行"高质量完成'十四五'规划"系列主题新闻发布会，介绍"十四五"时期科技创新发展成就。 科技部部长阴和俊介绍，这五年，我国企业创新能力显著增强。企业研发投入占比超过77%；2024年，524家中国大陆企业进入全球工业研发投入2000强， 占上榜企业比重为26.2% ...

Core Viewpoint - The Chinese government emphasizes the importance of financial support for technological innovation, particularly for startups facing financing challenges, as part of the "14th Five-Year Plan" [1] Group 1: Policy Initiatives - The Ministry of Science and Technology and financial management departments are collaborating to implement a set of policies aimed at enhancing the development of technology finance, which includes the issuance of the "Policies to Accelerate the Construction of a Technology Finance System" [1][2] - A national venture capital guidance fund is being established, expected to attract nearly 1 trillion yuan in local and social capital [3] - The scale of loans for technological innovation and technological transformation has increased to 800 billion yuan, with a reduced interest rate of 1.5% [3] Group 2: Financial Support Mechanisms - The balance of loans to technology-based small and medium-sized enterprises reached 3.46 trillion yuan by the end of June, reflecting a year-on-year growth of 22.9%, which is 16% higher than the growth rate of other types of loans [3][4] - A "technology board" has been launched in the bond market, providing long-term and low-interest financing channels for technology enterprises, with over 288 entities issuing more than 600 billion yuan in technology innovation bonds [5] Group 3: Collaborative Efforts - A cross-departmental mechanism for coordinating technology finance has been established, promoting pilot demonstrations in 13 key regions and supporting the development of technology finance reform experimental zones [5][6] - The Ministry of Science and Technology plans to continue working closely with financial management departments and institutions to ensure effective implementation of policies that support high-level technological self-reliance [5]

Core Insights - The launch of "Angel Loan" and "Park Guarantee" marks a significant step in establishing a comprehensive financial service system for technology enterprises in Dongguan's Songshan Lake area [1][5][11] Group 1: Financial Products - The newly introduced "Angel Loan" offers up to 1 million yuan, specifically designed to support seed and early-stage technology companies facing initial loan challenges [5] - The "Park Guarantee" provides loans up to 10 million yuan, targeting growth and mature enterprises, facilitating their scaling through a multi-party risk-sharing mechanism [5] Group 2: Policy and Collaboration - The event was guided by multiple governmental and financial institutions, aiming to synergize government and market efforts to channel financial resources into technology innovation [3][11] - The establishment of the "Gap Intervention Mechanism" service station will proactively identify financing needs of enterprises at different development stages [9] Group 3: Financial Ecosystem - The "Stock Loan Guarantee Rental" service model integrates various financial sectors, creating a comprehensive financial service ecosystem that addresses diverse financing needs of technology enterprises [9] - Dongguan has created a financing model combining monetary policy tools, specialized credit products, and risk compensation, resulting in a total of 24.4 billion yuan directed towards technology enterprises [10] Group 4: Future Directions - The Songshan Lake Administrative Committee aims to enhance collaboration among financial institutions and technology enterprises, promoting the adoption of policy benefits and accelerating technology transformation [11] - Future efforts will focus on optimizing the financing environment and coordinating resources to support the financing needs and innovation capabilities of technology enterprises [11]

全文如下： 国务院新闻办新闻局局长、新闻发言人 寿小丽: 女士们、先生们，大家下午好！欢迎出席国务院新闻办新闻发布会。今天我们继续举行"高质量完成'十四五'规 划"系列主题新闻发布会。我们非常高兴邀请到科技部部长阴和俊先生，请他为大家介绍"十四五"时期科技创新发 展成就，并回答大家关心的问题。出席今天新闻发布会的还有：科技部副部长龙腾先生，副部长林新女士，副部 长邱勇先生。 下面，首先请阴和俊先生作介绍。 2025-09-18 15:00:47 科技部部长 阴和俊: 国务院新闻办公室于2025年9月18日（星期四）下午3时举行"高质量完成'十四五'规划"系列主题新闻发布会，请 科技部部长阴和俊介绍"十四五"时期科技创新发展成就，并答记者问。 各位新闻媒体朋友，女士们、先生们，大家下午好！感谢大家长期以来对科技工作的关心和支持。下面，我先介 绍一下"十四五"时期我国科技创新总体情况。 "十四五"是我国科技事业发展历程中具有里程碑意义的五年。党的二十大提出到2035年建成科技强国的战略目 标，习近平总书记在全国科技大会上发出了向科技强国挺进的总动员。在党中央坚强领导下，在全社会共同努力 下，我国科技事业取得历史性 ...

央视网消息：国务院新闻办公室于9月18日举行"高质量完成'十四五'规划"系列主题新闻发布会， 介绍"十四五"时期科技创新发展成就。 科技部副部长邱勇表示，"十四五"期间，科技部和金融管理部门、金融机构密切合作，会同中国人民银 行等七部委联合印发了《加快构建科技金融体制 有力支撑高水平科技自立自强的若干政策举措》，形 成了科技金融高质量发展的一套政策"组合拳"，推动科技金融工作实现了"破题"。围绕这些政策的实施 和落地，主要开展了以下几个方面的工作： 一是引导创业投资"投早、投小、投长期、投硬科技"。加快组建国家创业投资引导基金，预计将带动地 方资金、社会资本近1万亿元。加速布局了一批金融资产投资公司（AIC）基金，签约金额突破3800亿 元。联合社保基金会、大型银行和地方政府，推动设立科技产业融合基金、科创协同母基金、创投二级 市场基金等，规模将超3500亿元，为创业投资"引流""疏堵"。 二是推动银行信贷更大力度的支持科技创新。科技创新和技术改造再贷款规模增加到了8000亿，再贷款 利率降低至1.5%，支持的范围更大、贷款的利率更低。联动实施"创新积分制"和科技创新专项担保计 划，累计向21家银行推荐了超过 ...

Core Viewpoint - Huaxia Bank's Luoyang Branch has achieved significant milestones in its six years of operation, contributing to the local economy and aligning with national financial policies [1][2]. Group 1: Financial Contributions and Services - Over the past six years, Huaxia Bank's Luoyang Branch has provided comprehensive financing support exceeding 37 billion yuan to local enterprises and served over 100,000 individual customers, with personal loans exceeding 1.1 billion yuan [2]. - The branch focuses on three key areas: industrial development, urban quality improvement, and rural revitalization, enhancing financial service levels to support the modernization of Luoyang [2][3]. Group 2: Financial Strategies and Innovations - The bank is committed to developing customized financial solutions aligned with regional industrial policies, enhancing credit business deployment, and improving service efficiency through digital transformation [3]. - Huaxia Bank's Luoyang Branch actively implements national financial policies, focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance [4]. Group 3: Sector-Specific Initiatives - In technology finance, the branch has issued 311 million yuan in loans, marking a 129% increase since the beginning of the year, leveraging national policies for technological innovation [4]. - The green finance initiative has resulted in 300 million yuan in loans for projects related to resource recycling and ecological restoration, with green loan share rising to 15% [4]. - The inclusive finance strategy emphasizes innovative financing methods for small and micro enterprises, enhancing service capabilities through digital solutions [5]. Group 4: Future Outlook and Commitment - Looking ahead, Huaxia Bank's Luoyang Branch aims to deepen financial service innovation and enhance professional capabilities, adhering to the principle of "sustainable and better" to support local economic development [6].

Core Viewpoint - The Chinese government is focusing on enhancing regional technological innovation as a crucial part of its national innovation system, emphasizing the importance of coordinated efforts between central and local governments to achieve high-quality development during the "14th Five-Year Plan" period [1][2][3] Group 1: System Layout and Innovation Centers - The government is strengthening the systematic layout of regional innovation by establishing three international innovation centers in Beijing, Shanghai, and the Guangdong-Hong Kong-Macao Greater Bay Area, while also developing regional centers in Chengdu, Wuhan, and Xi'an [1][2] - Beijing's original innovation capability has been continuously enhanced, with basic research funding accounting for over 16% of its total expenditure [2] - The total scale of the three leading industries in Shanghai, namely integrated circuits, biomedicine, and artificial intelligence, has surpassed 1.8 trillion yuan [2] Group 2: Regional Collaboration and Policy Support - The government is promoting cross-regional and key urban agglomeration collaborative innovation, implementing joint efforts, instrument sharing, and platform co-construction [2] - The establishment of the "Basic Research Cooperation Special Fund" in the Beijing-Tianjin-Hebei region aims to jointly develop key industrial chain maps and cultivate trillion-yuan industrial clusters [2] - Local governments are actively responding to national strategic deployments by significantly increasing fiscal investment in technology and optimizing the innovation ecosystem [3] Group 3: Future Directions - The Ministry of Science and Technology plans to enhance the overall planning and classified guidance for regional technological innovation, supporting localities in exploring innovation development models that align with national strategic needs and local characteristics [3]

Core Viewpoint - The successful marketing of the first corporate connection to the central bank's credit platform by the Taiyuan branch of SPD Bank marks a significant breakthrough in financial and technological integration in Shanxi Province [1][2]. Group 1: Central Bank Credit Platform - The central bank's credit platform serves as an innovative initiative aimed at creating an efficient communication bridge between financial institutions and enterprises, facilitating the precise flow of financial resources to the real economy [2]. - The successful collaboration between SPD Bank's Taiyuan branch and the enterprise is the first instance of corporate matchmaking under this platform in Shanxi Province, showcasing its pioneering and demonstrative significance [2]. Group 2: SPD Bank's Financing Solutions - SPD Bank's "Puxin Loan" product is a credit financing solution specifically designed for technology-based enterprises, providing 5 million yuan in credit financing to support the enterprise's development [3]. - The Puxin Loan offers flexible financing options, lower thresholds, and rapid approval processes, effectively supporting enterprises in their research and development efforts [3]. Group 3: Future Cooperation and Development - The successful implementation of the first corporate matchmaking business under the central bank's credit platform lays a solid foundation for deep cooperation between banks and enterprises [4]. - SPD Bank's Taiyuan branch plans to continue leveraging its financial expertise to provide comprehensive and personalized financial services, including financial management and investment consulting, to help enterprises optimize fund allocation and maximize value [4].

Group 1 - Qilu Bank has achieved impressive mid-year results for 2025, establishing a comprehensive financial service ecosystem to support private enterprises in overcoming financing burdens and accelerating development [1] - The bank aims to be a key player in serving the private economy by innovatively creating an "industrial service circle" to eliminate invisible financing barriers [1] - Many private enterprises express gratitude for Qilu Bank's support, stating that it has strengthened their confidence in securing orders [1] Group 2 - The 2025 Marine Cooperation Development Forum highlighted the focus on marine economy, with Jiaozhou Bay becoming a significant cold chain logistics base for aquatic products [3] - A leading cold chain enterprise in the region has a cold storage area of 32,000 square meters and can handle 180,000 tons of aquatic products annually, covering a wide market [3][4] - Before receiving credit support, this enterprise faced development bottlenecks due to high capital turnover pressure, which limited its ability to expand supplier relationships [4] Group 3 - Qilu Bank has introduced a "blue cold chain industry chain financial solution" to address funding bottlenecks in the cold chain industry, utilizing the creditworthiness of a leading enterprise [4] - The bank provided 50 million yuan in online trade financing to a supply chain management company, reducing financing costs by 750,000 yuan annually [4][5] - The utilization rate of the cold storage facility increased from 90% to 98%, and the maximum daily throughput exceeded 800 tons, establishing it as a busy cold chain hub [5] Group 4 - Qilu Bank is focusing on technology finance, having successfully provided 3 million yuan in financing to a transportation facility company that signed orders worth over 90 million yuan [6][7] - The bank has developed a credit evaluation system based on big data for technology enterprises, allowing for the monetization of their technological strengths [7] - As of June, the bank's technology loans balance reached 2.18 billion yuan, reflecting a 30% increase since the beginning of the year [7] Group 5 - Qilu Bank launched an innovative "non-recourse domestic factoring" product to help small and micro enterprises address financing challenges related to accounts receivable [8][9] - The bank facilitated over 76 million yuan in loans through the "泉信链" product, assisting nearly 170 private enterprises in overcoming accounts receivable financing difficulties [9]