Group 1: Future Industries and Financial Support - The Chinese government aims to establish a growth mechanism for future industries, focusing on sectors like biomanufacturing, quantum technology, embodied intelligence, and 6G by 2025 [1] - Banks are encouraged to innovate financial service models to support industrial transformation, as highlighted by the collaboration between Shanghai Pudong Development Bank and various companies in Shanghai, Nanjing, and Hangzhou [1] Group 2: Embodied Intelligence Development - "Embodied intelligence" was included in the government work report during the National People's Congress, indicating a strategic shift in AI development towards practical applications in industries such as robotics, healthcare, and services [2] - Shanghai Qingtong Intelligent Technology Co., Ltd. is a leading company in the global service robot industry, having deployed over 100,000 robots across more than 60 countries and 600 cities [4] Group 3: Robotics and Automation - Estun Automation Co., Ltd. is recognized as the highest domestic brand in industrial robots, with a comprehensive product line that meets various operational needs [5][7] - Estun has established a strategic partnership with Shanghai Pudong Development Bank, which has provided financial support during critical phases of the company's growth [7] Group 4: Financial Services for Emerging Companies - Zhejiang Hongshun Intelligent Technology Co., Ltd. focuses on commercial robots and has received 120 million yuan in loans from Shanghai Pudong Development Bank to support its development [10] - The biopharmaceutical sector is highlighted as a strategic and inclusive field, with companies like Jiachen Xihai Biotechnology Co., Ltd. leading in mRNA technology and receiving 60 million yuan in comprehensive credit from Shanghai Pudong Development Bank [11][13] Group 5: Comprehensive Financial Services Strategy - Shanghai Pudong Development Bank has established a "digital intelligence" strategy, focusing on technology finance, supply chain finance, inclusive finance, cross-border finance, and treasury finance as key areas of development [16] - The bank has served over 240,000 technology enterprises, including more than 70% of companies listed on the Science and Technology Innovation Board, with technology finance loans exceeding 1 trillion yuan [17]

Core Viewpoint - The integration of technology and finance is essential for supporting enterprise innovation and growth in the current era, with banks recognizing the need to adapt their financial services to align with technological advancements [1][13]. Group 1: Technology Finance Development - The banking industry is evolving into a "comprehensive financial service company," focusing on a partnership approach to enhance technology finance services [1]. - There is a consensus in the banking sector to explore a technology finance system that aligns with innovation, addressing financial bottlenecks in industrial upgrades [1][5]. - The rise of service robots and the rapid increase in their adoption highlight the importance of financial support for technology enterprises [4][10]. Group 2: Case Studies of Technology Companies - Qianlang Intelligent, a leading player in commercial service robots, has deployed over 100,000 robots globally and relies on credit loans from banks to fund R&D and talent acquisition [4][10]. - Estun, a top domestic industrial robot brand, invests 10% of its revenue annually in R&D, supported by innovative merger loans from banks to facilitate strategic expansion [5][11]. - YaoKang Bio, a company specializing in genetically engineered mice, has received a credit loan of 100 million yuan to support its R&D and market expansion efforts [10][11]. Group 3: Innovative Financial Products - Pudong Development Bank has launched the "Pudong Technology M&A Loan" as part of its initiative to support technology enterprises, with a goal of facilitating 100 billion yuan in loans [7][13]. - The bank has developed a credit loan product specifically for early-stage innovative companies, allowing for support even when companies are not yet profitable [11][12]. - The bank's "Technology Radar" evaluation system aids in assessing the strategic value of technology enterprises, enabling more tailored financial support [12]. Group 4: Future Outlook - Pudong Development Bank aims to become the preferred banking partner for technology enterprises, with over 240,000 technology firms served and a significant increase in technology finance loans [13].

【大河财立方 记者 席韶阳 通讯员 王筱】9月14日，以"数智驱动开放共赢"为主题的2025年中国国际服 务贸易交易会（服贸会）金融服务专题在北京首钢园举行，平安产险在活动现场举行创新成果发布及战 略合作签约仪式。 本次会议上，平安产险还宣布与瑞典保赔协会（The Swedish Club）签署合作协议，为中国远洋船东提 供全面保障。同时，公司与教育部留学服务中心共同推出面向留学人员的海外公益救助保险产品，为出 境学生提供包括医疗、救援与意外保障在内的综合服务。 平安产险表示，未来将继续携手各界伙伴，优化服务品质、拓宽服务边界、深化产品创新，以实际行动 支持国家经济高质量发展和中国式现代化建设。 责编:陶纪燕 | 审校:李金雨 | 审核:李震 | 监审:古筝 此次发布的创新成果覆盖多个前沿领域。在绿色交通方面，平安产险联合中央财经大学、交通运输部研 究院推出《保险助力绿色交通发展蓝皮书》，系统梳理新能源汽车、低空经济、绿色航运、轨道交通等 五大场景的保险支持路径和实践。 在低空经济这一新兴领域，平安联合中再产险、西北工业大学发布行业白皮书，剖析当前风险治理难点 和保险创新方向。截至目前，该公司已承保无人机超过 ...

Core Viewpoint - Postal Savings Bank of China (PSBC) is actively enhancing its support for technology-driven enterprises through specialized financial services, aiming to inject financial vitality into technological innovation and assist companies in their growth and transformation [1][2][4]. Group 1: Financial Support and Services - As of mid-year, PSBC has served over 100,000 technology enterprises, with a technology loan balance exceeding 930 billion yuan, reflecting a net increase of over 90 billion yuan this year [1]. - The bank is issuing technology innovation bonds and underwriting national technology innovation bonds to strengthen financial support for technological innovation [1][7]. - PSBC is establishing a financial asset investment company, which will be the last major state-owned bank to fully engage in the AIC (Asset Investment Company) sector, contributing to a comprehensive national team for technology finance [1][7]. Group 2: Specialized Financial Framework - PSBC has formed a specialized team and established a technology finance center to drive innovation in technology finance, focusing on industry research, risk control, market expansion, and resource support [2]. - The bank is developing a multi-layered specialized financial institution system to provide comprehensive financial services throughout the lifecycle of technology enterprises [2][3]. Group 3: Product and Service Innovation - PSBC has launched the "U益创" technology finance brand, which includes five product lines to offer comprehensive financial services such as capital operation, payment settlement, and wealth management [4]. - The bank employs a "look to the future" evaluation model to assess the innovation capabilities and long-term development prospects of technology enterprises, facilitating tailored credit loan support [4]. Group 4: Collaborative Ecosystem Development - PSBC is actively building a "government-enterprise-research-investment" ecosystem to provide diversified services covering the entire lifecycle of enterprises [5]. - The bank's initiatives include hosting events to connect technology enterprises with financial services, emphasizing a dual empowerment approach for hard technology and talent [5]. Group 5: Bond Issuance and Investment Activities - In July, PSBC announced plans to invest 10 billion yuan to establish a financial asset investment company, enhancing its support for technological innovation and private enterprises [7]. - The bank successfully issued 5 billion yuan in technology innovation bonds in August, with a subscription multiple of 2.5, aimed at financing technology-related projects [7][8]. - PSBC's subsidiary, Zhongyou Wealth Management, has invested 23.619 billion yuan in technology-related bonds, marking a 13.5% increase, and 1.389 billion yuan in equity assets, a 269.41% increase, indicating a strong commitment to technology finance [8].

Group 1 - The establishment of the "China International Science and Technology Promotion Association Mother Fund Branch" aims to enhance the role of mother funds in China's capital market, promoting the flow of social capital to innovative and entrepreneurial enterprises [1][24][26] - The Fujian Provincial Government Investment Fund Company has initiated the selection of management institutions for two important funds, focusing on high-quality development and professional management [2][4] - The AIC series fund will invest in high-tech sectors such as advanced manufacturing, artificial intelligence, and integrated circuits, providing diversified funding support for innovative technology enterprises [2][4] - The Cultural Tourism Digital Innovation Fund will focus on the digital transformation of the cultural tourism industry, supporting projects that integrate traditional culture with modern technology [4] Group 2 - Zhongbao Investment and Zhongxin Juyuan signed a strategic cooperation agreement to enhance collaboration in the semiconductor industry, focusing on investment opportunities and project collaboration [7][8] - The Xiamen Cardiovascular Industry Fund has made its first strategic investment in Zhenyi Medical, aiming to accelerate innovation in cardiovascular medical products [9][10] - Caixin Financial Holdings and CITIC Securities held discussions to deepen cooperation in fund management, equity investment, and industry collaboration [13][14] -招商资本 and Qatar Investment Promotion Agency discussed potential collaboration in various sectors, including smart technology and green technology, to facilitate project implementation in Qatar [17][19] - Postal Savings Bank of China's Henan branch visited Yuzhi Holdings Group to explore deeper cooperation in financial services to support the economic development of Henan Province [20][23]

Core Viewpoint - The article emphasizes the role of technology finance in enhancing financial services for the real economy and supporting emerging industries in Hubei province, China [1] Group 1: Financial Support and Growth - As of August 2025, the technology finance loan balance of Bank of China Hubei Branch reached 100.712 billion yuan, with an increase of 13.487 billion yuan, representing a growth of 15.37% since the beginning of the year [1] - Key industries such as optoelectronic information, automotive manufacturing, and health care have reached a scale of over one trillion yuan, while energy conservation, high-end equipment, and new materials have surpassed five hundred billion yuan [1] Group 2: Innovative Financial Services - The bank has established a technology finance center at the primary department level and set up 11 specialized technology finance outlets in high-tech parks and development zones [2] - The bank has tailored financial products like "knowledge value credit loans" for technology companies, allowing them to secure funding without traditional collateral [4] Group 3: Comprehensive Financial Ecosystem - The bank has launched a comprehensive financial product matrix to support technology enterprises throughout their lifecycle, including products for seed, growth, and mature stages [5] - A total of 100 billion yuan AIC equity investment fund was established to focus on new-generation electronic information, new energy, artificial intelligence, and new materials [6] Group 4: Collaborative Efforts and Partnerships - The bank has collaborated with various government departments and investment institutions to enhance support for specialized and innovative small and medium-sized enterprises, achieving a credit coverage rate of 30.50% for provincial-level specialized enterprises [7] - The bank has actively engaged in partnerships with venture capital firms and other financial institutions, facilitating equity financing of 1.155 billion yuan for sectors like biomedicine and new energy vehicles [7]

科技金融方面，嘉实基金持续加强专业投研能力建设，尤其聚焦以新质生产力为代表的新生产力与生产 关系的研究，紧抓新一轮科技革命带来的历史机遇，发挥在科技投资方面的积淀和优势，为客户在值得 聚焦的方向上前瞻布局，力争创造长期可持续回报。 绿色金融方面，嘉实基金坚持积极探索实践，除了在投资研究中重点关注绿色低碳相关股债资产，还致 力于立足绿色金融体系持续发展，将战略规划、制度建设、风险治理、长期收益考量等纳入系统性研究 和投资实践。 普惠金融方面，嘉实基金始终坚持以投资者为本，着力打造"客需解构—策略形成—产品供给—投研匹 配—品质管理"互为一体的客需驱动体系，从客户需求和风险收益特征出发，不断优化产品供给和客户 需求的针对性、策略化与工具性匹配。围绕投资者获得感提升，嘉实还构建了专业化、精准化、敏捷化 的服务体系。 中证报中证网讯（记者 张凌之）近日，在北京证监局指导下，北京证券业协会携手北京公募基金管理 人、基金销售机构、基金评价机构及多家主流媒体，共同启动"新时代·新基金·新价值——北京公募基金 高质量发展在行动"活动。据了解，北京地区各基金公司积极参与，纷纷通过线上、线下各类主题活 动，汇聚合力，助力行业高质 ...

"说得诗意一点，我们研究的就是蝴蝶振翅、树叶坠落。" 盛航科星是名副其实的科技型企业，在科技金融政策导向下，有银行工作人员曾与其对接，但无一例外 地在审核阶段发现高乙天的征信存在问题，信贷合作也因此中断。 "像盛航科星这类科技型企业，企业负责人更加精通技术、深耕业务，但对融资、征信等没有概念，尤 其对网贷这类借款渠道，不了解其中的风险点。"建行大连自贸区支行副行长杨雅淇解释道，"我们是金 融从业者，更容易锁定企业的融资堵点，进而找到解决方案。客户经理在服务企业时一定要把企业了解 透，对接企业时要走深一步。" 建行大连自贸区支行客户经理就是在更深入的沟通中发现了盛航科星贷款难的症结所在：一条金额只有 70元的逾期记录，且并非主观恶意。 杨雅淇解释了背后的逻辑：网贷有时会链接多个资金方，而网贷公司提供的还款服务并不总是规范和完 善的，借款人还款时很容易出现漏还或逾期的情况。"特别是在回溯这笔逾期的过程中，我们发现高乙 天的另一张信用卡中还多存入7万元，进一步佐证他并不是故意逾期。"杨雅淇说。 在该行客户经理指导下，高乙天还清了逾期的70元。等待征信记录更新后，高乙天顺利通过授信审批。 建行大连自贸区支行依据调研结 ...

Economic Performance - Shanghai's GDP reached 5.4 trillion yuan in 2024, with a year-on-year growth of 5.0%[2] - Fixed asset investment grew by 4.8%, with industrial investment showing a strong increase of 11.1%[3] - Total retail sales of consumer goods decreased by 3.1% year-on-year, amounting to 17,940 billion yuan[3] Trade and Employment - The total import and export volume reached 4.3 trillion yuan, a year-on-year increase of 1.3%[3] - The urban unemployment rate averaged 4.2%, down by 0.3 percentage points from the previous year[3] - Per capita disposable income in Shanghai increased by 4.2%, reaching 88,366 yuan[43] Financial Sector Development - The balance of deposits and loans reached 22.0 trillion yuan and 12.3 trillion yuan respectively, with year-on-year growth of 7.7% and 9.8%[4] - New loans for small and micro enterprises had a weighted average interest rate of 3.25%, down by 0.37 percentage points year-on-year[5] - The social financing scale increased by 10,612 billion yuan, exceeding the previous year by 3,201 billion yuan[5] Industrial Growth - The total industrial output value was 39 trillion yuan, with a year-on-year growth of 0.7%[3] - The added value of strategic emerging industries reached 17,201 billion yuan, growing by 1.8%[3] - The three leading industries (integrated circuits, biomedicine, and artificial intelligence) achieved a combined output value of 4,618 billion yuan, with a growth rate of 10.8%[3]

Group 1: Financial Support for Technology Enterprises - The Industrial and Commercial Bank of China (ICBC) in Chenzhou has issued the city's first intellectual property pledge loan of 105 million yuan to a local new energy company, aimed at supporting R&D and equipment upgrades [1] - As of June 2023, Chenzhou's technology-related industry loans reached 52.732 billion yuan, a year-on-year increase of 25.4%, with over 1,200 technology enterprises receiving financial support [1] - The total financing for supply chain financing in Chenzhou has reached 12.608 billion yuan since 2025, with various banks providing tailored financial services to technology enterprises [3] Group 2: Customized Financial Solutions - Everbright Bank Chenzhou Branch has provided a customized credit plan of 110 million yuan to a national-level specialized technology enterprise, enhancing the efficiency of fund turnover for R&D and capacity expansion [2] - The bank has issued loans totaling 314 million yuan and handled off-balance-sheet bank acceptance bills amounting to 513 million yuan for enterprises in the digital industry chain as of June 2023 [2] Group 3: Innovative Financing Models - A new "insurance + credit" project has been successfully implemented in Chenzhou, providing 1 million yuan in risk protection for a technology company's pilot project, which facilitated an additional 1 million yuan in credit [5] - The Chenzhou Financing Guarantee Group has introduced various guarantee services, with an average guarantee fee rate as low as 0.71% per year, supporting technology enterprises with government-backed loans [6] Group 4: Data-Driven Financing - The local banks have been leveraging data from tax, social security, and intellectual property to enhance risk assessment efficiency, resulting in a significant increase in the availability and convenience of financing for technology enterprises [9] - As of June 2023, the balance of loans for technology SMEs at a local bank reached 783 million yuan, with over 50% being credit loans [9] Group 5: Cross-Border Financial Services - Since 2024, 47 technology enterprises in Chenzhou have adopted cross-border RMB settlement, with a total settlement amount of 1.011 billion yuan, effectively reducing exchange rate risks and costs [7] - A local electronics company has benefited from online, low-cost, and instant cross-border RMB services, facilitating the settlement of export payments totaling 5.628 million yuan over the past two years [6]