近段时间以来，多个城市将目光聚焦消费，计划出台提振消费的专项行动实施方案。 记者从广州市商务局网站了解到，《广州市提振消费专项行动实施方案（征求意见稿）》（简称《实施方案》）公开 征求意见，围绕居民就业增收促进行动、消费能力保障支持行动、服务消费提质惠民行动、大宗消费更新升级行动、 限制措施清理优化行动等多个方面，提出33项具体行动举措，旨在全方位激活消费市场。 来看《实施方案》重点内容： 1.拓展财产性收入渠道。组织国有企业开展国资收益申报上缴工作，加强国有上市公司市值管理。推动证券机构发展 柜台债券业务，支持个人投资者投资交易所市场政府债券。 2.严格执行最低工资保障制度，调整落实最低工资标准为2500元/月。完善劳动者工资正常增长机制、按照国家、省部 署要求，常态化推进清理拖欠中小企业账款工作。 5.落实240小时过境免签政策，提升通关便利化服务保障水平。推动离境退税商店"扩围拓品"，推广离境退税"即买即 退"服务，扩大外卡POS机覆盖率，提升入境旅客购物体验。推动市内免税店尽快开业，争取开设更多口岸免税店。 6.用好消费品以旧换新资金，结合产业和居民消费实际增加补贴品类，开展"五进"团购活动，持续带动 ...

Core Viewpoint - The article discusses the "Implementation Plan for Boosting Consumption in Guangzhou," which aims to activate the consumption market through 33 specific actions across various sectors, including employment, consumer support, and service quality enhancement [1]. Group 1: Income and Employment - Expanding channels for property income by organizing state-owned enterprises to report and remit state-owned asset revenues, and enhancing the market value management of state-owned listed companies [2]. - Implementing a minimum wage guarantee system with a standard of 2500 yuan/month and improving the wage growth mechanism for workers [2]. Group 2: Family and Event Support - Implementing national childcare subsidy policies to increase support for eligible families [3]. - Focusing on the successful organization of major events such as the 15th National Games and the Guangzhou Marathon, while promoting sports and tourism consumption [3]. Group 3: Tax and Retail Enhancements - Enhancing customs facilitation services, expanding the scope of tax refund stores, and promoting immediate tax refund services for departing travelers [3]. - Utilizing funds for replacing old consumer goods and increasing subsidies for categories like home appliances and automobiles [3]. Group 4: Housing and Real Estate Policies - Optimizing housing provident fund policies to support homebuyers and adjusting real estate policies by removing purchase and sale restrictions, as well as lowering down payment ratios and interest rates [4][5]. - The current mortgage down payment ratio for first and second homes is 15%, with interest rates around 3% for commercial loans and 2.6% for provident fund loans, indicating a relatively low borrowing cost [5]. Group 5: Financial Support and Consumer Loans - Encouraging banks to implement self-regulatory interest rate pricing and to increase personal consumption loan offerings while ensuring risk control [5]. - Supporting the development of financial products tailored for new consumption models in e-commerce, health, education, and digital services [5]. Group 6: Consumer Environment and Market Activation - Emphasizing the importance of increasing residents' income through higher minimum wages and job creation, particularly for youth, to stimulate consumer spending [6]. - Advocating for improved consumer conditions and supply, alongside policies that enhance consumer purchasing power, such as trade-in programs and subsidies for new purchases [6].

Group 1 - The core viewpoint of the article is the release of the "Implementation Plan for Boosting Consumption in Guangzhou" which includes 33 specific measures aimed at enhancing consumer spending and improving the overall consumption environment [1] Group 2 - In the area of consumer capacity support, the plan emphasizes the implementation of national childcare subsidy policies and the inclusion of flexible employment workers and migrant workers in maternity insurance coverage [3] - The plan aims to enhance inbound consumption by promoting a 240-hour visa-free transit policy and providing free one-day tours for international transfer passengers [3] - The housing consumption needs will be addressed through the renovation of over 150 old residential communities and the investment of 100 billion yuan in urban village transformations by 2025 [3] Group 3 - The plan proposes to optimize real estate policies by fully canceling purchase, sale, and price restrictions, as well as reducing down payment ratios and interest rates [4] - It also includes measures to ensure workers' rights to rest and vacation by revising labor contract templates and enhancing labor law supervision [4]

近日，《广州市提振消费专项行动实施方案（征求意见稿）》（以下简称"征求意见稿"）公开征求意 见。 征求意见稿提出，有序减少消费限制。 优化房地产政策，全面取消限购、限售、限价，降低贷款首付 比例和利率。 更好满足住房消费需求。扎实推进城中村及老旧小区改造，2025年计划推进新开工老旧 小区改造超150个，更新住宅老旧电梯超9000台，完成城中村改造固定资产投资1000亿元。推进利用专 项借款购买存量商品房作为安置房。持续优化住房公积金使用政策，支持缴存人在提取住房公积金支付 购房首付款的同时申请住房公积金个人住房贷款，进一步优化租房提取政策措施。 征求意见稿要求，大力发展体育消费。全力抓好十五运会和残特奥会广州赛区筹办工作，高水平办好世 界田联接力赛、广州马拉松赛等重大赛事。开展体育嘉年华、体育消费季、全民健身活动等体育促消费 活动，推动体育比赛进景区、进街区、进商圈。支持花都融创等冰雪场馆提质升级，加快推进香港马会 从化马场建设和运营，推动冰雪运动和赛马运动消费发展。 征求意见稿称，创新发展银发经济。积极推动实施居家适老化改造"焕新"活动，推广便捷可及的居家社 区养老服务，激发养老服务消费。大力开展"银龄行 ...

Core Viewpoint - The article discusses the "Guangzhou Consumption Promotion Special Action Implementation Plan (Draft for Comments)" aimed at stimulating consumer demand and enhancing the local economy through various measures, including optimizing real estate policies, promoting sports and elderly consumption, and improving service quality [4][18]. Group 1: Employment and Income Enhancement Actions - The plan includes initiatives to promote employment through large-scale job fairs and online recruitment activities, targeting a job placement rate of at least 70% for the 2025 graduating class [5]. - It aims to expand channels for property income and support the revitalization of rural collective idle land and housing [6]. Group 2: Consumer Capacity Support Actions - The plan emphasizes increasing support for childbirth and childcare, including the implementation of national childcare subsidy policies and enhancing pediatric services in hospitals [7]. - It also focuses on improving educational services and expanding access to quality early childhood education [8]. Group 3: Service Consumption Quality Improvement Actions - The plan promotes the "Eat in Guangzhou" initiative through various food festivals and the issuance of dining vouchers to enhance the local culinary reputation [10]. - It aims to optimize cultural and tourism consumption by leveraging cultural venues and scenic spots to create innovative consumption experiences [10]. Group 4: Major Consumption Upgrade Actions - The plan includes measures to promote the replacement of old consumer goods, particularly in the home appliance and automotive sectors, through subsidies and group purchasing activities [12]. - It also focuses on meeting housing consumption needs by advancing the renovation of old residential areas and improving housing fund policies [13]. Group 5: Policy Support and Coordination - The plan emphasizes the importance of policy coordination across various sectors, including finance, industry, and investment, to support consumption initiatives [19]. - It highlights the need for enhanced credit support for consumer loans and the development of financial products tailored to new consumption models [19][19]. Group 6: Consumption Environment Improvement Actions - The plan aims to improve consumer rights and enhance the overall consumption environment by promoting trustworthy consumption practices and establishing consumer rights protection mechanisms [16]. - It also includes initiatives to upgrade consumption carriers, such as modernizing retail systems and enhancing the infrastructure for last-mile delivery [17].

6月12日，广州市商务局发布"关于公开征求《广州市提振消费专项行动实施方案（征求意见 稿）》意见的通知"。 其中提到： 优化房地产政策， 全面取消限购、限售、限价， 降低贷款首付比例和利率。 本期编辑 黎雨桐 新增1—2个幼儿园办托市级示范点，完成"1+11"市区两级托育综合服务中心建设。 加快推进香港马会从化马场建设和运营，推动赛马运动消费发展。 推动聚龙湾太古里、华润万象城、SKP等高端商业载体建设。 落实240小时过境免签政策。为国际中转游客提供免费广州一日游服务。推动市内免税店尽快 开业，争取开设更多口岸免税店。 来源丨广州市商务局 SFC 2025年计划推进新开工老旧小区改造超150个，更新住宅老旧电梯超9000台，完成城中村改造 固定资产投资1000亿元。推进利用专项借款购买存量商品房作为安置房。 持续优化住房公积金使用政策， 支持缴存人在提取住房公积金支付购房首付款的同时申请住 房公积金个人住房贷款，进一步优化租房提取政策措施。 推进落实小客车指标"久摇不中"72次的个人直接申领普通车增量指标。 落实国家育儿补贴政策，加大对符合条件家庭的生育支持力度。 21君荐读 秒空！预约票溢价50000倍！ ...

Group 1 - Israel launched airstrikes on multiple targets in Iran related to its nuclear program and military facilities, named "Operation Rising Lion," with Israeli Prime Minister Netanyahu stating that the strikes would continue for several days [1] - Iranian Supreme Leader Khamenei confirmed the deaths of several Iranian military commanders and nuclear scientists in the Israeli airstrikes, warning that Israel would face severe punishment [2] Group 2 - The situation in the Middle East has led to a significant increase in WTI crude oil futures, which surged over 13% to $76.89 per barrel, marking the highest level since January 22 [4] - The stock market showed declines, with the Shanghai Composite Index down 0.72%, the Shenzhen Component down 1.15%, and the ChiNext Index down 1.14%. The Hang Seng Index fell by 0.7%, while the Hang Seng Tech Index dropped by 2.08% [5]

Core Viewpoint - The article discusses the "Guangzhou Consumption Promotion Special Action Implementation Plan (Draft for Comments)" aimed at stimulating consumer demand and enhancing the local economy through various measures and initiatives [4]. Group 1: Employment and Income Promotion - The plan includes hosting large-scale job fairs and optimizing employment services to enhance job opportunities [5]. - It aims to expand channels for property income and support personal investment in government bonds [5][6]. - The minimum wage will be adjusted to 2500 yuan/month, and measures will be taken to ensure reasonable income growth [6]. Group 2: Consumer Capability Support - The plan emphasizes increasing support for childbirth and childcare, including the implementation of child medical service improvements [7]. - It aims to enhance educational services by increasing enrollment in high schools and improving early childhood education [7]. - The healthcare and elderly care systems will be improved, including the establishment of friendly hospitals for mothers and children [8]. Group 3: Service Consumption Enhancement - The plan promotes the "Eat in Guangzhou" initiative through various food festivals and culinary events [9]. - It aims to optimize cultural and tourism consumption by enhancing service offerings at cultural venues and tourist attractions [10]. - Sports consumption will be developed through major events and community sports activities [10]. Group 4: Major Consumption Upgrade - The plan encourages the replacement of old consumer goods and supports home renovations [12]. - It aims to meet housing consumption needs by promoting the renovation of old neighborhoods and improving housing policies [12]. - The automotive consumption scene will be expanded through various initiatives, including hosting automotive events [13]. Group 5: Quality Consumption Improvement - The plan seeks to create a new urban consumption brand, "Yangcheng Consumption New Eight Sceneries," to enhance the shopping experience [14]. - It promotes new consumption models such as live e-commerce and community group buying [14]. - The plan supports the development of first-release economies to attract new brands to Guangzhou [14]. Group 6: Consumption Environment Enhancement - The plan includes measures to protect workers' rights to rest and vacation [16]. - It aims to improve the consumer environment by increasing the number of trustworthy consumption units and enhancing credit systems [17]. - The plan promotes the upgrade of consumption carriers, including the development of high-end commercial spaces [17]. Group 7: Optimization of Restrictive Measures - The plan proposes to reduce consumption restrictions by optimizing real estate policies and eliminating purchase limits [18]. - It aims to create a first-class business environment to facilitate economic activities [18]. Group 8: Strengthening Policy Support - The plan emphasizes the need for coordinated policies across various sectors to support consumption [19]. - It aims to enhance investment support for projects in education, healthcare, and cultural tourism [19][20]. - The plan encourages financial institutions to provide better credit support for consumer loans [20].

Group 1 - The central economic work conference has prioritized "boosting consumption and improving investment efficiency" as the top task for economic work this year [1] - Minsheng Bank's Shantou branch is actively responding to national policies by increasing credit support for key consumption sectors to drive local economic growth [1][2] Group 2 - Energy supply is recognized as a critical factor for economic and social development, influencing local consumption growth [2] - Minsheng Bank's Shantou branch has focused on the energy supply sector, providing tailored financial solutions to meet the needs of local enterprises [2][3] Group 3 - A local energy trading company received a loan of 25 million yuan for fixed asset construction and 10 million yuan in comprehensive credit to support the establishment of a new gas station [2] - The new gas station has improved service quality and efficiency, facilitating easier access to fuel for residents and indirectly boosting related automotive services [3] Group 4 - Minsheng Bank's payment settlement services have streamlined the transaction processes for the energy company, enhancing operational efficiency and reducing financial management costs [4] - Another energy sales company is set to receive a loan of 30 million yuan for a new gas station, further optimizing local energy supply and stimulating commercial growth [4] Group 5 - Minsheng Bank's Shantou branch is innovating service models to create a long-term financial support mechanism for supply-side development [5] - The bank has established a professional financial service team to provide comprehensive support throughout the project lifecycle, from feasibility studies to risk management [5] Group 6 - The efforts of Minsheng Bank in boosting consumption on the supply side have been recognized by enterprises and have positively impacted the local consumption market [6] - The bank plans to continue supporting enterprises in expanding production and improving service quality while collaborating with government and industry associations to promote market upgrades [6]

Core Viewpoint - Recent adjustments to housing provident fund policies across multiple regions aim to stabilize the real estate market by simplifying withdrawal processes, increasing withdrawal limits, and expanding usage scope [1][2][3] Group 1: Policy Adjustments - The new policies focus on enhancing the housing provident fund's role in stimulating housing consumption, which is crucial for overall economic activity [5] - Key measures include raising loan limits, lowering interest rates, and broadening the range of uses for the provident fund, such as for down payments and rental support [3][4] - For instance, in Shenzhen, the maximum loan amount for families has increased from 1.26 million to 2.31 million yuan, nearly doubling the previous limit [3] Group 2: Inter-City Cooperation - A significant feature of the recent policy changes is the promotion of inter-city mutual recognition and lending of housing provident funds [2][6] - Six cities, including Shenzhen and Zhuhai, have signed cooperation agreements to facilitate cross-city loan approvals and information sharing [2][7] - This initiative is seen as essential for supporting talent mobility and regional economic integration, aligning with broader trends in population migration and urban development [7][8] Group 3: Economic Impact - The optimization of housing provident fund policies is expected to enhance leverage and stimulate housing consumption, which in turn can drive demand in related sectors such as home appliances and furnishings [5] - Analysts suggest that these measures will not only support the real estate market but also contribute to the overall economic recovery by encouraging consumer spending [5][8]