6月11日至12日，36氪WAVES新浪潮2025大会在杭州良渚举办，大会汇聚创投领域顶级投资人、新锐企 业创始人及深耕各自领域的独立创业者，共同探讨、寻找并走向"新纪元"。 全球支付及金融服务平台Airwallex空中云汇(以下简称"空中云汇")联合创始人兼总裁刘月婷受邀出席本 次大会，并参加主题为"全球化的'影子公司'"圆桌论坛，与iMile联合创始人兼首席技术官高文礼、泛鼎 国际副总裁毛云鋆、万邑通集团联合创始人兼副总裁高嵩阳以及Deel大中华区合作伙伴负责人沈小安等 嘉宾同台深度对话，共同通过自身领域的前沿视角，探讨当下复杂环境中，那些隐形在全球商业链条背 后、为国际化运营提供关键基础设施支撑的企业的角色价值与挑战机遇。 圆桌论坛-全球化的"影子公司" 出海企业跨境支付需求走向多元 在全球经济格局深刻调整、数字化加速渗透的背景下，那些深度嵌入全球商业链条、为企业国际化运营 提供关键基础设施支撑的企业，战略重要性日益凸显。本次圆桌论坛，正是聚焦于这一关键角色展开探 讨。 刘月婷作为联合创始人深度参与了空中云汇从零构建金融服务基础设施的过程，她认为："全球化趋势 下，我们观察到客户需求的变迁趋势——即从传 ...

"苏岗贷"是江苏省推出的创新金融产品，重点支持吸纳就业多、稳岗效果好且用工规范的企业，具有准 入门槛低、审批速度快、融资成本低等特点；也是全国首个就业金融服务产品，服务对象主要是工商注 册地在江苏省境内、具有独立法人资格的民营企业。 为深入贯彻落实稳就业、促发展、惠民生要求，进一步增强"苏岗贷"金融政策对于稳就业工作的支持力 度，扩大对吸纳就业多、稳岗效果好且用工规范的民营企业和以单位形式参保的个体工商户的融资服务 规模，并重点向实体经济、小微企业和个体工商户倾斜，对经营暂时困难但预期发展良好的企业给予一 定支持，中国银行苏州分行与省信用再担保集团公司牵手合作，依托前者的资金优势、服务网络和风险 控制技术，以及后者的增信优势，由中行苏州分行对贷款项目进行审批放款和贷后管理，由省信用再担 保集团公司为贷款项目提供批量担保。服务对象为吸纳就业多、稳岗效果好且用工规范的民营企业和个 体工商户，属于江苏省人力资源和社会保障厅向中行推荐的"苏岗贷"清单客户。 近日，在江苏省信用再担保集团有限公司担保下，张家港一家科技公司成功获得中国银行苏州分行500 万元贷款，标志着省信用再担保集团公司与中国银行苏州分行联合推出的"苏 ...

财通证券股份有限公司 会 议 文 件 公司地址：浙江省杭州市西湖区天目山路198号财通双冠大厦 目 录 会议议程 2 会议须知 4 -1- 会议议程 现场会议开始时间：2025 年 6 月 19 日（星期四）上午 9:30 现场会议召开地点：杭州市西湖区天目山路198 号财通双冠大厦西楼1102 会议室 现场会议日程： 一、宣布会议开始，介绍与会股东、来宾情况 （宣布出席现场会议的股东人数及其代表的股份总数） -2- -3- 会议须知 为维护股东的合法权益，确保股东在本次股东大会期间依法行使权利， 保证本次股东大会的正常秩序和议事效率，依据中国证监会《上市公司股 东会规则》及本公司《章程》《股东大会议事规则》的有关规定，本公司 特通知如下： 一、本次会议期间，全体参会人员应以维护股东的合法权益、确保会 议的正常秩序和议事效率为原则，依法行使权利、认真履行义务。 二、为保证会议的严肃性和正常秩序，除参加现场会议的股东及股东 代理人（以下简称"股东"）、董事、监事、高级管理人员、公司聘请的 律师及公司董事会认可的人员以外，公司有权依法拒绝其他人士入场，对 于干扰会议秩序、侵犯股东合法权益的行为，公司有权予以制止并 ...

6月12日，中国人民银行北京市分行党委委员、副行长，国家外汇管理局北京市分局副局长周军明在北 京市人民政府新闻办公室举行的"推动首都高质量发展"系列主题新闻发布会上表示，"两区"建设五年 来，人民银行北京市分行持之以恒推进首都金融服务改革创新，北京市分行牵头的51项"两区"建设任务 全部落地完成。与2020年相比，2024年北京地区涉外收支规模达到了2.4万亿美元，占全国涉外收支规 模的16.9%，年均增速13.8%。(人民财讯) ...

Core Insights - The article discusses the evolving landscape of cross-border financial services in the Guangdong-Hong Kong-Macao Greater Bay Area, highlighting the increasing demand from entrepreneurs for global account management and diversified investment opportunities [1][2][4]. Group 1: Cross-Border Financial Services - Over 90% of entrepreneurs in the Greater Bay Area hold international accounts, with 81% of those without accounts planning to open one within a year, indicating a trend towards global asset allocation [4][5]. - Hong Kong remains the preferred choice for international banking services, benefiting from its status as a financial hub with advantages such as being a free port for capital, an offshore RMB center, and a robust legal system [4][5]. - The demand for integrated financial services is rising, with nearly half of the respondents considering one-stop services that combine retail banking, insurance, and investment as "very important" [5][7]. Group 2: Wealth Management Trends - A significant portion of entrepreneurs (35%) are already operating in international markets, while 49% plan to expand internationally within the next 6-12 months, with over 80% of Chinese entrepreneurs reinvesting more than 10% of their annual income across borders [6][7]. - The need for professional wealth management and investment teams is increasingly recognized, with over 20% of respondents indicating limited investment product offerings and a lack of professional support [5][6]. Group 3: Digital and Personalized Banking - The survey reveals a dual preference for digital convenience and personalized service, with 67% of respondents visiting their international bank locations more than twice a year, while 50% prioritize online banking ease [5][6]. - Standard Chartered Bank has introduced the "GBA Affluence Membership Program," which integrates financial services with lifestyle offerings, enhancing the overall customer experience [9][10]. Group 4: Future Directions - The bank aims to bridge the gap between corporate and personal financial services, launching the "Enterprise Outbound Steward" service to provide tailored solutions for both business and personal needs [7][9]. - The article emphasizes the importance of a collaborative approach in the evolving financial landscape, with Standard Chartered Bank committed to supporting entrepreneurs in navigating cross-border wealth opportunities [11].

在保障国家粮食安全的战略版图上，政策性粮食储备企业如同稳固的"压舱石"，肩负着连接生产与消 费、平衡市场供求的重任。作为湖北襄阳粮食系统的核心企业，老河口华粮粮食储备有限公司（以下简 称"老河口华粮"）正紧锣密鼓地备战即将到来的粮食收储旺季。中国银行襄阳分行精准把握农时，以高 效专业的金融服务，及时为其注入1000万元流动资金贷款，有力保障了地方"粮袋子"收储任务的顺利完 成，贡献了金融"粮"策。 政策性粮食储备是国家粮食安全的"蓄水池"和"稳定器"，在调节市场供求、稳定粮价、应对突发情况等 方面发挥着不可替代的作用。中国银行襄阳分行积极发挥金融主力军作用，聚焦粮食产业链，通过全链 条金融服务体系与多元化产品布局，为农业生产注入强劲动能。从粮食产业链上游的种子选育、土地深 耕，到田间作物生长周期管理，再到成熟后的收割、仓储以及下游的粮食深加工、品牌化销售，中行围 绕各个环节定制金融解决方案，以全周期、全场景的服务模式保障产业链高效运转。在政策层面，该行 持续加大资源倾斜力度，优化信贷规模配置，优先满足涉农领域资金需求；不断优化审批流程，专门开 辟绿色服务通道，简化材料提交、压缩审查时限，确保农户与企业在春耕备 ...

与此同时，经办柜员提前开启绿色通道，与营运主管现场完成材料核验、影像上传等流程。大堂经理则 贴心地为等待的客户端上茶饮，缓解其焦急情绪。最终，在多方紧密配合下，这笔仅 0.32 元的遗产顺 利完成法定继承程序，并按照客户要求转入其本人账户。 业务办理全程，工作人员严格落实 "首问负责制" 和 "一次性告知" 原则。针对老年客户的理解特点，采 用纸质材料标注重点、流程分步详细讲解等方式，充分保障客户的知情权。业务办结后，客户对建行高 效且贴心的服务赞不绝口。 正如该行营运主管在例会中所言："金融服务的价值不仅在于金额大小，更在于对客户权益的尊重和维 护。在制度框架内实现人文关怀，是现代银行服务的应有之义。" 建行烟台芝罘支行将继续秉持这一初 心，以专业与温情，为客户提供更贴心、更高效的金融服务，让每一份托付都得到妥善回应。 在一个阳光明媚的上午，一位老年客户走进建行烟台芝罘支行营业室，希望办理已故配偶名下银行卡的 继承支取业务。令人意外的是，该账户余额仅有 0.32 元，且银行卡已过有效期，无法通过常规代办流 程处理，需按规定走小额遗产继承手续。 面对这一特殊情况，经办柜员在确认客户携带死亡证明、亲属关系证明等 ...

Core Points - The article highlights the importance of customer-centric service in the financial industry, particularly for vulnerable groups such as the elderly [1][2] - The actions of the staff at CCB Jining Jiaxiang Chengxiang Branch exemplify the bank's commitment to providing thoughtful and patient assistance to elderly clients [1][2] Group 1 - The elderly customer required assistance in printing bank transaction details and felt anxious due to the complexity of the banking equipment and processes [1] - Staff members proactively approached the elderly customer, listened to their needs, and provided detailed guidance throughout the process [1] - The staff ensured the elderly customer understood each step by using simple language and providing written instructions, ultimately leading to the successful printing of the bank statement [1] Group 2 - CCB Jining Jiaxiang Chengxiang Branch has consistently implemented a series of age-friendly service measures, reflecting the spirit of "caring for the elderly" [2] - The bank aims to continue delivering considerate services that convey warmth and respect to all customers, ensuring they feel valued and cared for [2]

Group 1 - The core initiative is the "Thousand Enterprises and Ten Thousand Households Visit" campaign launched in Futian District to enhance financial services for small and micro enterprises, addressing their financing difficulties [1] - Since the campaign's launch in October 2024, the financial service team has visited 25,000 enterprises, granting credit to 7,200 of them, with a total credit amount of 75 billion yuan and loans exceeding 31 billion yuan [1] Group 2 - Customized financial service solutions have been developed to address specific financing challenges faced by enterprises, such as a company with 12 core patents that required 10 million yuan for expanding its experimental base [3] - The China Construction Bank Shenzhen Branch introduced a targeted "Shanxin Loan + Technology e-loan" combination to meet the financing needs of a technology enterprise [3] - The招商银行福田支行 service team matched a rapidly growing LED technology company with the "Zhaoqi Loan" product, providing timely financial support based on its operational data and tax records [3] Group 3 - The Jiangsu Bank Futian Branch established a green approval channel and innovative credit assessment system to optimize financing services for technology enterprises, reducing approval time by 30% for a 10 million yuan loan [4] - A rapid response mechanism was created by Ningbo Bank Shenzhen Branch, allowing a high-end chip trading company to receive a 10 million yuan credit approval within two weeks, significantly improving financing efficiency [4][5] - The financial service team plans to deepen cooperation between government, banks, and enterprises, establishing a regular visiting mechanism to create a comprehensive financial service system for the high-quality development of the real economy in Futian District [5]

Group 1 - The core viewpoint highlights the importance of financial support in enhancing the competitiveness of the tea industry, particularly through customized loans that enable companies to upgrade their production capabilities [1][2] - Ouyang Huai'en, a tea farmer, reported a 40% increase in processing efficiency and a 30% year-on-year growth in order volume after receiving a 1 million yuan loan from Postal Savings Bank [1] - The Postal Savings Bank of Jiangxi Province has developed a multi-layered financial service system tailored to support key agricultural industries, including tea, rice, oilseeds, fruits, vegetables, livestock, and aquaculture [1] Group 2 - The bank has implemented a "offline + online" rural financial service channel system, allowing farmers to conduct basic financial transactions without leaving their villages [2] - The introduction of products like "Express Loan" utilizes big data technology to streamline the loan application process, enhancing the integration of finance with the real economy [2] - Future plans include further innovation in financial products to strengthen agricultural development in Jiangxi Province [2]