但今年不太一样，背景特殊——"十四五"规划收官。这意味着发布会不仅总结五年金融成绩，更会定调下一步政策方向。翻看"十四五"规划，金融主线非常 清晰：服务实体经济。无论是科技金融、绿色金融还是普惠金融，最终都要落到帮企业纾困、为产业输血上。跟去年"924"短期救市相比，这次的政策视野 可能更长远。 那么这次能否再现"924"式大涨？咱得理性看待。去年政策出台时，市场已严重超跌，估值极低，像干柴一点就着。现在估值虽合理，但资金更谨慎，加上 美联储刚降息、外部环境变化，政策发力节奏也可能不同。不过有个积极信号：今年5月，支持资本市场的两项工具额度已合并为8000亿，这次说不定会有 新工具或新用法亮相。 最近市场最热的话题，就是下周一那场重磅金融发布会了。不少朋友问我：潘功胜行长、李云泽局长、吴清主席，这三位老熟人再聚国新办，是不是意味着 去年"924"那样的政策红包又要来了？我是帮主郑重，做了20年财经记者、专注中长线投资，今天就跟大家仔细聊聊这场发布会的看点和机会。 大家怀念"924"，其实是想念那种政策一出、市场立马回暖的信心。去年这时市场刚跌破2600点，正是这几位负责人同时发声，推出两项新货币政策工具 —— ...

科技创新债券是债券市场服务国家战略的重要创新，支持发行科技创新债券是国家旨在加快多层次债券 市场建设，构建同科技创新相适应的科技金融体制的重要举措。本期债券发行人为国家企业技术中心， 其募集资金将专项用于补充发行人营运资金，进而服务于提升蒙西电网的智能化水平，推动科技创新与 可持续发展，助力内蒙古电力集团构建更加智能、高效、绿色的能源体系。本期科创债的发行，为企业 科技创新提供低成本、高效率的资金保障，同时对加速科技研发应用，提升内蒙电力在绿色能源、智能 电网领域的品牌形象具有重大意义。 光大银行呼和浩特分行作为本期债券的主承销商，充分发挥其专业优势，精心策划发行方案，为债券的 顺利发行奠定了坚实基础。同时，多家金融机构、债券市场投资者参与认购，也为本期债券发行提供充 足发行保障。本笔债券是光大银行呼和浩特分行承销发行的首笔科创债券，也是该行本年度服务的第五 家地区优质债券发行人，充分体现了光大银行在债券承销方面的创新实力与品牌影响力。 本期科创债的成功发行，为金融支持实体经济发展提供了新思路和实践范例，对促进能源与金融深度融 合、推动能源领域科技创新具有重要示范意义。光大银行呼和浩特分行将以此为契机，切实加 ...

Group 1 - The People's Bank of China has achieved full coverage of structural monetary policy tools in key financial sectors, with significant year-on-year growth in various loan categories, including technology loans (12.5%), green loans (25.5%), inclusive loans (11.5%), elderly care industry loans (43%), and digital economy loans (11.5%), all surpassing the overall loan growth rate [1] - The banking sector is focusing on high-quality, resilient, and sustainable development rather than mere scale expansion, as evidenced by the mid-year performance of 42 A-share listed banks, which showed improved credit structure and asset quality, stabilizing key performance indicators [1] - Many banks are emphasizing adherence to industry regulations and long-term planning, moving away from short-term profit-seeking behaviors and over-reliance on traditional interest margins, thus transitioning towards a more diversified income structure [1] Group 2 - The financial sector needs to optimize its structure while maintaining reasonable total growth, leveraging market efficiency to allocate resources effectively and enhancing the capability and willingness of financial institutions to support key areas [2] - Financial management departments are encouraged to continuously optimize monetary and credit policies, reduce funding and regulatory costs for banks, and foster a supportive environment for high-quality development by moving away from a focus on short-term asset and profit metrics [2] - The banking industry is urged to actively seek change by diversifying its profit model beyond traditional interest margin reliance, expanding non-interest income sources, and enhancing digital transformation to better serve the real economy [3] Group 3 - Macro policies have shifted towards benefiting people's livelihoods and promoting consumption, with a focus on long-term reforms and policies that can be implemented promptly to guide the financial system towards positive outcomes [3] - Financial strategies must balance the need for continued support for the real economy with the necessity of preventing and mitigating potential financial risks, ensuring a sustainable development path [3]

今日摘要 系列报道【砥砺奋进七十载 天山南北谱华章】今天播出：新疆加快织密现代化综合立体交通网络，更 多天堑正在变为通途。 "十四五"期间，山西、内蒙古坚定不移以生态优先、绿色发展为导向，实现经济发展与生态改善双赢。 习近平同瑞士联邦主席就中瑞建交75周年互致贺电。 习近平同列支敦士登摄政王储就中列建交75周年互致贺电。 习近平总书记指出，要使粤港澳大湾区成为新发展格局的战略支点、高质量发展的示范地、中国式现代 化的引领地。粤港澳大湾区坚持以开放促改革、以改革促发展，向着国际一流湾区加速迈进。 习近平总书记在纪念中国人民抗日战争暨世界反法西斯战争胜利80周年大会上的重要讲话在广大青年中 引发热烈反响。 2025年夏粮旺季收购进入收尾阶段，全国累计收购小麦超1亿吨。 巴勒斯坦加沙地带卫生部门称，以军在加沙地带的军事行动造成47人死亡。 内容速览 习近平同瑞士联邦主席就中瑞建交75周年互致贺电 9月14日，国家主席习近平同瑞士联邦主席凯勒-祖特尔互致贺电，庆祝两国建交75周年。 习近平同列支敦士登摄政王储就中列建交75周年互致贺电 9月14日，国家主席习近平同列支敦士登摄政王储阿洛伊斯互致贺电，庆祝两国建交75周 ...

央视网消息（新闻联播）：中国人民银行公布的最新数据显示，8月末，社会融资规模存量为433.66万 亿元，同比增长8.8%。其中，对实体经济发放的人民币贷款余额为265.42万亿元，同比增长6.6%，金融 支持实体经济力度持续加大。 贷款利率继续保持历史低位水平。8月份新发放企业贷款加权平均利率、新发放个人住房贷款加权平均 利率均约为3.1%，比上年同期分别低约40个基点和低约25个基点。 信贷结构持续优化，科技贷款、绿色贷款等继续保持较快增长，普惠小微贷款余额、制造业中长期贷款 余额同比分别增长11.8%和8.6%，高于同期各项贷款增速，信贷资源更多流向了国民经济的重点领域和 薄弱环节。 ...

Core Viewpoint - Dalian Financial Regulatory Bureau has reported significant achievements in financial support for the real economy, highlighting a total credit of 62.47 billion yuan for 94 key projects, an 8.40% increase in technology loan balances, and foreign trade loans exceeding 260 billion yuan, demonstrating a robust alignment of financial services with economic development goals [1][2]. Group 1: Key Project Financial Support - The financial support for key projects has been enhanced, with a focus on optimizing financing mechanisms and expanding the number of "financial counselors" in banks by 55%, providing credit support of 62.47 billion yuan for 94 projects [2][3]. - The newly signed syndicate loan projects amounted to 22.76 billion yuan in the first half of the year, representing a year-on-year increase of 636% [2]. - Insurance institutions have provided risk protection for over 700 construction projects, amounting to 41.457 billion yuan, a year-on-year increase of 19.61% [2]. Group 2: Technology Finance Development - The region has launched initiatives to upgrade technology financial services, including the establishment of a 30 million yuan risk compensation fund for technology enterprises [3]. - The technology loan balance reached 126.695 billion yuan, reflecting an 8.40% growth since the beginning of the year, with technology insurance claims increasing by 204.07% [3]. - A variety of specialized financial products have been introduced to support technology enterprises, including "innovation credit loans" and "specialized loans" [3]. Group 3: Support for Livelihood and Consumption - Financial services have been tailored to meet public needs, with initiatives to promote consumption and the introduction of new insurance products for agriculture, providing risk protection for 77.3 billion yuan to over 131,500 agricultural enterprises [4]. - The establishment of a comprehensive financial service system for students has been initiated, ensuring coverage of student loans across the region [4]. - The city has implemented a rapid response system for traffic accidents, significantly reducing average processing times [4]. Group 4: Blue Finance Initiatives - Blue finance strategies have been developed to support the construction of a modern marine city, with shipbuilding loans and marine insurance premiums increasing by 30.39% and 8.99% respectively [5][6]. - Innovative financial products for marine aquaculture and carbon credit pledges have been introduced, with risk protection provided for 4.777 billion yuan in marine insurance [6]. Group 5: Foreign Trade Support - A coordinated mechanism for stabilizing foreign trade has been established, with banks providing a total of 263.614 billion yuan in foreign trade loans, reflecting a 2.86% increase since the beginning of the year [7]. - Export credit insurance has supported a trade scale of 3.717 billion USD, with over 6,000 small and micro insurance policies issued online [7]. Group 6: Pension Finance Innovations - The city has initiated a three-year action plan to promote high-quality development in pension finance, with a loan balance for the pension industry growing by 11.54% since the beginning of the year [8]. - The "Dalian Universal Insurance" product has been upgraded, providing risk protection to over 2.56 million residents, with claims exceeding 186 million yuan [8].

Group 1 - The core viewpoint emphasizes the innovative financial support mechanisms introduced by the People's Bank of China in Yunfu, aimed at fostering local economic development through targeted loans and subsidies [1][3][5] - As of July 2025, the balance of agricultural and small business re-loans in Yunfu reached 1.724 billion yuan, with a utilization rate of 97%, significantly supporting high-quality regional economic growth [1] - The "re-loan + provincial loan interest subsidy" model has been successfully implemented, allowing technology companies to benefit from lower loan rates and additional financial support [2][3] Group 2 - The financial institution has identified 24 strategic emerging industry enterprises eligible for credit, facilitating loans totaling 158 million yuan, which is expected to generate 1.6594 million yuan in provincial subsidies [3] - The introduction of innovative financing products such as "company + base + family farm" models has enabled local agricultural cooperatives to secure loans, enhancing their operational capabilities [4][5] - The "re-loan + modern agricultural industry chain" service model has led to the issuance of 560 million yuan in preferential loans to new agricultural operators, promoting local specialties [5] Group 3 - The collaboration between the People's Bank of China and local market regulation departments has resulted in the issuance of 113 million yuan in credit to "special, excellent, and new" individual businesses, benefiting 71 merchants [8] - The "Yue Quality Loan - Yun Quality Loan" model has been established to create a quality evaluation system for enterprises, facilitating access to financing for over 300 companies [8] - The ongoing efforts aim to deepen the "re-loan +" model, leveraging monetary, fiscal, and industrial policy synergies to drive sustainable economic development in key areas [8]

Group 1 - Jiangsu Hai'an Agricultural Commercial Bank provided nearly 1.1 billion yuan in credit to 79 enterprises to address financing difficulties for small and medium-sized enterprises [1] - The collaboration between Hai'an Agricultural Commercial Bank and local enterprises demonstrates the significant impact of financial support on the real economy [1][8] - Hai'an Agricultural Commercial Bank has supported over 200 enterprises in Dagu Town, with a loan balance exceeding 1.2 billion yuan, contributing to local economic growth [8] Group 2 - Nantong Dapeng Sheep Industry Co., Ltd. has established itself as the largest goat breeding base in Jiangsu Province, with products sold to major cities including Shanghai and Zhejiang [3] - The company faced initial funding challenges but received 1.5 million yuan in loans from Hai'an Agricultural Commercial Bank, enabling the construction of a new sheep barn and the opening of a meat restaurant [3][4] - As of this year, Nantong Dapeng Sheep Industry Co., Ltd. has a stock of over 6,000 goats and is experiencing significant revenue growth [4] Group 3 - Nantong Junde Industrial Technology Co., Ltd. has rapidly developed since its establishment in 2018, supported by 5 million yuan in funding from Hai'an Agricultural Commercial Bank [6] - The company faced financial difficulties in 2024 but received an additional 2 million yuan in support, allowing it to continue operations [6] - In 2024, the company's sales reached nearly 30 million yuan, showcasing its strong market performance [7]

Core Viewpoint - The People's Bank of China (PBOC) in Yunfu is actively promoting financial support for local industries, focusing on technology innovation, rural revitalization, and small and micro enterprises through various financial models and policies [1][3][6]. Group 1: Financial Support Mechanisms - The PBOC Yunfu branch has introduced a "re-loan + provincial loan interest subsidy" model to support technology innovation enterprises, significantly reducing financing costs for eligible companies [2][3]. - As of July 2025, the balance of re-loans for agricultural and small enterprises in Yunfu reached 1.724 billion yuan, with a utilization rate of 97%, providing strong support for regional economic development [1][3]. Group 2: Support for Agricultural Development - The PBOC Yunfu branch has implemented a "re-loan + modern agricultural industry chain" service model, prioritizing financial support for modern agricultural parks and various operating entities within the industry chain [5]. - A total of 3.02 billion yuan in loans has been issued to support local agricultural projects, benefiting over eight towns and promoting local employment [5]. Group 3: Support for Small and Micro Enterprises - The PBOC Yunfu branch has collaborated with local market regulation departments to create a financial service document specifically for "special, excellent, and new" individual businesses, linking loan terms to business performance [6][7]. - Since March 2025, banks in Yunfu have granted 113 million yuan in credit to "special, excellent, and new" individual businesses, with 41.09 million yuan in loans issued, benefiting 71 merchants [7]. Group 4: Future Directions - The PBOC Yunfu branch plans to continue innovating the "re-loan +" model, enhancing the synergy between monetary, fiscal, and industrial policies to drive financial resources into key economic development areas [7].

Group 1 - The core viewpoint of the articles highlights the initiatives taken by Siyang Rural Commercial Bank to support the development of small and micro enterprises through innovative financial products, policy support, and upgraded services [1][2] - The bank has introduced a seamless refinancing service, processing 60 loans amounting to 257 million yuan this year, addressing the refinancing challenges faced by enterprises [1] - Customized financial products such as "Factory Loan," "E-commerce Loan," and "Green Loan" have been developed to cater to the specific needs of local industries, creating a comprehensive service system for different stages of business development [1] Group 2 - The establishment of a specialized branch for small and micro enterprises with a dedicated credit plan of 1 billion yuan and a unique evaluation and assessment mechanism [2] - A composite service team consisting of financial advisors, legal experts, and agricultural technology personnel has been formed to provide tailored consulting services covering various aspects such as financial management and legal compliance [2] - A special action called "Financial Benefits for Enterprises" has been launched to conduct comprehensive surveys of 2,313 enterprises, creating a dynamic database to address financing pain points and improve financial service accessibility [2]