Core Viewpoint - The article discusses the recent "Guiding Opinions on Vigorously Developing Digital Consumption" released by the Ministry of Commerce and eight other departments, emphasizing the importance of digital consumption in enhancing economic vitality and meeting consumer needs in the digital age [1][10]. Summary by Sections Overall Requirements - The guiding opinions aim to implement the decisions of the Central Committee and the State Council, leveraging China's large market advantages to expand diversified digital consumption supply and promote a dynamic balance between supply and demand [2][10]. Tasks and Measures - The opinions focus on four main areas with 14 specific tasks: 1. Enriching digital consumption supply by expanding digital product consumption and innovating digital content [4]. 2. Cultivating and strengthening digital consumption enterprises, enhancing innovation capabilities, and supporting the growth of small and medium-sized enterprises [4][15]. 3. Optimizing the supporting system for digital consumption, including logistics, payment systems, and financial support [4][16]. 4. Creating a favorable environment for digital consumption through promotional activities and international cooperation [4][20]. Key Content Highlights - Increase effective supply of AI terminal products, unlocking consumption potential in AI smartphones and wearable devices [5]. - Accelerate R&D in smart home appliances, security systems, and video care systems [5][11]. - Promote smart connected vehicles and support the development of specialized small and medium enterprises in the digital consumption sector [6][11]. - Develop "AI + healthcare" to improve diagnostic efficiency and patient experience [7][11]. - Enhance smart logistics and establish standards for automated delivery vehicles and drones [8][11]. - Expand the acceptance and application scenarios of digital RMB and improve payment convenience [8][17]. - Strengthen financial support for small and micro enterprises in the digital consumption field [18][19]. Environment for Digital Consumption - Conduct consumption promotion activities, such as online shopping festivals and digital consumption coupons [20]. - Encourage international cooperation in e-commerce, mobile payments, and digital education [20][21]. - Support the establishment of standards for digital products and services to ensure a safe consumption environment [21]. Conclusion - The guiding opinions highlight the critical role of digital consumption in driving consumption upgrades, expanding effective investment, and promoting industrial innovation, with a call for coordinated efforts to implement these measures effectively [21].

北京商报讯（记者 孟凡霞 周义力）9月24日，商务部等八部门联合印发《关于大力发展数字消费共创数 字时代美好生活的指导意见》。其中指出，加强财政金融支持。鼓励政府性融资担保机构为数字消费领 域小微企业提供融资增信支持。鼓励金融机构与数字消费企业、支付企业加强合作，共同开发适应数字 消费特点的金融产品和服务。支持符合条件的数字消费项目，通过发行债券、资产证券化产品等方式融 资，促进商业业态数字化提升、场景化改造等。鼓励有条件的地方通过贷款贴息、风险补偿等方式，降 低数字消费企业融资成本。 ...

Core Insights - The Ministry of Commerce and eight other departments jointly issued guidelines to promote digital consumption and enhance the quality of life in the digital age [1] Group 1: Payment Convenience - The guidelines emphasize the need to improve the convenience of payment systems [1] - Key locations will be encouraged to conduct domestic payment promotional activities [1] - There is a push to accelerate the interconnectivity between domestic clearing institutions and international payment platforms [1] Group 2: Digital Currency Expansion - The expansion of digital RMB acceptance and application scenarios is a priority [1] - The advantages of digital RMB, including intelligent and digital services, will be leveraged to enhance payment convenience [1] - The focus will also be on providing accessible and age-friendly services to improve digital consumption [1] Group 3: Collaboration and Inclusivity - Banks, payment institutions, and clearing agencies are encouraged to strengthen collaboration [1] - Services will be tailored to meet the needs of elderly individuals and foreign visitors in China [1] - Continuous optimization of the mobile payment experience is highlighted as a key objective [1]

Group 1 - The core viewpoint of the article is the release of the "Guiding Opinions on Vigorously Developing Digital Consumption to Co-create a Better Life in the Digital Age" by multiple government departments, emphasizing the importance of digital consumption in various forms [1][2] - Digital consumption encompasses digital product consumption, digital service consumption, digital content consumption, and consumption realized through digital channels [1] - The document encourages innovation in digital content consumption, promoting the digitization of cultural resources and the development of a national cultural big data system [1] - It highlights the use of technologies such as the metaverse and AI-generated content to enhance cultural digital products, targeting specific demographics like the elderly [1] - The initiative aims to improve the supply of high-definition content across broadcasting and online platforms, supporting the creation of quality works in fields like animation, gaming, and literature [1] Group 2 - The "Guiding Opinions" also focus on enhancing payment convenience, promoting domestic payment awareness in key locations [2] - It emphasizes the expansion of digital yuan acceptance and application scenarios, leveraging its advantages for improved payment convenience [2] - The document calls for collaboration among banks, payment institutions, and clearing agencies to cater to the needs of elderly and foreign individuals, enhancing the user experience in mobile payments [2]

Core Viewpoint - The document outlines a comprehensive strategy to promote digital consumption and enhance the quality of life in the digital age through various initiatives and support for new business models in e-commerce [1] Group 1: Digital Consumption Development - The guidance emphasizes the expansion of digital consumption channels, particularly through the development of smart retail [1] - It supports the healthy development of new business models such as instant retail, social e-commerce, and live-streaming e-commerce [1] - The document calls for the establishment of a quality e-commerce standard system to guide platforms in nurturing quality merchants [1] Group 2: Digital Marketing and Supply Chain - There is a focus on optimizing platform rules to enhance supply quality and encourage investment in customized production, smart supply chains, and AI applications [1] - The guidance promotes effective matching and connection between digital supply and digital consumption [1] - Support is also extended to the development of vertical industry e-commerce to expand consumption channels in specialized fields [1]

每经AI快讯，9月24日，商务部等8部门联合印发《关于大力发展数字消费共创数字时代美好生活的指 导意见》。《指导意见》指出，加强财政金融支持。鼓励政府性融资担保机构为数字消费领域小微企业 提供融资增信支持。鼓励金融机构与数字消费企业、支付企业加强合作，共同开发适应数字消费特点的 金融产品和服务。支持符合条件的数字消费项目，通过发行债券、资产证券化产品等方式融资，促进商 业业态数字化提升、场景化改造等。鼓励有条件的地方通过贷款贴息、风险补偿等方式，降低数字消费 企业融资成本。 ...

Core Viewpoint - The recent guidance issued by the Ministry of Commerce and eight other departments emphasizes the importance of accelerating the development of digital consumption and innovation in the digital era [1] Group 1: Encouragement for Innovation - Companies are encouraged to accelerate research and development, particularly in artificial intelligence terminal products, to enhance effective supply [1] - The guidance highlights the potential for new product consumption in areas such as AI smartphones, computers, smart robots, wearable devices, and desktop 3D printing equipment [1] Group 2: Development of Smart Products - There is a push to accelerate the R&D and interconnectivity of smart home appliances, smart security systems, and video care systems [1] - The initiative includes trials for the access and road use of intelligent connected vehicles [1] Group 3: Brand Innovation - The guidance aims to cultivate and build new consumer brands, promoting the innovative development of digital national brands [1]

人民财讯9月24日电，商务部等8部门联合印发《关于大力发展数字消费共创数字时代美好生活的指导意 见》，其中提出，加强财政金融支持。鼓励政府性融资担保机构为数字消费领域小微企业提供融资增信 支持。鼓励金融机构与数字消费企业、支付企业加强合作，共同开发适应数字消费特点的金融产品和服 务。支持符合条件的数字消费项目，通过发行债券、资产证券化产品等方式融资，促进商业业态数字化 提升、场景化改造等。鼓励有条件的地方通过贷款贴息、风险补偿等方式，降低数字消费企业融资成 本。 ...

Group 1 - The core viewpoint of the article emphasizes the promotion of digital consumption and innovation in the digital product sector [1] - The Ministry of Commerce and eight other departments have jointly issued guidelines to expand the consumption of digital products [1] - Companies are encouraged to accelerate research and development of artificial intelligence terminal products, including smartphones, computers, smart robots, wearable devices, and desktop 3D printers [1] Group 2 - There is a focus on accelerating the development and interconnectivity of smart home appliances, smart security systems, and video care systems [1] - The guidelines also include pilot programs for the access and road use of intelligent connected vehicles [1] - The initiative aims to cultivate and build new consumer brands, promoting the innovative development of digital national brands [1]

Core Viewpoint - The document outlines a comprehensive strategy to enhance digital consumption and improve logistics systems in China, emphasizing the development of smart logistics and digital infrastructure [1] Group 1: Digital Consumption Development - The guidance aims to promote the development of digital consumption to create a better life in the digital age [1] - It encourages local governments to upgrade e-commerce public service centers at the county level and enhance digital transformation of rural logistics [1] Group 2: Logistics and Delivery Systems - The document emphasizes the need to improve the express logistics and delivery system, advocating for the orderly development of drone transportation and last-mile delivery services in suitable regions [1] - It calls for the establishment of standards for automated delivery vehicles and drones, as well as support for the construction of smart delivery terminals such as food pick-up cabinets and express cabinets [1] Group 3: Integration of E-commerce and Physical Stores - The guidance encourages e-commerce platforms to strengthen their integrated fulfillment systems and collaborate with physical stores to enhance the digital and intelligent level of last-mile delivery [1]