◎记者 李少鹏 当河西走廊的"大风车"迎风旋转，绿色电能便源源不断输送到祖国各地；当东部的数据洪流穿越山河涌 入陇东的机房，黄土地上的青年拿起鼠标，为无人驾驶进行精准标注……传统能源企业加速转型、战略 性新兴企业茁壮成长、民营企业持续释放创新动能。"十四五"以来，陇原大地资本市场改革浪潮奔涌向 前。 围绕企业挂牌上市"玉如意"计划，一张覆盖甘肃省14个市州的资本市场培育网络悄然铺开。"资本市场 市州行"活动走遍陇原角落，政策宣讲面对面、业务培训手把手、问题解答点对点，为企业送上"一站 式"服务。123家企业组成的后备资源库梯度分明，63家重点企业通过走访调研理清发展思路，曾经"不 敢上市、不会上市"的顾虑逐渐消散。 进一步来看，全国股转公司（北交所）甘肃服务基地落地生根，让企业在家门口就能享受到专业资本市 场服务。甘肃股交中心"专精特新"专板获批建设，计划年内开板服务50余家企业，为中小企业对接资本 市场搭建起 "快车道"。 五年耕耘，甘肃资本市场日益壮大。从主板到新三板再到"四板"，多层次资本市场体系如同阶梯，让不 同规模、不同发展阶段的企业都能找到成长的"赛道"。 统计数据显示，"十四五"以来，甘肃市场培 ...

中经记者 郭婧婷 北京报道 12月9日，由《中国经营报》主办的"2025中国企业竞争力年会"在京举行，在主题为"金融赋能实体经济 与新质生产力"圆桌论坛环节中，川财证券首席经济学家、研究所所长陈雳基于川财证券的央企控股背 景与实践，系统阐述了在新时代背景下，金融机构如何优化资源配置、聚焦国家战略，以及资本市场在 培育新质生产力中的独特作用。 川财证券首席经济学家、研究所所长陈雳 陈雳认为，在百年未有之大变局下，面对高度不确定的外部环境，我们更需练好内功，加快实现国产自 立与科技突破。资本市场也将大力做好"金融五篇大文章"，齐心聚力支持新质生产力，树立价值投资理 念、做好耐心资本，为"十五五"高质量发展和中国企业竞争力提升再添一把火。 立足国企禀赋 做好绿色金融特色发展 "川财证券股东有四大发电集团之一的中国华电，核心围绕着'双碳'目标，进一步保障能源供给安全的 同时，推动绿色低碳转型。"陈雳指出，在这一定位下，川财证券将绿色金融视为落实金融"五篇大文 章"的重要抓手。 "绿色金融与华电的产业方向高度契合，也是近年来资本市场最具活力的增长领域之一。"陈雳介绍，川 财证券依托股东产融协同平台，整合了租赁、信托、保 ...

Group 1 - The 2025 Mingzhu Bay Climate Investment and Financing Conference was held in Guangzhou, focusing on "Financial Transition to Low Carbon" [1] - The conference aimed to gather consensus on transformation and outline a new blueprint for green development through collaboration among various stakeholders [1] Group 2 - The release of two transformation financial standards, namely the "Guangdong Province Paper Industry Transformation Financial Implementation Guidelines" and the "Guangzhou Transformation Financial Implementation Guidelines," addresses the need for high-carbon industries to transition to green practices [2][4] - The Guangdong Province Paper Industry Transformation Financial Implementation Guidelines is the first provincial-level standard in China to support the low-carbon transition of the paper industry, developed in collaboration with multiple financial institutions and enterprises [4] - The guidelines include a project directory covering 39 specific technical paths for energy optimization, equipment upgrades, clean production, and digital transformation, enhancing practical applicability [4] Group 3 - A total of 400 billion yuan in credit funding was allocated to support industry transformation, with 135 transformation projects successfully signed with banks during the event [5][6] - The first batch of credit signing projects includes 18 under the Guangdong paper industry standard, 14 under the Guangzhou standard, and 18 under the biodiversity standard [6] Group 4 - The conference featured discussions on the green low-carbon transition pathways and challenges faced by industries, with insights shared by experts and representatives from various financial institutions [6][7] - The event also launched activities to collect and promote innovative green finance cases for 2026, aiming to replicate successful experiences and contribute to sustainable economic development [7]

Core Viewpoint - The financial sector is tasked with addressing five major themes, while Zhejiang province focuses on three local financial initiatives, with the "four types of financial services" acting as a bridge between national mission and local responsibility [1] Group 1: Technology Finance - Technology finance is identified as a key driver for cultivating new productive forces, with the government emphasizing comprehensive support for innovation enterprises throughout their lifecycle [6] - Zhejiang is recognized as a hub for digital economy and technological innovation, necessitating precise financial support for numerous high-risk, long-cycle innovation enterprises [6] - The company is developing a "Technology Finance" model, integrating investment banking, investment, and research to provide lifecycle services, having managed over 100 billion yuan in industry funds and facilitated investments in 136 innovation enterprises [6] Group 2: Green Finance - Green finance is crucial for industrial transformation, with a focus on supporting small and medium-sized enterprises in their green transition [7] - The company is creating a "Service-Oriented Finance" model, delivering green financial services directly to enterprises, particularly targeting small and medium-sized businesses [7] - The company has issued 12 green bonds in the past three years, raising over 5.55 billion yuan for various sectors, including renewable energy and environmental protection [7] Group 3: Inclusive Finance - Inclusive finance embodies the commitment to making financial services accessible, addressing issues of financing difficulties and costs [8] - The company is establishing a "Platform Finance" model to connect government, industry, enterprises, and residents, enhancing financial service accessibility [8] - Since 2022, the company has provided 48.063 billion yuan in bond financing to underdeveloped areas, benefiting over 1 million people through financial education initiatives [8] Group 4: Pension Finance - With an aging population, pension finance is highlighted as a critical area, requiring a comprehensive service system to ensure the elderly share in development benefits [9] - The company is developing a "Transformative Finance" model, expanding its pension product offerings, with three pension products issued totaling approximately 250 million yuan [9] - The company is leveraging digital finance technologies to enhance service delivery, establishing an innovative system to support the implementation of the five major financial themes [9] Group 5: Overall Strategy - The integration of technology, service, platform, and transformation is essential for the company's competitive advantage in high-quality financial development [10] - The company aims to serve as a leader in technology finance, a pioneer in green finance, a facilitator in inclusive finance, a guardian in pension finance, and an innovator in digital finance, contributing to the construction of a financial powerhouse and the high-quality development of Zhejiang [10]

Core Viewpoint - Ping An Property & Casualty Insurance Company of Qingdao has launched a digital map-based agricultural insurance model called "Double Precision," marking a significant step towards high-quality development in agricultural insurance [1][2]. Group 1: Innovation in Agricultural Insurance - The "Double Precision" model addresses traditional agricultural insurance challenges such as inaccurate data, vague loss assessment, and unfair claims by utilizing a high-precision digital map for comprehensive digital mapping of "land, rights, assets, and people" [1]. - The model transitions from "experience-driven" to "data-driven," employing satellite remote sensing, AI recognition, and meteorological big data to create an integrated monitoring system for dynamic tracking of crop growth throughout its lifecycle [1][2]. - The system provides early warnings before disasters and combines online remote loss estimation with offline inspections post-disaster to ensure objective and fair loss assessments, enhancing claims efficiency and protecting the rights of insured farmers [1]. Group 2: Accessibility and Fairness in Services - The "Ainongbao" app allows farmers to self-insure, verify standards, report claims, and check claim statuses, ensuring equal recording and verification of all land information, thus breaking down service barriers that favored larger agricultural operators [2]. - The accurate ecological data generated supports the development of green insurance products, contributing to the advancement of "green finance" and promoting sustainable agricultural transformation [2]. Group 3: Recognition and Future Plans - The innovative practices of Ping An Property & Casualty Insurance in Qingdao have received high praise from authoritative bodies, including the Ministry of Agriculture and Rural Affairs and experts from Central University of Finance and Economics, for their replicable and promotable value [2]. - The company aims to deepen the "insurance + technology + service" model and solidify its leading position in the industry, providing robust support for rural revitalization and contributing to financial services for agriculture [3].

Core Viewpoint - 中信保诚人寿 has been recognized as an outstanding competitive foreign-funded insurance company, reflecting its commitment to long-termism and high-quality development in a complex market environment [1][6]. Financial Performance - In the first three quarters of 2025, 中信保诚人寿 achieved insurance business revenue of 2.7833 billion yuan, a year-on-year increase of 17%, and a net profit of 314 million yuan [3]. - The company's core and comprehensive solvency adequacy ratios remain well above regulatory requirements, and it maintains the highest AAA credit rating [3]. Business Transformation and Product Innovation - 中信保诚人寿 has been at the forefront of business transformation and product innovation, developing a diversified pension financial product matrix to meet the needs of an aging society [4]. - The company has launched its first "insurance + trust + pension" comprehensive service for high-net-worth clients, integrating asset management, wealth inheritance, and quality pension solutions [4]. Service Ecosystem and Digital Transformation - The company has upgraded its service ecosystem, creating a "healthcare and wealth nurturing" service system that provides 24/7 responses and has partnered with over 47 elderly care and travel institutions [5]. - 中信保诚人寿 is embracing digital transformation by applying AI technology in investment decision-making and customer service, enhancing efficiency and precision [5]. Social Responsibility and Sustainable Development - 中信保诚人寿 has actively engaged in social responsibility, donating over 45.4 million yuan to public welfare and sending 7,630 volunteers for various community services [5]. - The company is also investing in carbon neutrality-related fields to support China's green transition, aligning its development with social needs [5]. Future Outlook - Moving forward, 中信保诚人寿 aims to leverage shareholder advantages and deepen the integration of finance, technology, and services, continuing to innovate in pension finance, health protection, and wealth management [6].

Core Viewpoint - The pilot program for green foreign debt business has officially launched in Shenzhen, aimed at supporting green finance development and encouraging non-financial enterprises to utilize cross-border financing for green or low-carbon transformation projects [2][3]. Group 1: Pilot Program Launch - The pilot program was initiated under the approval and guidance of the State Administration of Foreign Exchange (SAFE) and the Shenzhen branch of the People's Bank of China [2]. - On the first working day of the pilot, three Shenzhen enterprises completed foreign exchange registration for green foreign debt with a total signed amount exceeding 170 million RMB [2]. Group 2: Regulatory Framework - The Shenzhen branch of SAFE issued the "Guidelines for Shenzhen Green Foreign Debt Pilot Business," which came into effect on December 6, 2025 [2]. - The guidelines reduce the risk conversion factor for foreign debt funds used for green or low-carbon projects from 1 to 0.5, significantly lowering the risk-weighted balance for enterprises and enhancing their foreign debt financing capacity [2]. Group 3: Corporate Participation - Shenzhen Energy Group, a leading enterprise in the energy sector, will utilize green foreign debt to attract low-cost foreign funds for ecological and environmental projects, supporting its green business expansion [3]. - China International Marine Containers (Group) Co., Ltd. will leverage green foreign debt to secure low-cost credit for its marine engineering sector, aiding the transition to low-carbon and efficient energy solutions [3]. Group 4: Future Initiatives - The Shenzhen branch of SAFE plans to continue promoting reforms in the foreign exchange sector and implement green finance policies effectively, encouraging more banks and enterprises to participate in the pilot program [3].

构建多元绿色金融产品矩阵 厦门农商银行立足厦门"海洋强市""绿色低碳城市"建设定位，紧扣福建省绿色产业发展规划，设立绿色产业专项 信贷额度，重点聚焦生态农业、海洋碳汇、新能源、节能环保、绿色建筑、固废资源化等核心领域。针对中小微 绿色企业融资"短、频、急、缺抵押"痛点，该行简化实物抵押要求，提供较标准利率下浮15%以上的优惠，并开 通绿色审批通道。该行通过联合现代农业协会、厦门火炬高新区管委会等机构，建立优质绿色企业白名单，定期 开展绿色金融进园区、银企对接会等活动，为企业提供定制化融资方案。截至目前，该行已为厦门辖内200余家绿 色企业提供融资支持超27亿元。 在夯实基础绿色金融服务的同时，厦门农商银行持续深化产品创新，构建了覆盖企业全生命周期与个人绿色消费 的多元化产品矩阵。该行构建了"债权+股权+中间业务"多元化绿色产品体系：债权类新增乡村振兴碳汇贷，可接 受碳排放权、用能权、林权、海洋碳汇等环境权益作为抵质押；股权类尝试与多方联合设立碳中和产业基金；同 时为企业提供绿色票据贴现、ESG报告编制等增值服务；针对个人客户，推出绿色家装贷、新能源汽车贷等消费 金融产品，助力居民绿色消费升级。 厦门农商银行助 ...

Core Viewpoint - Guangdong is positioning itself as a leader in green finance reform and innovation, focusing on accelerating the green transformation of its economy and society in line with the "dual carbon" strategy and the upcoming "14th Five-Year Plan" completion and "15th Five-Year Plan" preparation [1][9]. Group 1: Standards Leading Traditional Industry Transformation - Transition finance aims to provide funding support for high-emission economic activities to shift towards low or zero emissions, which is crucial for sustainable development in high-energy-consuming industries [1][10]. - The "Guangdong Province Paper Industry Transition Finance Implementation Guidelines" is the first provincial standard in China to support the low-carbon transition of the paper industry, covering 39 specific technical paths [2][10]. - The "Guangzhou Transition Finance Implementation Guidelines" is the first transition finance standard in Guangzhou, covering the chemical, pharmaceutical, and rubber and plastic manufacturing industries [3][11]. Group 2: Project Implementation and Green Finance Collaboration - In 2024, Guangdong's paper and board production is projected to reach 26.48 million tons, accounting for 16.7% of the national total, while the green petrochemical and new materials industry in Guangzhou has surpassed 400 billion yuan in output [4][12]. - A recent event facilitated collaboration between 135 enterprise projects and banking institutions, resulting in over 40 billion yuan in credit approvals, with projects spanning various sectors including paper, chemicals, and biodiversity [5][13]. - The financing is directed towards operational funding, project construction, equipment upgrades, and green product development, ensuring financial resources are effectively utilized for green transition activities [5][13]. Group 3: Expert Insights and Future Directions - The event featured discussions from industry experts and financial institutions on the trends and challenges of green low-carbon transitions, sharing practical cases to foster collaboration and innovation in green finance [6][14]. - The launch of the 2026 Guangdong Green Finance Innovation Case Collection and Promotion Activity aims to further promote green finance reform and innovation achievements [7][15]. - The successful hosting of the conference marks a significant step in Guangdong's innovation in transition finance and biodiversity finance, emphasizing the need for collaborative participation and practice in green finance development [7][15].

Core Viewpoint - The pilot program for green foreign debt business has officially launched in Shenzhen, aiming to support green finance development and encourage non-financial enterprises to use cross-border financing for green or low-carbon transformation projects [1][2] Group 1: Pilot Program Launch - The pilot program for green foreign debt business was approved and guided by the State Administration of Foreign Exchange (SAFE) [1] - On the first working day of the pilot, three Shenzhen enterprises completed foreign exchange registration for green foreign debt with total signed amounts exceeding 170 million RMB [1] Group 2: Regulatory Framework - The pilot program is governed by the guidelines issued by SAFE Shenzhen Branch, which came into effect on December 6, 2025 [1] - The guidelines reduce the risk conversion factor for foreign debt funds used for green projects from 1 to 0.5, significantly lowering the risk-weighted balance for enterprises and enhancing their foreign debt financing capacity [1] Group 3: Support and Coordination - SAFE Shenzhen Branch has proactively engaged with enterprises to understand their green financing needs and coordinated with banks to facilitate efficient registration and account opening for the pilot [2] - The branch aims to deepen reforms in the foreign exchange sector and promote the implementation of green finance policies, encouraging more banks and enterprises to participate in the pilot [2]