Core Insights - The "2025 China Insurance Summit Forum" was held on December 17, focusing on the theme "'14th Five-Year Plan' Launch: Charting the Insurance Blueprint" [1][5] - The forum gathered nearly a hundred representatives from the "Top 108 in Chinese Insurance," along with experts and executives, to discuss high-quality development paths for the insurance industry during the "14th Five-Year Plan" period [1][5] Group 1: Industry Challenges and Opportunities - The life insurance sector is currently facing pressures such as product homogenization and the need for cost reduction and efficiency improvement [3][7] - Despite these challenges, the overall outlook for the life insurance industry is optimistic, with opportunities outweighing challenges [3][7] - Key growth areas identified include health insurance, particularly critical illness insurance with potential for dividends and the development of long-term care insurance [3][7] Group 2: Strategic Recommendations - The industry is encouraged to seize new opportunities presented by initiatives like "Healthy China," "Silver Economy," and "Integrated Reporting" [3][7] - Innovation is emphasized as crucial for breaking through current challenges, with a focus on enhancing products, services, and technology to improve quality and efficiency [3][7] - Sustainable business models should align with the company's inherent strengths, avoiding strategies that do not match the company's capabilities [3][7]

Group 1 - The core theme of the forum is "The 14th Five-Year Plan: Setting Sail to Outline the Insurance Blueprint," focusing on the transformation and high-quality development of the insurance industry during this period [1] - Former Vice Chairman of the China Banking and Insurance Regulatory Commission, Chen Wenhui, emphasized the revolutionary impact of digitalization, particularly AI technology, on the insurance industry, suggesting that its comprehensive application is crucial for the survival of insurance institutions [1] - Chen Wenhui proposed a four-point strategy for the insurance industry to embrace AI, including implementing a digital transformation strategy, enhancing data value, increasing AI talent development, and being aware of potential risks associated with AI [1] Group 2 - Xie Yuantao, Dean of the School of Insurance at the University of International Business and Economics, highlighted the importance of cultivating composite insurance talents and promoting interdisciplinary integration and AI empowerment for high-quality development in the insurance sector [2] - Wang Xiuwen, General Manager and Chief Investment Officer of Beijing Life, noted that while the life insurance industry faces challenges such as product homogenization, the overall development opportunities outweigh the challenges, urging innovation through products and services [2] - Zhang Zongtao, President of Modern Property Insurance, stated that the company is focusing on new energy ride-hailing insurance to avoid homogenization and leverage structural opportunities arising from technological changes [2]

Core Viewpoint - The health insurance industry is transitioning from a pure risk compensation model to a value service model centered on user health, driven by the "Healthy China" strategy and regulatory policies [1] Group 1: Company Initiatives - Aixin Life is actively exploring the integration of health insurance with health services, leading the industry in "preventive management healthcare" practices [1] - The company aims to provide a one-stop health solution through various "health management plans," focusing on making health management "worry-free, effortless, and cost-effective" for users [1] - Since 2024, Aixin Life has been advancing the construction of a health ecosystem, leveraging resources from hospitals, medical institutions, insurance companies, and technology platforms [1] Group 2: Product Development - Aixin Life has launched multiple products such as the "Cancer Prevention Health Management Plan," "Cardiovascular Specific Disease Medical Guarantee Plan," and "'Diabetes and Obesity' Health Management Plan" to reduce the incidence of serious diseases through preventive health management [1] - The company is expanding the coverage of health management products to cater to various demographics, including the elderly, patients with chronic conditions, and those in sub-health states [2] Group 3: Health Management Model - The exploration of preventive management healthcare by Aixin Life provides a practical model for the industry, promoting a health management approach that transitions clients from "passive healthcare" to "active health" [2] - The "Aixin 365 Health Risk Management Platform" has been introduced to offer customized health services, including lifelong health records and tailored health management advice [2] Group 4: Commitment to Customer-Centricity - Aixin Life is committed to developing diverse health management products to meet the personalized and refined health management needs of clients [3] - The company aims to contribute to the "Healthy China" initiative and address the challenges of an aging population by showcasing the responsibilities and commitments of insurance companies [3]

2025.12. 18 本文字数：2178，阅读时长大约4分钟 作者 | 第一财经 吴斯旻 "投资于人"是"十五五"期间激活经济发展内生动能和改善民生的一条逻辑主线。 在此背景下，未来五年，政府对医疗健康领域的投入有望持续加大，其中，针对供方补助，将回应公 立医院维持公益性运营的关切；针对需方补助，将回应老龄少子化、医疗科技发展下减轻群众看病就 医自费负担的期待，重点投向提升医保待遇、增加生育支持等方面。 18日，国家卫健委主任雷海潮在《人民日报》上发表"加快建设健康中国（学习贯彻党的二十届四中 全会精神）"的署名文章。为准确把握"十五五"规划建议中加快建设健康中国的总体要求，雷海潮在 前述文章中提出，需要牢牢把握投资于物和投资于人紧密结合的工作思路。 《中共中央关于制定国民经济和社会发展第十五个五年规划的建议》（下称"'十五五'规划建议"）提 出"合理提高公共服务支出占财政支出比重""加强人力资源开发和人的全面发展投资"，同时，加快 建设健康中国，以公益性为导向深化公立医院改革，健全覆盖全人群、全生命周期的人口服务体系。 "从现在到2035年建成健康中国还有10年时间。要抓住卫生健康服务发展不平衡不充分的主 ...

"从现在到2035年建成健康中国还有10年时间。要抓住卫生健康服务发展不平衡不充分的主要矛盾，坚 持有效市场和有为政府相结合，坚持尽力而为、量力而行，坚持先立后破、不立不破，不断夯实中国特 色基本医疗卫生制度基础，在缩小城乡间、区域间、人群间服务差距上全面发力，在健全维护公益性的 医疗卫生服务体系及其运行保障、监督管理机制上下功夫，筑牢全方位全周期保障人民生命健康防 线。"雷海潮表示。 2018年至2025年中央财政累计为医疗保障投入超3万亿元。 "投资于人"是"十五五"期间激活经济发展内生动能和改善民生的一条逻辑主线。 在此背景下，未来五年，政府对医疗健康领域的投入有望持续加大，其中，针对供方补助，将回应公立 医院维持公益性运营的关切；针对需方补助，将回应老龄少子化、医疗科技发展下减轻群众看病就医自 费负担的期待，重点投向提升医保待遇、增加生育支持等方面。 18日，国家卫健委主任雷海潮在《人民日报》上发表"加快建设健康中国（学习贯彻党的二十届四中全 会精神）"的署名文章。为准确把握"十五五"规划建议中加快建设健康中国的总体要求，雷海潮在前述 文章中提出，需要牢牢把握投资于物和投资于人紧密结合的工作思路。 《 ...

近日，第三届常委会第六次会议暨博鳌新技术临床应用交流会在海南博鳌医疗旅游先行区管理局召 开，会议聚焦新技术转化与临床应用展开专题探讨。琼海市委书记、乐城先行区管理局党委书记周长强 主持会议并锚定"健康中国"战略目标。博鳌地区可从政策机制、产业生态、临床落地三大核心维度，推 进"新技术转化及应用"的优化升级：政策机制侧重制度突破与流程提速，打通技术落地堵点；产业生态 侧强化产学研用协同，构建全链条创新网络；临床落地侧聚焦民生可及，推动技术从"能用"向"普惠能 用"转型，为医疗高质量发展注入新动能。 中国医院协会临床新技术应用委员会主委顾晓松院士明确2026年三大工作方向：一是扎根规范，保 障临床新技术安全可控，严格遵循行业监管要求；二是开创融合，推动新技术与临床，产业，地方，医 保及国际化融合，联动医院，医生与企业；三是走向开放，提升国内诊疗水平，参与国际标准制定，打 造硬核科技成果。 中国医院协会常务会长毛群安进一步指出，聚焦新技术应用规范，医保准入等核心诉求，发挥桥梁 作用，加强与医保局，药监局等部门沟通。强调818条例落地需细化配套措施，要求专委会梳理重点问 题，协同推进新技术临床应用与转化。提出未来五年 ...

《劲舞开跳吧！》自启动之初，便锚定高远——决意打破广场舞缺乏标准化、高规格展示平台的桎梏。 活动深入基层，举办逾百场线下展演，更以创新之姿，融合"广场舞+非遗"、"广场舞+时尚"，并特邀冬 奥开幕式编舞老师量身定制《悠瑞劲步舞》。这一切努力，终在央视舞台迎来璀璨绽放：来自六省的优 秀银发舞者，以极具感染力的表演，充分展现了新时代老年人昂扬饱满的生命状态。朱迅、高浩森、杨 帆等央视名嘴鼎力助阵，资深艺术家与青年舞者倾情加盟，共同打造了一场高规格、强共鸣的视听盛 宴。这不仅仅是舞蹈的比拼，更是中国银发群体文化自信的一次里程碑式集体表达，强力宣告了"年龄 无界，热爱永续"的崭新时代主张。 央视巅峰亮相，数据印证传播强效：一场全民关注的健康文化现象 近日，一场席卷全国、点燃银发激情的大型文体盛事——蒙牛悠瑞《劲舞开跳吧！》总展演，于央视黄 金时段正式播出，这不仅是本次活动的圆满收官，更是一个品牌引领社会议题、赋能老龄群体的高光时 刻。 今年，蒙牛旗下奶粉品牌"悠瑞"携手中央广播电视总台，联合国家体育总局、全国妇联，历时八个月， 纵横安徽、江西、四川、江苏、湖南、湖北六省，最终将社区广场的活力身影，成功推向家喻户晓的璀 ...

加快建设健康中国(学习贯彻党的二十届四中全会精神) 雷海潮 人民健康是社会主义现代化的重要标志，也是广大人民群众的共同追求。党的二十届四中全会通过的 《中共中央关于制定国民经济和社会发展第十五个五年规划的建议》(以下简称《建议》)，作出"加快 建设健康中国"的重大决策部署，对增进人民健康福祉、推进中国式现代化将产生深远影响，要深刻领 会精神实质，准确把握原则要求，认真落实各项任务。 (三)牢牢把握夯实基础、全面发力的阶段要求。从现在到2035年建成健康中国还有10年时间。要抓住卫 生健康服务发展不平衡不充分的主要矛盾，坚持有效市场和有为政府相结合，坚持尽力而为、量力而 行，坚持先立后破、不立不破，不断夯实中国特色基本医疗卫生制度基础，在缩小城乡间、区域间、人 群间服务差距上全面发力，在健全维护公益性的医疗卫生服务体系及其运行保障、监督管理机制上下功 夫，筑牢全方位全周期保障人民生命健康防线。 一、深刻认识加快建设健康中国的重大战略意义 党的十八大以来，习近平总书记就建设健康中国作出一系列重要论述和重要指示批示，为推进健康中国 建设指明了方向，提供了根本遵循。以习近平同志为核心的党中央作出实施健康中国战略部署， ...

Core Viewpoint - The construction of a healthy China is a significant strategic task that aligns with the modernization goals of socialism and aims to enhance the health and well-being of the population, as outlined in the "Suggestions" from the 20th Central Committee [1][2]. Group 1: Strategic Significance - Accelerating the construction of a healthy China is crucial for the overall strategy of Chinese-style modernization, providing sustainable human support for economic and social development [3]. - It is a major strategic decision related to promoting common prosperity for all people, emphasizing equitable and high-quality healthcare services [3][4]. - The initiative is also vital for gaining strategic advantages in the context of global changes, enhancing public health and biosecurity, and participating in global health governance [4]. Group 2: Overall Requirements - The "15th Five-Year Plan" period is critical for laying the foundation for achieving socialist modernization, requiring alignment with the central government's decisions [5]. - The work must adhere to principles of innovation and public welfare, ensuring that healthcare services are equitable and accessible [5][6]. - Emphasis on a coordinated approach is necessary to balance various relationships, including government and market dynamics, efficiency and equity, and domestic and international considerations [6]. Group 3: Key Tasks - The goal is to increase the average life expectancy of residents to around 80 years by 2030, with major health indicators reaching high-income country levels [8]. - Strengthening public health capabilities is essential, including improving disease monitoring, emergency response, and healthcare integration [9]. - Reforming public hospitals with a focus on public welfare and enhancing the quality of medical services is a priority [10]. - Developing a comprehensive service system for chronic disease prevention and management is crucial, particularly for major chronic diseases [12]. - Promoting traditional Chinese medicine alongside modern healthcare practices is part of the strategy to enhance healthcare diversity [13]. - Improving population health services and supporting family planning and child-rearing initiatives are necessary for high-quality population development [14]. - Enhancing the capabilities and ethical standards of the healthcare workforce is vital for improving service delivery and patient care [15].

专题：第20届中国保险创新论坛 2025年12月17日，以"融创共生"为主题的第20届中国保险创新论坛暨第20届中国保险创新大奖颁奖盛典 在常州举行。江苏九洲投资集团董事长刘灿放为论坛致辞。 刘灿放指出，希望与保险界的各位伙伴一道，以创新为帆，以合作为桨，共驭中国保险与健康养老产业 融合发展的蓝海，为千家万户的幸福安康，为行业的高质量发展，贡献我们的绵薄之力！ 团董事长 刘灿放 江苏九洲投资集 以下是刘灿放的致辞全文： 尊敬的魏副主席、罗会长，各位来宾、保险业的领导们： 大家上午好！ 孟冬伊始，岁物丰盛的时节，非常荣幸能与各位相聚在美丽的常州，共同迎来第二十届中国保险创新论 坛的召开。作为本届论坛的联合承办单位，我谨代表江苏九洲投资集团，向远道而来的各位领导、专家 学者、业界精英及朋友们，表示最热烈的欢迎和最诚挚的感谢！ 本届论坛以"融创共生"为主题，聚焦保险业高质量发展的未来路径，可谓恰逢其时。保险，是社会 的"稳定器"和"减震器"，其核心价值在于保障人民安康、护航美好生活。而这份价值的实现，在新时代 背景下，正呼唤着更广阔的视野、更深入的融合与更前沿的探索。 借此机会，请允许我简要介绍一下江苏九洲集团。我 ...