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“金融活水润消费,农行助力餐企兴”餐饮行业高端客户活动举办
Zhong Guo Xin Wen Wang· 2025-05-14 07:37
Group 1 - The core objective of the event is to strengthen the collaboration between financial institutions and the restaurant industry, leveraging Agricultural Bank of China (ABC) to inject new momentum into the development of the restaurant sector in Xinjiang [1][2] - ABC Xinjiang Corps Branch has provided over 1.8 billion yuan in credit funding to the restaurant industry in the past two years, supporting the development of 6,700 restaurant enterprises [1] - The event featured a presentation of a tailored "one-stop" service plan for restaurant enterprises, including rapid loan approval and preferential interest rates, aimed at empowering business owners and enhancing the efficiency of financial services [2] Group 2 - The event served as a platform for over 200 representatives from outstanding restaurant enterprises in Xinjiang to exchange ideas and experiences, fostering valuable industry insights and long-term strategic planning [3] - ABC's commitment to supporting the restaurant industry and promoting consumption upgrades was further emphasized during the event, highlighting the bank's determination and capabilities [2] - Future plans include a more open approach and efficient responses from ABC, aiming to strengthen the restaurant industry in Xinjiang and expand its reach nationwide [2]
鄄城农商银行金融活水 助力医药企业高质量发展
Qi Lu Wan Bao Wang· 2025-05-14 06:22
齐鲁晚报.齐鲁壹点李可通讯员宋静 在鄄城县开发区,坐落着一家颇具影响力的现代化医药企业——山东鲁西药业有限公司。它的前身是始 建于1990年的山东鲁西制药厂,作为山东省食品药品监督管理局在鲁西南布局的大型医药骨干企业,鲁 西药业集药品研发、生产和经营于一体。公司拥有片剂、胶囊剂、原料药、溶液剂等丰富剂型,产品结 构优良,凭借先进的生产检验设备和雄厚的技术力量,其产品畅销全国,深受用户信赖。 疫情之下,"抗疫温情贷"解燃眉之急 鲁西药业负责人岳总回忆道:"我们与鄄城农商银行的初次合作始于2020年2月期间。当时,工厂为生产 布洛芬等抗疫药品,急需投入大量资金,流动资金出现了缺口。让我们没想到的是,农商行仅用一天时 间就为公司办理了500万元的'抗疫温情贷',及时解决了资金难题。"在那个特殊时期,鄄城农商银行积 极担当,主动作为,与辖内生产抗疫药品的龙头企业鲁西药业迅速对接,成功为其办理了贷款授信,展 现了金融机构的责任与效率。 到了2024年,随着订单量的持续增加,鲁西药业投入大量资金新建生产加工厂区,生产经营再次面临资 金缺口。今年4月份,该行再次伸出援手,将该企业的授信额度提升至4000万元,及时解决了企业 ...
工行四川省分行:全力起跑 助推实体经济高质量发展
Si Chuan Ri Bao· 2025-05-12 20:35
Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Sichuan Branch is committed to supporting local economic development and enhancing financial services for small and micro enterprises, agriculture, and rural revitalization, showcasing significant achievements in the first quarter of 2025 [4][5][9]. Group 1: Financial Services for Small and Micro Enterprises - ICBC Sichuan Branch has implemented a "digital + scenario" approach to provide targeted financial services, addressing the financing difficulties faced by small and micro enterprises, resulting in a total inclusive loan balance exceeding 1.4 trillion yuan [4][6]. - The branch has actively engaged in a financing coordination mechanism to facilitate connections between financial services and enterprises, ensuring efficient delivery of services [4]. Group 2: Support for Cross-Border Business - The branch has organized the "Open Chengdu" cooperation sharing event to foster communication between government and enterprises, providing comprehensive services including tax, financial, and legal support for local businesses aiming to expand internationally [5]. - ICBC Sichuan Branch has utilized its international trade financing and cross-border payment services to assist enterprises in managing foreign exchange risks and promoting digital trade [5][6]. Group 3: Empowering the Real Economy - The branch has focused on supporting manufacturing upgrades and major project constructions, injecting over 120 billion yuan in credit for 252 major projects in the Chengdu-Chongqing economic circle [7]. - ICBC Sichuan Branch has been involved in issuing bonds for key provincial enterprises and has increased its support for clean energy and environmental protection industries, with green loan balances reaching nearly 250 billion yuan [7][8]. Group 4: Enhancing Financial Services for the Elderly - The branch has expanded its elderly financial service network by 45 locations, providing tailored services and community activities to enhance the banking experience for senior citizens [8]. - ICBC Sichuan Branch has integrated digital transformation into its service model, ensuring accessibility and convenience for all customers [8]. Group 5: Rural Revitalization Initiatives - The branch has actively participated in rural revitalization efforts, addressing banking access issues for rural artisans, particularly in areas like Ganzi Prefecture [9][10]. - As of the end of the first quarter, the agricultural loan balance of ICBC Sichuan Branch exceeded 230 billion yuan, reflecting its commitment to integrating urban and rural financial services [10].
高邮镇与高邮农商银行举办政银企对接会
Jiang Nan Shi Bao· 2025-05-12 07:28
张中斌在讲话中强调,此次活动为深化政银企合作提供了重要契机。他提出三点工作要求:政府部门要 主动搭建平台,做好企业融资培育与服务保障;民营企业要专注技术升级与诚信经营,夯实融资基础; 金融机构要平衡经济效益与社会责任,既为优质企业"锦上添花",更为困难企业"雪中送炭",共同营造 良性发展生态。 此次对接会通过建立专员服务、政策直达、需求响应等机制,形成"党建引领、金融支撑、产业振兴"的 融合发展模式,为金融服务实体经济、助推乡村振兴提供了创新实践样本。 秦梦隆 吴慧阳表示,该行将立足地方金融主力军定位,重点推进三方面工作:聚焦新材料产业需求,强化对重 点企业及项目的精准支持;拓展医疗养老、农文旅等民生领域金融服务;建立"双专班"工作机制,通过 定期会商、专项对接提升政银合作实效,为地方经济发展注入金融动能。 近日,高邮镇与高邮农商银行联合举办"党建+金融"助力乡村振兴暨政银企对接会。高邮镇党委书记张 中斌,高邮农商银行党委书记、董事长吴慧阳等政银企代表共同探索金融服务地方经济新路径。 会上,政银双方签订金融服务合作协议。高邮镇副镇长陈莎向高邮农商银行武安支行行长朱在洋颁 发"企业金融服务专员"聘书,专职金融服 ...
股权信托新规落地首月:三单创新项目现身 探索服务实体经济新路径
Zheng Quan Ri Bao· 2025-05-11 16:51
在北京市通州区,针对战略性新兴产业融资难题,中国外贸信托通过设立服务信托为企业提供股权管 理、风险隔离、资产运营等综合服务,吸引社会资本投入新能源领域。该项目负责人称:"这不仅强化 了信托财产独立性,保障了受益人权益,更为信托服务实体经济领域开辟了新路径。此外,该模式将在 后续系列项目中得到更多应用。" 中国外贸信托家族财富事业部总经理李珊表示:"我们不仅要防止股权分散导致家族内耗,更要用制度 守护企业家精神。方案特别约定第三代继承人需完成公益实践等'通关任务'后方可解锁受益权,将财富 传承从'被动分配'升级为'主动培育'。此单生物医药企业股权信托的落地,不仅是中国外贸信托支持专 精特新企业的有益实践,更为非上市公司股权的纳入提供'信托样本'。" 事实上,虽然信托法赋予信托财产独立性,但是非上市公司股权作为信托财产时,因缺乏明确登记规 则,始终存在权属认定模糊、流转程序复杂等问题。《通知》首次明确股权信托的工商登记与金融监管 备案细则,这一创新举措不仅明确区分受托人的固有财产与信托财产,还消除了信托公司开展非上市公 司股权业务时对声誉风险传导的担忧,进一步规范市场秩序。这不仅推动金融服务普惠化,也践行了金 融 ...
以金融活水润泽民营经济沃土
Zheng Quan Ri Bao· 2025-05-11 15:11
民营经济促进法将自2025年5月20日起施行。作为我国第一部专门关于民营经济发展的基础性法律,民 营经济促进法将进一步优化民营经济发展环境,保证各类经济组织公平参与市场竞争,促进民营经济健 康发展和民营经济人士健康成长,构建高水平社会主义市场经济体制,发挥民营经济在国民经济和社会 发展中的重要作用。 此外,银行还应加强与政府部门、担保机构等合作,共同构建良好的金融生态环境。比如,与政府部门 建立有效的信息共享机制,及时获取民营企业经营状况、信用信息等,减少信息不对称,降低信贷风 险;与担保机构合作,完善担保增信机制,为民营企业提供更多融资担保支持,增强民营企业融资能 力。 笔者认为,民营经济促进法为民营经济发展提供了坚实法治保障,银行业作为金融服务实体经济的主力 军,应积极响应,以实际行动落实各项支持举措,为民营经济高质量发展提供更加精准、高效、多元的 金融服务。 (文章来源:证券日报) 在拓宽融资渠道方面,银行应加大信贷投放力度。针对民营企业"短、小、频、急"的融资特点,开发专 属信贷产品,针对科创类民营企业轻资产、重研发等特点,完善特色产品体系,满足其各类资金需求。 同时,还可增加信用贷款占比,对信用良好 ...
金融服务实体经济成效持续提升
Hai Nan Ri Bao· 2025-05-10 00:30
人民银行海南省分行引导信贷资源向重点领域、薄弱环节倾斜,金融助力经济高质量发展力度进一 步加大。 金融服务实体经济成效持续提升 一季度海南本外币各项贷款余额超1.3万亿元 海南日报海口5月9日讯(海南日报全媒体记者 王培琳)5月9日,人民银行海南省分行召开2025年第 二季度新闻发布会,海南日报全媒体记者从发布会上获悉,截至3月末,全省本外币各项贷款余额13014 亿元,比年初增加314亿元,同比多增60亿元,同比增长6.9%,增速高于上年同期0.7个百分点。 据介绍,人民银行海南省分行对标海南自贸港封关运作要求,扎实推进金融服务实体经济、自贸港 金融高水平开放等各项工作。加大力度落实适度宽松货币政策,金融服务实体经济成效持续提升。其 中,综合运用窗口指导、央行结构性货币政策工具等多种措施,指导银行业金融机构加大信贷投放,对 实体经济的信贷支持作用明显增强。 截至3月末,全省本外币各项贷款余额13014亿元;各项存款余额15093亿元,同比增长10.4%,增速 高于上年同期4个百分点,高于全国平均水平3.5个百分点。其中,住户存款余额8079亿元,同比增长 10.8%,增速高于上年同期0.7个百分点。 与此同 ...
农行福建三明分行:“贷”动一家店 滋养沙县小吃整条链
Zheng Quan Ri Bao· 2025-05-08 07:13
Core Viewpoint - The Agricultural Bank of China (ABC) in Sanming has launched a comprehensive financial service plan for the Shaxian snack industry, aiming to enhance the entire industrial chain from agricultural production to food processing and restaurant services [1][3]. Group 1: Financial Support and Products - ABC Sanming provides significant credit support to core ingredient planting and breeding enterprises, alleviating seasonal cash flow pressures in agricultural production [3]. - The bank promotes inclusive financial products like "Zhihua Loan" for food processing and standardized production enterprises, enhancing production efficiency and scale [3]. - Directly targeting small business owners, ABC Sanming offers tailored financial tools such as "Huinong e-loan" and "Fumin Loan" to meet their short-term funding needs [3]. Group 2: Cultural and Economic Impact - The story of Hou Xiaosong, a third-generation inheritor of Shaxian snack techniques, exemplifies how ABC's financial support has enabled local businesses to upgrade and thrive, with his annual net profit exceeding 300,000 yuan [2]. - ABC Sanming's efforts reflect a commitment to nurturing the entire Shaxian snack industry, contributing to local economic development and cultural heritage preservation [2][3]. - As of March this year, ABC Sanming has supported over 4,100 clients in the snack industry with nearly 940 million yuan in credit, significantly bolstering the prosperity and development of this vital local industry [3].
瑞达期货:以专业之力,探索期货服务实体经济的创新实践
Qi Huo Ri Bao· 2025-04-30 11:47
Core Viewpoint - The article emphasizes the importance of the real economy as a foundation for national economic stability, highlighting the challenges and opportunities it faces due to fluctuating raw material prices and market imbalances. It presents Ruida Futures as a leading financial service institution that supports various industries through a comprehensive service model focused on "industry research + risk management + futures-spot coordination" [1]. Group 1: Industry Research and Risk Management - Ruida Futures adheres to a service philosophy rooted in industry needs, actively providing strategies to mitigate risks associated with commodity price volatility. For instance, it helped a cold-rolled processing company manage its 20,000 tons of steel inventory by identifying price exposure based on historical data [2]. - The company has established a "data + research + service" think tank system to enhance its service to the real economy, offering standardized services like market analysis and tailored consulting to help clients manage risks and optimize inventory [2][3]. - Ruida Futures has developed an intelligent research platform that integrates extensive historical data, providing clients with multi-dimensional market forecasts and decision-making support [3]. Group 2: Innovative Risk Management Solutions - The company recognizes the challenges faced by small and medium-sized enterprises in risk management, offering innovative derivative tools to address these issues. For example, it implemented a "strangle option" strategy for a cold-rolled processing client, which not only hedged against price declines but also created additional profit opportunities [4]. - Ruida Futures designed a "futures inventory replacement" plan for a lead mine in Southwest China, allowing the client to convert physical inventory into futures contracts, thus reducing costs and managing price risks effectively [4][5]. Group 3: Integrated Futures and Spot Market Solutions - In the context of building a unified national market, Ruida Futures promotes efficiency in the industrial chain through a service model that combines inventory management, basis pricing, and cross-market collaboration [7]. - The company assists clients in optimizing inventory levels by leveraging futures market price signals, helping them avoid excess inventory or shortages that could lead to increased costs [7]. - Ruida Futures collaborates closely with its subsidiary, Ruida New Control, to provide customized basis pricing solutions, enabling clients to manage price risks effectively and enhance their operational efficiency [8]. Group 4: Future Outlook - Looking ahead, Ruida Futures aims to continue innovating its service models and deepening its service offerings, particularly by leveraging big data and artificial intelligence to improve price discovery and hedging accuracy [9]. - The company plans to increase its service investments in emerging industries such as new energy and new materials, contributing to the transformation and upgrading of the real economy [9].
广东期货行业走进稳健医疗 对话产业赋能高质量发展
Qi Huo Ri Bao· 2025-04-30 09:07
Group 1 - The Guangdong Securities and Futures Industry Association is actively coordinating resources to implement the "Futures Entering Enterprises" series of activities, aimed at serving members, industries, markets, and the real economy [1][3] - The first event of the series took place at the listed company "Weigao Medical" where discussions focused on how the futures industry can support the real economy [3] - Weigao Medical's CEO highlighted the company's sustainable development philosophy and its strategies for stable growth amidst industry fluctuations, including supply chain optimization and expansion into high-end medical products [3][4] Group 2 - The event included insights from industry experts on the domestic cotton market, analyzing supply-demand changes and price trends to assist Weigao Medical in raw material procurement [3] - The importance of futures tools in risk management and cost optimization was emphasized, showcasing practical cases that underline the futures market's role in stabilizing operations for real enterprises [3][4] - The association's deputy secretary general noted the positive feedback from participants and the event's contribution to deepening cooperation between the futures industry and real enterprises, promoting high-quality development in Guangdong's futures sector [4]