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商业用房购房贷款最低首付款比例下调
Xin Hua She· 2026-01-18 01:41
新华社北京1月17日电(记者 任军 吴雨)记者1月17日从中国人民银行获悉,中国人民银行、国家金 融监督管理总局发布通知称,商业用房(含"商住两用房")购房贷款最低首付款比例调整为不低于 30%。 通知称,此举旨在适应我国房地产市场供求关系的新变化,支持构建房地产发展新模式。 通知还表示,中国人民银行各省级分行、国家金融监督管理总局各省级派出机构根据辖区各城市政府调 控要求,按照因城施策原则,在全国统一的最低首付款比例基础上,自主确定辖区各城市最低首付款比 例下限。 中国人民银行副行长邹澜1月15日在国新办举行的新闻发布会上宣布,中国人民银行将推出八项政策措 施,下调商业用房购房贷款最低首付款比例是其中之一。 编辑:韦瑞娜 ...
新华财经早报:1月18日
Group 1 - China Aviation Engine Group's "Taihang Three Brothers" has completed evaluation and acceptance, marking a significant breakthrough in gas turbine R&D and technology, which will strongly promote the industrialization and commercialization of the gas turbine industry in China [1][1][1] - The People's Bank of China and the National Financial Regulatory Administration announced that the minimum down payment ratio for commercial housing loans will be adjusted to no less than 30%, aiming to support a new model for real estate development [1][1] - The Ministry of Industry and Information Technology has revised the management measures for high-quality small and medium-sized enterprises, including technology-based SMEs in the cultivation scope, which will be implemented from April 1, 2026 [1][1] Group 2 - The National Energy Administration announced that by 2025, China's total electricity consumption will exceed 10 trillion kilowatt-hours, reaching 10.4 trillion kilowatt-hours, a year-on-year increase of 5%, which is unprecedented for a single country [1][1][1] - In 2025, the foreign trade import and export volume of Yiwu, Zhejiang, is expected to exceed 800 billion yuan, reaching 836.5 billion yuan, with imports hitting 105.8 billion yuan, a year-on-year increase of 32.3% [1][1] - In 2025, Shanxi's renewable energy generation is projected to reach 118 billion kilowatt-hours, a year-on-year increase of 26%, equivalent to the annual electricity consumption of approximately 35 million households [1][1]
商业用房购房贷款 最低首付款比例调整为不低于30%
Xin Lang Cai Jing· 2026-01-17 23:55
转自:嘉兴日报 (来源:嘉兴日报) 通知称,此举旨在适应我国房地产市场供求关系的新变化,支持构建房地产发展新模式。 通知还表示,中国人民银行各省级分行、国家金融监督管理总局各省级派出机构根据辖区各城市政府调 控要求,按照因城施策原则,在全国统一的最低首付款比例基础上,自主确定辖区各城市最低首付款比 例下限。 中国人民银行副行长邹澜1月15日在国新办举行的新闻发布会上宣布,中国人民银行将推出八项政策措 施,下调商业用房购房贷款最低首付款比例是其中之一。 新华社北京1月17日电(记者任军 吴雨)记者1月17日从中国人民银行获悉,中国人民银行、国家金融 监督管理总局发布通知称,商业用房(含"商住两用房")购房贷款最低首付款比例调整为不低于30%。 ...
商业用房首付比例降至30%
Xin Lang Cai Jing· 2026-01-17 22:51
通知称,此举旨在适应我国房地产市场供求关系的新变化,支持构建房地产发展新模式。 通知还表示,中国人民银行各省级分行、国家金融监督管理总局各省级派出机构根据辖区各城市政府调 控要求,按照因城施策原则,在全国统一的最低首付款比例基础上,自主确定辖区各城市最低首付款比 例下限。 (来源:新华日报) 新华社北京1月17日电 记者1月17日从中国人民银行获悉,中国人民银行、国家金融监督管理总局发布 通知称,商业用房(含"商住两用房")购房贷款最低首付款比例调整为不低于30%。 中国人民银行副行长邹澜1月15日在国新办举行的新闻发布会上宣布,中国人民银行将推出八项政策措 施,下调商业用房购房贷款最低首付款比例是其中之一。 ...
喜娜AI速递:昨夜今晨财经热点要闻|2026年1月18日
Xin Lang Cai Jing· 2026-01-17 22:24
Group 1 - The broad-based index ETFs experienced significant net outflows, totaling 212.6 billion yuan, with the CSI 300 seeing a net outflow of 103.4 billion yuan, while 117 industry-themed ETFs attracted over 1 billion yuan in net inflows, particularly in software and non-ferrous metals sectors [2][7] - SpaceX's valuation has surged nearly threefold in two years, reaching 800 billion dollars by the end of 2025, driven by the rapid growth of its Starlink user base, which increased 114 times in four and a half years, establishing a multi-layered commercial monetization system [2][7] - Huabao Fund's heavy investment in NIO has led to dissatisfaction among investors due to the company's ongoing losses and the fund's underperformance compared to benchmarks, highlighting issues with active management capabilities [2][7] Group 2 - China has achieved a significant breakthrough in chip manufacturing with the successful development of its first series-type high-energy hydrogen ion implanter, marking a milestone in self-sufficiency in key semiconductor technologies [3][8] - The annual electricity consumption in China is projected to exceed 10 trillion kilowatt-hours for the first time, reaching 10.4 trillion kilowatt-hours, reflecting a 5% year-on-year growth and indicating improvements in both economic stability and energy structure [3][8] - The sales of major German automotive brands (BBA) in China have collectively declined, with Mercedes-Benz, BMW, and Audi experiencing year-on-year drops of 19%, 12.5%, and 4.9% respectively, as they face challenges in the new energy and smart vehicle sectors [3][8] Group 3 - The China Securities Regulatory Commission (CSRC) has recognized outstanding contributions from inspection and enforcement teams, emphasizing a commitment to maintaining a high-pressure stance against illegal activities in the capital market [4][9] - Elon Musk is seeking damages ranging from 79 billion to 134 billion dollars from OpenAI and Microsoft, alleging that OpenAI has deviated from its non-profit mission and that their partnership constitutes fraud, which both companies have denied [4][9] - The People's Bank of China has announced a reduction in the minimum down payment for commercial property loans to 30%, aimed at accelerating inventory reduction in the real estate market and adapting to changing supply and demand dynamics [5][9]
基金研究周报:权益风格分化,白银再度飙涨(1.12-1.16)
Wind万得· 2026-01-17 22:20
上周全球权益市场呈现显著分化,亚洲市场强势领涨,日经225与韩国综合指数分别大涨3.84%和 5.55%,恒生指数亦上涨2.34%;欧美市场则普遍承压,标普500、道指、纳指分别下跌0.38%、0.29%、 0.66%,法国CAC40跌幅达1.23%。 商品市场中,布油上涨1.36%,天然气与焦煤分别下跌1.89%和1.43%,铜、铁矿亦走弱,相对表现最佳 为布油,最差为天然气。黄金强势上涨2.23%,白银更是飙升13.37%,反映避险情绪升温。 美元指数延续上涨态势,美联储理事预计2026年三次降息,每次25基点,市场在非农就业报告前情绪谨 慎,资金阶段性回流美元资产。 行业板块 :上周万得一级行业指数多数走低,平均下跌0.44%。受AI算力需求持续、国产替代加速及政 策支持预期推动,信息技术以3.37%的升幅领涨;房地产持续承压下跌3.66%,源于销售数据疲软、政 策效果有限。 基金发行 :上周合计发行23只,其中股票型基金发行10只,混合型基金发行7只,债券型基金发行3 只,QDII型基金发行1只,FOF型基金发行2只,总发行份额192.94亿份。 基金表现 :上周万得全基指数上涨0.73%,其中偏股混 ...
商业用房购房贷款最低首付款比例调整
Xin Lang Cai Jing· 2026-01-17 21:49
(来源:天津日报) 通知称,此举旨在适应我国房地产市场供求关系的新变化,支持构建房地产发展新模式。 通知还表示,中国人民银行各省级分行、国家金融监督管理总局各省级派出机构根据辖区各城市政府调 控要求,按照因城施策原则,在全国统一的最低首付款比例基础上,自主确定辖区各城市最低首付款比 例下限。 中国人民银行副行长邹澜1月15日在国新办举行的新闻发布会上宣布,中国人民银行将推出八项政策措 施,下调商业用房购房贷款最低首付款比例是其中之一。 转自:天津日报 新华社北京1月17日电(记者 任军 吴雨)记者1月17日从中国人民银行获悉,中国人民银行、国家金融 监督管理总局发布通知称,商业用房(含"商住两用房")购房贷款最低首付款比例调整为不低于30%。 ...
官宣:商业用房购房贷款最低首付款比例调整为不低于30%
Xin Lang Cai Jing· 2026-01-17 17:42
中国人民银行消息,为贯彻落实党中央、国务院决策部署,适应我国房地产市场供求关系的新变化,支 持构建房地产发展新模式,现就商业用房购房贷款政策有关事项通知如下: 中国人民银行各省级分行、国家金融监督管理总局各省级派出机构根据辖区各城市政府调控要求,按照 因城施策原则,在全国统一的最低首付款比例基础上,自主确定辖区各城市最低首付款比例下限。 审核/李猛 来源/中国人民银行 编辑/高杉 商业用房(含"商住两用房")购房贷款最低首付款比例调整为不低于30%。 ...
商业用房购房贷款最低首付款 比例调整为不低于30%
Xin Lang Cai Jing· 2026-01-17 17:41
(来源:衢州日报) 通知还表示,中国人民银行各省级分行、国家金融监督管理总局各省级派出机构根据辖区各城市政府调 控要求,按照因城施策原则,在全国统一的最低首付款比例基础上,自主确定辖区各城市最低首付款比 例下限。 转自:衢州日报 中国人民银行副行长邹澜1月15日在国新办举行的新闻发布会上宣布,中国人民银行将推出八项政策措 施,下调商业用房购房贷款最低首付款比例是其中之一。 据新华社北京1月17日电 (记者 任军 吴雨) 记者1月17日从中国人民银行获悉,中国人民银行、国家金 融监督管理总局发布通知称,商业用房(含"商住两用房")购房贷款最低首付款比例调整为不低于 30%。 通知称,此举旨在适应我国房地产市场供求关系的新变化,支持构建房地产发展新模式。 ...
每周高频跟踪 20260117:新房、二手房成交同步回暖-20260117
Huachuang Securities· 2026-01-17 15:34
Report Industry Investment Rating No relevant information provided in the given text. Core Viewpoints of the Report - In the third week of January, the decline in food prices widened, and the macro - positive factors were basically digested. The upward trends of commodity futures and spot prices narrowed. - In terms of inflation, the decline in the food price index widened, and the supporting effect of pork on the index narrowed. - In terms of exports, container shipping demand remained stable. Except for the continued increase in freight rates on the North American route, other routes showed corrections. - In terms of investment, while the prices of rebar and coal continued to rise slightly month - on - month, the decline in cement prices continued to expand, and asphalt production remained at a relatively low level compared to the same period. The release of incremental infrastructure demand was still mild. - In terms of real estate, due to the impact of new policies, the transactions of new and second - hand houses increased month - on - month. - For the bond market, the PMI and import - export data in December exceeded expectations, showing a year - end data sprint characteristic. The Q4 economic data to be released on the 19th is expected to be strong, with GDP likely to reach around 5%. There may be a tail - end acceleration in production in December. - The macro - policy positives around the New Year's Day holiday have been basically digested, and with stricter financing supervision, the equity and commodity markets cooled this week. Looking ahead, during the key "good start" period in January, production and investment are expected to continue to gain momentum, and the PMI at the end of the month may still rise slightly. Attention should be paid to the impact of strong data on market expectations [4][37]. Summary According to the Directory Inflation - related - The decline in food prices widened. This week (January 10 - 16), the 200 - index of agricultural product wholesale prices and the wholesale price index of basket products decreased by 0.65% and 0.73% month - on - month respectively, with the decline expanding. - Pork prices rose moderately, with the national average wholesale price of pork increasing by 0.45% month - on - month. Fruit prices rebounded from a decline, rising by 0.7% [4][10][37]. Import - export related - Container shipping prices showed a split trend, with the CCFI index rising by 1.3% month - on - month and the SCFI index falling by 4.5% month - on - month. In response to the impact of the Spring Festival holiday in February, the cargo volume in the export container shipping market increased slightly, and the freight rates of different routes showed different trends. - Bulk shipping weakened. The BDI and CDFI indices both saw an expansion in their declines [4][15][37]. Industry - related - Coal prices continued to rise. Although the daily consumption of coastal power plants decreased after reaching a peak, the heating and replenishment demand increased, and the rigid demand for procurement in the building materials and chemical industries provided support. - The increase in rebar prices slightly expanded. Supported by phased replenishment and infrastructure project rush - work, the apparent demand for rebar rebounded, but the terminal demand has not substantially recovered. - The asphalt production rate increased month - on - month, but there were regional differences in demand. - The increase in copper prices narrowed. The continued rise was supported by factors such as loose liquidity expectations and geopolitical risks, but the increase was restricted due to factors such as the Fed's statement and volatile oil prices. - The glass futures market turned from rising to falling, and the spot inventory decreased [16][18][22]. Investment - related - The decline in cement prices expanded, with the cement price index decreasing by 1.20% week - on - week on average. The supply and demand in the national cement market were both weak, with regional differences. - The transactions of new and second - hand houses showed a slight recovery. From January 9 - 15, the transaction area of new houses in 30 cities increased by 26% month - on - month and 7% year - on - year. The transaction area of second - hand houses increased by 17.3% month - on - month, and the year - on - year decline narrowed to 13.4% [5][25][28]. Consumption - related - In the first week of January, the retail sales of passenger cars decreased by 32% year - on - year. From January 1 - 11, the retail sales volume of the passenger car market was 328,000 units, with a year - on - year decrease of 32% and a month - on - month decrease of 42%. - Oil prices maintained a moderate increase. As of January 16, Brent crude oil and WTI crude oil prices increased by 1.25% and 0.5% respectively month - on - month, with the increase narrowing [3][31].