1月13日，A股市场整体下跌。 截至收盘，上证指数收报4138.76点，下跌0.64%；深证成指收报14169.4点，下跌1.37%；创业板指收报3321.89 点，下跌1.96%。两市合计成交36509.85亿元，较上一交易日增加496.09亿元。 1. 两市主力资金净流出超1280亿元 2. 沪深300主力资金净流出超250亿元 沪深300今日主力资金净流出255.22亿元，创业板净流出557.08亿元。 | | | 沪深两市最近五个交易日主力资金流向情况(亿元) | | | | --- | --- | --- | --- | --- | | 日期 | | 净流入金额 开盘净流入 | 尾盘净流入 | 超大单净买入 | | 2026-1-13 | -1286.54 | -530. 96 | -183. 95 | -718. 20 | | 2026-1-12 | -213.07 | -198. 59 | -51. 60 | 53. 33 | | 2026-1-9 | -298.04 | -164. 63 | 1.02 | -16. 77 | | 2026-1-8 | -374. 35 | -163. 14 | ...

来源：滚动播报 摩根大通CEO戴蒙表示，尽管仍存在一些潜在风险，美国经济总体保持韧性。戴蒙指出："尽管劳动力 市场有所放缓，但整体状况似乎并未恶化。同时，消费者持续消费，企业普遍保持健康。"他表示，这 种态势可能会持续一段时间，尤其是在持续的财政刺激、放松管制的利好以及美联储近期货币政策的支 持下。不过，戴蒙仍保持一定谨慎："我们保持高度警惕，而市场似乎低估了潜在风险——包括复杂的 地缘政治局势、顽固性通胀风险以及高企的资产价格。" ...

Core Viewpoint - The trend of insurance capital "shareholding" is expected to continue into 2026, driven by the focus on high dividend stocks and the need for long-term equity investments to enhance return on equity (ROE) [2][18]. Group 1: Recent Trends in Insurance Capital Shareholding - In 2025, insurance capital shareholding reached 41 instances, a significant increase from 20 in 2024, marking a new high in the past decade [2][3]. - The current wave of shareholding differs from the past, as it is influenced by a low interest rate environment and the need for stable cash returns through high dividend stocks [5][14]. - Analysts indicate that the demand for high dividend and high ROE stocks will persist, suggesting that the shareholding trend will continue [18]. Group 2: Characteristics of the Current Shareholding Wave - The shareholding activities are more diversified compared to previous years, with "Ping An" leading with 15 instances, primarily targeting bank and insurance stocks [11][12]. - Bank stocks were the most favored, being targeted 17 times, accounting for 41.5% of total shareholding instances in 2025 [13][14]. - The average dividend yield of the targeted companies was approximately 5.0%, higher than previous waves, indicating a preference for high-yield investments [15]. Group 3: Investment Strategies and Regulatory Environment - The new accounting standards implemented in 2023 require insurance companies to choose between FVTPL and FVOCI for stock investments, influencing their investment strategies [6][7]. - The regulatory environment has encouraged long-term capital market participation, enhancing the attractiveness of shareholding for insurance companies [7][18]. - The investment strategy includes a focus on high ROE assets, particularly state-owned enterprises with stable business models, to improve the overall ROE of insurance capital [17].

2. 欧股主要指数涨跌不一，德国DAX指数涨0.01%，英国富时100指数跌0.06%，法国CAC指数跌 0.44%，欧洲斯托克50指数涨0.06%。 5. 全球多家主要央行行长声援美联储主席鲍威尔，呼吁维护美联储独立性。 1. 美国三大股指期货小幅下跌，纳指期货跌0.17%，标普500指数期货跌0.09%，道指期货跌0.12%。 3. 美国国务院要求美国公民立即离开伊朗，"五角大楼披萨指数"再度狂飙，其中达美乐披萨订单激增 1000%。 4. 美国总统特朗普：将对与伊朗开展商业往来的国家商品征收25%的关税。 美股时段值得关注的事件： (格隆汇) 9. 英伟达与礼来宣布将在未来五年内投入10亿美元，加速AI在制药行业中的应用。 10. Meta计划在虚拟现实研发部门裁员至少10%，启动Meta Compute顶级战略计划。 11. 机构：2025年Q4苹果以25%的全球市场份额领先，三星位居次席。 12. 沃尔玛将取代阿斯利康成为纳斯达克100指数成份股，将于1月20日生效。 13. 花旗集团据报本周将裁员约1000人，为裁员2万人计划的一部分。 14. 国防承包商L3Harris Technologies ...

1月13日，摩根大通发布2025年第四季度业绩报告。报告显示，摩根大通2025年第四季度调整后营收为 467.7亿美元；第四季度净利润为130亿美元，每股收益为4.63美元；2025年全年净利润为570亿美元。摩 根大通预计2026年净利息收入将达到约1030亿美元。 ...

来源：格隆汇APP 格隆汇1月13日｜纽约梅隆银行：2025年Q4营收51.79亿美元，市场预期51.4亿美元，去年同期48.5亿美 元；Q4净利润14.27亿美元，市场预期13.4亿美元，去年同期11.3亿美元。 ...

Core Viewpoint - The IPO journey of Bozhou Yaodu Rural Commercial Bank is intertwined with the fates of its two chairmen, culminating in the withdrawal of its listing application and the investigation of both individuals for serious violations of discipline and law [2][3]. Group 1: IPO Journey - The IPO process was initiated by the first chairman, Xu Shaopu, who set a goal for the bank to complete its IPO within five years in 2016, and formally submitted the prospectus in 2018 [5][6]. - The IPO application was accepted by the Shanghai Stock Exchange in March 2023 under the leadership of the second chairman, Wang Feng, but was ultimately withdrawn in January 2024 [2][6]. - The withdrawal was attributed to "strategic adjustments" and followed the investigation of both chairmen, raising concerns about the bank's internal governance and compliance systems [5][6]. Group 2: Financial Performance - The bank's revenue and net profit showed a declining trend from 2022 to 2024, with revenues of 2.038 billion, 1.829 billion, and 1.811 billion yuan, and net profits of 349 million, 209 million, and 223 million yuan respectively [4]. - The non-performing loan (NPL) ratio increased from 3.11% in 2022 to 3.41% in 2023, indicating deteriorating asset quality [4][7]. - As of September 2025, the total assets of the bank were reported at 79.78 billion yuan, with a revenue of 885 million yuan in the first half of 2025, a year-on-year decrease of 1.56% [4]. Group 3: Governance and Compliance Issues - The investigations into both chairmen have raised significant concerns regarding the bank's internal governance and risk management systems, with both Xu Shaopu and Wang Feng being investigated for serious violations [2][3][8]. - The compliance risks have been exacerbated by the failure of the internal control system, which has become a major obstacle to the IPO process [8]. - The continuous investigation of senior management has led to a reevaluation of the bank's historical compliance and governance practices, further complicating its IPO ambitions [8].

格隆汇1月13日丨中炬高新(600872.SH)公布，近日，公司取得招商银行股份有限公司佛山分行出具的 《贷款承诺函》，主要内容如下：（一）贷款品种：股票回购贷款；（二）贷款金额：人民币5.4亿元 且不超过回购实际使用金额的90%；（三）贷款期限：36个月；（四）贷款用途：专项用于回购公司的 股份。《贷款承诺函》自出具之日起生效，有效期12个月。 ...

【 导读 】 黄金大涨带火银行保险柜租赁，多家银行 " 一箱难求 " ，甚至有银行仅特供给百 万大客户！ 中国基金报记者 马嘉昕 " 天啊，没想到银行保险柜这么难，竟然都要求排队了。 " 近两年，随着金价持续上涨，黄 明（化名）也跟随朋友分批次买了些金条、金币，但在办理保险柜租赁业务时却又犯了愁。 近期，黄金等贵金属行情持续火热，也带动了银行保险柜租赁业务。记者走访上海地区多家 银行发现，保险箱租赁异常紧俏，小规格保险箱所剩无几，大规模保险箱更是 " 一箱难求 " 甚至有银行表示，现在保险箱租赁业务仅供给能够在该行金融资产达 100 万元以上客户使 用。 银行保险柜租赁 " 一箱难求 " 黄明透露，这两年金价持续上涨，他也用部分闲置资金每年购买一些金币和小金条等产品作 为投资，起到一定增值保值作用。 " 因为东西不大，家里又没有保险柜，所以打听到在银行 可以办理保险柜租赁，费用也较为合适，没想到办理租赁之际，好多银行却都表示名额告 急。 " 记者走访上海地区包括，工商银行、招商银行和浦发银行等多家银行网点发现，当前银行保 险柜租赁业务确实颇为紧俏，部分银行甚至还对客户金融资产设立了门槛。 （记者摄于上海地区某 ...

【导读】黄金大涨带火银行保险柜租赁，多家银行"一箱难求"，甚至有银行仅特供给百万大客户！ "天啊，没想到银行保险柜这么难，竟然都要求排队了。"近两年，随着金价持续上涨，黄明（化名）也跟随朋友分批次买了些金条、金币，但 在办理保险柜租赁业务时却又犯了愁。 不过，记者在走访中也发现，银行保险柜的租赁紧俏情况也与商圈及地域存在一定关系。例如，建设银行闵行某分支机构保险柜租赁工作人员 便对记者表示，目前该行小箱子空余量还比较充足。"目前，小箱子大约是280元/月，对客户没有金融资产达标限制，办理该行理财等业务会 在租赁费用上有一定优惠，但中大箱子空余量仍相对紧张。" 近期，黄金等贵金属行情持续火热，也带动了银行保险柜租赁业务。记者走访上海地区多家银行发现，保险箱租赁异常紧俏，小规格保险箱所 剩无几，大规模保险箱更是"一箱难求"甚至有银行表示，现在保险箱租赁业务仅供给能够在该行金融资产达100万元以上客户使用。 银行保险柜租赁"一箱难求" 黄明透露，这两年金价持续上涨，他也用部分闲置资金每年购买一些金币和小金条等产品作为投资，起到一定增值保值作用。"因为东西不 大，家里又没有保险柜，所以打听到在银行可以办理保险柜租赁， ...