为应对出海企业在多主体、多市场、多场景、多币种等复杂服务需求，连连国际依托前沿技术迭代创新，探索数智技术与跨境行业融合，持续开拓市场版 图，不断推陈出新支付产品与服务模式，实现从"支付+普惠"1.0向"智付+全球服务"2.0的跨越式进阶，依托技术赋能、创新产品、合规底座三大引擎构建合 规、安全、透明、高效的全球资金流转网络，开启数智支付未来。 面向未来，连连国际表示将一直秉持"科技服务产业"的理念，积极拥抱AI、大数据、云计算等科技，基于商业化的底层大模型服务，持续探索前沿技术与跨 境行业的融合，不断完善全流程、多领域的金融场景支付解决方案，实现从支付到"智付"升级。 数娱出海加速度，全新行业支付解决方案上线 在此次数贸会上，连连国际还正式官宣发布"数娱出海"支付解决方案。 9月25日，以"在数贸会看见创新未来"为主题的第四届全球数字贸易博览会（下称"数贸会"）在浙江杭州开幕。连连数字连续四年亮相数贸会，向世界全面 展示其全新的数智支付服务生态，以数智支付力量助力全球贸易新增长。 从"支付+普惠"向"智付+全球服务"进阶 在数贸会期间，连连数字旗下品牌连连国际（LianLian Global)发布了《创新升维 ...

Group 1 - The Ministry of Commerce and seven other departments issued guidelines to promote digital consumption, aiming to leverage the advantages of a large-scale market and stimulate economic vitality through 14 measures [1] - The guidelines focus on four main areas: enriching supply, nurturing enterprises, optimizing support, and creating a conducive environment for consumption [1] - The policy is expected to benefit sectors such as digital economy, e-commerce, logistics, and payment, potentially enhancing the valuations of related companies [1] Group 2 - The cultural industry investment and financing activities are recovering rapidly, with financing amounts increasing by 88.9% in the first half of 2025 [2] - The integration of culture and technology has become a key investment area, with "AI + culture" projects accounting for over 40% of private equity market financing in the first half of 2025 [2] - The recovery in the cultural industry is driven by supportive financial policies, indicating restored investor confidence [2] Group 3 - The shareholder Deng Zhiyi of Jinma Amusement reduced his shareholding to 11.27% after selling 3.8336 million shares between September 15 and September 23, 2025 [3] - The reduction was compliant with legal regulations and may raise concerns about the company's development confidence, potentially putting short-term pressure on the stock price [3] - Monitoring of the company's fundamentals and Deng's future actions is advised to assess the impact of this share reduction [3]

Group 1 - The core viewpoint of the article is the release of the "Guiding Opinions on Vigorously Developing Digital Consumption to Co-create a Better Life in the Digital Age" by multiple government departments, emphasizing the importance of digital consumption in various forms [1][2] - Digital consumption encompasses digital product consumption, digital service consumption, digital content consumption, and consumption realized through digital channels [1] - The document encourages innovation in digital content consumption, promoting the digitization of cultural resources and the development of a national cultural big data system [1] - It highlights the use of technologies such as the metaverse and AI-generated content to enhance cultural digital products, targeting specific demographics like the elderly [1] - The initiative aims to improve the supply of high-definition content across broadcasting and online platforms, supporting the creation of quality works in fields like animation, gaming, and literature [1] Group 2 - The "Guiding Opinions" also focus on enhancing payment convenience, promoting domestic payment awareness in key locations [2] - It emphasizes the expansion of digital yuan acceptance and application scenarios, leveraging its advantages for improved payment convenience [2] - The document calls for collaboration among banks, payment institutions, and clearing agencies to cater to the needs of elderly and foreign individuals, enhancing the user experience in mobile payments [2]

Core Viewpoint - The recent penalties imposed on three payment institutions highlight the increasing regulatory scrutiny in the industry, signaling a need for compliance and governance improvements [1][2][4]. Regulatory Actions - Three payment institutions, namely Guizhou Huiliantong Payment Service Co., Ltd., Shanghai Jinchengtong Electronic Payment Service Co., Ltd., and Yitong Jinfu Payment Co., Ltd., have received penalties from regulatory authorities for various violations [1][2]. - Guizhou Huiliantong was fined 100,000 yuan for unauthorized changes in management personnel, with the legal representative also penalized [2]. - Yitong Jinfu faced a total penalty of 1.8 million yuan for five violations, including issues related to prepaid card management and suspicious transaction reporting [3]. - Shanghai Jinchengtong was fined 1.25 million yuan for breaching customer reserve fund management regulations [3]. Industry Trends - Since 2025, the regulatory environment for payment institutions has tightened, with over 50 penalties issued within the year, primarily for management and reporting violations [4]. - Significant fines have been reported, with examples including fines totaling 24.31 million yuan for Huiliantong and 11.99 million yuan for Beijing Yakoo [4]. Compliance Recommendations - Experts suggest that payment institutions should enhance their management practices and integrate compliance into their overall risk management frameworks [4]. - Recommendations include establishing comprehensive compliance systems, utilizing technology for real-time transaction monitoring, and shifting focus from scale expansion to quality improvement [4].

Group 1 - CoGoLinks has received preliminary approval from the Monetary Authority of Singapore to pursue a Major Payment Institution license, enabling it to expand its cross-border payment services [1][2] - The services included in CoGoLinks' application for the license are account issuance, domestic remittance, cross-border remittance, merchant acquiring, and electronic money issuance, aimed at supporting Chinese businesses and local Southeast Asian enterprises in their globalization efforts [1][2] - The company has established a presence in the cross-border payment market since 2021, facilitating transactions in nearly 20 currencies and serving over 220,000 cross-border trade digital stores [2][3] Group 2 - CoGoLinks is part of the Jiehang Technology Group and has leveraged its multi-licensed qualifications and technological advantages to expand its payment services internationally [2] - The company views Singapore as a key hub for its internationalization strategy, aiming to build a digital payment service network across Southeast Asia while also extending services to local enterprises in those regions [3] - The move to obtain a payment license in Singapore reflects CoGoLinks' commitment to compliance and its ambition to elevate its service capabilities to international standards [3]

Core Viewpoint - The recent penalties imposed on three payment institutions highlight the increasing regulatory scrutiny in the industry, signaling a need for compliance and governance improvements [1][2][4]. Regulatory Actions - Three payment institutions, namely Guizhou Huiliantong Payment Service Co., Ltd., Shanghai Jinchengtong Electronic Payment Service Co., Ltd., and Yitong Jinfu Payment Co., Ltd., have received penalties from regulatory authorities for various violations [1][2]. - Guizhou Huiliantong was fined 100,000 yuan and its legal representative was fined 50,000 yuan for unauthorized changes in management personnel [2]. - Yitong Jinfu faced a total penalty of 1.8 million yuan for five violations, including non-compliance with prepayment card management regulations [3]. - Shanghai Jinchengtong was fined 1.25 million yuan for breaching customer reserve fund management regulations [3]. Industry Trends - Since 2025, the regulatory environment for payment institutions has tightened, with over 50 penalties issued within the year, primarily for management and reporting violations [4]. - Significant penalties have been noted, such as Huyuan Yintong being fined 24.31 million yuan for six violations, indicating a trend of increasing financial repercussions for non-compliance [4]. Compliance Recommendations - Experts suggest that payment institutions should enhance their management practices and integrate compliance into their overall risk management frameworks to ensure sustainable business development [4]. - Recommendations include establishing comprehensive compliance systems, leveraging technology for real-time monitoring, prioritizing quality over scale in business strategies, and fostering a culture of compliance within organizations [4].

Core Viewpoint - In the context of ongoing pressure in the payment industry, Suning Payment has announced the termination of payment services for small and micro merchants starting September 20, 2025 [2] Group 1: Service Termination Details - Suning Payment will limit credit card acceptance for small and micro merchants starting from September 17, 2025, and will fully cease services on September 20, 2025 [2] - The termination affects small merchants registered with ID cards and without business licenses, impacting various POS sub-brands under Suning Payment [2] - This change will force many individual operators and small businesses to switch payment channels [2] Group 2: Regulatory and Compliance Issues - Suning Payment has faced significant penalties from the central bank due to inadequate risk control and violations of merchant information regulations [2] - In August, the Inner Mongolia branch was fined nearly 4.5 million yuan for anti-money laundering violations [2] - The business contraction may be closely related to compliance pressures and adjustments in the company's profit model [2]

Core Viewpoint - Domestic licensed payment institutions are increasingly expanding into overseas markets as the domestic payment market approaches saturation and new license issuance has no growth space [2] Group 1: Overseas License Acquisition - CoGoLinks has become the first Chinese cross-border payment platform to obtain a formal payment license in the UAE, allowing it to operate payment accounts, process transactions, and issue payment tools [2] - Other payment institutions, such as AirCloud and Newland, have also announced recent overseas license acquisitions, with over 10 licenses obtained across various countries including Singapore, Indonesia, and the USA [2][5] - The competition in the cross-border payment market is intensifying as domestic payment market growth slows and regulations tighten, making overseas expansion a core strategy for leading companies [2][5] Group 2: Market Potential in UAE - The UAE is a vibrant economic hub in the Middle East, with its e-commerce market expected to grow from 32.3 billion AED (approximately 8.8 billion USD) in 2022 to over 50.6 billion AED (approximately 13.8 billion USD) by 2029, reflecting a compound annual growth rate of 56% [4] - The UAE's strategic position as a "Belt and Road" hub and its free trade zone policies attract foreign enterprises, further driving the demand for cross-border payment services [4] Group 3: Challenges in Overseas Expansion - The process of applying for payment licenses in different countries is complex due to varying regulations and financial environments, posing significant uncertainties for payment platforms [3] - Companies face challenges such as compliance risks, competition from established players, and the need to adapt to local payment habits and regulations [7][8] Group 4: Policy Support and Market Trends - Recent favorable policies, including guidelines for cross-border data flow and support for cross-border RMB operations, are expected to benefit the cross-border payment industry [6][7] - The growth of China's cross-border e-commerce, with an import and export scale of 1.32 trillion CNY (approximately 1.32 trillion RMB) in the first half of 2025, presents significant opportunities for payment enterprises [6]

Group 1 - The U.S.-led global payment system is evolving into an "invisible financial weapon," forcing countries to choose sides in a new economic confrontation [3][5] - The rapid disconnection of Visa and MasterCard from Russia during the Ukraine conflict highlighted the potential for the U.S. to use financial infrastructure as a geopolitical tool [5][6] - Countries are increasingly aware of the risks associated with reliance on U.S. payment platforms, prompting a search for alternative payment solutions [8][9] Group 2 - Europe is leading the charge to develop an independent pan-European payment standard to ensure regional trade is not subject to external interference [8][9] - Asian countries are innovating in financial technology, utilizing blockchain and digital currencies to create efficient cross-border payment solutions, such as India's UPI international version [8][9] - A global restructuring of payment sovereignty is underway, with nations striving to build a more diverse and balanced international payment ecosystem [9] Group 3 - The F-35 fighter jet exemplifies the risks of dependency on U.S. technology, as its operational control remains largely with American companies, raising concerns about potential supply chain disruptions [10] - Trump's pressure on the Federal Reserve has undermined the perceived independence of the U.S. central bank, leading to a global shift towards "de-dollarization" as countries seek to enhance their financial autonomy [11][14] - In response to U.S. control in financial, military, and monetary policies, countries are actively working to diminish U.S. dominance through technological innovation and cooperation [14]

"同学们好呀！我是人见人爱的反诈'闪电侠'，我的CPU里装满了反诈秘籍，骗子见我都得喊'拔电 源'。"9月19日，深圳大学丽湖校区文汇礼堂内，一个活泼的机器人刚一登场，就用俏皮话点燃了全场 气氛。当天，"青年反诈在行动—反诈宣传进校园"高校联合宣讲活动在此举行，这场融合科技感、趣味 性与教育性的反诈盛宴，让在校大学生沉浸式上了一堂"走新"更"走心"的必修课。 除了机器人的精彩互动，多元节目轮番登场。招商银行深圳分行带来的反诈主题情景剧《反诈神医 坐诊：怕被骗，先挂号！》真实再现拦截劝阻案例，"神医"开出的防骗"药方"让观众恍然大悟；财付通 支付科技有限公司的乐队表演《天下无诈》一边嗨爆全场，一边传授反诈大招，将现场氛围推向高潮。 在活动中，2025年深圳市金融行业反诈短视频大赛优秀作品集锦精彩展播。前期，由中国人民银行 深圳市分行、深圳市打击治理电信网络诈骗工作协调机制办公室组织的2025年深圳市金融行业反诈短视 频大赛，共收到31家金融机构报送的49部高质量作品。其中，《双重代价》《反骗联盟，招招制胜》 《"荔"志反诈》等12部优秀作品脱颖而出，其集锦在现场精彩展播，充分展现了深圳金融业在反诈宣传 中的创意 ...