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建行广西区分行:“贷”动消费新活力
Zhong Guo Jin Rong Xin Xi Wang· 2025-05-17 08:53
Group 1: Consumer Promotion Initiatives - The company is actively responding to national policies aimed at expanding domestic demand and boosting consumption by launching diverse credit card promotional activities to invigorate the consumption engine in Guangxi [1] - The "CMB Consumption Season" brand has been extended to auto shows, featuring partnerships with well-known brands like BYD, Li Auto, BMW, and Audi, offering attractive financial incentives such as a maximum installment limit of 1 million yuan with 0 down payment [2] - The company has reported that the total installment transaction amount for car purchases has exceeded 600 million yuan, with a significant year-on-year growth of nearly 60% in transactions for new energy vehicles [2][4] Group 2: Home Renovation and Consumer Support - The company is capitalizing on the home renovation season by enhancing the influence of the "CMB Home Renovation Festival" and organizing various themed consumption activities, including partnerships with over 100 home decoration brands [3] - The total transaction amount for home renovation installments has approached 500 million yuan, with a month-on-month growth rate of nearly 40% [4] - Consumers can benefit from government subsidies for home appliance upgrades while enjoying additional discounts from the company, making home renovation more affordable [3] Group 3: Emerging Consumption Markets - The company is expanding into emerging consumption areas, such as the pet economy, by participating in the second China Nanning Pet Expo as the only financial institution [5] - The event featured interactive activities and special credit card offerings tailored for pet owners, enhancing the financial services embedded in the pet consumption scene [5] - This initiative aims to meet the personalized needs of pet lovers while demonstrating the financial sector's role in catalyzing new economic forms [5]
从“小家”到“万家”:闽台夫妻的大陆家装创业路
Zhong Guo Xin Wen Wang· 2025-05-13 13:57
Core Insights - A young couple from Fujian, Wu Shenghui and Qiu Shishu, have successfully established a customized home decoration business in mainland China, showcasing their entrepreneurial journey from a small family to a larger scale [1][2] Group 1: Business Model and Strategy - The couple's business focuses on creating personalized home spaces that reflect the individuality and culture of their clients, with most orders coming from referrals by satisfied customers [2] - Wu Shenghui, with a background in visual communication, handles design and implementation, while Qiu Shishu, a graduate in journalism, manages online operations, new media promotion, and customer service [1][3] Group 2: Market Trends and Innovations - Qiu Shishu identified the potential of social media platforms like Xiaohongshu for attracting clients, as many customers seek home decoration inspiration online [1] - The couple incorporates smart home elements into their designs, utilizing technologies such as human body sensors and voice-activated devices to enhance convenience and comfort for clients [4] Group 3: Future Plans - The couple plans to expand their business into the Taiwanese market by opening stores or studios, aiming to offer high-quality, cost-effective home decoration products to Taiwanese customers [4]
政府搭台 平台赋能 企业唱戏 外贸大省“内外兼修”打出护企“组合拳”
Shang Hai Zheng Quan Bao· 2025-05-12 18:53
Core Viewpoint - The article highlights the proactive measures taken by major foreign trade provinces in China to stabilize foreign trade amidst external uncertainties, emphasizing a collaborative approach involving government support, platform empowerment, and enterprise initiative [2][4]. Group 1: Government and Platform Initiatives - Major foreign trade provinces have implemented a series of measures to support enterprises, including connecting domestic sales channels, expanding international markets, and strengthening financing guarantees [2]. - The "Foreign Trade Quality Products China Tour" events organized by the Ministry of Commerce aim to facilitate production and sales connections among key industries such as light industry, textiles, and food [4]. - Shandong province is promoting the "Same Line, Same Standard, Same Quality" initiative to facilitate the transition between domestic and international markets [5]. Group 2: Market Diversification - China is accelerating the diversification of foreign trade markets, with emerging markets in Latin America, Africa, Central Asia, and Central and Eastern Europe contributing nearly 60% to foreign trade growth last year [6]. - Various provinces are targeting these emerging markets through platforms and digital channels to assist foreign trade enterprises in entering new markets [6]. - The Ministry of Commerce plans to provide more public information services to foreign trade enterprises, including trade guides and information on the business environment in relevant countries [6]. Group 3: Financial Support for Enterprises - A comprehensive financial policy package has been introduced to support foreign trade enterprises, including measures from the People's Bank of China and financial regulatory bodies [7]. - Shandong province is enhancing the "Business + Finance" mechanism to increase financial product offerings for foreign trade enterprises transitioning to domestic sales [7]. - Guangdong has launched a special financial plan to strengthen credit support in the foreign trade sector, with a focus on small and micro enterprises [7]. Group 4: Trade Performance - In the first quarter, China's foreign trade exports increased by 6.9%, with a stable growth trend continuing into April [8]. - The Ministry of Commerce plans to enrich the toolbox of policies to stabilize foreign trade and introduce new measures as needed [8].
名雕股份:5月9日召开业绩说明会,投资者参与
Zheng Quan Zhi Xing· 2025-05-12 08:41
证券之星消息,2025年5月9日名雕股份(002830)发布公告称公司于2025年5月9日召开业绩说明会。 具体内容如下: 问:深圳市名雕装饰股份有限公司(以下简称"公司")于2025年5月9日在深圳证券交易所"互动易"平台举 办了2024年度业绩说明会,公司董事长、总经理蓝继晓先生;独立董事罗伟豪先生;财务总监黄立先 生;董事会秘书、副总经理侯薰棋女士与参与说明会的投资者进行了互动交流,具体内容如下: 尊敬的投资者,您好!公司将紧密围绕国家政策导向,充分利用补贴政策带来的契机,深度参与"家装 消费换新"政策落地积极主动地投身于高质量发展进程之中。通过精准定位战略布局,充分挖掘政策红 利所蕴含的市场潜力,进一步提升市场份额实现公司效益的稳步增长。公司将锚定以中大户型为主的中 高端住宅市场,并兼顾中小户型住宅市场需求,实施多元化业务拓展策略。在巩固传统家装业务优势的 基础上,加快全案业务的发展步伐,同时积极开拓公共装饰领域市场,通过多维度业务布局,满足不同 客户群体的多样化需求。以提升客户满意度为出发点,从品牌深化、设计创新、施工质量、环保理念践 行、数字化应用到售后服务,不断强化在门店覆盖区域内的核心竞争力, ...
出台12条举措提振消费 中山联动百企开展超百场促消费活动
Nan Fang Ri Bao Wang Luo Ban· 2025-05-07 07:46
近日,中山市商务局发布《2025年中山市大力提振消费若干措施》(下称《措施》),围绕以旧换新、 消费供给、美食经济、文旅消费等12个方面推出系列创新举措,明确将通过"两个一百"促消费行动计 划、跨境消费圈构建等组合拳,全年撬动超100家企业开展100场以上促消费活动,构建"季季有主题、 月月有活动"的消费格局,全力打造珠江西岸消费新高地。 依托深中通道等交通优势,《措施》提出构建"1小时跨境消费圈",建设退税商店、推广离境退税"即买 即退"服务。文旅和体育消费方面将承办全省乡村旅游消费季启动仪式,升级夜间消费阵地,支持景区 设施迭代;同时,借力大湾区全运会举办高水平赛事,开展"体育惠民乐动中山"活动。住房领域则推出 5—6月购房电子消费券补贴。 网络销售及电商发展也获多重支持,《措施》提到将对直播基地、电商园区及达标企业给予办公租金、 运营等支持;对新纳统且零售额达标的电商企业给予奖励。此外,《措施》还强化消费环境保障,推行 首席质量官制度,严厉打击假冒伪劣,健全消费争议多元化解机制。 《措施》首先为以旧换新扩围加码。聚焦汽车、家电、家装等品类,支持电动自行车换购,加倍投入资 金并扩大补贴范围,推动本地制造业 ...
以旧换新加力扩围 撬动消费升级新支点
Zhong Guo Chan Ye Jing Ji Xin Xi Wang· 2025-05-05 22:31
商务部4月25日发布的数据显示,截至4月24日24时,全国汽车以旧换新270.5万辆,12类家电以旧换新 4746.6万台,手机等数码产品购新3661万件,家装厨卫"焕新"3712.3万件,电动自行车以旧换新420万 台。政策实施以来,已有超过1.2亿人次享受到了真金白银补贴优惠,带动销售额超过7200亿元。 在构建新发展格局的背景下,以旧换新政策正成为撬动消费升级的重要支点。今年1月,国家发展改革 委、财政部印发《关于2025年加力扩围实施大规模设备更新和消费品以旧换新政策的通知》,进一步扩 围支持消费品以旧换新。3月,中共中央办公厅、国务院办公厅印发《提振消费专项行动方案》,其中 提到今年超长期特别国债支持消费品以旧换新资金规模增加至3000亿元,相较2024年翻了一番。 在利好政策刺激下,人们的消费观念正在从"有没有"向"好不好"转变。 今年以来,辽宁省不断探索以旧换新工作流程优化。目前,家电、手机等补贴资格领取核销渠道由2个 拓展到10个;升级使用专用刷卡机后,消费者填报汽车补贴信息从17项缩减为4项。为减轻企业垫资压 力,辽宁省近日出台政策,可为参加消费品以旧换新企业提供最高10万元的信贷财政贴息, ...
济南发放家装家居“焕新”补贴 最高可省1.5万
Xin Hua Wang· 2025-05-04 01:44
Core Points - Jinan City Commerce Bureau announced a home decoration and furniture "Renewal" subsidy program starting from May 4, 2025, until December 31, 2025, with the possibility of early termination if funds are exhausted [1] Group 1: Subsidy Details - The subsidy covers four major categories: renovation materials, sanitary ware, furniture lighting, and smart home products, totaling 18 types of products [1] - Renovation materials include seven types such as doors, windows, wooden floors, tiles, latex paint, wallpaper, and shower rooms for renovations of old houses completed before January 26, 2020 [1] - Sanitary ware includes three types: smart toilets (including smart toilet covers), bathroom cabinets, and bathtubs [1] - Furniture lighting includes five types: sofas, bed frames, mattresses, custom furniture (wardrobes, cabinets), and smart lighting [1] - Smart home products include three types: smart control devices (including gateways, routers, smart sockets), smart locks, and smart drying racks [1] Group 2: Subsidy Amounts and Conditions - Consumers will receive a subsidy of up to 15% of the actual sales price (excluding discounts and labor costs) for the purchase of the listed materials and items [2] - For products meeting level 1 or higher energy or water efficiency standards (e.g., smart toilets), a subsidy of up to 20% of the actual sales price will be provided [2] - Each consumer can claim a maximum of three subsidies for products (excluding certain categories), with a limit of one subsidy per item [2] - The maximum subsidy per single order is 1500 yuan, with a total limit of 15,000 yuan using up to 10 consumption subsidy vouchers [2] - Smart lighting and smart control products are subsidized by sets, with specific limits on the number of items per set [2] Group 3: Application Process - Consumers can register and log in through the "CITIC Bank Life - Jinan" WeChat public account to participate in the subsidy program [2] - After logging in, consumers must upload property-related information for verification before claiming the consumption subsidy vouchers [2]
建行广西区分行携手富安居启幕“五一”消费季
Zhong Guo Jin Rong Xin Xi Wang· 2025-05-01 12:07
Group 1 - The core idea of the event is to stimulate consumer spending and provide diverse, high-quality consumption experiences through a collaboration between China Construction Bank (CCB) Guangxi Branch and Fu'anju [1][3] - The event integrates various consumption scenarios including finance, home furnishings, home decoration, and automotive consumption, offering special benefits and financial services to enhance consumer experience [1][2] - CCB emphasizes its commitment to the "financial for the people" philosophy, aiming to implement policies that stabilize growth and promote consumption through innovative financial products [1][2] Group 2 - CCB launched a home decoration installment product specifically for the elderly, offering exclusive discounts and support for home safety improvements, with a maximum installment period of 60 months and an annual interest rate starting at 3.96% [2] - The event featured a collaboration with local quality service providers, enhancing the partnership between CCB and home decoration companies to provide comprehensive services from design to financing [2] - The "CCB Consumption Season" expanded traditional home consumption by introducing new energy vehicle brands, creating cross-industry consumption scenarios and offering exclusive purchase packages for CCB customers [2][3]
稳就业扩内需 政策“组合拳”将持续发力
Nan Fang Du Shi Bao· 2025-04-28 22:17
Core Viewpoint - The Chinese government is set to implement a series of measures aimed at stabilizing employment and the economy, promoting high-quality development, and enhancing the sense of gain among enterprises and the public [1][5]. Group 1: Employment and Economic Stability - The policy measures focus on "supporting employment" to stabilize the daily lives of households [2]. - The government aims to enhance support for foreign trade enterprises affected by external trade environment changes through tailored strategies [2]. - Expanding domestic demand is a primary task for China's economy this year, with measures aimed at "promoting consumption" and "actively expanding effective investment" to unleash the potential of the vast domestic market [2]. Group 2: Specific Policy Measures - The establishment of a childcare subsidy system is designed to alleviate the burden of child-rearing and encourage higher birth rates, which is crucial given the aging population and declining birth rates [3]. - Targeted issuance of car purchase permits for families facing long waiting times in license plate lotteries aims to stimulate automobile consumption without exacerbating traffic congestion [3]. - The combination of these measures is expected to create significant employment opportunities, with a reported increase of 3.08 million new urban jobs in the first quarter, a year-on-year increase of 50,000 [4]. Group 3: Economic Growth and Consumer Market - The consumption market is anticipated to experience renewed growth, with policies like the trade-in program for consumer goods generating over 720 billion yuan in consumption [4]. - The introduction of the childcare subsidy and special loans to support the elderly care industry targets long-term consumption trends driven by demographic changes [4].
新华全媒+丨稳就业稳经济推动高质量发展 多部门详解五方面若干举措
Xin Hua Wang· 2025-04-28 13:28
新华社北京4月28日电 题:稳就业稳经济推动高质量发展 多部门详解五方面若干举措 新华社记者 日前召开的中央政治局会议强调,要不断完善稳就业稳经济的政策工具箱。国务院新闻办公室28日举行 新闻发布会,重点介绍稳就业稳经济推动高质量发展的若干举措,回应外界关切。 对已出台的存量政策要全面落实,加快兑现稳岗返还、担保贷款、就业补贴,延续实施降低失业和工伤 保险费率。 "前期,我们提高了稳岗扩岗专项贷款额度,小微企业最高授信5000万元,个人最高授信1000万元。近 期,我们又会同财政部下拨了667亿元的中央就业补助资金,为政策实施提供保障。"俞家栋说。 中国人民银行副行长邹澜说,将更大力度推动落实创业担保贷款政策,加大对返乡农民工、新市民、高 校毕业生、妇女等重点群体创业就业的支持力度。 俞家栋表示,对今年的就业形势已经做了客观分析和充分预判,就业政策工具箱充足,在激励企业吸纳 就业、支持企业稳定岗位、促进失业人员就业创业等方面都做了政策储备,将会根据形势变化及时推 出。 帮助外贸企业积极应对外部风险挑战 今年以来,我国外贸发展面临的风险挑战明显增多。在稳定外贸发展方面,若干举措提出一业一策、一 企一策加大支持力 ...