曾几何时，微粒贷凭"10 秒放款"的卖点引爆互联网金融；如今，这个上线刚满十周年的 明星产品却似乎陷入了"流量焦虑"——高曝光的广告、财报中下滑的个人消费贷款数据、 用户投诉仍存......失去腾讯的光环后，核心竞争力是什么？这是微众银行下一个十年亟需 回答的问题。 腾讯后撤，微粒贷有流量焦虑吗？ 杨雪 画面里，"嫦娥"下凡苦寻"后羿"，在茶馆打工时，终于认出取餐的外卖员正是意中人。没等诉 说千年相思，"后羿"的手机就被车流撞碎，而嫦娥做的第一件事，竟是温柔递上手机,手把手教 他开通微粒贷——神话爱情瞬间变生硬广。 这个让人猝不及防的短剧广告，正是出自微众银行旗下微粒贷的手笔。社媒平台上，不少网友 吐槽微粒贷的广告"剧情雷人"、"多得泛滥"。 截图自微博 据YOUNG财经统计，微粒贷在B站、抖音、豆瓣、剪映、番茄小说等头部平台，以及逍遥客 栈、楼下的早餐店、飞机大厨等游戏APP上，都有投放跳转广告或底部横幅广告。 曾几何时，微粒贷凭"10秒放款"的卖点引爆互联网金融，"仅微信受邀用户可享"的饥饿营销手 法，更是助推微众银行贷款总额指数级增长，让其稳坐"民营银行一哥"宝座。 截至2024年末，微粒贷已累计服务超 ...

第一财经获悉，第十四届"沪上金融家"评选结果已于11月16日揭晓，21位上海金融人才获评"上海国际金融中心建设年度人物""沪上金融行业领军 人物""沪上金融行业创新人物"三大奖项。新华社党组成员、秘书长徐玉长，上海市政府副秘书长，市发展改革委党组书记、主任顾军出席颁奖 仪式，上海新金融研究院理事长、上海交通大学上海高级金融学院创院理事长屠光绍作主旨演讲。 据介绍，本届评选采取自主报名、推举委员会提名、媒体评审、网络投票及专家评审相结合的方式，最终产生3位"上海国际金融中心建设年度人 物"、8位"沪上金融行业领军人物"和10位"沪上金融行业创新人物"。 第十四届沪上金融家评选公告 上海国际金融中心建设年度人物 題 凝 谢 伟 浦发银行党委副书记、行长 浦发银行研究院院长 中国建设银行上海市分行 中保投资公司 党委书记、董事长 上海资产管理协会会长 沪上金融行业领军人物 王 冠 沈 栋 郑思祯 韩志达 国泰海道 副总裁 丁慧 建信人寿 党委副书记、总裁 执行董事 公茂江 平安银行上海分行 上海自贸试验区分行 党委书记、行长 林静然 陆小荣 浙商银行副行长 招商银行 上海分行 党委书记、行长 支持单位 王慧力 南京 ...

Group 1 - The report aims to track large purchases and net active purchases through transaction detail data, building relevant indicators [1] - The top five industries for large purchases in the last five trading days are: Banking, Real Estate, Steel, Comprehensive, and Textile & Apparel [2] - The top five industries for net active purchases in the last five trading days are: Banking, Transportation, Pharmaceuticals, Real Estate, and Oil & Petrochemicals [2] Group 2 - The top five ETFs for large purchases in the last five trading days are: Guotai CSI A500 ETF, Guotai SSE 10-Year Treasury ETF, Harvest S&P Oil & Gas Exploration and Production Selected Industry ETF, Southern Growth Enterprise Board AI ETF, and Hai Futong SSE Urban Investment Bond ETF [2] - The top five ETFs for net active purchases in the last five trading days are: Guotai SSE 10-Year Treasury ETF, E Fund CSI 300 Non-Bank ETF, Yinhua SSE Sci-Tech Innovation Board 100 ETF, Huabao CSI Nonferrous Metals ETF, and Penghua CSI Liquor ETF [2]

盘后数据出炉。 今日（11月19日），A股市场整体保持震荡走势。截至收盘，上证指数报3946.74点，上涨0.18%；深证成指报13080.09点，微幅下跌；创业板指报3076.85 点，上涨0.25%。两市合计成交17259.08亿元，较上一交易日减少2001.59亿元。 1.两市主力资金净流出近350亿元 今日沪深两市主力资金开盘净流出123.87亿元，尾盘净流入5.59亿元，两市全天主力资金净流出348.42亿元。 | | | 沪深两市最近五个交易日主力资金流向情况(亿元) | | | | --- | --- | --- | --- | --- | | 日期 | | 净流入金额 开盘净流入 | 尾盘净流入 | 超大单净买入 | | 2025- 11- 19 | - 348. 42 | - 123. 87 | 5. 59 | - 178. 90 | | 2025- 11- 18 | -624. 24 | - 232. 22 | - 66. 11 | - 354. 10 | | 2025- 11- 17 | - 168. 44 | - 58. 80 | 2. 96 | - 47. 20 | | 2025- ...

Core Viewpoint - The banking sector in A-shares has shown strong performance, with China Bank's stock price reaching a historical high, driven by rising risk aversion, institutional fund accumulation, and expectations of loose monetary policy [1][3][11]. Group 1: Market Performance - As of November 19, the A-share banking sector index rose by 0.63%, with China Bank leading the gains, closing up 3.81% [3][4]. - Other banks such as Everbright Bank, Ping An Bank, Jiangsu Bank, and CITIC Bank also saw significant increases in their stock prices [3][4]. Group 2: Factors Driving Performance - The recent rise in the banking sector is attributed to heightened risk aversion among investors, leading to a shift from high-volatility sectors like solar and semiconductors to low-valuation, high-dividend defensive sectors [11]. - The average dividend yield of the banking sector is approximately 6.5%, significantly higher than the 1.80% yield of 10-year government bonds, making it an attractive option for risk-averse funds [11]. Group 3: Institutional Investment Trends - Insurance funds have increased their holdings in bank stocks by 8.36 billion shares as of the end of Q3 2025, focusing on major state-owned banks and stable regional banks [11]. - Analysts believe that the combination of monetary policy easing and financial regulation aimed at reducing liability costs will support steady profit recovery for banks [12]. Group 4: Future Outlook - Institutions are optimistic about the banking sector's investment prospects, anticipating that the high dividend theme will continue to resonate in the market [12]. - The banking sector is expected to benefit from structural adjustments towards technology finance, green finance, and pension finance, which will enhance long-term growth potential and support valuation recovery [12].

Core Viewpoint - Gansu Bank has established itself as a key player in supporting local economic development while adhering to its mission of serving the community and promoting financial inclusion over the past fourteen years [1][7][18]. Group 1: Commitment to Local Economy - Gansu Bank's mission focuses on serving the local economy, agriculture, small and medium enterprises, and urban and rural residents, integrating its financial work with the broader development goals of Gansu [1][7]. - The bank has provided over 800 billion yuan in project loans to support local industries, contributing significantly to the province's economic stability [7][9]. Group 2: Innovation and Development - Gansu Bank has evolved from a single business model to a diversified financial ecosystem, enhancing its service capabilities and supporting high-quality economic development in Gansu [1][7]. - The bank has established a technology branch and developed specialized financial products, achieving a technology loan balance of 237 billion yuan [8][9]. Group 3: Social Responsibility and Community Engagement - Gansu Bank integrates social responsibility into its operations, focusing on rural revitalization and providing targeted financial products to support local industries [15][16]. - The bank has been recognized for its contributions to poverty alleviation and disaster recovery efforts, demonstrating its commitment to community welfare [15][16]. Group 4: Digital Transformation and Customer Service - Gansu Bank is advancing its digital transformation strategy, enhancing its online services and achieving over 400 million mobile banking users [12][13]. - The bank has implemented a comprehensive customer protection system, conducting over 5,000 financial literacy events to educate the public [16]. Group 5: Future Outlook - Gansu Bank aims to continue its alignment with provincial financial policies and contribute to the high-quality development of Gansu, reinforcing its role as a vital financial partner in the region [18].

中国财政部在卢森堡成功发行40亿欧元主权债券 中新社北京11月19日电 (记者 赵建华)中国财政部代表中央政府18日在卢森堡成功发行了40亿欧元主权 债券。其中，4年期20亿欧元，发行利率为2.401%；7年期20亿欧元，发行利率为2.702%。 这是中国首次在卢森堡发行欧元主权债券，受到市场热烈欢迎，国际投资者认购踊跃，总认购金额1001 亿欧元，是发行金额的25倍。其中，7年期认购倍数26.5倍。 此次欧元主权债券投资者类型丰富，地域分布广泛。欧洲、亚洲、中东、美国离岸投资者分别占比 51%、35%、8%、6%，主权类、基金资管、银行和保险、交易商等类型投资者分别占比26%、39%、 32%、3%。此次发行的债券全部托管在香港金管局债务工具中央结算系统(CMU)，随后将在香港联合 交易所和卢森堡证券交易所上市。 此次发行获得国际投资者踊跃认购，汇丰银行(中国)有限公司行长兼行政总裁王云峰表示，这充分体现 了国际市场对中国主权信用和经济前景的坚定信心，同时也为更多中资发行人的欧元融资提供了定价基 准，为其海外融资和发展夯实基础。 财政部选择卢森堡作为发行地，摩根大通环球企业银行大中华区主管黄健表示，这有助于 ...

11月19日，三大指数冲高回落，午后有所回升，终结3连跌，沪指、创业板指小幅收涨，深证成指持 平。两市成交额1.73万亿元，环比缩量，近4200只个股下跌。 | 序号 代码 | | 名称 | 两日图 现价 涨跌 涨跌幅 ▼ | | --- | --- | --- | --- | | 1 | 159876 | 有色龙头ETF | Now 0.908 0.022 2.48% | | 2 | 516020 | 化工ETF | har 0.820 0.010 1.23% | | 3 | 512800 | 银行ETF | Lad V 0.842 0.008 0.96% | | 4 | 510030 | 价值ETF | 1.104 0.010 0.91% | | ત | 562010 | 绿色能源ETF | Show 1.025 0.007 0.69% | | 6 | 159275 | 农牧渔ETF | unn 1.006 0.006 0.60% | | 7 | 159363 | | 创业板人工智能ETF华宝 r^~ 0.842 0.004 0.48% | | 8 | 512810 | 国防军工ETF | Intent ...

俄罗斯外交部发言人扎哈罗娃18日在莫斯科接受采访时表示，日本首相高市早苗日前的涉台言 论非常危险，日本应深刻反省历史、汲取二战教训。 今年是世界反法西斯战争胜利80周年。扎哈罗娃指出，世界各地一系列纪念活动都在提醒世人勿忘历史、汲取 教训。高市早苗必须牢记历史教训，尤其要正视本国历史中那些不光彩的部分。 扎哈罗娃表示，日本军国主义发动的侵略战争给亚洲和世界带来深重灾难，也让日本付出惨痛代价。高市早苗 等日本政界人士应深刻反省历史，警惕错误言行可能引发的严重后果。 来源：央视新闻 责编：李丹 证 券 时 报 新 媒 体 矩 阵 海 15 王崇 数据5 ULL l 35 数据宝 人民财讯 券商中国 e公司 全景财经 北证 新財富 CHDC Rustway 杂志 期货回报 资讯 创业资本汇 北证资讯 信托百佬汇 新财富 期货日报 识别二维码关注 点击下载app 证券时报微信公众号 屏幕下方点个赞， 天天抓牛股！ 点击关键字可查看 潜望系列深度报道丨 股事会专栏 丨 投资小红书 丨 e公司调查 丨 时报会客厅 丨 十大明星私募访谈 丨 14天12板！603122，明日复牌！ 丨 突传大消息！荷兰：暂停对安世半导体干预 ...

盘后数据出炉。 今日（11月19日），A股市场整体保持震荡走势。截至收盘，上证指数报3946.74点，上涨0.18%；深证成指报13080.09点，微幅下跌；创业板指报3076.85点，上涨 0.25%。两市合计成交17259.08亿元，较上一交易日减少2001.59亿元。 1.两市主力资金净流出近350亿元 今日沪深两市主力资金开盘净流出123.87亿元，尾盘净流入5.59亿元，两市全天主力资金净流出348.42亿元。 | | | 沪深两市最近五个交易日主力资金流向情况(亿元) | | | | --- | --- | --- | --- | --- | | 日期 | | 净流入金额 开盘净流入 | 尾盘净流入 | 超大单净买入 | | 2025- 11- 19 | - 348. 42 | - 123. 87 | 5. 59 | - 178. 90 | | 2025- 11- 18 | - 624. 24 | - 232. 22 | - 66. 11 | - 354. 10 | | 2025- 11- 17 | - 168. 44 | - 58. 80 | 2. 96 | - 47. 20 | | 2025- ...