人民币理财产品

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7月2日午间公告一览:凌霄泵业购买6000万元理财产品
news flash· 2025-07-02 03:58
凌霄泵业(002884)公告,2025年6月30日,公司使用闲置自有资金人民币6000万元向中国工商银行股 份有限公司("工商银行")购买了名为"中国工商银行'工银同利'系列随心E人民币理财产品 【TLSXE01】"的非保本型理财产品,该理财产品到期日为2026年5月7日。 ...
亿道信息: 关于使用部分闲置募集资金及自有资金进行现金管理的进展公告
Zheng Quan Zhi Xing· 2025-07-01 16:30
| 投资 | 受托 | | | 产品 | 金额 | | | (预计) | 年化 | 是否 | 资金 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | | 产品名称 | | | | 起始日 | | | | | 到期 | | | 主体 | 方 | | | 类型 | (万元) | | | 到期日 | 收益 | | 来源 | | | | | | | | | | | | | 赎回 | | | | | | | | | | | 率 | | | | | | | 亿道 | 南粤 | | | 保本固 | | | 2024/04 | 2025/12 | | 自有 | | | | | | 企业大额存单 | | | 16,000.00 | | | 2.60% | | 否 | | | | 信息 | 银行 | | | 定收益 | | | /23 | /31 | | 资金 | | | | 亿道 | 南粤 | | | 保本固 | | | 2024/05 | 2025/12 | | 自有 | | | | | | 企业大额 ...
福龙马: 福龙马:关于2025年使用公司自有闲置流动资金进行现金管理的进展公告(二)
Zheng Quan Zhi Xing· 2025-07-01 16:20
一、本次委托理财概况 证券代码:603686 证券简称:福龙马 公告编号:2025-038 福龙马集团股份有限公司 关于 2025 年使用公司自有闲置流动资金进行现金管 理的进展公告(二) 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏,并对其内容的真实性、准确性和完整性承 担个别及连带责任。 重要内容提示: ? 委托理财产品类型:安全性高、流动性好的中低风险 型理财产品 ? 委托理财受托方:招商银行股份有限公司、兴业银行 股份有限公司、中国邮政储蓄银行股份有限公司 ? 本季度委托理财金额:本季度单日最高委托理财的本 金为人民币35,108.08万元 ? 委托理财产品名称:信银理财安盈象固收稳健日开2号 理财产品、南银理财添瑞日日聚宝8号S款现金管理类公募人 民币理财产品、中邮理财鸿运灵活最短持有期14天3号、恒 丰理财恒仁新恒梦钱包5号理财产品、招银理财招赢日日金 财产品第8期、浦银理财天添利现金宝97号理财产品、平安 理财天天成长3号115期现金管理类理财产品、中邮理财邮银 财富·邮鸿宝30号人民币理财产品、"阳光碧乐活134号" 理财产品、中邮理财灵活·鸿运日开10号人 ...
对直销渠道部分基金账户进行销户的公告
Zhong Guo Zheng Quan Bao - Zhong Zheng Wang· 2025-06-25 00:28
Group 1 - The company will conduct a centralized account cancellation for certain fund accounts opened through direct sales channels that have been inactive and without holdings since June 27, 2025 [1] - Investors with objections to the account cancellation must contact the company's customer service by June 26, 2025 [1] - A list of 26 fund accounts subject to cancellation is provided in the announcement [1] Group 2 - Starting from June 25, 2025, Shanghai Tian Tian Fund Sales Co., Ltd. will be a new sales agency for several fund products managed by the company [4][5] - The announcement includes specific fund codes and names for the products that will be available through the new sales agency [4] - Investors can access detailed information about the funds through the company's official website and customer service [5][6] Group 3 - The company has also added CITIC Securities Co., Ltd. and its subsidiaries as sales agencies for its fund products effective June 25, 2025 [4][7] - A detailed list of fund codes and names for the products available through these new sales agencies is included in the announcement [4] - Investors are advised to follow the specific rules and procedures of each sales agency when conducting business [6][7] Group 4 - The company announced a dividend distribution for the "Jianxin Ruifeng Pure Bond Regular Open-End Fund" on June 25, 2025, with a distribution date set for June 26, 2025 [10][11] - The total distributable profit for the fund as of the distribution date is approximately 154.95 million yuan, with a per-share distribution of 0.070 yuan for every 10 shares [10][11] - The company emphasizes that investors can choose between cash dividends or reinvestment options for their dividends [10][11][12] Group 5 - The company also announced a dividend distribution for the "Jianxin Zhongdai 1-3 Year National Development Bank Bond Index Fund" on June 25, 2025, with a distribution date set for June 26, 2025 [15][17] - The total distributable profit for this fund is approximately 903.97 million yuan, with a per-share distribution of 0.40 yuan for every 10 shares [15][17] - Similar to the previous fund, investors can opt for cash dividends or reinvestment of their dividends [15][17][19]
理财产品跟踪报告2025年第3期:避险需求引导新发结构,固收类理财、债券型基金、人寿保险占主流
Huachuang Securities· 2025-06-19 12:32
产业研究 理财产品跟踪报告 2025 年第 3 期(5 月 31 日-6 月 13 日) 避险需求引导新发结构,固收类理财、债券 型基金、人寿保险占主流 银行理财产品: 基金产品: 保险产品: 综合金融 2025 年 06 月 19 日 华创证券研究所 证券分析师:洪锦屏 电话:0755-82755952 邮箱:hongjinping@hcyjs.com 执业编号:S0360516110002 证 券 研 究 报 告 行业基本数据 | | | 占比% | | --- | --- | --- | | 股票家数(只) | 10 | 0.00 | | 总市值(亿元) | 1,139.79 | 0.11 | | 流通市值(亿元) | 1,103.69 | 0.14 | 相对指数表现 | % | 1M | 6M | 12M | | --- | --- | --- | --- | | 绝对表现 | 10.7% | 4.3% | 54.6% | | 相对表现 | 11.6% | 6.9% | 45.7% | -10% 16% 43% 69% 24/06 24/08 24/11 25/01 25/04 25/06 2024- ...
低波产品霸榜2-3年期纯固收产品榜单丨机警理财日报
2 1 Shi Ji Jing Ji Bao Dao· 2025-06-18 09:05
本期,《机警理财日报》重点关注现金管理类理财产品、纯固收类理财产品、"固收+期权"类理财产品 三大类理财产品业绩表现。 数据说明: 现金管理类理财产品统计范围为理财公司发行的公募现金类产品;纯固收类理财产品统计范围为理财公 司发行的投资周期在2-3年(含)的公募纯固收产品,且近1年每个完整的自然季度季末均为正收 益;"固收+期权"类理财产品统计范围为理财公司发行的公募"固收+期权"产品。其中"固收+期权"类理 财产品统计区间为近3个月,其他两类产品统计区间为近1年。 榜单排名来自理财通AI全自动化实时排名,如您对数据有疑问,请在文末联系助理进一步核实。 二、亮点产品分析 1、业绩表现 有近1年收益数据的659只2-3年(含)期公募纯固收产品中,有633只产品实现季季正收益,占比为 96.05%。 季季正收益产品中,近1年收益率最高的是"杭银理财幸福99丰裕固收23003期(稳利低波款)理财",近1 年净值增长率为4.98%,杭银理财另一只产品"幸福99颐养天年23001期(稳利低波款)理财"位列第二,近 1年净值增长率为4.82%。"南银理财珠联璧合鑫逸稳三年5期封闭式公募人民币理财产品"以4.71%的收 益 ...
评评“理”第38期:中行APP热销多元配置产品股债对冲成效几何?丨银行热销理财产品测评系列
2 1 Shi Ji Jing Ji Bao Dao· 2025-06-13 14:30
近期债市震荡走强,股市一度突破4000点,"固收+"产品表现如何呢?理财通评评"理"本期继续测评银 行热销产品,本期测评中国银行APP优选热销的一款多元配置型"固收+"理财产品:中银理财-(7个 月)最短持有期固收增强理财产品A。 评评"理"3个月前测评的招商银行APP理财榜单业绩榜第一名"增盈180天1A",当时成立以来年化收益率 达到8%,最近收益率有所回落,6月11日成立以来年化收益率为5.83%。当时收益率高可能因为成立时 间短,年化以后看起来比较高。而最近3个月收益表现一般,年化后仅3.02%,可能拉低了成立以来年 化收益率。所以如果选择成立时间不长的产品时,要注意年化后的收益可能夸大短期表现。 评评"理"半年前测评的农业银行APP一款绩优产品"农银进取·灵动"360天固收增强人民币理财产品,该 款产品当时可能受益于股市行情因此近3个月收益表现比较亮眼,达10.41%。最近半年股市债市都有一 些波动,收益表现就一般了。不过6月11日最新的成立以来年化收益率比半年前略提高了一点,为 2.64%。测评总分从去年12月12日的42分提高至6月11日的55分。 测评说明:理财通·评评"理"从投资者关心的收益 ...
1-2年期纯固收上榜产品青睐高收益非标资产,部分产品“梭哈”利率债丨机警理财日报
2 1 Shi Ji Jing Ji Bao Dao· 2025-06-11 13:24
Overall Performance - As of June 5, the average yield of public cash management products in RMB over the past six months is 1.58%, showing a slight decline compared to May 22 [10] - The average annualized yield of public cash management products in USD over the same period is 4.06% [10] - For pure fixed-income products with a 1-2 year investment cycle, the average yield is 3.08%, down by 0.07 percentage points from April 29 [5] Highlighted Product Analysis - The top-performing pure fixed-income product over the past year is "Nan Yin Wealth Zhulian Bihhe Xinyi Stable Two-Year 36th Closed Public RMB Financial Product C," with a net value growth rate of 4.79% [6] - The second highest is "Huaxia Wealth Fixed Income Debt Type Closed Financial Product 151th A," yielding 4.5% [6] - The third is "Happiness 99 Gain Fixed Income (Smart Enjoy Pure Debt) 540-Day Holding Period Financial Product," with a yield of 4.13% [6][7] Cash Management Products - The top three cash management products with the highest average annualized yield over the past six months are "Suyin Wealth Qiyuan Cash No. 5 J" at 2.91%, "Suyin Wealth Qiyuan Currency No. 2 (ESG Theme) G" at 2.63%, and "Bohai Wealth Silver Storage Series Add Gold Cash Management Financial Product No. 3 G" at 2.33% [11] "Fixed Income + Options" Products - The average net value growth rate for public "fixed income + options" products over the past six months is 0.6%, showing a slight decline compared to May 8 [14] - The top three products in this category are from Zhaoyin Wealth, with "Zhaoyin Global Asset Momentum Two-Year Fixed Income Plan A" leading the list [15]
6-12个月期限纯固收产品收益率跌破2.6%!仅26%的产品近一年实现月月正收益丨机警理财日报
2 1 Shi Ji Jing Ji Bao Dao· 2025-06-05 10:45
本期,《机警理财日报》重点关注现金管理类理财产品、纯固收类理财产品、"固收+期权"类理财产品 三大类理财产品业绩表现。 数据说明: 现金管理类理财产品统计范围为理财公司发行的公募现金类产品;纯固收类理财产品统计范围为理财公 司发行的投资周期在6-12个月(含)的公募纯固收产品,且近1年每个完整的自然月月末均为正收 益;"固收+期权"类理财产品统计范围为理财公司发行的公募"固收+期权"产品。其中纯固收类理财产品 统计区间为近1年,其他两类产品统计区间为近3个月。 榜单排名来自理财通AI全自动化实时排名,如您对数据有疑问,请在文末联系助理进一步核实。 | | | 1 1 / 2 2 / 2 | | | | | --- | --- | --- | --- | --- | --- | | | 鼎瑞行稳一年定开20 22第1期公募人民币 | 南银理财 | 3.51% | 0.27% | 12.99 | | | 理财产品 | | | | | | | | 销售机构:南京银行/金华银行 | | | | | র্ব | 阳光金添利九久盈3号 | 光大理财 | 3.29% | 0.01% | 341.00 | | | B | | ...
评评“理”第37期:微众银行推荐产品主投江浙地区信用债,邮储银行热销产品分数下降过半丨银行热销理财产品测评系列
2 1 Shi Ji Jing Ji Bao Dao· 2025-05-30 12:31
Core Viewpoint - The recent performance of the bond market has been characterized by fluctuations, while the stock market has also seen slight adjustments, leading to increased pressure on the yields of wealth management products [1] Group 1: Product Overview - The product "Ningyin Wealth Management Ningxin Fixed Income Daily Open 8" is primarily focused on fixed income investments, with a minimum holding period of 300 days [8] - The product mainly invests in AA-rated and above credit bonds in the Jiangsu and Zhejiang regions, reflecting a common preference among local commercial banks for regional credit bonds, particularly urban investment bonds [4][16] - The product's net value has shown greater sensitivity to the bond market, experiencing slight declines during the bond market adjustments in February and March, indicating a lower allocation to true equity assets [4][10] Group 2: Performance Metrics - The product scored 38 points for yield, 96 points for risk control, and 22 points for risk-adjusted return, ranking 94th, 124th, and 131st respectively among 227 similar products, with an overall score of 60, outperforming 39.21% of its peers [6][10] - The annualized yield over the past month is 4.47%, with the product outperforming 72.25% of similar products, while the annualized yield since inception is 4.49%, beating 63.44% of similar products [13][20] - The maximum drawdown since inception is 0.16%, indicating relatively good risk control, and the comprehensive fee rate is 0.8% [14][20] Group 3: Investment Strategy - The product employs a flexible asset allocation strategy, with a maximum of 20% allocated to non-fixed income assets, while maintaining over 80% in fixed income investments [10][20] - The underlying assets primarily consist of fixed income securities, with equity investments made indirectly through asset management products, although specific allocations remain undisclosed [16][20] - The product has slightly reduced its bond investment ratio while increasing allocations to equity and public funds in the first quarter of this year [16]