2026海南安居房新政炸场！六折+五年可售，引爆四大万亿风口 以前提起海南买房，不管是想扎根的本地人、来创业的年轻人，还是想养老的外地人，都得皱眉头——商品房均价高得让人望而却步，刚需买房难如登 天。 但2026年1月1日《海南省安居房管理办法》正式落地后，这事儿彻底反转了！安居房不仅以市场价60%的"地板价"入市，购房满5年就能上市交易，15年 还能无偿拿完全产权，更意外撬动了基建、消费、农业、科技四大万亿级赛道。 这波操作不仅让购房者狂喜，更让资本扎堆进场，海南自贸港的发展红利彻底藏不住了。 截至2025年底，海南已累计开工安居房11万余套，配售5万余套，还有6万余套库存和在建房源，足够覆盖刚需需求 。 二、风口1：基建狂魔发力，万亿配套跟着安居房建 安居房建到哪，配套就跟到哪，这是新政的硬要求。"十四五"期间海南要建25万套安居房，每一个项目都得满足"交通便捷、配套完善"的要求，教育、医 疗、商业设施必须和房子同步规划、同步建设、同步交付 。 - 交通升级：为了衔接安居房片区，海南正在加码农村公路提升、城市路网优化，新建村内道路100公里，完善灌区和水利设施 ； - 公共服务补短板：每个安居房片区都要配 ...

三亚已交付的安居房。（本报资料图） 来源：中国房地产报 海南安居房的发展下一步将从大规模集中建设阶段转入以需求为导向调节供给的新阶段。 中房报记者 陈标志丨海南报道 2026年1月1日起，海南安居房新政《海南省安居房管理办法》（以下称"《管理办法》"）正式施行。这 也是《海南自由贸易港安居房建设和管理若干规定》（简称《若干规定》）经海南省人大常委会修正， 海南省政府同步出台该安居房管理新政。《管理办法》系海南安居房的重要政策性文件，也是海南省安 居房建设管理工作的具体指南。 记者了解到，该《管理办法》共有六章节，四十八条条文。其中，第二章为规划与建设相关规定，主要 包括安居房发展规划编制、年度计划制订、建设筹集方式、项目选址、土地供应出让、建设标准、房源 管理等方面内容；第三章为申请与配售相关规定，主要包括安居房申请原则、申请条件、申请方式、审 核程序、保障资格管理、销售价格与产权、轮候选房、不动产登记、闲置房源处置等方面内容；第四章 为供后管理相关规定，主要包括安居房使用管理、封闭流转、产权处置、上市交易、申请完全产权、换 购住房、司法处置、房产继承、变更权利人、住宅专项维修资金缴交等方面内容等。 据了解， ...

在优化安居房准入条件上，《管理办法》将持有居住证并已连续签注2年以上的非海南省户籍居民家庭 纳入安居房保障政策覆盖范围。同时，优化了住房状况、养老保险缴纳等申请条件，并赋予市县政府根 据实际情况调整申购条件的权限，以更好地支持职住平衡和地方发展需要。 该 《管理办法》是《海南自由贸易港安居房建设和管理若干规定》的重要配套政策文件，对安居房的 规划建设、申请配售、供后管理等环节作出全面规定。 《管理办法》进一步细化了安居房供后管理相关规定，明确购房人将安居房申请上市交易的，当地住房 保障实施机构在同等条件下有优先购买权；安居房被上市交易或者被住房保障实施机构优先购买的，购 房人按其持有的70%安居房产权份额获得出售住房总价款的相应部分。购房人申请取得安居房完全产权 的，应向市县住房保障实施机构补缴价款。 海南省住房和城乡建设厅表示，《管理办法》明确了补缴价款的具体计算公式，使得购房人家庭购买安 居房后持有住房年限越长，取得完全产权所需缴纳的价款越少，结合住房折旧、政府合理折让等因素计 算，15年后可以无偿申请取得安居房完全产权。 中新网海口1月1日电 (记者 王子谦)2026年1月1日，海南省人民政府办公厅对外 ...

海南省住房和城乡建设厅党组成员、副厅长吴刚： 建设与海南自贸港发展相适应的住房保障体系 本期《自贸港厅局长访谈》栏目邀请海南省住房和城乡建设厅党组成员、副厅长吴刚，介绍我省正 在构建与海南自由贸易港发展相适应的住房保障体系，解决好新发展形势下本地居民和引进人才的住房 问题，不断增强人民群众的获得感、幸福感和安全感。 记者：让海南人民"住有所居 住有优居"是建设自贸港的任务目标之一，针对这个目标，海南设计 了什么样的住房保障体系? 吴刚：海南的住房保障体系简单来说分为三类。一类是政府主导，政府要兜底的一部分，这一类主 要是针对低收入家庭和低保家庭以及中等收入偏下家庭。这类我们有公租房和实物补贴这种方式;另一 类是针对新市民或者是产业工人，还有一些收入比中等偏下高，但是买商品房又比较困难的群体，通过 政府出台支持政策，然后以市场化的方式建一些安居房和保障性租赁住房，这一类由政府提供政策支 持。第三类就是商品房，通过市场方式购买住房解决住房问题。 记者：近年来，海南推出安居房政策保障本地居民家庭和引入人才住房需求，目前政策落实得怎么 样? 吴刚：我们是在2020年开始在6个市县试点实施安居房政策，当时主要是为了保障 ...

Core Viewpoint - The opening of the third queue for affordable housing in Shenzhen is a significant move aimed at expanding the target audience and accelerating inventory reduction, allowing more families to participate in the housing market [4]. Summary by Sections 1. Overview of the Third Queue - The third queue allows families with a main applicant who is a Shenzhen resident and has contributed to social insurance for five years (or three years for Shenzhen residents) to apply. If the spouse is a non-resident, they must also contribute to social insurance [2]. 2. Significance of Opening the Third Queue - Expanding the target audience base is crucial for inventory reduction, as families previously unable to apply due to non-resident status can now participate. This is expected to increase the number of applicants from outside the existing inventory [4]. - The sales data from this round will influence future policy decisions regarding the lowering of application thresholds. Strong sales may delay further reductions, while weak sales could prompt a reevaluation of requirements [5]. - The frequent sales of affordable housing, especially large projects, indicate a push to reduce inventory quickly, particularly in light of the delayed rollout of other housing policies [4]. - If remaining inventory exceeds 2,500 units post-sale, significant measures may be needed to clear stock, such as offering renovations or allowing three-person households to purchase three-bedroom units [4].

Core Insights - The Shenzhen real estate market experienced a decline in both new and second-hand residential transactions in October, marking a cooling trend during the traditional peak season [1][3][6] - The decrease in transactions is attributed to several factors, including the impact of the National Day holiday, reduced availability of attractive properties, and a high base effect from last year's supportive policies [1][3][6] New Housing Market - In October, new housing transactions in Shenzhen totaled 3,352 units, a significant month-on-month decline of 29%, with residential sales at 2,651 units, down 14.1% [3][6] - Despite the drop in sales, new housing supply remained active, with 4,143 new units approved for sale, reflecting a 2.3% increase month-on-month, and residential supply surged by 37.9% [3][6] Second-Hand Housing Market - The second-hand housing market also saw a decline, with 5,276 transactions recorded, a 6.8% decrease, and residential sales at 4,196 units, down 7.7% [5][6] - The decline was influenced by the holiday season and a reduction in buyer enthusiasm following a previously active September [5][6] Market Dynamics and Future Outlook - Despite the October downturn, the market showed signs of resilience, with second-hand housing transactions remaining above 5,500 units for eight consecutive months, indicating sustained demand [6][8] - The average transaction price for second-hand residential properties rose to 58,900 yuan per square meter, a 0.3% increase month-on-month, although the listing price slightly decreased by 1% [6][8] - The announcement of Shenzhen hosting the 2026 APEC meeting has sparked renewed interest in the real estate market, leading to a strong start in November with significant increases in both new and second-hand property transactions [7][8] Policy Environment - Recent policy signals from central and local governments indicate a focus on high-quality real estate development and risk management, with over 510 new policies introduced this year [8] - The market is expected to face pressure in the short term due to high base effects and increased supply, but a gradual recovery in transaction volumes is anticipated as year-end approaches [8]

Core Insights - The introduction of affordable housing in Shenzhen marks a significant change, allowing external applicants to purchase, thus broadening access for potential homeowners [1] - The affordable housing project, Shanyuwan Bay Garden, is strategically located in the Nanshan Qianhai core area, offering competitive pricing compared to surrounding commercial properties [1][2] - The demand for affordable housing is high, with a waiting list of 183,594 families, indicating a strong market need for such housing options [2] Group 1: Affordable Housing Market Dynamics - The price of affordable housing at approximately 37,000 yuan per square meter is significantly lower than nearby commercial properties, which can exceed 100,000 yuan per square meter [2] - The introduction of affordable housing is expected to divert potential buyers from the commercial housing market, exacerbating its existing challenges [2] - The current supply of affordable housing is limited, with less than 20,000 units available, while demand remains robust [3] Group 2: Challenges and Considerations - The application criteria for affordable housing remain stringent, potentially excluding many interested buyers who do not meet the requirements [3] - Concerns about the quality of affordable housing compared to commercial properties may arise, especially if price advantages diminish over time [3] - The 10-year resale restriction on affordable housing could deter some buyers, leading to a cautious approach in the market [3] Group 3: Future Market Outlook - The opening of affordable housing represents a critical exploration of Shenzhen's housing security system, potentially reshaping the housing market landscape [4] - Developers will need to enhance the quality and value of commercial properties to compete effectively with affordable housing options [4] - Buyers will need to carefully weigh the pros and cons of choosing between affordable and commercial housing in the evolving market [4] Group 4: Affordable Housing Inventory - The current inventory of affordable housing includes 3,466 units at Shanyuwan Bay Garden, with various configurations available to meet different family needs [5][6] - Other projects across different districts are also listed, with varying prices and available units, indicating a broader strategy to address housing needs in Shenzhen [5][6]

Core Viewpoint - The recent announcement regarding the adjustment of affordable housing policies in Shenzhen indicates a significant shift towards allowing broader access to these properties, potentially transforming them into regular market housing options for all buyers [1][4]. Summary by Sections Policy Changes - Shenzhen has officially opened up the purchase eligibility for affordable housing, allowing families outside the waiting list to apply if there are remaining units after initial sales [3][4]. - Previous adjustments included lowering the educational requirements for applicants and including skilled workers in the selection criteria [5]. Market Conditions - There are approximately 23,000 units of affordable housing still available for sale, with 182,359 families currently on the waiting list [5]. - Despite the high demand, many units remain unsold, indicating a pressing need to reduce inventory in the affordable housing sector [7]. Sales Performance - The sales performance of the Shan Yu Wan Garden project has been notably poor, with multiple rounds of sales yielding decreasing absorption rates [10][12]. - The first five sales rounds of Shan Yu Wan Garden showed a significant number of unsold units, with the highest absorption rate being only 34.55% [13][14]. Pricing Issues - The pricing of units in Shan Yu Wan Garden is considered too high for the target market, with two-bedroom units priced between 2.55 million and 3.16 million yuan, and three-bedroom units between 3.41 million and 4.13 million yuan [20][21]. - Comparatively, other affordable housing projects in less desirable locations have managed to sell out, suggesting that price is a critical factor in the market's response [16][21]. Market Dynamics - The majority of residential transactions in Shenzhen are concentrated in the price range of 5 million yuan or below, indicating that the affordable housing market must align its pricing strategies to meet buyer expectations [30]. - The recent policy changes are expected to influence the broader housing market, particularly as more affordable housing projects follow suit in opening up sales [32].

Summary of Key Points from the Conference Call Industry Overview - The conference call discusses the recent changes in Shenzhen's real estate policies, particularly focusing on the relaxation of purchase restrictions in certain districts, which aims to stimulate the housing market. Core Insights and Arguments 1. **Policy Changes and Market Response** - Shenzhen's new policy has partially relaxed purchase restrictions, particularly in the Luohu and Baoan districts, leading to a significant increase in second-hand housing viewings by 38% in Luohu and 15% citywide after the announcement [1][3][4]. 2. **Differentiated Regulatory Approach** - The city is divided into three categories: core restricted areas (Nanshan, Futian, and Baoan's Xin'an Street), relaxed areas (Longhua, Longgang, Pingshan), and fully open areas (Yantian, Dapeng), reflecting a differentiated regulatory strategy [1][6]. 3. **Impact on Housing Demand** - The relaxation of corporate purchasing restrictions allows companies to buy properties with loans, stimulating investment demand, especially in core areas [1][7][9]. The loan-to-value ratio can go up to 50%, with interest rates as low as 2% for acquisition loans [7]. 4. **Improvement in Financial Conditions for Buyers** - The alignment of interest rates for first and second homes at 3.05% reduces financial burdens for buyers looking to upgrade their housing, potentially increasing transaction volumes in both new and second-hand markets [1][8][9]. 5. **Increased Market Activity** - Following the policy changes, there has been a notable increase in property viewings and inquiries, indicating a positive market reaction and rising transaction expectations [1][11]. 6. **Future Market Trends** - Historical data suggests that the Shenzhen real estate market typically sees increased activity from mid-October to December, driven by various housing demands, despite current policy expectations not fully meeting market needs [31][32]. 7. **Price Trends and Market Stability** - The average price of second-hand homes in Shenzhen rose by 0.5% in August, signaling a stabilization after previous declines, largely attributed to high-net-worth individuals reinvesting in the market [2][29]. 8. **Sector-Specific Performance** - Certain districts like Longhua and Luohu are experiencing heightened interest and activity, while areas like Futian and Nanshan remain stable without significant changes [15][16]. Other Important but Overlooked Content 1. **Corporate Demand for Real Estate** - The relaxation of corporate purchasing policies is expected to attract financial firms and state-owned enterprises, enhancing market activity [25][26]. 2. **Rental Yield Analysis** - The rental yield in Luohu is the highest at 2% to 2.2%, making it an attractive investment area compared to other districts like Nanshan, which has a lower yield due to higher property prices [27]. 3. **Inventory and Supply Issues** - There are approximately 20,000 unsold units of talent and affordable housing, which need to be addressed to stabilize the market further [36][37]. 4. **Competitive Landscape of Real Estate Agencies** - The competitive nature of the real estate agency market in Shenzhen has led to lower commission rates compared to other major cities, impacting overall transaction costs [24]. 5. **Potential for Future Policy Adjustments** - While current policies aim to support the market, there is speculation about the possibility of further adjustments depending on national-level initiatives [34]. This summary encapsulates the key points discussed in the conference call regarding Shenzhen's real estate market and the implications of recent policy changes.

Group 1 - The core viewpoint of the article highlights the significant fluctuations in the real estate market in Hainan, particularly in the context of the upcoming free trade port closure [1][2][3] - The real estate market in Hainan is experiencing a mix of rising and falling prices across different cities, with Sanya seeing a notable price increase while Haikou faces a significant drop [3][9][18] - The overall new housing transaction area in Hainan for July fell below 570,000 square meters, marking the lowest level in nearly two years [6][9] Group 2 - Sanya's average housing price surged to 37,000 yuan per square meter in July, attributed to the concentration of luxury property transactions [20][23][26] - Haikou recorded the largest decline in new housing prices nationwide, with a 61% drop in sales volume compared to June [9][11][18] - The real estate market in Danzhou is struggling, with a staggering 87% drop in transaction volume in July, reflecting a broader trend of declining activity [30][32] Group 3 - The overall investment in Hainan's real estate sector has decreased, with a 13.6% drop in fixed asset investment compared to the previous year [40][43] - The four main industries in Hainan's free trade port are showing mixed growth, with the modern service industry being the largest contributor to GDP but with minimal growth [47][48] - The port's trade activities are not meeting expectations, with a 10% year-on-year decrease in total import and export value [43][44]