Group 1: Core Insights - The article outlines measures to achieve high-quality development in the housing and urban construction sector in Nanping City for the first quarter of 2026, as part of a broader economic strategy [1][7] Group 2: Real Estate Development - The "shared ownership" housing policy will continue to be implemented and deepened, with city-level support provided in the form of housing vouchers to lower the threshold for home purchases [2][8] - Differentiated housing support measures will be introduced, targeting key groups such as new citizens, youth, first-time homebuyers, families with multiple children, and various talents, to provide tiered subsidies and tax incentives [2][8] - There will be encouragement for converting existing commercial housing into affordable housing, utilizing special bonds and policy bank loans to enhance housing security [2][9] - Diverse home purchasing models will be promoted, including "rent-to-own" and shared ownership models, with policy support for those purchasing through these methods [2][9] Group 3: Construction Industry Upgrades - Support will be provided for enterprises to enhance market competitiveness through reforms in project bidding processes, encouraging collaboration between state-owned and private enterprises [4][10] - A one-stop service for project approval will be optimized, focusing on key projects to ensure timely commencement and productivity [4][10] - Administrative approval processes will be expedited, with a push for online handling of construction permits and simplified procedures [4][11] - Monitoring and adjustment of construction material and labor costs will be strengthened, particularly in light of seasonal factors affecting construction expenses [5][11] - Projects will be encouraged to maintain production and resume work promptly after the holiday period, ensuring that essential services remain operational [6][11]

Core Viewpoint - The recent policy adjustments in Beijing aim to stabilize the real estate market by optimizing purchase restrictions and housing credit policies, with expectations for more cities to follow suit [1] Group 1: Policy Adjustments - Beijing has issued a notice to further optimize and adjust real estate policies, focusing on stabilizing the market [1] - The adjustments are in line with the requirement to eliminate unreasonable restrictive measures on housing consumption and are tailored to local conditions [1] - The central economic work conference has set a clear goal for next year's real estate work, emphasizing the need to stabilize the market and implement city-specific measures [2] Group 2: Market Dynamics - The real estate market is currently experiencing a "strong supply and weak demand" situation due to a large stock of new homes and the inclusion of second-hand homes in the market [1] - The stock of unsold homes should be encouraged to be purchased by local governments for use as affordable housing, which can help restore market confidence [2] - The proportion of second-hand home transactions has increased from less than 28% at the end of the 13th Five-Year Plan to 45% currently, with major cities seeing over 60% [2] Group 3: Rental Market and Investment - Rental yields in first-tier cities are recovering, and declining interest rates are making rental returns more attractive, creating favorable conditions for market stability [3] - The relationship between market supply and demand has fundamentally changed, necessitating a comprehensive approach to stabilize the real estate market [3] - Cities should balance various aspects such as market and security, rental and purchase, and new and second-hand homes to effectively reduce inventory [3]

房地产产业链条长、涉及面广，事关人民群众切身利益和经济社会发展大局。中央经济工作会议提出着 力稳定房地产市场，并明确去库存的政策方向，明年房地产库存如何去化备受关注。 在需求端，由于房地产市场在不同城市存在分化，要充分释放居民的刚性和改善性需求，仍需因城施策 采取更多有针对性的措施。市场普遍认为，影响一线城市住房消费的不合理限制有望进一步松绑，其他 城市仍将以购房补贴和住房公积金政策为主。其中，作为提振住房消费的重要金融支持政策，公积金政 策的支持力度将随着公积金制度改革的深化进一步加大，未来改革举措可考虑提高公积金贷款最高额 度、降低首付和利率、支持异地互认互贷、支持家庭代际互助、支持提取公积金用于首付、扩大提取使 用范围等，从而帮助居民降低购房成本，促进住房消费。此外，为降低购房者的贷款负担，房贷利率仍 有进一步调降空间，甚至关于房贷利率补贴政策可能性探讨最近也受到关注。 今年以来，随着控增量、优存量等房地产政策措施持续发挥作用，房地产去库存稳步推进，全国商品房 待售面积自3月以来已经连续9个月减少。不过，成效背后亦有隐忧。截至11月末，全国商品房待售面积 的绝对规模仍超7.5亿平方米，叠加二手房市场挂牌 ...

炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ 来源：人民日报经济社会 2026年，如何着力稳定房地产市场？如何高质量开展城市更新？最近，全国住房城乡建设工作会议召 开，经社君了解到一些最新情况。这里专门梳理一下，供您参考。 先说住建部门的一个总体判断："房地产仍有较大发展潜力"。 2025年，我国新房和二手房交易总量基本稳定，但区域市场走势出现分化，各城市房价涨跌不一，市场 的复杂性和多元性愈发凸显。 这次会议提出，要看到我国新型城镇化仍在持续推进，城市存量优化调整也有广阔空间，人民群众 对"好房子"形成新期待，房地产仍有较大发展潜力。 按照经社君的理解，潜力来自多个方面：比如，新落户农民工、新毕业大学生等"新市民"刚性住房需求 有待持续释放；又如，由于区位分布、持有结构不均衡，相当部分城镇住房存在"以旧换新""以小换 大"的改善性需求。数据显示，已有38个城市开展老旧住房自主更新、原拆原建。 再看住建部门的三方面重点部署—— 第一方面，着眼优化供给，因城施策控增量、去库存、优供给。 结合城市更新、城中村改造盘活利用存量用地，推动收购存量商品房用作保障性住房、安置房、宿舍、 人才房 ...

（央视财经《经济信息联播》）近日，全国住房城乡建设工作会议在北京召开。"十四五"期间房地产市 场总体情况如何？明年，房地产市场将重点围绕哪些方面持续发力？ 住房城乡建设部部长 倪虹：长远看，我国新型城镇化仍在持续推进，城市存量优化调整还有广阔的空 间。房地产仍有较大的发展潜力，二手房交易占比上升是今后一个时期的趋势。 中央经济工作会议指出，要着力稳定房地产市场，因城施策"控增量、去库存、优供给"，住房城乡建设 部表示，2026年将从供地、收储等多个方面来着力稳定房地产市场。 住房城乡建设部部长 倪虹：房地产过剩的城市要停止通过征地来新增房地产用地，重点结合城市更 新、城中村改造，盘活利用存量的土地，推动收购存量商品房用于保障性住房、安置房、宿舍、人才房 等。 住房城乡建设部表示，"十四五"期间，全国累计销售新建商品住宅约50亿平方米，建设筹集各类保障性 住房和城中村、城市危旧房改造等安置住房1100多万套（间）、惠及3000多万群众，"保交楼、保交 房"任务全面完成。"十五五"时期，要准确把握房地产市场供求关系的重大变化，推动房地产高质量发 展。 针对房地产发展新模式，倪虹指出：要处理好当前和长远、顶层设计和 ...

| www.mohurd.gov.cn | (_ ) 中华人民共和国住房和城乡建设部 Cologics of Housing and Uther-Rural Development of the People's Republic of China Ministry of Housing and Urban-Rural Development of the People's Republic of China | | | | 请输入搜索的内容 | Q | | --- | --- | --- | --- | --- | --- | --- | | 合 首页 国 机构 | | 目 新闻 | F店 公开 | ○ 服务 | △互动 | ☆ 专题 | 东方金诚首席宏观分析师王青向21世纪经济报道记者表示，总体上看，2026年房地产政策将延续"两条腿走路"：一是着力稳定房地产市场；二是加快构建 房地产发展新模式，推动房地产高质量发展。 着力稳定房地产市场 记者丨李莎 编辑丨张星 12月22日至23日，全国住房城乡建设工作会议在北京召开，全面盘点2025年工作，系统总结"十四五"时期住房城乡建设事业发展成就，研究部署"十五 ...

倪虹说，城市政府要用足用好房地产调控自主权，适时调整优化房地产政策，支持居民刚性和改善性住 房需求，推动房地产市场平稳运行。加快构建房地产发展新模式，有序搭建基础性制度，在房地产开发 上，做实房地产开发项目公司制。在房地产融资上，推行主办银行制。在商品房销售上，推进现房销售 制，实现"所见即所得"，从根本上防范交付风险。继续实行预售的，规范预售资金监管，切实维护购房 人合法权益。 同时，深化住房公积金制度改革。实施物业服务质量提升行动，探索社区党组织领导下的居委会、业委 会、物业服务企业协调运行新模式，探索"物业服务+生活服务"模式，推动"物业服务进家庭"。（记者 王优玲） 全国住房城乡建设工作会议近日在北京召开。住房和城乡建设部部长倪虹强调，着力稳定房地产市场， 重点是因城施策控增量、去库存、优供给，结合城市更新、城中村改造盘活利用存量用地，推动收购存 量商品房用作保障性住房、安置房、宿舍、人才房等。优化和精准实施保障性住房供应，实施房屋品质 提升工程，有序推进"好房子"建设。进一步发挥房地产项目"白名单"制度作用，支持房地产企业合理融 资需求。 ...

将结合城市更新推动楼市"去库存" 近月来，楼市库存压力已出现边际改善迹象。根据国家统计局最新数据，商品房待售面积今年连续9个 月环比下降，11月的待售面积较2月减少了4585万平方米。新开工面积也在缩量调整，促进压降在途供 应规模，改善供求关系。 根据会议，"十四五"期间，保交楼、保交房任务全面完成，全国累计销售新建商品住宅约50亿平方米， 累计发放住房公积金个人住房贷款6.5万亿元，支持缴存人提取9.4万亿元住房公积金用于住房消费。 但有业界观点认为，近年来，一方面，新房建设、"保交楼"等工作取得积极进展；但另一方面，房地产 市场进入楼市供给总量充足但需求释放不足的时期，全国楼市库存逐渐抬高，高库存又进一步制约了房 地产企业的投资意愿和房价企稳。 "要充分认识二手房交易占比上升是今后一个时期的趋势，把新房市场和二手房市场作为一个整体来看 待。" 12月22日至23日，全国住房城乡建设工作会议（以下简称"会议"）在北京召开。面向"十五五"，会议认 为，未来五年的住建工作既要准确把握房地产市场供求关系的重大变化，看到中国新型城镇化仍在持续 推进，城市存量空间仍有较大优化调整的可能性，也要认识到当城市进入存量发展 ...

因城施策控增量、去库存、优供给，结合城市更新、城中村改造盘活利用存量用地，推动收购存 量商品房用作保障性住房、安置房、宿舍、人才房等。优化和精准实施保障性住房供应，实施房 屋品质提升工程，有序推进"好房子"建设。 进一步发挥房地产项目"白名单"制度作用，支持房地产企业合理融资需求。城市政府要用足用好 房地产调控自主权，适时调整优化房地产政策，支持居民刚性和改善性住房需求，推动房地产市 场平稳运行。 加快构建房地产发展新模式，有序搭建基础性制度，在房地产开发上，做实房地产开发项目公司 制。在房地产融资上，推行主办银行制。在商品房销售上，推进现房销售制，实现"所见即所 得"，从根本上防范交付风险。继续实行预售的，规范预售资金监管，切实维护购房人合法权益。 同时，深化住房公积金制度改革。实施物业服务质量提升行动，探索社区党组织领导下的居委 会、业委会、物业服务企业协调运行新模式，探索"物业服务+生活服务"模式，推动"物业服务进 家庭"。 （总台央视记者 杨潇 徐静） ©2025中央广播电视总台版权所有。未经许可，请勿转载使用。 一方面将高质量开展城市更新，编制实施"十五五"城市更新专项规划，抓好城市体检、更新试 点 ...

Core Insights - The article discusses the need for a shift in China's real estate investment strategy, emphasizing the importance of aligning investments with actual market demand and improving quality and structure in the sector [2][3]. Group 1: Real Estate Investment Trends - Real estate investment in China has significantly increased, with its share of GDP rising from 4% in 2000 to 13.7% in 2020, peaking at 14.5% in 2014, which is notably higher than the international average of 4%-7% [2]. - The high proportion of housing assets in urban residents' wealth, at 59.1%, indicates a significant imbalance in wealth distribution, with an average housing asset value of 1.878 million yuan per household [2]. - The leverage ratio of households is projected to reach 60% by 2025, a substantial increase from 17.6% in 2008, highlighting the growing financial risk in the sector [2]. Group 2: Policy Shifts and New Development Models - The 20th National Congress emphasized the need for a new real estate development model that focuses on high-quality development and integrates real estate into the social welfare framework [4][5]. - The new model aims to establish a housing supply system that meets both rigid and improvement housing demands, promoting a multi-entity supply and a dual rental-purchase housing system [5][12]. Group 3: Supply and Demand Dynamics - The supply of new real estate has sharply declined since 2020, with new construction area dropping by approximately 78% from its peak, while the inventory of unsold properties remains high at over 750 million square meters [4][15]. - The government is focusing on enhancing the quality of housing, with initiatives to build "good houses" that are safe, comfortable, green, and smart, as part of the broader goal of improving living standards [10][17]. - The shift towards现房销售 (selling completed homes) is gaining traction, with the proportion of现房销售 increasing to 35% by 2025, reflecting a move to mitigate risks associated with pre-sales [18][20]. Group 4: Market Adjustments and Future Outlook - The market is witnessing a transition from a focus on demand control to optimizing supply structures and matching housing needs more precisely [9][19]. - The involvement of state-owned enterprises in market-driven land acquisition is expected to accelerate land storage and improve market stability [16]. - The current real estate landscape suggests that larger firms may gain a competitive edge due to their ability to manage financing and compliance more effectively, potentially leading to increased market concentration [21].