人民日报海外版北京12月12日电（记者徐佩玉）记者12日从中国人民银行获悉，今年前11个月，我 国人民币贷款增加15.36万亿元，其中企（事）业单位贷款增加14.4万亿元。 中国人民银行数据显示，11月末，我国人民币贷款余额271万亿元，同比增长6.4%。分部门看，前 11个月，我国住户贷款增加5333亿元；企（事）业单位贷款增加14.4万亿元，其中中长期贷款增加8.49 万亿元。 另外，前11个月我国人民币存款增加24.73万亿元。其中，住户存款增加12.06万亿元。 从货币供应看，11月末，我国广义货币（M2）余额336.99万亿元，同比增长8%；狭义货币（M1） 余额112.89万亿元，同比增长4.9%；流通中货币（M0）余额13.74万亿元，同比增长10.6%。 此外，社会融资数据显示，11月末，我国社会融资规模存量为440.07万亿元，同比增长8.5%；前11 个月社会融资规模增量累计为33.39万亿元，比上年同期多3.99万亿元。 ...

11月末，广义货币(M2)余额336.99万亿元，同比增长8%。狭义货币(M1)余额112.89万亿元，同比增长 4.9%。流通中货币(M0)余额13.74万亿元，同比增长10.6%。前十一个月净投放现金9175亿元。 11月末，本外币贷款余额274.84万亿元，同比增长6.3%。月末人民币贷款余额271万亿元，同比增长 6.4%。 前11个月人民币贷款增加15.36万亿元。分部门看，住户贷款增加5333亿元，其中，短期贷款减少7328 亿元，中长期贷款增加1.27万亿元；企(事)业单位贷款增加14.4万亿元，其中，短期贷款增加4.44万亿 元，中长期贷款增加8.49万亿元，票据融资增加1.31万亿元；非银行业金融机构贷款减少332亿元。 12月12日，中国人民银行发布2025年11月份金融统计数据报告。 数据显示，初步统计，2025年11月末社会融资规模存量为440.07万亿元，同比增长8.5%。其中，对实体 经济发放的人民币贷款余额为267.42万亿元，同比增长6.3%；对实体经济发放的外币贷款折合人民币余 额为1.13万亿元，同比下降16.5%；委托贷款余额为11.32万亿元，同比增长1%；信托贷款余额 ...

北京商报讯(记者廖蒙)12月12日，人民银行发布2025年11月金融统计数据报告。数据显示，截至11月 末，广义货币(M2)余额336.99万亿元，同比增长8%。狭义货币(M1)余额112.89万亿元，同比增长4.9%。 流通中货币(M0)余额13.74万亿元，同比增长10.6%。前十一个月净投放现金9175亿元。 ...

Core Insights - The People's Bank of China reported an increase of 14.97 trillion yuan in RMB loans for the first ten months of the year, with corporate loans accounting for 13.79 trillion yuan [1] - As of the end of October, the total RMB loan balance reached 270.61 trillion yuan, reflecting a year-on-year growth of 6.5% [1] - The total social financing scale increased by 30.9 trillion yuan in the first ten months, surpassing the same period last year by 3.83 trillion yuan [1] Loan Data - Corporate loans increased by 13.79 trillion yuan, with medium to long-term loans contributing 8.32 trillion yuan [1] - Household loans saw an increase of 739.6 billion yuan during the same period [1] Money Supply - As of the end of October, the broad money supply (M2) stood at 335.13 trillion yuan, growing by 8.2% year-on-year [1] - The narrow money supply (M1) was recorded at 112 trillion yuan, with a year-on-year increase of 6.2% [1] - The currency in circulation (M0) reached 13.55 trillion yuan, reflecting a year-on-year growth of 10.6% [1] Deposit Data - Total RMB deposits increased by 23.32 trillion yuan in the first ten months, with household deposits rising by 11.39 trillion yuan [1] Social Financing - The total social financing stock at the end of October was 437.72 trillion yuan, showing a year-on-year growth of 8.5% [1]

Core Insights - The People's Bank of China released the financial statistics report for October 2025, indicating a year-on-year growth in broad money (M2) of 8.2% with a balance of 335.13 trillion yuan [1] - Narrow money (M1) also showed growth of 6.2%, reaching 112 trillion yuan, while the currency in circulation (M0) increased by 10.6% to 13.55 trillion yuan [1] - A net cash injection of 728.4 billion yuan occurred in the first ten months of the year [1] Monetary Deposits - As of the end of October, the total deposits in both domestic and foreign currencies amounted to 332.92 trillion yuan, reflecting an 8.3% year-on-year increase [1] - The balance of RMB deposits reached 325.55 trillion yuan, with an 8% year-on-year growth [1] - In the first ten months, RMB deposits increased by 2.332 trillion yuan, with household deposits rising by 1.139 trillion yuan, non-financial enterprise deposits increasing by 44.47 billion yuan, fiscal deposits up by 209 billion yuan, and deposits from non-bank financial institutions growing by 666 billion yuan [1] Foreign Currency Deposits - The foreign currency deposit balance stood at 1.04 trillion USD, marking a significant year-on-year growth of 24.3% [1] - In the first ten months, foreign currency deposits increased by 186.6 billion USD [1]

Core Insights - The People's Bank of China reported that in the first ten months, RMB loans increased by 14.97 trillion yuan [1] Loan Breakdown - Household loans increased by 739.6 billion yuan, with short-term loans decreasing by 517 billion yuan and medium to long-term loans increasing by 1.26 trillion yuan [1] - Corporate loans increased by 13.79 trillion yuan, with short-term loans rising by 4.34 trillion yuan, medium to long-term loans increasing by 8.32 trillion yuan, and bill financing increasing by 975.8 billion yuan [1] - Non-bank financial institution loans decreased by 18.5 billion yuan [1] Social Financing - As of the end of October, the total social financing stock was 437.72 trillion yuan, reflecting a year-on-year growth of 8.5% [1] - The cumulative increase in social financing for the first ten months was 30.9 trillion yuan, which is 3.83 trillion yuan more than the same period last year [1] Monetary Supply - As of the end of October, the broad money supply (M2) was 335.13 trillion yuan, with a year-on-year growth of 8.2% [1] - The narrow money supply (M1) was 112 trillion yuan, showing a year-on-year growth of 6.2% [1] - The currency in circulation (M0) was 13.55 trillion yuan, with a year-on-year growth of 10.6% [1] - A net cash injection of 728.4 billion yuan was recorded in the first ten months [1]

Core Insights - The People's Bank of China released financial statistics for the first three quarters of 2025, indicating significant growth in monetary aggregates [1] Monetary Statistics - As of the end of September, the broad money supply (M2) reached 335.38 trillion yuan, reflecting a year-on-year growth of 8.4% [1] - The narrow money supply (M1) stood at 113.15 trillion yuan, with a year-on-year increase of 7.2% [1] - The currency in circulation (M0) amounted to 13.58 trillion yuan, showing a year-on-year growth of 11.5% [1] - A net cash injection of 761.9 billion yuan was recorded in the first three quarters [1]

Core Insights - As of the end of September, the broad money supply (M2) reached 335.38 trillion yuan, reflecting a year-on-year growth of 8.4% [1] - The narrow money supply (M1) stood at 113.15 trillion yuan, with a year-on-year increase of 7.2% [1] - The currency in circulation (M0) amounted to 13.58 trillion yuan, showing a year-on-year growth of 11.5% [1] - The total social financing stock was 437.08 trillion yuan at the end of September, marking a year-on-year growth of 8.7% [1] - In the first three quarters, the incremental social financing totaled 30.09 trillion yuan, which is 4.42 trillion yuan more than the same period last year [1] - The net cash injection in the first three quarters was 761.9 billion yuan [1] - During the first three quarters, RMB deposits increased by 22.71 trillion yuan [1] - RMB loans rose by 14.75 trillion yuan in the first three quarters [1]

Core Insights - The People's Bank of China reported that as of the end of August, both M2 and social financing growth rates remained high, creating a favorable monetary environment for economic recovery [1][3] - Experts predict that macro policies will maintain continuity and stability, with moderately loose monetary policy continuing to support the real economy [1] Group 1: Credit Growth Factors - In the first eight months, RMB loans increased by 13.46 trillion yuan, with household loans rising by 711 billion yuan and corporate loans increasing by 12.22 trillion yuan [1] - Factors supporting credit growth include industry recovery, resilient exports, summer consumption peaks, and real estate support policies [1][2] - Manufacturing sector loans accounted for 53% of new corporate loans, significantly up by 33 percentage points compared to the previous year, indicating strong financing demand [2] Group 2: Personal Loan Dynamics - August, being a traditional consumption peak, saw increased personal loan demand driven by internal consumption growth and external policies like "trade-in" incentives [2] - Recent real estate policy adjustments in major cities have led to a notable increase in housing transaction volumes and mortgage loan inquiries [2] Group 3: Monetary and Financing Metrics - As of the end of August, the RMB loan balance was 269.1 trillion yuan, with a year-on-year growth of 6.8%, indicating strong support for the real economy [3] - The social financing scale reached 433.66 trillion yuan, growing by 8.8% year-on-year, reflecting robust financial support for the economy [3][4] - M2 balance stood at 331.98 trillion yuan, also growing by 8.8%, supported by fiscal policies and a low base from the previous year [4] Group 4: Structural Monetary Policy - The narrowing gap between M1 and M2 indicates a shift towards more liquid deposits, which can enhance consumption and investment activities [4] - Structural monetary policy tools have been implemented across various sectors, with significant growth in technology, green, and inclusive small and micro loans [5] - Future focus will be on optimizing resource allocation and enhancing financial institutions' capabilities to support key sectors [5]

Core Insights - The People's Bank of China reported that as of the end of August, both broad money (M2) and social financing growth rates remained high, creating a favorable monetary environment for economic recovery [1][6] - Experts indicate that macro policies will maintain continuity and stability, with moderately loose monetary policy continuing to support the real economy strongly, while fiscal policy will also actively promote further economic recovery [1] Monetary and Financing Data - As of the end of August, the balance of broad money (M2) was 331.98 trillion yuan, a year-on-year increase of 8.8% [2][7] - The cumulative increase in social financing for the first eight months was 26.56 trillion yuan, which is 4.66 trillion yuan more than the same period last year [2][6] - The stock of social financing as of the end of August was 433.66 trillion yuan, also reflecting a year-on-year growth of 8.8% [2][6] Loan Growth Analysis - In the first eight months, RMB loans increased by 13.46 trillion yuan, with household loans rising by 711 billion yuan and corporate loans increasing by 12.22 trillion yuan [2][3] - The growth in loans is supported by various factors, including industry recovery, resilient exports, summer consumption peaks, and supportive real estate policies [2][3] Sector-Specific Insights - Manufacturing sector loans have seen significant growth, with new manufacturing loans accounting for 53% of new corporate loans, a substantial increase from the previous year [3] - High demand for financing is noted in industries such as textiles, specialized equipment, and computer communications, contributing to overall credit growth [3] Personal Loan Trends - Personal loan growth has been boosted by traditional summer consumption peaks and policies encouraging consumption, such as "trade-in" programs [3] - Recent real estate policy adjustments in major cities have also stimulated housing loan demand, reflecting a recovery in residential purchasing activity [4] Social Financing and Monetary Policy - The social financing growth rate remains high, supported by proactive fiscal policies and moderately loose monetary policies [6][8] - The M1 and M2 gap has narrowed, indicating a shift towards more liquid deposits, which can enhance consumption and investment activities [7] Future Monetary Policy Focus - Future monetary policy will emphasize structural optimization, with a focus on enhancing the efficiency of resource allocation in the market [8][9] - Structural monetary policy tools are expected to continue supporting key sectors, with a collaborative effect between monetary credit policies and fiscal measures [9]