转自：新华财经 新华财经北京1月4日电（记者侯晓敏） 当前，我国正处于"十四五"规划收官与"十五五"规划谋篇布局 的关键节点，信托行业历经深度调整后，站在了回归本源、重塑价值的新起点。近日，光大兴陇信托有 限责任公司党委书记、董事长王罡就"十五五"时期行业发展机遇、信托公司服务国家战略路径及企业转 型方向等话题，接受新华财经专访。 问："十五五"时期是我国经济社会发展的重要阶段，您如何看待这一时期的特殊意义？对信托行业而 言，将带来哪些影响？ 王罡："十五五"时期在基本实现社会主义现代化进程中具有承前启后的重要地位，是基本实现社会主义 现代化夯实基础、全面发力的关键时期，兼具发展阶段的攻坚性、外部环境的复杂性与内在需求的迫切 性。从发展阶段看，我国正全力推进发展方式转变、经济结构优化、增长动力转换；从外部环境看，全 球百年未有之大变局加速演进，国际环境的不稳定性、不确定性显著增加；从内在需求看，人民群众对 美好生活的追求更加迫切，对高质量发展的期待持续提升，做好这五年的规划与实施工作，对国家长远 发展意义重大。 对信托行业来说，这一时期既是机遇也是挑战。一方面，建设现代化产业体系、推进科技自立自强、促 进区域 ...

当前，我国正处于"十四五"规划收官、"十五五"规划谋篇布局的关键历史节点。党的二十届四中全会为 未来五年经济社会发展擘画了宏伟蓝图，也对金融工作提出了更高要求。信托行业作为金融体系的重要 组成部分，在经历了深度调整与规范整顿后，正站在回归本源、重塑价值的新起点。《关于加强监管防 范风险推动信托业高质量发展的若干意见》《信托公司管理办法》等政策的出台，标志着行业制度性重 构的开启。在此背景下，学习贯彻全会精神，把握"十五五"机遇，应对严峻挑战，实现高质量发展成为 信托公司的必要任务。 近日，光大兴陇信托有限责任公司党委书记、董事长王罡就学习宣传贯彻党的二十届四中全会精神、信 托行业"十五五"发展方位及公司转型重生等话题，回答媒体提问。 问：党的二十届四中全会明确了"十五五"时期经济社会发展的指导思想与目标任务。您如何理解"十五 五"时期的特殊重要性？这对信托行业意味着什么？ 对信托行业而言，这意味着巨大的机遇与全新的要求。一方面，建设现代化产业体系、加快科技自立自 强、促进区域协调发展、推动绿色转型、增进民生福祉等国家战略，为信托公司服务实体经济、发挥制 度优势提供了无比广阔的舞台。另一方面，监管层面对行业"回 ...

贯彻落实中央经济工作会议精神，信托公司和租赁公司如何更好地助力绿色转型？ 找准方向重点发力 中央经济工作会议提出，"制定能源强国建设规划纲要，加快新型能源体系建设，扩大绿电应用"。可以 看到，能源正是信托公司、租赁公司绿色金融重点发力方向。 中央经济工作会议提出，坚持"双碳"引领，推动全面绿色转型。这为金融业指明了清晰的发展方向。 在金融行业中，信托公司凭借制度灵活的独特优势，租赁公司依托"融资+融物"的天然属性，二者正成 为绿色转型中的重要力量。 立足差异发挥优势 对于信托、租赁这类非银行金融机构而言，推动绿色金融高质量发展，差异化路径是关键抓手。差异化 发展一方面体现在立足区域实际精准施策，另一方面体现在聚焦主业优势集中发力。 以信托行业为例，2024年，信托公司服务绿色低碳产业的主要投向为基础设施绿色升级产业和能源绿色 低碳转型产业，存续规模分别为593.90亿元和520.02亿元，占比分别为32.60%和28.55%。落实到具体公 司来看，一些以能源为背景的央企信托公司表现较为突出，如清洁能源类水电项目是华鑫信托绿色信托 的特色项目，昆仑信托的绿色信托实践高度聚焦基础设施绿色升级与能源低碳转型。 "未 ...

登录新浪财经APP 搜索【信披】查看更多考评等级 本报（chinatimes.net.cn）记者刘佳 北京报道 在"双碳"目标持续深化与信托业高质量转型双重驱动下，绿色信托以独特优势扛起信托业低碳转型的责 任。 近日，中国信托业协会发布2025绿色信托十大案例，涵盖资产服务、资产管理、公益慈善三大类信托业 务实践，全面展现了信托制度在绿色发展领域的多元价值。 中国信托业协会党委委员、副会长闫建东表示，绿色信托既能成为生态保护的"守护者"，也能成为乡村 振兴的"助力者"，更能成为产业升级的"赋能者"。"此次发布的案例为行业提供了可复制、可推广的实 践范式，未来绿色信托的发展空间广阔可期。" 三大业务类型全覆盖 《华夏时报》记者梳理发现，此次入选的案例覆盖新能源发电、碳资产运营、生态保护等多个绿色领 域，呈现出"产业赋能+公益守护"多元并行的发展特征。 资产服务类信托中，以外贸信托"光能系列"户用光伏服务信托为例，该项目通过创新的服务信托架构， 通过在农户屋顶铺设光伏板，实现"自主发电、全额上网"，同时通过售电为农户带来持续收益。数据显 示，参与农户户均年增收可超过3000元，部分偏远地区收入增幅达40%。截至今 ...

据了解，为充分展示信托行业的绿色信托业务实践优秀成果，2025年中国信托业协会组织开展了信托公 司绿色信托案例征集评选活动。经过近一年的筹备、征集、评审最终确定。 国家金融监督管理总局资管司一级巡视员唐炜表示，发展绿色信托是信托行业回归本源，重塑业务逻 辑、寻找增长点的必然选择。本次案例发布是行业积极探索的缩影，希望通过示范带头，激发更多行业 资本和专业力量高效参与到绿色发展中来，共同谱写风险可控、综合效益显著的绿色金融新篇章。 国家金融监督管理总局政策研究司副司长王梦熊表示，信托在服务经济社会绿色发展转型方面具备多元 化、全链条的服务能力。未来金融机构要依法合规，按照市场化的原则，加大对绿色产业的支持，提高 审批的效率、加快资金投放，同时要综合运用信贷、保险、租赁和信托等多种方式，支持产业绿色转 型。 中国信托业协会党委委员、副会长闫建东表示，绿色信托既能成为生态保护的"守护者"，也能成为乡村 振兴的"助力者"，更能成为产业升级的"赋能者"。此次发布的十大案例为行业提供了可复制、可推广的 实践范式，未来绿色信托的发展空间广阔可期。 （原标题：中国信托业协会发布2025绿色信托十大案例） 南方财经全媒体记者 ...

具体来看，在养老金融领域，王欣表示，信托的制度属性使其天然适合承担长期稳定的资金管理和财富 传承功能。随着我国进入快速老龄化阶段，养老信托可以通过风险隔离机制保障老年人生活质量，通过 灵活分配机制实现跨周期资金供给，通过财富传承设计延伸家庭保障的边界。这种兼具金融与民生功能 的信托模式，正在成为"耐心资本"的重要实践路径，也为中国式养老提供了值得推广的制度创新参考。 在王欣看来，绿色金融同样是信托业转型的重要方向。他介绍称，近年来，包括平安信托在内的多家信 托公司通过设立公益、环保、碳中和主题的绿色信托，探索服务"双碳"目标的新途径。一些市场实践表 明，资本收益与社会效益并非彼此矛盾，信托工具可以在能源转型中充当"资本蓄水池"，引导资金向绿 色产业、可持续科技和生态治理领域流动。 "服务科技创新产业的发展，亦是信托行业的另一项使命。"王欣坦言，"人"与"数据"是科创企业的两个 关键生产要素，未来信托公司可以尝试通过薪酬福利服务信托、知识产权信托、数据信托等新型产品， 帮助科技企业构建长期激励机制和风险隔离结构，优化创新资源的配置。 王欣 ◎记者 马嘉悦 12月16日，在2025南通投资大会暨上证多层次资本市场 ...

Core Insights - The article highlights the significant efforts of Industrial Bank Nanjing Branch in developing green finance, aiming to support ecological civilization construction in Jiangsu by providing over 660 billion yuan in green financing to more than 2,800 enterprises by the end of October 2025 [1] Group 1: Service Capability Enhancement - The establishment of a dedicated green finance department to manage research, business promotion, and management of green finance initiatives [2] - Implementation of a "Ten Thousand People Plan" for green finance, including regular training and documentation of successful cases [2] - Coverage of green finance across low-carbon, circular, and ecological economies, focusing on key areas such as carbon reduction and pollution control [2] Group 2: Regulatory Framework Development - Continuous improvement of regulations related to strategic planning, product innovation, marketing, and environmental risk management to support green finance [3] - The release of the 2024 business development plan for green finance, emphasizing integration with key industries in Jiangsu [3] - Introduction of various policies and guidelines to enhance innovation in green finance products and services [3] Group 3: Performance Evaluation - Integration of green credit implementation into the annual evaluation system of the branch, establishing a robust assessment and incentive mechanism [4] Group 4: Process Management - Strict adherence to ESG policies and dynamic assessment of "dual carbon" business management effectiveness [5] - Prioritization of credit support for industries such as water resource management, energy conservation, and high-end manufacturing while controlling credit for overcapacity industries [5] Group 5: Product Innovation and Business Expansion - Increased support for ecological protection, green transportation, and renewable energy sectors, with a focus on innovative financial products [7] - Successful launch of various green financial products, including energy efficiency loans and pollution rights mortgage loans [7] Group 6: Policy Incentives and Recognition Management - Establishment of a comprehensive evaluation system for green finance, including carbon emission accounting for high-carbon industries [8] - Regular audits and self-checks for green loan recognition to ensure compliance with established standards [8] Group 7: Environmental Performance Improvement - Implementation of green operational measures, including promoting paperless office practices and optimizing procurement processes [9] - Commitment to achieving carbon neutrality for branch operations, with detailed plans for carbon emission accounting and low-carbon transformations [9] Future Directions - The Nanjing Branch will continue to adhere to its "green bank" strategy, focusing on high-quality green financial services to contribute to the construction of a beautiful Jiangsu [10]

Core Insights - The report titled "China Trust Industry Research Report (2025)" has been officially released by China Construction Investment Trust, marking its thirteenth consecutive year of providing independent and professional industry analysis and trend assessment since its inception in 2013 [1][3] Industry Overview - The report is now part of the "Chinese-style Modernization Research Series • Think Tank Series" and systematically outlines the development trajectory of China's trust industry for 2024, analyzing key areas such as trust business, inherent business, risk management, and regulatory environment [3] - The trust industry is at a critical juncture between the conclusion of the 14th Five-Year Plan and the planning of the 15th Five-Year Plan, with the next five years being crucial for deepening reforms, managing risks, returning to fundamentals, and achieving high-quality development [3] Strategic Focus - The report emphasizes the strategic mission of the trust industry in implementing the financial "Five Major Articles," exploring topics such as the synergy between technology trust and the cultivation of new productive forces, innovation of trust products under the green finance concept, the role of inclusive trust in grassroots governance, and the exploration of business models for pension service trusts [3][4] - The industry is gradually constructing a new development pattern characterized by "risk convergence, subject differentiation, and functional reshaping" under the influence of improved regulation, orderly risk clearance, and continuous structural optimization [3] Future Directions - China Construction Investment Trust aims to continue supporting the trust industry with professional research, closely aligning with national strategies and industry trends to promote functional reshaping and value enhancement in the context of serving the Chinese-style modernization process [3][4] - The company will further explore key areas such as technology finance, green trust, inclusive services, and pension trusts, contributing to the establishment of a multi-tiered, high-quality financial service system [4] - The organization is committed to building an industry communication platform to foster positive interactions among regulators, markets, and institutions, collaborating with various sectors to create a new vision for high-quality development in the trust industry [4]

Core Viewpoint - The development of China's green finance system is accelerating, with increasing financial support for green and low-carbon transitions, leading to a more comprehensive product system that aids in the overall green transformation of the economy and society [1][2]. Group 1: Market Development - The demand for green finance is rising during the "14th Five-Year Plan" period, with efforts to meet the reasonable funding needs of financing entities for green and low-carbon transitions [1]. - China's green finance market has established a leading scale, optimized structure, diverse tools, and improved risk control, with a product system that is increasingly complete [1][4]. - As of the end of Q2 2025, the balance of green loans is approximately 42.39 trillion yuan, and the balance of green bonds exceeds 2.2 trillion yuan, positioning China at the forefront globally [1]. Group 2: Policy Support - The rapid development of green finance is significantly supported by policy initiatives, with numerous related policies introduced this year [3]. - In August, the People's Bank of China and seven departments jointly issued guidelines to leverage green finance for supporting the green and low-carbon circular development of industries [3]. - The Ministry of Finance released a framework for green sovereign bonds in February, aiming to issue these bonds internationally to attract foreign investment for domestic green and low-carbon development [3]. Group 3: Future Outlook - China's green finance market is transitioning from a phase of scale expansion to one of quality enhancement, with policy innovation, product iteration, and international cooperation expected to deepen integration into the new industrialization process [4]. - The "dual carbon" goals create significant development space for green finance, with ongoing policy benefits likely to accelerate market expansion [4]. - Future trends in green finance product innovation will focus on enhancing service capabilities for the real economy, targeting specific sectors, and deepening international cooperation [4].

Core Viewpoint - The trust industry in China is evolving to become a significant financial force in supporting the real economy and enhancing people's quality of life, with a focus on high-quality development and social responsibility in the coming years [1] Green Trust Development - In 2024, the trust industry added 390 new green trust projects, marking a 21.50% year-on-year increase, with a total new scale of 177.944 billion yuan and a total existing scale of 325.388 billion yuan [2] - The green trust product system has diversified, moving beyond a single model to include green credit, green asset securitization, green equity, green bonds, and green funds [2] - By the end of 2024, the existing scale of green trust loans was 92.219 billion yuan, while green asset securitization had an existing scale of 64.479 billion yuan [2] - Trust companies are integrating green trust with regional development needs, exemplified by Xiamen International Trust's solar streetlight project and Shandong Guoxin's funding for clean energy heating [2] Institutional Development - The establishment of a Green Trust Professional Committee by the China Trust Industry Association in 2024 aims to enhance industry standards and service capabilities [3] Charitable Trust Growth - The trust industry is focusing on high-quality development by addressing social welfare and promoting charitable initiatives, with funds directed towards inclusive finance reaching 1.6 trillion yuan in 2024 [4] - In the elder care sector, 1,148 elder care trust projects were established, with an investment of 14.493 billion yuan, while 289 projects related to rural revitalization received 4.304 billion yuan [4] - The charitable trust sector saw a total of 2,244 registrations by the end of 2024, with a cumulative scale of 8.507 billion yuan, and 539 new registrations in 2024 alone, reflecting a strong growth trend [5] Talent and Mechanism Development - The trust industry is committed to high-quality development, with over 170,000 employees, more than 60% of whom are under 40 years old, and an increasing proportion of employees with master's degrees or higher [7] - The industry conducted over 2,600 training sessions in 2024, with nearly 300,000 participants, enhancing professional capabilities [7] - Regulatory bodies have introduced policies to support the industry's transformation, while the China Trust Industry Association has improved self-regulatory rules [7][8] Risk Management and Cultural Development - The industry is enhancing risk management and compliance, with a focus on cultivating a trust culture that emphasizes integrity and professionalism [8] - The trust industry is expected to continue growing in scale, improving risk resolution capabilities, and optimizing customer service experiences while contributing to national strategies and economic development [8]