不过，记者在采访中也发现，旅游险虽好，购买时仍需避开"坑"。一些产品在责任免除条款中明确，不 赔偿中暑、高原反应、食物中毒等情况，还有的险种不涵盖潜水、跳伞、攀岩等高风险运动，如果游客 在旅途中尝试这些活动，就需要额外购买专业的户外运动险。因此，专家提醒，消费者在投保前必须认 真阅读条款，结合目的地和行程合理选择。 从市场端来看，旅游险产品正在向差异化和精细化发展。境内游、境外游、自驾游、户外探险等，都有 相应的险种可选。例如，境外旅游险通常涵盖医疗运送等责任，避免游客在海外就医时因费用过高而难 以承受；而自驾游意外险则重点保障道路交通事故风险，符合自驾游群体的需求。业内人士认为，旅游 险不再是简单的"锦上添花"，而是越来越多游客出行计划中的"必备清单"。 随着旅游热情高涨，保险行业也在积极引导消费者提升风险意识。人保财险新疆分公司党委委员、副总 经理尹东起表示，旅游险不仅是赔付工具，更是风险管理手段。通过大数据分析，保险机构能够提前识 别游客集中区域的安全隐患，并为景区提供风险评估和防控建议，实现"事前预防"和"事后保障"的有机 结合。这种保险与文旅部门、景区多方协作的模式，正在全国逐步推广。 "旅游业是拉 ...

Economic Overview - In September, the manufacturing Purchasing Managers' Index (PMI) was 49.8%, an increase of 0.4 percentage points from the previous month, marking two consecutive months of increase [1] - The non-manufacturing business activity index was 50.0%, a decrease of 0.3 percentage points from the previous month, indicating stability in the non-manufacturing sector [1] - The comprehensive PMI output index rose to 50.6%, up 0.1 percentage points from the previous month, suggesting a slight acceleration in overall economic output [1] Manufacturing Sector - Manufacturing production activities accelerated, with the production index at 51.9%, up 1.1 percentage points from the previous month, remaining in the expansion zone for five consecutive months [1] - The new orders index for manufacturing was 49.7%, an increase of 0.2 percentage points from the previous month, indicating a stabilization in market demand [1] - The new export orders index was 47.8%, up 0.6 percentage points from the previous month, reflecting a narrowing decline in export demand [1] New Growth Drivers - In September, the PMIs for equipment manufacturing, high-tech manufacturing, and consumer goods were 51.9%, 51.6%, and 50.6% respectively, all significantly above the manufacturing average [2] - Large enterprises showed stable growth with a PMI of 51.0%, while small enterprises improved slightly with a PMI of 48.2%, up 1.6 percentage points from the previous month [2] - The manufacturing production and business activity expectation index was 54.1%, indicating positive market expectations among manufacturers [2] Non-Manufacturing Sector - The non-manufacturing business activity index remained stable at 50%, despite a slight decrease from the previous month [3] - The service sector PMI was 50.1%, down 0.4 percentage points from August, reflecting seasonal trends and the timing of the Mid-Autumn Festival [3][4] - Financial services showed strong performance with a business activity index above 60%, indicating robust support for the real economy [4] Future Outlook - The third quarter average manufacturing PMI was 49.5%, indicating a consolidation of economic recovery compared to the second quarter and the same period last year [3] - Expectations for the fourth quarter include increased macroeconomic policies to boost market confidence and demand, driven by holiday consumption and infrastructure projects [3][4] - The non-manufacturing sector is expected to stabilize and recover, supported by seasonal effects and ongoing macroeconomic adjustments [4]

Core Insights - The Chinese government has made significant progress in water conservancy development during the "14th Five-Year Plan" period, with investments exceeding 5.4 trillion yuan, marking a 1.6 times increase compared to the "13th Five-Year Plan" [1] Group 1: Investment and Infrastructure - Water conservancy construction investment reached over 1 trillion yuan for the first time in 2022, continuing a three-year trend of breaking historical records [1] - A total of 172 major water conservancy projects have been initiated since the start of the "14th Five-Year Plan" [1] - By the end of last year, China had built 95,000 reservoirs, 200 large and medium-sized water diversion projects, and 6,924 large and medium-sized irrigation areas, forming the world's largest and most comprehensive water conservancy infrastructure system [1] Group 2: Flood Control and Disaster Management - The water and drought disaster prevention system has been continuously improved, successfully managing floods on 3,981 rivers that exceeded warning levels [1] - The proportion of flood disaster losses to GDP decreased from 0.28% during the "13th Five-Year Plan" to 0.18% [1] Group 3: Agricultural Support and Food Security - The water conservancy sector has strengthened water security for food production, focusing on major grain-producing areas with 30 significant water diversion and key water source projects [2] - Over the past five years, 1,959 large and medium-sized irrigation areas have undergone modernization, adding and restoring over 20 million acres of irrigated land [2] Group 4: Ecological Restoration and Community Benefits - The "Mother River Revival Action" has been implemented, restoring several rivers that had been dry for decades, achieving a 98.6% compliance rate for ecological flow standards in key rivers and lakes [2] - The water conservancy department has supported 122 happiness river and lake construction projects, creating green industrial chains and ecological agriculture, enhancing community welfare [3] - The Hu Creek watershed in Zhejiang has seen a revenue increase of over 13 billion yuan, growing by 18.7% year-on-year due to the integration of water and tourism [3]

Core Points - The first operational train of the newly constructed Shenyang to Changbai Mountain high-speed railway, G8166, departed from Changbai Mountain Station to Fushun Station, marking the official opening of the Shenyang-Jia high-speed railway's Fushun section [2] Group 1 - The Shenyang to Changbai Mountain high-speed railway is now operational, enhancing connectivity in the region [2] - The inaugural train service signifies a significant milestone in the development of high-speed rail infrastructure in China [2]

本报北京9月29日讯（记者顾阳）国家发展改革委29日举行例行发布会，就当前宏观经济运行情况、"人 工智能+"行动、"三北"工程总体规划、新型政策性金融工具等话题进行了回应。 近日印发的《关于深入实施"人工智能+"行动的意见》提出，到2027年，新一代智能终端、智能体等应 用普及率超70%。 "新一代智能终端、智能体可以自主感知数据、信息、环境，自主进行任务规划、决策和执行，是人工 智能技术应用落地的直接载体。"李超表示，下一步，将从构建导向明确、尊重规律、规范发展的政策 环境，协同推进技术攻关和开源共享，供需两端同步发力推动市场扩容等方面发力，推动新一代智能终 端、智能体加快应用普及。 原标题：持续发力、适时加力实施宏观政策 8月份，我国部分经济指标出现了波动。在消费增速放缓、投资增长乏力、出口面临不确定性的情况 下，全年经济增长目标能否按计划实现，引发市场关注。"从全局全貌看，尽管面临外部压力，但在宏 观政策持续发力等因素带动下，我国经济运行总体平稳，高质量发展扎实推进。"国家发展改革委政研 室副主任、新闻发言人李超说。 从供给侧看，生产平稳增长，制造业、服务业的重点领域增势良好。8月份，规模以上装备制造业 ...

Core Points - The signing of the "Horizontal Ecological Protection Compensation Agreement" by Henan, Shanxi, and Shaanxi provinces marks a significant step towards collaborative governance in the Yellow River basin, emphasizing shared responsibility, joint management, and mutual benefits [1] - The governance practice in the Yellow River basin illustrates the development concept of "lucid waters and lush mountains are invaluable assets," providing replicable and promotable "Yellow River experience" for high-quality development in various river basins [1] Policy Framework - The collaborative governance is supported by a robust policy framework, with the ecological protection of the Yellow River basin being a baseline for planning and promoting high-quality development, as emphasized by General Secretary Xi Jinping [1] - The evolution of policies from the elevation of ecological protection and high-quality development in the Yellow River basin to the implementation of the Yellow River Protection Law and the issuance of the "Yellow River Basin Ecological Environment Protection Plan" has strengthened the governance framework [1] Compensation Mechanism - The agreement introduces an innovative "dual-dimensional compensation standard," where Henan compensates Shanxi and Shaanxi 60 million yuan if water quality reaches Class I, and Shanxi and Shaanxi compensate Henan 60 million yuan for each deterioration in water quality from Class II [2] - This mechanism quantifies ecological value into economic incentives, ensuring that pollution control investments in Shanxi and Shaanxi receive reasonable returns while providing institutional support for water quality assurance in Henan [2] Implementation and Cooperation - The signing of the agreement is just the beginning, with the focus now on execution and supervision, requiring the establishment of a regular communication and coordination mechanism among the three provinces [2] - Strengthening technical cooperation and information sharing is essential to tackle ecological protection challenges, alongside actively engaging social forces to foster a collaborative governance atmosphere [2]

"卖事实"的交易逻辑也在此轮市场调整中凸显。在降息前，市场已提前押注宽松预期，推动标普 500指数在9月初创下历史新高。当降息落地且经济数据超预期后，投资者反而选择获利了结。此次GDP 数据公布后，美元指数短线拉升、美债收益率攀升，正是资金重新定价的体现。这种"利好出尽是利 空"的现象，反映出市场在政策拐点阶段的脆弱性。 进一步看，美国经济增长动力堪忧。二季度GDP上调的主要贡献来自消费支出与进口下降，而后者 恰恰反映内需动能的不可持续性。美国政府计划于10月起对家具、药品等进口商品加征高额关税，可能 进一步推高国内通胀，抑制企业利润。与此同时，就业市场虽保持韧性，但首次申请失业金人数的波动 显示劳动力市场已出现分化迹象。美联储内部对未来政策的分歧加剧也动摇了市场对政策连贯性的信 心。 历史上，经济数据与美国股市走势"背离"往往出现在周期尾部。2022年，强劲的非农数据曾引发美 股大跌，因市场担忧加息加速；而今，相似的逻辑以反向形式重现：降息周期中，数据向好反而意味着 政策宽松空间收窄。此外，美国财政赤字扩大与债务规模攀升，也限制了通过积极财政政策刺激经济的 余地，使得货币政策面临更大压力。 美股对经济数据向 ...

Core Viewpoint - The China Securities Regulatory Commission (CSRC) has released an action plan to promote the high-quality development of public funds, encouraging fund companies to enhance the scale and proportion of equity funds while aligning with investor interests [1] Group 1: Industry Development - The action plan aims to foster a more professional and diversified asset management industry, with a focus on clear positioning of public fund products such as passive indices and actively managed equity funds [1] - Fund managers are encouraged to create a "specialized" product system that provides long-term value and research-added value, addressing the wealth management needs of the public [1][3] Group 2: Product Strategy - Fund managers should optimize product layouts in response to regulatory calls, exemplified by CICC Fund's launch of active equity and quantitative index fund products that align with national development strategies [2] - The industry is expected to shift towards products that are benchmarked, stable in style, and capable of generating excess returns, which will require new demands on research teams, investment frameworks, and risk management [2] Group 3: Investor Engagement - There is a strong emphasis on long-term and value investing within the public fund research culture, with a commitment to understanding customer needs and responding to the new requirements for high-quality development [3]

在算力监控大屏前，王涛指着不断变化的数字说："碳和液冷数据中心的总算力在2024年底就达到3600P （PetaFLOPS，是衡量计算机浮点运算能力的标准单位），每颗芯片的工作温度都能通过管理系统实时 监测，大部分芯片运行温度稳定在65摄氏度左右。"高温是服务器发生故障的主要诱因，这种"点上精准 控温、面上稳定输出"的能力，正是液冷技术的核心。"而支撑这份稳定的，还有西部地区独特的区位优 势。"王涛说。 算力是数字经济的底座，更是新质生产力发展的关键支撑。在克拉玛依这片曾以石油为傲的土地上，碳 和科技用液冷技术打破了"高耗能"的惯性认知，用东西协同搭建起算力流动的桥梁。 "公司从上海来克拉玛依时，就考虑到要充分利用这里的优良自然条件，结合数据中心最节能的液冷技 术，让绿色算力在戈壁扎根。"碳和科技总裁金谦的话，道出了企业与西部的缘分。2021年8月，他带领 团队突破了无参考标准、无规模化行业先例、无成熟配套技术的难题。如今再谈液冷与风冷的差异，他 表示："全生命周期运行成本，液冷比风冷低；全年平均能耗指标PUE控制在1.1以内，只相当于全国平 均水平的四分之一。" （文章来源：经济日报） 走进新疆克拉玛依云计 ...

Core Viewpoint - The article highlights the operations and strategic initiatives of Horgos Silk Road Rongteng Logistics Co., Ltd., focusing on its cross-border trade logistics services and the integration of intelligent systems to enhance efficiency and safety in logistics operations [1][3]. Group 1: Company Operations - Horgos Silk Road Rongteng Logistics Co., Ltd. has developed a comprehensive service model since its establishment in 2018, focusing on cross-border trade logistics, international freight forwarding, and multimodal transport logistics [1]. - The logistics park spans over 200,000 square meters, featuring various functional areas such as standard warehouses, cargo handling platforms, and equipment storage, ensuring a seamless process from arrival to sorting and dispatch of goods [1]. Group 2: Transportation Strategies - The company employs a multimodal transport strategy, utilizing both road and rail transport based on the nature of the goods, optimizing costs and efficiency [2]. - For high-demand goods, the company offers door-to-door transportation services, achieving delivery within 24 hours to Kazakhstan and 3 to 5 days to Belarus after leaving the country [2]. Group 3: Digital Transformation - The company is actively pursuing digital transformation, including the development of an intelligent customs declaration system and the installation of over 400 surveillance cameras for enhanced security and operational efficiency [3]. - Future plans include the construction of dedicated railway lines and the establishment of a digital trading platform for cross-border logistics, aiming for full-chain digital management to improve transparency and tracking of goods [3].