Jing Ji Ri Bao
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养老理财扩容如何影响你我
Jing Ji Ri Bao· 2025-11-04 22:20
Core Viewpoint - The expansion of the pilot program for pension financial products to nationwide will enhance the integration with the personal pension system, providing more investment options and addressing the growing pension pressure in China [1][2][3]. Group 1: Expansion of Pilot Program - The pilot program for pension financial products has been expanded from four cities in 2021 to ten cities in 2022, and now to nationwide coverage [2]. - The pilot program's duration has been extended to three years, allowing more financial institutions to participate [1][2]. - As of June 2025, the total balance of personal pension financial products reached 15.16 billion yuan, a 64.7% increase from the beginning of the year, with over 1.439 million investors participating [2]. Group 2: Encouragement of Long-term Investment - The program encourages long-term investments, with a focus on products with a minimum holding period of five years or longer [4]. - Financial institutions are supported to develop pension financial products that meet the long-term needs of participants [4]. - The initiative aims to diversify the supply of pension financial products and promote a sustainable pension planning mindset among investors [4]. Group 3: Fee Reductions and Value-added Services - The program includes provisions for fee rate reductions on management, sales, and custody fees for pension financial products [5]. - Investors can expect more personalized and comprehensive financial services, integrating pension product returns with health and elderly care scenarios [5]. Group 4: Risk Management and Product Authenticity - Financial institutions are required to enhance internal management mechanisms and risk prevention measures to ensure the stability of pension financial product investments [6]. - There are guidelines for investors to verify the authenticity of pension financial products, ensuring that misleading terms are not used in product names [6]. - Investors are advised to carefully read product descriptions and understand the risk-return characteristics of the underlying assets [6].
制造强基筑梦想
Jing Ji Ri Bao· 2025-11-04 22:20
高铁是我国装备制造一张亮丽的名片,它的发展历程浓缩了中国制造崛起的艰辛与骄傲。从跟跑、并跑 到领跑,中国高铁技术树起国际标杆,四通八达的高铁网和不断延伸的产业链不仅改变了人们的工作、 生活方式,更深刻影响了经济社会发展。 当陈景荣们通过高铁看到更广阔的世界,找到发展机遇、实现人生价值,他们的激动不仅因为"家乡通 高铁"即将带来的改变,还因为参与和见证了这份弯道超车、后来居上的荣耀。2020年至2024年,我国 装备制造业增加值年均增长7.9%,占规上工业比重提升至34.6%。"十四五"期间,我国制造业对全球制 造业增长贡献率超过30%。 飞驰的高铁为越来越多人铺设出通向"中国梦"的康庄大道。中国高铁展现出的中国精神和中国速度,正 把中国式现代化的浪漫想象照进现实。 (文章来源:经济日报) ...
踩稳踩好赛事经济油门
Jing Ji Ri Bao· 2025-11-04 22:20
赛事经济的繁荣脱离不开当地实际。只有深植本土、大众参与的文商体旅融合项目,才能成为激活内循 环的密钥。结合各地禀赋,以赛事为入口,以文化为纽带,构建"观赛—体验—消费"闭环,才能创造出 打动人心的"顶流"。 从"比赛日"到"狂欢日",从"一季火"到"全年热",赛事经济正在重构消费者与运动场的连接方式。要 让"一时爆红"沉淀为"长久红火",把赛事流量转化为体育产业增量。 (文章来源:经济日报) 赛场内激情四射,赛场外热火朝天,从国际知名赛事境内落地到本土赛事蓬勃发展,赛事经济正以其独 特的魅力和强大的带动效应,成为推动消费增长、促进经济繁荣的新引擎。今年上半年,河北、福建等 7地监测的511场重点赛事活动,带动体育及相关消费超160亿元,场均带动消费超3000万元。赛事经济 为国民经济增长和地方经济转型增添了新的动力,成为激活消费市场、扩大内需的重要力量。 体育比赛天然具有凝聚不同年龄观众的能量、可以汇聚人气的特征。看球、聚餐、住宿、游览,赛事成 功串起服务消费全链条,有效带动体育产业及周边产业的消费增长,成为城市塑造形象的金名片、拉动 消费的新引擎、发展经济的增长极,更是让群众共享发展成果的新场景。"跟着赛事 ...
城市商业升级获支撑
Jing Ji Ri Bao· 2025-11-04 22:20
步行街(商圈)是城市商业的发源地和核心区。近年来,我国先后确认19条全国示范步行街、20个全国 示范智慧商圈,不断推动现有步行街(商圈)设施改造和业态升级,抓住步行街(商圈)发展的"小切 口",做好经济高质量发展的"大文章"。数据显示,2024年,全国示范步行街(商圈)共实现客流量超 4000亿人次、营业额超5000亿元,创造就业岗位超80万个,为各地促消费、扩内需、稳就业提供了有力 支撑。 商务部流通发展司一级巡视员张祥介绍,商务部将加强工作指导,优中选优、动态管理,稳妥有序推进 全国步行街(商圈)示范创建工作,把步行街(商圈)打造成当地居民常来的"会客厅"、外地游客必到 的"打卡地"、国际旅客了解中国的"新窗口"。 城市商业贴近百姓生活,是集聚优质商业资源、满足居民日常购物休闲需求的重要平台,更是优化消费 环境、创造消费需求、提升消费体验的重要载体。商务部等5部门近日联合出台《城市商业提质行动方 案》(以下简称《方案》),提出要结合城市更新,实施城市商业提质行动,构建以全国示范步行街 (商圈)为引领、特色商业街区为支撑、一刻钟便民生活圈为基础,布局合理、设施齐全、业态丰富、 供给优质、安全便利的城市商业体 ...
补短板高质量共建“一带一路”
Jing Ji Ri Bao· 2025-11-04 22:20
党的二十届四中全会提出"高质量共建'一带一路'"。近5年来,基础设施硬联通与规则标准软联通协同 发力,中欧班列累计开行超10万列,中国已与69个国家和组织签署113份标准化合作文件。产业生态共 建成效显著,以产业园区为载体的平台产业生态日趋完善。多目标协同落地生根,中老铁路、黑山莫茹 拉风电场等一批标杆项目通过经济赋能、环境改善与社会发展协同推进,生动诠释了共建"一带一路"的 多目标平衡实践。 从硬联通到"软硬双通",从项目合作到产业生态共建,从经济导向到多目标协同的多维升级……这些 年,共建"一带一路"与全球可持续发展的潮流相契合,彰显了中国推动构建人类命运共同体的时代担 当。 消费者层面,以数字消费联通为软联通重点,将数字支付与人民币国际化相结合,扩大数字人民币跨境 应用场景,适时推广"数字人民币+跨境电商"模式试点。对购买绿色产品的消费者给予政策优惠,通 过"丝路电商"直播带货等模式助力共建国家特色产品进入中国市场,以消费端绿色转型促进"一带一 路"产业生态重塑。深化"一带一路"人文交流,传播共商共建共享理念,关注面向"Z世代"等新型世代的 消费体验,使消费更具包容性、普惠性。 (文章来源:经济日报) ...
规范化发展激活沉睡资源——江西省新余市农村产权流转交易改革调查
Jing Ji Ri Bao· 2025-11-04 22:18
农村资源资产是加快推进乡村全面振兴的重要物质基础。面对农村产权交易中长期存在的难题,该如何 有效破解?作为全国农村产权流转交易规范化整市试点市,江西省新余市以制度创新为基、数字技术为 翼、群众受益为本,实现了农村资产从"沉睡"到增值、从分散到融合的转变,为盘活农村资源探索出一 条解题之路。 盘活农村闲置资产是优化资源配置、实现可持续发展的重要举措。随着农村劳动力持续转移和农村改革 不断深化,农村土地承包经营权、林权等各类农村产权交易需求显著上升。然而,农村产权流转交易长 期面临"三难":信息不对称导致交易难、程序不规范引发纠纷多、资产价值难以市场化体现。 解决农业农村发展面临的问题,根本要靠深化改革。农村产权交易难题该怎样破解?交易公开化、透明 化和公平化该如何保障?农民获得感体现在哪里? 提及改革前的阵痛,时任渝水区委副书记潘丽云记忆犹新。2019年在渝水区走访乡镇时,他见过太 多"抽屉合同":某村100余亩山地承包价30年不变,每亩年租金仅24元;某镇水库被私下转包4次,原始 合同早已失踪。"当时,不少农村集体资产资源流转时存在发包合同不规范、拖欠承包款等问题,基层 群众反映强烈,相关信访事项一度达到20 ...
防灾减损 农机打头阵显身手
Jing Ji Ri Bao· 2025-11-04 22:18
在河南、山东、河北等主产区,传统农机收获以轮式收获机为主,连续阴雨天导致农田泥泞不堪,轮式 收获机一进地就容易出现打滑、陷车等,寸步难行,而人工收割效率极低,地面晾晒更是无法开展,粮 食霉变风险增加。对此,相关部门迅速行动,跨省份调剂调运履带式收割机、烘干机,集中力量尽快抢 收抢烘,确保秋粮应收尽收。 今年秋收关键时期,河南、山东、河北等粮食主产区遭遇连阴雨天气,给粮食收获、晾晒和入库带来不 小挑战。 农机不仅是生产工具,更是农业防灾减灾救灾的应急利器。有关部门积极行动起来,加大救灾机具调度 对接力度,支持应急农机购置、改装和高效作业,及时做好农机需求信息发布、顺畅通行、作业用油等 保障服务,全力为秋收保驾护航。在各方努力下,秋收抢收抢烘进度不断加快,有效减少了粮食收获环 节的损失,为全年粮食丰产丰收打下了坚实基础。 助力抢收减损 "今年秋收遇连阴雨,地里泥泞不堪,轮式收割机一进地就陷入泥里,换成履带收割机后,大雨不收、 小雨不停。"河南省周口市商水县张庄镇南陵村种粮大户邱守先说,当地干部主动上门对接,帮忙联系 适配的履带式农机。现在1700多亩玉米收完了,邱守先心里的石头总算落了地。 收得快,还要烘得及时。 ...
把握金融支持消费发力点
Jing Ji Ri Bao· 2025-11-04 22:16
Core Insights - The article emphasizes the importance of domestic demand as a key driver for economic growth during the "15th Five-Year Plan" period, highlighting the role of financial support in stimulating consumption and unleashing potential in domestic demand [1][2]. Group 1: Financial Support for Consumption - Financial tools are being utilized to rapidly revive the consumption market, with increased fiscal subsidies and financial interest discounts aimed at promoting major consumer goods such as automobiles and home appliances [1][2]. - The introduction of personal consumption loan interest subsidies covers high-frequency scenarios like shopping, tourism, and home decoration, injecting strong momentum into service sector consumption [1][2]. Group 2: Growth of Consumer Credit - Consumer credit has seen both quantity and quality growth, with a significant increase in household consumption loans excluding personal housing loans compared to the beginning of the "14th Five-Year Plan" [2]. - Financial institutions are innovating to support new consumption patterns, launching targeted products like "Specialized and Innovative Loans" to provide precise funding for emerging business models [2]. Group 3: Digital Transformation in Consumer Finance - The digital transformation of consumer finance is accelerating, with improvements in mobile payment and digital currency infrastructure, leading to a comprehensive financial service ecosystem [2]. - By 2024, mobile payment transaction volume is expected to reach 563.7 trillion yuan, with user numbers surpassing 1 billion, indicating a robust digital finance landscape [2]. Group 4: Addressing Financial Service Imbalances - The article identifies the need to improve inclusive finance mechanisms to address imbalances in financial services between urban and rural areas, advocating for collaboration between major banks and rural credit cooperatives [3]. - Establishing a rural credit scoring system based on integrated data from social security and consumption will provide better loan terms for creditworthy rural consumers [3]. Group 5: Enhancing Financial and Industrial Policy Coordination - Strengthening the collaboration between financial and industrial policies is essential to activate new consumption growth points, with a focus on integrating financial services into key industries like green appliances and renewable energy vehicles [4]. - The establishment of special consumption finance guiding funds is encouraged to support innovative projects in essential service sectors, creating a virtuous cycle of policy guidance, financial support, and industrial implementation [4]. Group 6: Risk Management and Regulatory Framework - The article stresses the importance of a new governance system that combines technology and regulation to prevent systemic risks, including clear capital requirements for internet lending platforms [4]. - Continuous monitoring of credit fund flows and strict measures against fraudulent practices are necessary to protect consumer rights and support sustainable economic growth [4].
逐梦苍穹 再聚天宫
Jing Ji Ri Bao· 2025-11-04 22:15
Core Points - The Shenzhou 21 manned spacecraft successfully docked with the Tianhe core module of the space station, achieving a record docking time of approximately 3.5 hours, significantly shorter than the previous 6.5 hours for earlier missions [2] - The rapid docking was made possible through advancements in launch and orbit control, optimized trajectory design, and enhanced system adaptability, which collectively improve mission flexibility and emergency response capabilities [2] - The Long March 2F rocket, which is the only active manned launch vehicle in China, underwent nearly 20 technical improvements to enhance reliability and safety, ensuring precise and stable flight [3] - The escape system of the Long March 2F rocket is designed to ensure astronaut safety, capable of rapidly detaching the crew capsule from the rocket in case of a critical failure [3] - The spacecraft's sealing components and astronaut suits have undergone rigorous testing to ensure reliability under various conditions, including fatigue and environmental stress [4] - Successful manned space missions rely on the efficient collaboration of multiple systems, including energy supply, information communication, and precise docking systems [5] - The power supply system faced unprecedented challenges during the rapid docking, requiring quick stabilization and energy provision for maneuvering [5] - A robust measurement and control communication system, comprising global ground stations and data relay satellites, ensures real-time data transmission and command execution between the ground and the spacecraft [6] - The docking mechanism has evolved to a controlled damping buffer system, enhancing adaptability and reliability during the final docking phase [6]
全国冬小麦播种超四成
Jing Ji Ri Bao· 2025-11-04 22:15
Core Insights - The national winter wheat sowing has exceeded 40% completion, while the autumn grain harvest has surpassed 90% completion [1] Group 1: Winter Wheat Sowing - Winter wheat sowing in the northwest region is nearly complete, with the Huang-Huai-Hai region at nearly 40% and the Yangtze River middle and lower reaches over 30% [1] - By province, Hebei has nearly completed sowing, Shaanxi over 50%, Shanxi over 40%, Anhui at 35%, Shandong over 30%, Henan over 20%, and Jiangsu at 15% [1] Group 2: Winter Oilseed Rape Sowing - Winter oilseed rape sowing has exceeded 80% completion, with the northwest region completed, the Yangtze River middle and lower reaches over 90%, and the southwest region nearly 70% [1] Group 3: Autumn Grain Harvest - The national autumn grain harvest has surpassed 90% completion, with the northeast and northwest regions in the final stages, Huang-Huai-Hai, Yangtze River middle and lower reaches, and southwest regions over 90%, and South China nearly 60% [1]