近日，浙商证券（601878）首席战略官、总裁助理、研究事业部总经理邱冠华表示，浙商研究所致力于 打造全国一流钻石研究所，树牢擦亮三张金色名片：深耕长三角、拥抱大金融、聚焦新产业 （300832）；努力实现三个结合：产和融相结合、卖方研究和财富管理相结合、员工职业和事业相结 合；力争再用五年时间，夯实基础冲刺前五，办成一家令人尊敬的头部研究所。 ...

南财智讯2月13日电，陆控（06623.HK）公告，公司全资子公司平安普惠企业管理有限公司于2026年2 月13日与平安保险签订《2026年服务框架协议》，协议期限自2026年2月13日起至2026年12月31日止。 根据协议，平安保险将向平安普惠企业管理提供金融咨询服务、行政服务、法律及风险管理服务、人力 资源咨询服务以及科技信息服务；预计年度服务费为人民币4217万元（含增值税），按季度分四期支 付，每期支付25%。该交易构成持续关连交易，已获董事会批准（相关关联董事回避表决），并须遵守 港交所《上市规则》第十四A章的申报、公告及年度审阅规定。 ...

Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration announced the list of systemically important banks for 2025, identifying 21 banks, an increase of one from the previous assessment, indicating a slight expansion trend in the number of recognized banks [1][4]. Group Structure - The list of systemically important banks has shown a gradual increase over the years, with 19 banks recognized in both 2021 and 2022, 20 in 2023, and 21 in 2025, reflecting a consistent expansion [1][4]. - The fourth group remains stable, consistently comprising the four major banks: Industrial and Commercial Bank of China, Bank of China, China Construction Bank, and Agricultural Bank of China [2][4]. Group Classification - The 21 banks are categorized into five groups based on their systemic importance scores, with the fifth group remaining vacant. The first group increased from 10 to 11 banks, the second group rose from 3 to 4 banks, the third group decreased from 3 to 2 banks, and the fourth group maintained its count at 4 banks [4]. - The first group now includes 11 banks: China Minsheng Bank, China Everbright Bank, Ping An Bank, Huaxia Bank, Ningbo Bank, Jiangsu Bank, Beijing Bank, Nanjing Bank, Guangfa Bank, Zhejiang Commercial Bank, and Shanghai Bank. The second group consists of 4 banks: Industrial Bank, China CITIC Bank, Shanghai Pudong Development Bank, and China Postal Savings Bank. The third group has 2 banks: Bank of Communications and China Merchants Bank. The fourth group includes 4 banks: Industrial and Commercial Bank of China, Bank of China, China Construction Bank, and Agricultural Bank of China [4]. Key Changes - A significant change in this announcement is the inclusion of Zhejiang Commercial Bank in the first group, marking its first entry as a systemically important bank. Additionally, Industrial Bank has been moved from the third group to the second group [4]. Regulatory Framework - The assessment and publication of the list are part of the regulatory authorities' efforts to establish a comprehensive macro-prudential management system and strengthen the supervision of systemically important financial institutions [4][5]. - The People's Bank of China and the National Financial Regulatory Administration will continue to enhance the additional supervision of systemically important banks to promote their safe and sound operation, thereby better serving the high-quality development of the real economy [5].

据央视新闻，近日，金融监管总局联合市场监管总局、中国人民银行，对携程旅行、高德地图、同程旅 行、飞猪旅行、航旅纵横、去哪儿旅行等六家出行平台企业进行约谈。针对上述企业在与金融机构合作 开展借贷业务中存在的问题，要求其规范营销行为，不得使用误导性宣传用语；清晰披露贷款机构名称 及信贷产品信息，并向借款人明确提示理性借贷；畅通客户投诉渠道，及时回应并妥善处理消费纠纷， 着力提升服务品质，切实保障消费者合法权益。 （文章来源：21世纪经济报道） ...

南财智讯2月13日电，ST信通公告，公司全资子公司大连图灵信通科技有限公司近日与海外某供应商签 订服务器采购合同，合同总额5778.85万美元，折合人民币约4.00亿元。合同约定于2026年3月31日前分 批交付，付款方式为电汇。本次合同系日常经营性采购合同，已经公司第九届董事会第二十四次会议审 议通过。 ...

Core Insights - The insurance industry in China has shown strong resilience, with total assets reaching 41.3 trillion yuan by the end of 2025, marking a 15.1% increase from the beginning of the year, surpassing the banking sector's 8.0% growth [1][4] - The original insurance premium income has historically exceeded 6 trillion yuan for the first time, totaling 6.1 trillion yuan in 2025, reflecting a year-on-year growth of 7.4% [2][4] - However, there is a structural differentiation in profitability and capital replenishment within the industry, as evidenced by a slight decline in the core solvency ratio of life insurance companies [1][5][6] Asset Growth - By the end of 2025, the total assets of the insurance industry reached 41.3 trillion yuan, with life insurance companies contributing significantly to this growth, accounting for 88.1% of total assets [4] - Life insurance companies' total assets reached 36.4 trillion yuan, growing by 15.4% from the beginning of the year, contributing approximately 89.5% to the industry's asset increase [4] - Property insurance companies showed more stable performance, with total assets of 3.1 trillion yuan, growing by 7.5% [4] Premium Income and Claims - The insurance sector achieved a record premium income of 6.1 trillion yuan in 2025, with a total of 1.168 billion new policies issued, reflecting a 12.6% year-on-year increase [2] - Claims and benefit payments amounted to 2.4 trillion yuan, representing a 6.2% increase, demonstrating the industry's role as a risk compensation "shock absorber" [2] - Life insurance business contributed approximately 4.65 trillion yuan in premiums, with a year-on-year growth of 9.1%, while property insurance premiums reached 1.47 trillion yuan, growing by 2.6% [2] Solvency and Capital Pressure - As of the end of 2025, the average comprehensive solvency ratio for insurance companies was 181.1%, with a core solvency ratio of 130.4%, indicating overall solvency above regulatory requirements [5][6] - Life insurance companies faced declining core solvency ratios, with comprehensive solvency at 169.3% and core solvency at 115.0%, down from 190.5% and 123.8% respectively at the end of 2024 [6] - To strengthen capital bases, 21 insurance companies were approved for capital increases totaling 41.272 billion yuan, and 23 companies issued bonds to supplement capital amounting to 104.2 billion yuan [6] Structural Optimization - Agricultural insurance has become a key service for national strategy, with premiums exceeding 155 billion yuan in 2025, providing risk coverage for over 125 million farming households [3] - The industry is experiencing a structural optimization in the protection sector, with a focus on diversifying asset allocation to enhance resilience [4]

近日，中国人民银行发布《2025年第四季度中国货币政策执行报告》。报告显示，2025年末非银行业金 融机构存款余额达到34.6万亿元，同比增长22.8%，全年增加6.41万亿元，创下自2015年以来的十年新 高。伴随着这一现象，各方对银行体系流动性状况的关注日益增加。这一现象背后折射出的是中国金融 市场深化发展、利率市场化改革深入推进以及居民财富管理需求升级的多重叠加效应。非银存款的快速 增长不仅改变了银行体系的负债结构，也对商业银行的流动性管理、盈利模式和经营策略提出了新的挑 战，同时也对央行的宏观审慎管理工具提出了新的要求。 非银存款快速增长背后的"存款搬家"现象 非银存款走高并非单一因素推动，而是居民与企业资金在不同金融产品之间重新配置的结果。要全面理 解这一轮结构变化的影响，需要先从"存款搬家"的动因与资金去向入手。 近期以来，居民存款增速高位有所回落，各方关注增多，出现了一些关于银行存款"搬家"的探讨。所 谓"存款搬家"，本质上是在利率市场化背景下，居民和企业基于收益率考量，将资金从银行存款转向理 财、基金等资管产品的资产配置调整行为。 这一现象在2025年表现得尤为突出。全年，数十万亿元高息定期存 ...

南财智讯2月13日电，冀中能源公告，公司股东冀中能源邯郸矿业集团有限公司近日解除质押股份 3801.00万股。 ...

Group 1 - The company announced its first share buyback on February 13, 2026, through centralized bidding, repurchasing 6.0319 million shares, which represents 0.17% of the total share capital [1] - The total amount paid for the buyback was 77.8271 million yuan, excluding commissions and transfer fees [1]

南财智讯2月13日电，禾迈股份公告，海南信荷投资合伙企业（有限合伙）与海南正仁量化私募基金管 理有限公司（代表"正仁江海远山17期私募证券投资基金"）签署《一致行动协议》及《股份转让协 议》，拟通过协议转让方式向正仁基金转让其持有的公司无限售流通股7,432,000股。本次权益变动完成 后，海南信荷持股数量由22,414,866股减少至14,982,866股，持股比例由18.07%拟降至12.08%；杨波持 股比例保持5.65%不变；正仁基金将新增持有7,432,000股，持股比例为5.99%。本次权益变动系一致行 动人内部持股结构调整，合计持股比例维持23.71%不变。本次协议转让尚需上海证券交易所合规性确 认，并在中国证券登记结算有限责任公司上海分公司办理股份过户登记手续，尚未完成。 ...