在春节节点，优惠对看房人群的置业决策有一定吸引力，但并非决定性因素。报告显示，一成受访者属于"优惠敏感型"，决策主要取决于优惠力 度；近三成受访者则坚持"价值优先"，认为房源品质与购买时机的重要性高于价格让利。 从不同年龄层人群来看，95后刚需起步，对"春节优惠"敏感度最高。年轻人与中年人对春节优惠的决策响应逻辑高度趋同，均以"意向前置、优惠 加速"为主流，年轻人选择"是，原本就有较高意向，有优惠更好"的占比61.0%，中年人为60.3%。 基于对当前人们的居住状况和改善需求的洞察，报告显示，对于"好房子"预期，"舒适"与"安全"成为人们最为看重的两项特征，这也是未来居住 产品不可动摇的核心价值。在居住空间方面，调研数据显示，43.2%的受访者更关注客厅空间的改善，高于卧室、厨房等功能区域。在小区的居 住环境方面，小区车位不足问题较为突出。高达48.3%的受访者指出小区车位不足是首要痛点，公共空间和电动车管理问题紧随其后。 调研数据显示，63.8%的人将小区硬件设施视为关键；68.0%的人看重生活配套，62.4%的人要求交通便利，55.3%的人明确需要好物业。人们对居 住品质的关注度持续攀升。 1月29日，5 ...

Core Viewpoint - Regulatory authorities have ceased the requirement for real estate companies to report the "three red lines" indicators, which were initially introduced to manage real estate financing and limit debt growth [1][2]. Group 1: Regulatory Changes - The "three red lines" policy was first introduced in August 2020 to monitor and manage financing for key real estate companies, with specific thresholds for debt metrics [1]. - Companies were categorized into four tiers based on their compliance with the "three red lines," which determined their debt growth limits [1]. - Multiple real estate executives confirmed that reporting on the "three red lines" has not been required since last year [1]. Group 2: Market Analysis - The real estate market has undergone a significant adjustment over the past four years, leading to a fundamental shift in the operational strategies of real estate companies towards high-quality development rather than debt-driven growth [2]. - Despite the cessation of the "three red lines" reporting, the financing environment for the real estate sector is unlikely to improve significantly in the short term due to prevailing market conditions and cautious attitudes from financial institutions [2]. Group 3: New Financing Models - A new financing model is emerging in the real estate sector, characterized by the implementation of a "lead bank system," where a designated bank or syndicate oversees project financing [3]. - This new model is expected to become the primary method for real estate financing, ensuring that companies can meet their reasonable financing needs and support project development [3]. - Real estate companies are shifting from a total-to-total financing approach to a project-based model, with limited financing options available for group-level financing, particularly for private firms [3].

Market Overview - Microsoft shares dropped nearly 10%, significantly impacting the software sector and contributing to a decline in major U.S. stock indices, although the Dow Jones managed to close slightly up by 0.11% [1][2][4] - The S&P 500 index fell by 0.13% to 6969.01 points, while the Nasdaq Composite index decreased by 0.72% to 23685.12 points, with both indices experiencing larger intraday declines of 1.5% and 2.6% respectively [1][2] Company Performance - Microsoft reported a slowdown in cloud business growth from 40% to 39%, with a gross margin of approximately 68%, marking a three-year low. This led to a 9.99% drop in its stock price [4] - Other software companies such as ServiceNow, Salesforce, Oracle, and SAP also experienced declines in their stock prices, with drops of 9.94%, 6.09%, 2.19%, and 15.2% respectively [4] - The iShares Expanded Tech-Software Sector ETF (IGV) fell by 4.94%, entering a technical bear market with a 22% decline from recent highs [4] Technology Sector Insights - Rob Williams, Chief Investment Strategist at Sage Advisory, noted that while artificial intelligence (AI) has driven economic growth, it has also raised valuation concerns in the stock market. He emphasized the need for tech giants to report "explosive" earnings to boost market sentiment [6] - Meta Platforms saw a stock increase of 10.4% after announcing continued investment in AI, while Apple reported better-than-expected quarterly revenue, leading to a post-market stock rise of over 3% [6] Notable Stock Movements - Major tech stocks showed mixed performance: Nvidia rose by 0.52%, Alphabet (Google) increased by 0.71%, while Amazon, Broadcom, and Tesla saw declines of 0.53%, 0.75%, and 3.23% respectively [7][8] - The Philadelphia Semiconductor Index rose by 0.16%, reaching a new historical high, with notable gains from companies like Lam Research and KLA Corporation [7] Earnings Reports - Apple reported first-quarter revenue of $143.76 billion, a 16% year-over-year increase, exceeding expectations of $138.4 billion. iPhone revenue was $85.27 billion, up 23% from the previous year [10] - SanDisk's second-quarter revenue was $3.03 billion, surpassing the expected $2.67 billion, while Western Digital also reported better-than-expected earnings [11][12]

周四（1月29日）纽约时段，贵金属价格快速跳水，现货金价短线一度跌超400美元，随后收复了近一半跌幅。 现货黄金价格日内一度逼近5600美元关口，但在北京时间23:00左右开始下滑，从每盎司5530美元附近跌至5105.83美 元，日内跌幅最大时为5.7%。发稿时反弹至5317美元，跌幅收窄至1.8%。 分析认为，金银的短线跳水源于投资者在价格频刷新高后获利了结。 High Ridge Futures金属交易主管David Meger表示："在贵金属价格近期刷新历史新高后，我们看到了一波剧烈的抛售。" 但要指出的是，现货黄金本周迄今上涨6.5%，本月仍累计上涨23%。从加密领域的公司到各国的中央银行，对黄金的需 求仍正在持续扩大。 日内早些时候，加密公司Tether首席执行官表示，计划将其投资组合中10%至15%的资金配置到实物黄金。全球规模最大 的黄金ETF——SPDR Gold Trust的持仓量升至接近四年来高位。 GoldSilver Central董事总经理Brian Lan指出："贵金属正处在聚光灯下，投资者总是愿意让资金流向那些能够带来高回报 的资产。" Marex全球市场分析主管Guy Wol ...

iPhone需求强劲 凤凰网科技讯北京时间1月30日，苹果公司(NASDAQ:AAPL)今天发布了截至12月27日的2026财年第一 季度财报。财报显示，苹果第一财季总营收为1437.56亿美元，较上年同期的1243.00亿美元增长16%， 创历史纪录；净利润为420.97亿美元，较上年同期的363.30亿美元增长16%。 苹果第一财季业绩出色，总营收、每股收益、iPhone和服务业务收入均创下历史新高，中国区收入飙升 了38%。 股价表现： 苹果第一财季营收、每股收益以及iPhone收入均超出分析师预期，股价在盘后上涨不到1%。 .服务收入为300.13亿美元，较上年同期的263.40亿美元增长14%； 苹果股价盘后上涨0.32% 苹果股票周四在纳斯达克交易所开盘报258.00美元。截至周四收盘，苹果股价上涨1.84美元，报收于 258.28美元，涨幅为0.72%。截至发稿，苹果股价在盘后交易中上涨0.83美元至259.11美元，涨幅为 0.32%。过去52周，苹果股价最高为288.62美元，最低为169.21美元。 第一财季业绩要点： ——总营收为1437.56亿美元，较上年同期的1243.00亿美元增长 ...

Core Viewpoint - Several major fund companies, including GF Fund, Harvest Fund, E Fund, and Huaan Fund, have announced adjustments to the trading times and subscription amounts for their oil-related LOF funds due to significant price premiums in the secondary market [1][2][4][8]. Group 1: Fund Trading Adjustments - GF Fund's oil-related LOF fund will be suspended for trading from January 30, 2026, at market opening until 10:30 AM due to a significant premium in the secondary market [2]. - Harvest Fund's oil LOF fund will also be suspended for trading on the same date and time for similar reasons [4]. - Huaan Fund's S&P Global Oil Index LOF fund will follow the same trading suspension schedule due to substantial price deviations from the net asset value [8]. Group 2: Subscription Limit Changes - Huaan Fund will reduce the daily cumulative investment limit for its oil LOF fund to 2 yuan starting January 30, 2026, and will suspend large subscriptions and regular investment plans [10]. - GF Fund will adjust the subscription limit for its oil LOF fund to 10.00 yuan per day for individual accounts starting January 30, 2026 [10]. Group 3: Price Premium Risks - All mentioned funds have highlighted the risk of significant price premiums in the secondary market, warning investors that blind investments could lead to substantial losses [2][4][8].

凤凰网科技讯1月29日，Redmi正式推出并开售大屏长续航学习平板Redmi Pad2Pro，售价1799元起。 8GB+128GB：原价1799元，国补后1529.15元 8GB+256GB：原价1999元，国补后1699.15元 续航是其核心亮点，内置12000mAh大容量电池，官方宣称超长待机可达69天，支持33W有线充电与 27W有线反充，可充当应急充电宝。系统层面预装小米澎湃OS3.0，支持无线投屏、妙享桌面与苹果生 态互联，并提供PC级浏览器、WPS等专业应用，新增53系列教辅资源，覆盖全学段学习需求。 价格与开售信息 Wi-Fi版(现已开售) 12GB+256GB柔光版：原价2499元，国补后2124.15元 该平板搭载12.1英寸2.5K超清护眼屏，采用16:10黄金比例，支持120Hz刷新率与600nits峰值亮度，配备 全亮度DC调光、硬件级低蓝光与节律护眼2.0技术，纳米柔光屏设计带来类纸书写质感。 5G版(3月下旬开售) 性能方面，该机搭载台积电4nm工艺的第四代骁龙7s移动平台，辅以杜比全景声四扬声器与金属一体化 机身，提供深灰色、紫色、银色三种配色。 8GB+256GB：售价259 ...

凤凰网科技讯1月29日，传音控股发布2025年年度业绩预告，经公司财务部门初步测算，预计2025年年 度实现营业收入655.68亿元左右，比上年同期减少31.47亿元左右，同比减少4.58%左右。 传音控股预计2025年年度实现归属于母公司所有者的净利润25.46亿元左右，比上年同期减少30.03亿元 左右，同比减少54.11%左右。 传音控股在公告中解释称，公司由于受供应链成本影响，存储等元器件价格上涨较多，对公司的产品成 本和毛利率造成一定影响，导致报告期内公司整体毛利率出现下滑态势。 传音控股还称，为应对市场竞争，提升公司品牌形象，以及为保持公司长期核心竞争能力，报告期内， 公司销售费用和研发投入有所增加。综上，预计公司收入同比下降4.58%左右的基础上净利润同比下降 较多。 ...

中国金币集团发布公告，近期贵金属原材料价格持续大幅攀升，特提醒广大贵金属纪念币集藏爱好者， 理性参与投资，注意管控风险。 ...

Core Viewpoint - Xiaopeng Motors and Volkswagen have successfully launched their first collaborative product, the ZHONG 07, which features a new electronic and electrical architecture called China Electronic Architecture (CEA) [1] Group 1: Collaboration and Product Launch - Xiaopeng Motors' Chairman He Xiaopeng expressed satisfaction with the successful implementation of the CEA architecture in the ZHONG 07 model, marking a significant milestone in their partnership with Volkswagen [1] - Volkswagen Group (China) Chairman and CEO Ralf Brandstätter announced that from 2026, domestic Volkswagen brand electric vehicles will utilize the CEA architecture [1] Group 2: Technical Specifications - The CEA architecture serves as a central control hub for all critical electronic functions, reducing the number of control units in each vehicle by 30% and allowing for easy integration of advanced features like autonomous driving assistance in the future [1] - The ZHONG 07 is positioned as a pure electric sedan, with dimensions of 4853 mm in length, 1852 mm in width, and 1566 mm in height, and a wheelbase of 2826 mm [1] - The vehicle will be powered by an EEK motor with a maximum output of 170 kW and will feature a lithium iron phosphate battery supplied by Guoxuan High-Tech [1]