Jin Rong Shi Bao
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李强签署国务院令!3月15日起施行
Jin Rong Shi Bao· 2026-02-10 03:03
具体内容梳理如下: 1.生效日期:《条例》自3月15日起施行。 2.自然保护区分为国家级、省级: 在国内外有典型意义、在科学上有重大国际影响或者有特殊科学研究价值的自然保护区,以及涉及国家 海洋权益的自然保护区,列为国家级自然保护区。其他自然保护区列为省级自然保护区。 3.分区管理: 核心保护区内原则上禁止人为活动,一般控制区内严格限制人为活动。 根据《条例》,自然保护区划分为核心保护区和一般控制区,实行分区管控。 自然保护区的下列区域应当划为核心保护区: 国务院总理李强日前签署国务院令,公布修订后的《中华人民共和国自然保护区条例》(以下简称《条 例》),自3月15日起施行。 《条例》共5章48条。具体来看,《条例》所称自然保护区,是指由国务院或者省、自治区、直辖市人 民政府批准设立,以保护典型的自然生态系统、珍稀濒危野生动植物物种的天然集中分布区、有特殊意 义的自然遗迹等为主要目的,实现自然资源科学保护和合理利用的特定陆地和海洋区域。 自然保护区管理机构应当建立日常巡护制度,制定突发事件应急预案;加强对自然保护区保护情况的监 督检查。 4.严格处罚: 在自然保护区核心保护区内开展《条例》第二十六条规定以外的 ...
多地陆续清退“失联”“空壳”地方金融组织
Jin Rong Shi Bao· 2026-02-10 02:06
Core Insights - The ongoing cleanup of "missing" and "shell" local financial organizations has been a focus since 2026, with multiple companies having their operating licenses revoked in Hainan Province [1][3] - The trend of regulatory actions is not isolated to Hainan, as various regions have been actively deregulating non-compliant financial entities, particularly in the financing guarantee and micro-lending sectors [2][3] Summary by Category Regulatory Actions - Hainan Province has revoked the financing guarantee business licenses of two companies and the business qualifications of three micro-lending companies, indicating a strong regulatory stance [1] - Since 2025, significant numbers of financing guarantee licenses have been revoked in regions like Chengdu and the Pearl River Delta, with nearly 40 institutions in Chengdu alone being deregistered [2] - The ongoing efforts in 2026 include the cancellation of licenses for several financing guarantee companies in Chongqing and Sichuan, continuing the trend of cleaning up "missing" and "shell" organizations [3] Industry Trends - The financial management departments are actively working to eliminate "zombie entities" and non-compliant organizations, reflecting a commitment to regulatory compliance in the financing guarantee sector [3] - The number of local financial organizations is on a decline due to a strategy of "controlling new additions and reducing existing numbers," as stated by industry experts [3] Market Dynamics - Financial institutions, particularly private banks, have been streamlining their partnerships, with many removing non-compliant financing guarantee companies from their collaboration lists since 2025 [4] - The dual approach of local government deregulation and financial institution partnership reduction is seen as a way to enhance compliance and service quality within the local financial industry [5] Future Outlook - The continuous dual regulation is expected to purify the development environment of the local financial industry, leading to an optimized industry structure where compliance and professional services become mainstream [6]
广西南宁 添香烟火气 金融显温度
Jin Rong Shi Bao· 2026-02-10 02:05
在广西南宁,一句"友仔,吃粉去不"是街头最亲切的问候。一碗酸辣咸香的老友粉,一杯清新馥郁的茉 莉花奶茶,一锅温补暖身的马山黑山羊煲……这些不仅是南宁人的日常滋味,更是这座城市跳动的经济 脉搏。在热气腾腾的烟火气背后,有一股坚实的金融力量在默默"加柴添火"。其中,农行南宁分行以一 系列精准温暖的金融服务,为百姓餐桌"增色添香"。 花香是它的灵魂。这抹独一无二的清新源自"中国茉莉花之乡"横州市。农行横州市支行深耕于此,是花 农与产业的"芬芳守护者"。截至2025年末,该行信贷支持茉莉花茶产业上下游企业200多家,金额超3亿 元,资金用于从标准化种植、高效烘干到精油萃取的全产业链升级,让横州茉莉花不仅飘香茶盏,更化 身为高附加值的食品原料,成就奶茶杯里那口辨识度极高的"广西味"。 一碗河粉 "飘香"东南亚 "老友粉的灵魂,一半在料头,一半在粉。"在广西—东盟经济技术开发区老友粉产业园一家专注河粉生 产数十年的食品企业里,非遗技艺传承人正带领工人们忙碌。这里生产的正是许多南宁老友粉店指定的 品牌河粉,其传统技艺已被列入非物质文化遗产名录。 随着市场对品质要求的提升和订单的增长,企业急需资金升级设备、扩大产能,让这口传 ...
“星火稻乡” 绘文旅新景
Jin Rong Shi Bao· 2026-02-10 02:05
寒冬腊月,松花江畔朔风料峭,佳木斯市桦川县国家4A级景区星火稻乡雪世界内却暖意漾漾、笑语喧 天,以厚雪精雕成的"星火号"老式火车栩栩如生,宛若雪域仙境的"雾凇长廊"迤逦伸展。游客们或 在"稻草风情糖葫芦树"旁甜蜜打卡,或沿"天空雪滑梯"疾驰而下,尽享冰雪欢趣。当零下20℃的冰雪盛 景邂逅38℃的人间烟火,一幅热气腾腾、生机盎然的冬日文旅图景,在星火稻乡雪世界鲜活铺展开来。 "近年来,黑龙江冰雪旅游持续升温,为抢抓这一发展机遇,星火稻乡雪世界业态升级改造项目及早谋 划启动。但项目建设初期,村庄基础设施陈旧、文旅场景配套不足,村容翻新、设施添置、服务升级等 工程均面临资金缺口,项目推进陷入停滞。"谈起当时的困境,项目负责人仍难掩焦急。 就在项目负责人一筹莫展之际,中国人民银行佳木斯市分行组建的金融顾问团队主动上门对接,送来金 融"及时雨"。在省市县三级工作专班推动下,农发行桦川县支行对项目现金流、运营模式、风险点等反 复论证,采取"一项目一方案"精准匹配项目资金需求,以景区未来收入和民宿经营收益作为还款来源, 帮助项目主体获批1000万元贷款。这笔资金不仅解了燃眉之急,更坚定了项目方的发展信心。"这次冰 雪季,我 ...
枸杞“贷”动致富路
Jin Rong Shi Bao· 2026-02-10 02:05
Core Viewpoint - The financial support and initiatives from the People's Bank of China in Wuzhong City are significantly enhancing the development of the goji berry industry in Tongxin County, leading to increased production, quality, and profitability by providing tailored financial products and services [1][2]. Financial Support Initiatives - The People's Bank of China has guided local financial institutions to launch specialized credit products like "re-loan + rural revitalization" and "re-loan + goji berry industry" to support the expansion of the goji berry industry chain, effectively reducing financing costs [2]. - By the end of 2025, the balance of agricultural loans in Tongxin County is expected to grow by 13.6% year-on-year [1]. Credit and Loan Accessibility - The establishment of credit villages has enabled the local agricultural bank to conduct village-wide credit assessments, resulting in lower interest rates for farmers [3][4]. - The total credit granted to credit villages in Tongxin County has reached 5.67 billion yuan, benefiting approximately 13,800 farmers [4]. Employment and Economic Impact - The goji berry industry has created significant employment opportunities, with over 50 million labor instances annually and labor costs amounting to around 280 million yuan [6]. - The average income for farmers involved in goji berry cultivation has increased by over 5,000 yuan, with the total production area reaching 120,000 acres and generating an output value exceeding 800 million yuan [6]. Development Models - A "leading enterprise + base + farmer + marketing network" model has been established, promoting stable development for enterprises while enhancing farmers' income [6]. - The local government is actively promoting the organic goji berry industry through land transfer and enterprise introduction, resulting in the establishment of over 10,000 acres of goji berry planting bases [6].
金融赋能养殖废弃物“变废为宝”
Jin Rong Shi Bao· 2026-02-10 02:05
数九寒天,青藏高原牧区多数企业进入生产淡季,但在青海省海北州海晏县某绿色有机资源开发有限公 司的生产车间内,却是一派机器轰鸣、热火朝天的繁忙景象。经过发酵、加工、造粒等一系列现代化工 序,原本堆积如山的牛羊污粪,源源不断地转化为一袋袋黑色颗粒状有机肥,随即发往西藏、甘肃等 地。这是金融支持海北州农牧业循环经济发展的生动实践,通过将养殖废弃物资源化,实现"变废为 宝"。 "从过去的'等米下锅'到现在的'储粮备战',有了稳定的资金支持,公司得以提前锁定原料,开足马力生 产,从而应对开春后雪域高原农业生产用肥高峰,更带动产业链上下游协同发展,实现多方共赢。"该 公司负责人表示,羊粪资源化利用不仅有效解决了养殖区域粪污污染问题,还带动当地牧民增收,助力 守护青海湖北岸生态安全。 作为一家深耕有机肥生产的科技型绿色小微企业,该公司凭借绿色、有机、环保、高效的产品特性,在 市场上已建立良好口碑,产品畅销省内外。然而,就在几个月前,公司负责人还在为实现年产销8万吨 的扩产目标而发愁。"市场订单有保障,但想要升级生产线、扩大原料收储规模需要大量资金,资金缺 口还比较大。"该公司负责人坦言,企业一度面临"有米下锅"却"锅不够大 ...
“赛事经济”点燃消费热潮
Jin Rong Shi Bao· 2026-02-10 02:05
Core Insights - The 2025 Hunan Provincial Football League ("Xiangchao") has successfully stimulated consumer spending, with a total of 105 billion yuan in loans supporting the "event economy," attracting over 2.3 million attendees and generating 12.149 billion yuan in consumption [1][2]. Financial Support and Policy Collaboration - The People's Bank of China Hunan Branch has initiated a collaborative financial ecosystem for the "event economy," encouraging banks to proactively engage with local sports events for tailored financial solutions [2][3]. - A comprehensive support system has been established, involving multiple departments to enhance policy transmission efficiency and promote financial services to sports enterprises [3]. Innovative Financial Services - Financial institutions are innovating service models to support the integration of finance and tourism, with banks providing tailored loans and financial products to meet diverse market needs [5][6]. - The introduction of "carbon ticket" transactions at events exemplifies the integration of finance, green initiatives, and sports, promoting eco-friendly practices among attendees [4]. Consumer Engagement and Experience - Banks are implementing "street-sweeping" services to support local businesses near event venues, facilitating quick loans to help them meet increased demand during events [5][6]. - Various promotional activities, such as food vouchers and discounts, have been launched to enhance consumer engagement and stimulate spending during the events [5][8]. Comprehensive Financial Support System - A multi-layered financial support system has been developed to address the entire lifecycle of the "event economy," including innovative credit products and flexible financing options for different stakeholders [8][9]. - Customized insurance products have been created for participants and attendees, ensuring comprehensive coverage and enhancing the overall event experience [9].
广东汕头 现金服务迎新春
Jin Rong Shi Bao· 2026-02-10 02:05
岁暮天寒,年味渐浓。街头巷尾,人们开始为新年忙碌:置办年货、添置新衣、准备红包……民众消费 热情持续升温,现金的需求也同步走高。为满足多样化的现金服务需求,保障现金供应不断档,中国人 民银行汕头市分行预先谋划、主动靠前一步,在现金供应精准度、服务便利度、人民满意度三个维度发 力,扎实推进现金管理与服务保障各项工作,以高效、安全、便捷的现金管理服务为即将到来的新春佳 节增添金融暖意。 聚焦重点区域群体,提升现金服务"便利度"。中国人民银行汕头市分行坚持"现金服务为民"理念,重点 聚焦县域区域和重点人群,着力推进现金服务便利化水平。扎实做好县域服务,在汕头市62个农村和村 居现金服务点为县域群众提供便捷的兑零服务。2025年12月以来,现金服务点已累计为县域群众完成零 钞兑换近200次。同时,该行组织银行机构深入乡村、社区开展"迎新春、兑新钞"专项活动,2025年12 月以来累计开展上门服务50余次,惠及群众1000余人。此外,该行持续优化适老化与特殊群体服务,推 动全辖银行网点开设现金服务绿色通道近50个,设立老年人优先窗口近70个,安排专人提供兑零换 残"一对一"贴心服务;及时纾解商户找零难题,为大型商超、农 ...
冬日暖意 添“金”聚力
Jin Rong Shi Bao· 2026-02-10 02:05
Core Insights - Dehong Prefecture in Yunnan Province is leveraging its favorable climate to drive economic development through financial initiatives and the promotion of local industries [1] Group 1: Agricultural Development - Dehong is recognized as the "hometown of winter fresh corn" in China, with local farmers benefiting from a credit model that allows them to obtain loans without collateral, thus enhancing their agricultural productivity [2] - By the end of 2025, Dehong aims to have 179,300 credit users, 308 credit villages, and 39 credit towns, with 115,700 borrowing farmers and a loan balance of 15.937 billion yuan [2] - Financial products tailored to local agricultural needs, such as "Dendrobium loans" and "nut loans," are emerging to support the growth of highland specialty crops [2] Group 2: Tourism and Hospitality - The "Warm Winter Residence" brand is attracting more tourists and seasonal residents to Dehong, with innovative financial solutions enhancing the local hospitality sector [3] - A remote personal housing loan system has been introduced to facilitate property purchases for non-local residents, making it easier for them to settle in Dehong [3] - By November 2025, Dehong is expected to receive nearly 40 million domestic tourists, with a year-on-year increase of over 40% in the number of seasonal residents [3] Group 3: Renewable Energy - Dehong is developing a "water-light complementary" green energy base that can supply approximately 800 million kilowatt-hours of green electricity annually [4] - The financial system has provided 360 million yuan in funding for the construction and smart upgrades of renewable energy projects, significantly reducing financing costs through carbon reduction support tools [4] - By the end of November 2025, the financial system in Dehong has supported seven photovoltaic projects with loans totaling 759 million yuan and a carbon reduction support tool loan balance of 115 million yuan [4]
金融活水润“冰裳”
Jin Rong Shi Bao· 2026-02-10 02:05
在风景秀美的鸭绿江畔,以鲜美草莓闻名的辽宁丹东正迎来产业发展的新篇章。当地历史悠久的纺织服 装产业,敏锐抓住冰雪经济兴起的新机遇,从传统制造向智能化高端化转型,一批企业借力技术创新与 金融支持,在专业户外服装领域崭露头角。 有了金融活水的滋养,飞马特的发展步伐明显加快。近年来,企业生产总值连年稳步攀升,还通过与高 校、科研机构建立产学研合作,持续加大研发投入力度。"从制造到'智造',我们正致力于打造丹东本 土的高端户外服装品牌。"金勇灿充满信心地表示。 近年来,邮储银行丹东市分行持续加大对中小企业特别是制造业、文旅体育融合产业的信贷支持。数据 显示,该行2025年投放信贷资金超7亿元,有效激发了市场活力。"我们聚焦本地产业转型升级中的金融 需求,特别是冰雪经济这样的新兴增长点,通过精准信贷服务帮助企业突破发展瓶颈。"该行相关负责 人表示。 在鸭绿江的碧波与冰雪运动的热情交织中,丹东这座边境城市正以创新为笔、金融为墨,书写传统产业 转型升级的新篇章。一条江畔、一身"冰裳",丹东的产业多元化发展之路越走越宽,为区域经济高质量 发展注入了源源不断的动力。 丹东纺织服装产业始于20世纪80年代,以化纤、棉、毛、丝绸等 ...