Jin Rong Shi Bao

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推动全区旅游业繁荣发展
Jin Rong Shi Bao· 2025-08-19 02:39
Group 1 - The People's Bank of China Guangxi Autonomous Region Branch has issued measures to support the high-quality development of the cultural tourism and sports industry in Guangxi, focusing on expanding financial supply, innovative financial services, strengthening government-bank-enterprise connections, and enhancing security measures [1][3] - As of the end of Q2 2025, the loan balance for Guangxi's cultural and sports industry reached 201.33 billion yuan, with a year-on-year growth of 6.63% [1] - In the first seven months of this year, the total loan issuance for the cultural and sports industry in Guangxi reached 45.94 billion yuan [1] Group 2 - Guangxi banks are innovating by incorporating "soft" indicators such as profitability, development prospects, and social welfare into customer ratings and credit approvals, addressing the issue of lack of fixed asset collateral in the cultural and sports industry [2] - Guangxi Rural Commercial Bank has introduced a loan secured by the right to charge for sightseeing vehicles, providing 50 million yuan for the Beihai Weizhou Island tourism project [2] - As of the end of Q2, the balances of credit loans, future income rights pledge loans, and trademark pledge loans in Guangxi's cultural and sports industry were 44.4 billion yuan, 3 billion yuan, and 0.875 million yuan, respectively, with growth rates of 17.7%, 11.5%, and 414.7% [2] Group 3 - The People's Bank of China Guangxi Branch has established a financing demand list for key cultural and sports enterprises and a bank list to enhance financing service efficiency [3] - In the first half of the year, Guangxi banks facilitated the issuance of 2.12 billion yuan in loans for cultural and sports projects, benefiting 347 enterprises [3] - A total of 46,800 cultural and sports industry entities were connected by Guangxi banks this year, an increase of 2,266 compared to the same period last year [3] Group 4 - The People's Bank of China Guangxi Branch is enhancing payment services in key cultural and sports consumption areas, improving the acceptance environment for bank cards [4] - As of the end of May, the proportion of key merchants in Guilin accepting foreign cards increased from 51.04% to 97.17% [4] - Various banks in Guangxi are launching themed debit and credit cards, providing financial services such as installment loans and low-threshold small credit loans to enhance consumer experience [4]
绘就“绿”动陇原新画卷
Jin Rong Shi Bao· 2025-08-19 02:39
在陇东庆阳,"陇电入鲁"工程换流站机器轰鸣,叶轮随风转动,将黄土高原的绿色电能源源不断送往齐 鲁大地;千里之外的酒泉玉门,世界首台(套)300兆瓦级人工硐室压缩空气储能示范项目正进入建设 关键期;甘南草原上,农行甘肃省分行绿色金融创新模式入选"联合国粮农组织首届全球畜牧业可持续 转型大会"典型案例,向世界讲述着中国高寒牧区绿色发展的动人故事…… 近年来,农行甘肃省分行聚焦"双碳"目标、黄河流域生态保护和高质量发展等国家战略,立足陇原大地 生态禀赋,以绿色金融之笔绘就了一幅幅绿色发展的崭新画卷。 今年以来,农行甘肃省分行以"绿色金融转型金融协同推进年"为契机,紧扣甘肃省生态保护与高质量发 展需求,以绿色贷款投放、产品创新、机制优化为抓手,推动绿色金融与转型金融深度融合。截至今年 7月末,该行绿色贷款余额511.09亿元,较年初增加44.44亿元,增速9.52%,高于各项贷款增速2.73个百 分点。 绿电出陇原 金融赋能清洁能源开发 "看!这就是中国速度!"华能庆阳新能源二批项目负责人指着远处山坳上的风机说,"'陇电入鲁'工程每 年将向山东输送电力超400亿千瓦时,能够满足1000万户家庭一年用电量,农行的资金支 ...
戈壁荒漠变“蓝海”
Jin Rong Shi Bao· 2025-08-19 02:39
"电费收费权质押"模式的创新运用不仅能进一步降低银行放贷风险,还能有效"贷"动信贷资金不断流向 光伏产业,让企业的融资可得性大幅提升,有力促进喀什地区光伏产业的快速发展,也为金融支持其他 领域发展提供了切实可行的思路。从社会效益方面看,该项目建成后预计可实现年上网平均发电量7.4 亿千瓦时,减排二氧化碳75万吨,减排二氧化硫178万吨,治理土地沙化面积达1.4万亩,做到了将光照 资源优势转化为经济发展优势,也实现了戈壁荒漠变身光伏"蓝海"的美好愿景。 截至2025年4月末,喀什地区光伏项目贷款余额153亿元,支持企业24家,余额同比增长65.2%,支持企 业数量较同期增加4个。其中,已有8家银行通过"电费收费权质押"模式为光伏企业提供资金支持,贷款 余额达51.84亿元,占全部光伏项目贷款余额的三分之一以上。在绿色资金的支持下,辖区光伏产业蓬 勃发展,实现了清洁能源产出与荒漠生态改善的双重效益。 新疆喀什地区太阳能资源丰富,年均日照时数2740小时,用于建设光伏太阳能基地的沙漠、戈壁等土地 资源十分充足。为切实践行好绿色发展理念,抢抓新能源发展机遇和优势,中国人民银行喀什地区分行 聚焦光伏产业有效抵押物不足、 ...
一张证书激活万亩青山
Jin Rong Shi Bao· 2025-08-19 02:39
Core Viewpoint - The article highlights the successful implementation of a forest rights transaction certification mortgage loan in Youyang County, which aims to address financing difficulties faced by forestry operators lacking forestry real estate certificates, thereby facilitating the financial transformation of ecological value in the region [1][2]. Group 1: Institutional Framework - The People's Bank of China Youyang Branch has established a robust institutional framework to support the reform of collective forest rights, guided by multiple policies including the "Youyang County Deepening Collective Forest Rights Reform Pilot Work Plan" and related management measures [1]. - The initiative aims to enhance the standardization of forest land transfer and clarify ownership relationships, providing institutional guarantees for innovative forest rights mortgage loans [1]. Group 2: Innovative Service Models - The Youyang Branch actively addresses common challenges in forest rights mortgage work, such as difficulties in rights confirmation, assessment, and disposal, by promoting collaboration with local banks and relevant departments [2]. - A total of 2.46 million mu of forest land has been publicly and normatively transferred across 70 villages in 21 townships, with a transfer amount of 123 million yuan and a transfer duration of 25 years [2]. Group 3: Resource Value Activation - The Agricultural Development Bank of Youyang utilized the "forest rights transaction certification + boundary vector map" financing model to issue a 530 million yuan loan with a 15-year term and a 3% preferential interest rate to Youzhou Ecological Agriculture Development Co., Ltd [2]. - The innovation of the Youyang forest rights transaction certification financing model marks significant progress in the exploration of mechanisms for realizing ecological value and deepening collective forest rights reform [2].
桃子熟 山乡美
Jin Rong Shi Bao· 2025-08-19 02:39
Core Viewpoint - The article highlights the successful collaboration between the local agricultural bank and the villagers in Shijian Village, Jiangsu Province, focusing on the cultivation of yellow peaches and the development of rural tourism, which has significantly improved the villagers' income and economic conditions [1][2][3] Group 1: Agricultural Development - The yellow peach cultivation in Shijian Village spans 830 acres, with the local agricultural bank providing crucial financial support, including a startup loan of 1 million yuan, which enabled the establishment of the peach orchard [1] - Over 60 households have joined the yellow peach planting initiative, with the bank issuing a total of 17.8 million yuan in loans to support the farmers, resulting in an average annual income increase of 28,000 yuan per person [2] - The establishment of a 2,000 square meter temperature-controlled warehouse, funded by a 4 million yuan loan, has improved the storage and preservation of yellow peaches, allowing for a longer sales period [2] Group 2: Sales and Marketing - The online sales of yellow peaches have expanded significantly, with sales expected to exceed 2 million yuan this year, aided by the bank's e-commerce platform and promotional activities [2] - The bank's support has facilitated the development of various sales channels, helping the villagers reach markets across more than 20 provinces and cities in China [2] Group 3: Rural Tourism Development - Shijian Village is leveraging its geographical advantages to develop a rural tourism model, combining agriculture with tourism, which is expected to attract 30,000 visitors annually [3] - The bank has provided loans for upgrading facilities, such as an open kitchen for local dining experiences, which will benefit over 40 surrounding households involved in the hospitality industry [3] - The bank's initiatives have led to the issuance of 485 million yuan in loans to 1,280 new agricultural entities, fostering innovation and productivity among farmers [3]
冷水鱼 热市场
Jin Rong Shi Bao· 2025-08-19 02:39
Group 1 - The core viewpoint of the articles highlights the significant growth and development of the cold-water fish farming industry in Hailin City, Heilongjiang Province, driven by favorable natural resources and financial support from local banks [1][2][3] - Hailin City has a total aquaculture area of 62,000 acres, producing over 2,645 tons of cold-water fish this year, with a total output value of 42.32 million yuan, both showing a year-on-year growth of 15% [1] - The financial support from the People's Bank of China and local banks has been crucial, with the agricultural and fishery loans reaching a balance of 2.266 billion yuan, a year-on-year increase of 4.76%, and loans related to fisheries growing by over 20% [3] Group 2 - The introduction of credit products like "Yunong Quick Loan" has enabled fish farmers to expand their operations, as seen in the case of a local fish farmer who received 350,000 yuan to increase production [2] - The local government and financial institutions have established a "New Agricultural Operating Entity Support Plan" to dynamically update financing needs and encourage tailored financing solutions for different production stages [3] - Financial institutions have launched targeted loan products such as "Huiyu Loan" and "Industry Loan" to effectively meet the funding needs of fish farmers [3]
煤城”变“智城
Jin Rong Shi Bao· 2025-08-19 02:39
随着一架无人机腾空而起,辽宁阜新,这座曾经因煤而兴的城市正式踏上了经济转型的新征程。时光荏 苒,无人机生产、飞行试验、飞行培训、无人车、矿山机器人、智能雷达等科技含量与未来感十足的产 业在这里集聚,阜新成为新崛起的"智能城"。 当前,知识产权质押融资、仓单质押等创新金融产品落地阜新,5家企业办理知识产权质押贷款3.24亿 元。阜新银行科技支行作为支持科技型企业的专门机构,从科技型企业需求出发,为科技型企业提 供"一站式"服务。邮储银行(601658)阜新市分行通过"送贷进园区""送贷进市场""送贷帮创业""送贷到 产业"等有效对接活动,今年成功放款6.74亿元,服务客户2077户。农行阜新分行、交行阜新分行等创 新推出"科技e贷""速保贷""辽科贷"等专属产品,为阜新市科创类企业提供金融支撑。 从曾经海州露天矿的排矸区到今天的航空航天小镇,产业的"无中生有"离不开融资支持。中国人民银行 阜新市分行全力支持阜新实施全面振兴新突破三年行动及"两市四区"建设,以金融活水精准灌溉科技创 新良田,全力强化科技金融支撑,为阜新市科技企业发展、产业升级注入源源不断的金融动力。 该行还通过与市科技局深入合作,建立《阜新市科技 ...
千年邯郸向“绿”生
Jin Rong Shi Bao· 2025-08-19 02:39
Group 1 - The core idea of the articles revolves around the green transformation efforts in Handan, a city in Hebei Province, emphasizing the shift from a heavy industrial base to a more sustainable, eco-friendly economy [1][2][6] - Handan has implemented a "green account" service model to help enterprises realize the value of their green assets, with 57 companies in the steel, coking, and carbon industries assessed, totaling 11.18 billion yuan in green assets [2][3] - The People's Bank of China in Handan has introduced various financial support measures for carbon reduction, including a comprehensive evaluation of enterprises' green accounts to facilitate credit loans [3][4] Group 2 - Zhongchi New Materials Co., Ltd. is a pilot enterprise for the "green account" initiative, focusing on technological innovation and green development, and has established a project for producing 650,000 tons of calcined coke annually [3][6] - The bank provided a 10 million yuan credit loan to Zhongchi New Materials with a reduced interest rate of 3.25%, showcasing the innovative application of the "green account" in financing [3][4] - The wind power project by Jizhou County Hongze Wind Power Co., Ltd. received significant financial support, including a 241 million yuan credit facility with a 15-year term and a one-year grace period, aimed at promoting clean energy development [5][6] Group 3 - Hebei Longhai Bioenergy Co., Ltd. specializes in producing biodiesel from waste oils and has faced financing challenges due to a lack of traditional collateral [6][7] - The bank successfully facilitated a 20 million yuan equity pledge loan for Longhai Bioenergy, addressing its funding issues and enabling further expansion [6][7] - The financial support provided to these enterprises illustrates the effectiveness of green finance initiatives in promoting sustainable economic growth in Handan [6][7]
“鱼米之乡”产业旺
Jin Rong Shi Bao· 2025-08-19 02:39
Core Insights - The Hubei Agricultural Development Bank has actively supported the development of smart agriculture and rural revitalization projects, contributing to local employment and income growth [1][2][3] Group 1: Smart Agriculture Initiatives - The Hubei Agricultural Development Bank has issued loans totaling 14.8 billion yuan since 2022 to support the construction of over 2,000 standardized vegetable greenhouses in the Huanggang Smart Agriculture Demonstration Park [1] - The project has created job opportunities for 1,500 local farmers, increasing their average monthly income by 3,000 yuan [1] - The integration of agriculture, tourism, and education has led to the emergence of new business models in the region [1] Group 2: Ecological Farming Practices - The bank has invested 1.52 billion yuan in 2024 to support the "Duck-Frog-Fragrant Rice" ecological farming model, improving soil quality across over 50,000 acres of farmland [2] - The project has created over 2,000 job opportunities, enabling local laborers to participate in the agricultural economy [2] - The bank's initiatives also include support for comprehensive rural environmental restoration and the development of local specialty products [2] Group 3: Citrus Industry Development - The bank has provided 12 billion yuan in loans to support various citrus projects in the Three Gorges and Danjiangkou areas since the start of the 14th Five-Year Plan [3] - In 2022, 4.5 billion yuan was allocated to develop 16.48 million acres of citrus demonstration bases, transforming low-yield orchards into productive farms [3] - The introduction of the "Beijing Ice Ocean" orange soda project has helped establish a full industrial chain for citrus, enhancing local economic growth and providing temporary jobs during the harvest season [3]
“三个100亿”支持稳外贸促消费
Jin Rong Shi Bao· 2025-08-19 02:39
今年以来,中国人民银行广东省分行全力贯彻适度宽松的货币政策,创设"三个100亿""粤科融""焕新 贷""粤贸贷"支农支小再贷款、再贴现专项额度,对科创、消费、外贸等重点领域加大信贷支持力度, 持续赋能广东新质生产力动力升级。2025年以来,中国人民银行广东省分行设立的"三个100亿"支农支 小再贷款、再贴现专项额度带动金融机构向科技、消费、外贸三大重点领域发放贷款929亿元,在助力 广东新质生产力加速发展方面发挥了积极作用。 "粤科融"助力知识产权价值变现 广东SKZH科技有限公司是佛山顺德一家专业从事污水综合治理、养殖废水处理及生态修复的科技型小 微企业,拥有自主知识产权"菌藻共生一体化"鱼塘尾水治理技术,能有效处理和净化池塘养殖尾水,可 在保护生态环境的同时提升养殖产量。 公司当前主要负责顺德区鱼塘尾水治理项目,因近年来承接项目的迅速增加,产生了更高的资金需求, 但作为科创企业,一直存在轻资产、高研发投入以及抵押物缺乏问题。近期,顺德农商银行在100亿 元"粤科融"支农支小再贷款、再贴现专项额度的引导下,依托"顺赢科技贷",累计为该企业发放贷款 1000万元,优惠利率为3%。"银行推动知识产权等技术资产获 ...