Core Insights - The global chemical industry is accelerating its digital transformation under the "dual carbon" background, with precise benchmarking and intelligent analysis of production data becoming key to enhancing competitiveness and improving cost control and operational efficiency [1] Group 1: Digital Transformation in Chemical Industry - The intelligent benchmarking platform developed by the State Energy Group's Digital Technology Company automates the entire process from data collection to benchmarking analysis, incorporating AI for deep data mining and real-time assessment [1][2] - The system has been deployed across 13 chemical production enterprises under the State Energy Group, covering core business sectors such as coal-to-oil and coal chemical [1] - The platform integrates 43 standardized benchmarking indicators and over 2000 basic indicators, achieving a data automatic collection rate of 92% [1] Group 2: Data Governance and Integration - The chemical industry faces challenges such as inconsistent data standards and fragmented information, which hinder benchmarking efficiency and accuracy [2] - The new system establishes precise data acquisition rules and automates data collection from multiple systems, addressing issues of data lag, fragmentation, and standardization [2] - The time required to compile annual benchmarking reports has been reduced from two to three months to approximately one week, resulting in a nearly 90% efficiency improvement [2] Group 3: Enhanced Decision-Making - The system transforms complex data into dynamic interactive charts, allowing management to easily compare operational data across production units and track historical performance [3] - The intelligent benchmarking system enhances decision-making speed and accuracy by providing a comprehensive data-driven perspective, supporting proactive management and optimization [5] - The integration of the system with MES and ERP creates a complete intelligent decision-making ecosystem, facilitating a shift from experience-based to algorithm-driven decision-making [4][5]

今后也将逐步配备多语言服务人员，强化英文导购和指示牌等。通过英文培训提升员工跨文化沟通能力，确保从咨询到售后全程无障碍服务，同时收集 消费者反馈以持续优化体验，增强吸引力。 境外旅客可享"即买即退"，税金最快5分钟内到账 今年4月，离境退税"即买即退"政策在全国推广。中免集团厦门分公司则以最快速度响应离境退税政策升级要求，旗下厦门cdf国潮店作为首批试点单 位，于5月30日成功在中华城落地首单"即买即退"业务，实现政策红利的高效转化。该模式通过海关、税务、企业的数据实时互通，将境外旅客退税时效压 缩至"分钟级"，提升消费便利的同时，助力国货出海，彰显了厦门打造国际消费中心城市的创新魄力。 2025年7月18日，由厦门市商务局、厦门市文化和旅游局、思明区人民政府主办，思明区商务局、思明区文化和旅游局等众多单位协办支持的"暑期随心 GO 游厦门行"活动，在厦门市中山路顺利举办。 其中，中免集团厦门分公司也受邀成为此次活动的协办单位，联合商圈多家重点企业共同打造全市首个"入境游友好型街区"示范项目。积极响应国家相 关要求，推出"离境免税+即买即退+外币结算"一站式服务。中山路商圈也将通过完善服务、优化支付、推出优惠 ...

Group 1 - The seventh International Academic Conference on Artificial Intelligence, Computer Science, and Information Processing (AICSIP 2025) was held in Hangzhou, Zhejiang on July 25 [1] - A paper titled "Explaining The Improvement Of Multi-Exit Structure Distillation Using Stage Training And Attention Integration" was presented by a data intelligence technology company, attracting significant attention from both academia and the tech industry [1] - The research addresses the performance decline and inefficiency issues that arise when original AI models are distilled into smaller, less hardware-intensive models for enterprise applications, proposing a technique that enhances knowledge transfer efficiency during the distillation process [1] Group 2 - The technology has been successfully applied to a cloud-based hydropower model platform, resulting in a 52% reduction in computational consumption and a 40% increase in inference speed for the established runoff time series prediction model compared to pre-distillation [1] - This advancement significantly lowers the hardware resource requirements for AI applications in the hydropower industry, providing strong support for enhancing the intelligence level of hydropower applications [1] - The conference was sponsored by the IEEE China Council and co-hosted by Hangzhou Normal University and Hubei Zhongke Geological and Environmental Technology Service Center, with all accepted papers to be included in the IEEE Xplore core database and submitted for EI Compendex and Scopus indexing, highlighting the academic value and technological forefront of the research [2]

Group 1 - The establishment of China Changan Automobile Group marks the first central enterprise headquartered in Chongqing, with a focus on automotive manufacturing and services [1][3] - The new central enterprise is formed from the original Equipment Group and includes 117 subsidiaries, aiming to enhance global competitiveness and explore new markets in Southeast Asia, Middle East, Africa, Central and South America, and Europe [1][3] - China Changan Automobile Group is positioned as a key player in the restructuring of the Chinese automotive industry, with a registered capital of 20 billion yuan and total assets of 308.7 billion yuan [3] Group 2 - The company introduced its three major new energy brands: Avita, Deep Blue, and Qiyuan, each with distinct roles in high-end electric vehicle development and technological innovation [5] - Avita will focus on high-end intelligent electric vehicles, while Deep Blue will serve as a key pillar for high-quality development and global expansion [5] - Qiyuan will concentrate on core technologies such as intelligent driving assistance and smart power systems, supporting the brand's digital transformation [5] Group 3 - In the first half of the year, China Changan Automobile reported a total revenue of 146.9 billion yuan, with vehicle sales reaching 1.355 million units, marking an eight-year high [7] - The company aims to achieve total sales of 3 million vehicles for the year, including 1 million new energy vehicles, and expects a total revenue of 355 billion yuan [7] - By 2030, the company targets an annual production and sales scale of 5 million vehicles, with new energy vehicle sales accounting for over 60% and overseas sales exceeding 30% [7]

Group 1 - The spot gold price has been on a downward trend, with a significant drop of over 1% on July 23, followed by further declines, closing at $3,368.03 per ounce on July 24 and $3,336.25 per ounce on July 25, with a continued decrease to $3,320.35 per ounce by July 29 [1] - The domestic gold jewelry market is also under pressure, with prices showing a downward trend. As of July 29, the highest price among major brands was 998 yuan per gram, while Zhou Dafu's price dropped by 12 yuan per gram compared to July 28, marking a notable decline [1] - According to the China Gold Association, gold consumption in China is projected to decline by 3.54% year-on-year in the first half of 2025, with gold jewelry consumption down by 26% and gold bars and coins up by 23.69% [1] Group 2 - The decline in gold jewelry consumption is attributed to rising gold prices outpacing income growth, which has dampened consumer purchasing willingness. Additionally, a lack of purchasing scenarios and product designs that do not meet consumer needs are hindering sales [2] - High gold prices are suppressing gold jewelry consumption, while lightweight, well-designed, and high-value-added jewelry products remain popular, benefiting retailers. Demand for gold bars remains strong, although profit margins are lower [2] - The gold market is influenced by international situations, macroeconomic factors, and monetary policies, leading to frequent and potentially large price fluctuations. Investors are advised to recognize market risks and develop reasonable investment plans based on their risk tolerance [2]

Core Insights - The recent downgrades of the credit ratings of Shanxi Yuci Rural Commercial Bank and Hunan Changde Rural Commercial Bank reflect significant operational pressures and deteriorating asset quality in the banking sector [2][5] - The trend of "reducing quantity and improving quality" has emerged as a key strategy for small and medium-sized banks to enhance governance and pursue differentiated operations based on regional economic characteristics [9][10] Rating Downgrades - On July 17, China Chengxin International downgraded Hunan Changde Rural Commercial Bank's credit rating from AA to A+ due to rising non-performing loan rates and asset quality concerns, with non-performing loans exceeding 4.8% by the end of 2024 [2][3] - The bank's overdue loans rose to 11.4%, and its provision coverage ratio fell to around 95%, below regulatory requirements [2] - Shanxi Yuci Rural Commercial Bank also faced a downgrade from A+ to BB- earlier in May, with a reported non-performing loan rate soaring to 34.43% and a capital adequacy ratio dropping to -21.26% [3][5] Market Reactions - The auction of large bank shares has seen a lack of interest, with significant shares of Langfang Bank failing to attract bids despite being offered at a discount [6][7] - Multiple small and medium-sized banks have had their shares listed for judicial auction, often at prices significantly below their assessed values, indicating a cooling market for bank equities [6][7] Industry Trends - The banking sector is undergoing adjustments amid economic transformation, with limited prospects for profit growth and increased operational challenges for small banks [7][8] - The number of small banks exiting the market has surged, with 184 banks merging or dissolving by May, a sevenfold increase from the previous year [8] - Regulatory reforms and market-driven exits are accelerating, with a focus on enhancing the resilience of small financial institutions [8] Strategic Recommendations - Small and medium-sized banks are encouraged to improve corporate governance, enhance risk management, and develop differentiated business strategies to achieve high-quality growth [9][10] - Emphasizing the importance of effective information disclosure and innovative financial products will be crucial for these banks to adapt to market demands [10]

Core Insights - The establishment of the CITIC Financial Asset Cloud Sail Phase 1 Asset-Backed Securities (ABS) project marks a significant milestone, with a total issuance scale of 100.10 billion yuan, making it the largest corporate ABS product of the year and setting a record in the trust beneficiary rights ABS sector [2] - The overall corporate ABS market has seen substantial growth in 2023, with 807 corporate ABS products launched, totaling 7140.77 billion yuan, reflecting increases of 22.64% and 26.10% year-on-year, respectively [2][3] - Regulatory support and financial innovation have been key drivers of this growth, with a focus on expanding asset types and optimizing approval processes [2][4] Market Expansion - The asset securitization market in China is experiencing accelerated development, with a notable increase in both issuance scale and market activity [3] - New product categories, such as intellectual property and affordable housing ABS, have seen significant year-on-year growth of 61.45% and 100%, respectively, injecting vitality into the market [3] - The introduction of data asset ABS has further diversified the product matrix, paving the way for future innovations [3] Financing Pathways for Tech Enterprises - The expansion of the product matrix provides new financing avenues for technology-driven enterprises, enabling them to leverage data and intellectual property assets [4] - The number of companies participating in corporate ABS issuance has increased by 26.54% year-on-year, with 329 companies involved in 2023 [4] Secondary Market Activity - The secondary market has seen a significant increase in transaction activity, with a year-on-year growth of 48.85% in transaction amounts, driven by investor interest in ABS products due to their yield advantages in a low-interest-rate environment [5] Support for SMEs - The primary goal of corporate ABS is to address the financing challenges faced by small and medium-sized enterprises (SMEs) by converting illiquid assets into securities, thus optimizing financial structures and providing low-cost financing options [6] - The issuance scale of small loan debt ABS and consumer loan ABS has reached 990 billion yuan and 602 billion yuan, respectively, accounting for over 20% of the corporate ABS market [6] Regulatory Support - Regulatory bodies have expressed strong support for the corporate ABS market, implementing measures such as a "green channel" to simplify the approval process for eligible SME ABS products [7] - These initiatives aim to enhance the market's ability to revitalize assets and serve the real economy, particularly SMEs [7] Future Developments - The future of the corporate ABS market may focus on continuous breakthroughs in issuance mechanisms, particularly in the interplay between public REITs, holding-type real estate ABS, and similar products [8] - Holding-type ABS can serve as a bridge between Pre-REITs and public REITs, enhancing market liquidity and supporting the development of the asset securitization market [8]

Core Viewpoint - The Supreme People's Court, the Supreme People's Procuratorate, and the Ministry of Public Security have issued opinions on handling criminal cases related to aiding information network crimes, emphasizing the need for public awareness to avoid falling into the trap of aiding crimes [1][2]. Group 1: Characteristics of Aiding Crimes - Aiding information network crime (referred to as "aiding crime") has been a new criminal offense since the amendment of the criminal law in November 2015, with a significant rise in related criminal activities forming a black-gray industrial chain [2]. - The current defendants in aiding crimes exhibit characteristics of being younger, less educated, lower income, and a high proportion of first-time offenders, with over 80% of defendants under 35 years old and one-third under 25 years old, particularly involving minors and students [2][3]. Group 2: Legal Treatment and Sentencing - The opinions clarify a balanced approach to sentencing, advocating for leniency towards minors, students, and those at the end of the criminal chain with lighter circumstances, while ensuring that leniency does not equate to impunity [3][4]. - In a case involving a student who knowingly rented out bank cards for criminal activities, the individual received an eight-month prison sentence with a one-year probation, while others involved were either not prosecuted or conditionally not prosecuted [3]. Group 3: Strict Punishment for Serious Offenders - The opinions specify that for organized, professional, and cross-border aiding crimes, as well as for organizers and key members, strict penalties will be enforced [4][5]. - The document outlines scenarios for severe punishment, including cross-border illegal technical support and the use of advanced AI technologies in committing crimes [4]. Group 4: Comprehensive Recognition and Prevention - The recognition of aiding crimes requires careful assessment of whether individuals were aware of their involvement in criminal activities and whether their actions meet the criteria for severe circumstances [6][7]. - The opinions emphasize the need for a comprehensive understanding of the subjective awareness of the individuals involved and the severity of the circumstances to avoid blanket judgments [7]. Group 5: Addressing Internal Corruption - The case of an insider from a telecommunications company who assisted in criminal activities highlights the need for strict penalties and professional bans for such individuals, alongside recommendations for improved internal oversight within organizations [8][9]. - The approach to combating aiding crimes is described as a systematic project that requires both strict enforcement of laws and comprehensive governance strategies [8][9].

受让后，财政部不再持股中国农再，中央汇金合计持股中国农再55.9%。 财政部正式退出中国农再 国家金融监督管理总局公告显示，同意中央汇金受让财政部持有的中国农再90亿股股份，此后中央汇金对中国农再的持股比例为55.9%。 同时，监管要求中国农再严格遵照有关法律法规完成上述股权变更事宜，并强化股权管理，进一步优化股权结构，严格控制股东关联交易，完善公司治理 与内部控制机制，防范和化解风险。 7月30日，国家金融监督管理总局批复称，同意中央汇金投资有限责任公司（以下简称中央汇金）受让财政部持有的中国农业再保险股份有限公司（以下 简称中国农再）90亿股股份。 此次股权划转，标志着财政部正式退出中国农再的股东行列，中央汇金将成为其控股股东。 资料显示，中国农再成立于2020年12月，注册资本为161亿元，是经国务院批准，由财政部、农业农村部、原银保监会共同筹备组建，并由财政部、中国 再保险（集团）股份有限公司、中国农业发展银行等9家单位发起设立，也是我国唯一一家农业再保险公司，主要承担农业保险大灾风险分散功能。 财报显示，截至2024年末，中国农再的资产总计为421.12亿元，负债合计为262.88亿元，归属母公司股 ...

中国经济周刊-经济网讯 截至今日收盘，上证综指报3615.72点，涨幅0.17%，成交额8196.28亿元； 深证成指报11203.03点，跌幅0.77%，成交额10246.52亿元；创业板指报2367.68点，跌幅1.62%，成交额 4998.73亿元。 盘面上看，水产品午后拉升，中水渔业涨停；旅游板块走强，凯撒旅业、天府文旅等涨停；石油、 传媒、食品饮料、商业连锁、银行等板块涨幅居前；数字货币概念、固态电池概念、人形机器人概念、 多元金融、券商板块等跌幅居前。 编辑：何颖曦 ...