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从专精贷到民宿贷,金融服务下沉惠泽县域经济
Zhong Guo Jin Rong Xin Xi Wang· 2025-12-15 11:36
Group 1: Company Overview - Zhejiang Xinxing Technology Co., Ltd. is a high-tech enterprise specializing in the manufacturing of automotive wheel hub bearings, currently in a critical phase of capacity ramp-up [1] - The company has successfully upgraded its equipment and significantly increased production capacity thanks to a 10 million RMB loan from Postal Savings Bank's "Specialized and Innovative Loan" program [1] Group 2: Financial Support and Impact - Postal Savings Bank's Deqing branch has actively deepened its technology finance business layout, providing tailored credit loan products and optimizing approval processes to address the financing bottlenecks faced by technology enterprises [1] - As of November 2025, the bank has provided credit support to 123 specialized and innovative enterprises, with a total loan amount of 672 million RMB, alleviating pressures on R&D investment, capacity expansion, and liquidity management [1] Group 3: Rural Revitalization Initiatives - The Deqing branch focuses on rural revitalization by directing credit resources towards agricultural industries and rural construction, having provided 30.9 million RMB in funding support to over 50 households through the "Homestay Loan" program [2] - The "Agricultural Loan Pass" product has injected financial resources into new agricultural operating entities, with agricultural loan balances reaching 4.103 billion RMB, reflecting a 10.47% increase [2] Group 4: Customer Testimonials and Service Efficiency - A customer operating a popular homestay highlighted the efficiency of the "Homestay Loan," which provided 600,000 RMB for renovations within three days at a low interest rate, contributing to full occupancy during peak season [3] - The financial services of Postal Savings Bank's Deqing branch are closely aligned with the development of Deqing, providing continuous momentum for high-quality county economic development [4]
邮储银行信用卡中心被罚款300万元 两家分行同时被罚
Xi Niu Cai Jing· 2025-12-15 09:53
Group 1 - Postal Savings Bank of China Credit Card Center received a fine of 3 million yuan for multiple violations including improper conduct of product telemarketing installment business and charging full fees for early repayment [2][3] - Three responsible individuals were warned and fined 50,000 yuan each for their roles in the violations [2][3] - The bank's subsidiary in Suihua was fined 300,000 yuan for inadequate loan checks and related issues, with responsible personnel also facing penalties [3][4] Group 2 - Lishui branch of Postal Savings Bank was fined 900,000 yuan for imprudent management of agency sales and inadequate personal loan checks, with warnings issued to responsible individuals [4] - In total, Postal Savings Bank has faced fines amounting to 27.9167 million yuan this year, with previous penalties related to loan management and internet loan business [4]
创新金融服务——邮储银行天津梅江支行试点宠物友好银行
Xin Lang Cai Jing· 2025-12-15 09:28
为积极响应天津市及河西区政府关于倡导文明养犬、创建"便捷、高效、规范、有序"养犬环境的工作部 署,共同营造"人宠和谐共处、共建共治共享"的文明社会氛围,邮储银行天津分行与异业联盟伙伴—— 平安财产保险天津分公司、中国移动天津公司、小动物诊疗协会携手,在邮储银行天津河西区梅江支行 (以下简称"梅江支行")试点打造"宠物友好银行",并在区文明办及梅江街道的积极助力下,于近日正 式升级推出"幸福银行PET+"宠物友好服务计划,探索金融服务与社区文明建设相结合的新路径。 "PET+"加的不仅是特惠权益,更是生活场景的专属价值体验。支行推出的宠物主题金融服务着实令人 耳目一新。客户可以选用爱宠照片定制主题银行卡,凭卡可享受在特约宠物医院在驱虫、疫苗、体检、 医疗及日常洗护美容等方面的专属优惠。不仅如此,支行还将宠物健康管理作为"幸福银行PET+"的重 要服务维度,着力整合优质宠物医院资源,为客户搭建起便捷、专业的宠物诊疗咨询服务快速通道。依 托邮储天津分行"惠客厅"权益平台,进一步丰富异业联盟体系,携手平安财险提供爱宠金融服务与贴心 保障,联合中国移动天津公司推出宠物定位器、自动喂食器等智能养宠设备特别折扣,助力客户实 ...
全市首笔!邮储银行青岛分行“交易鉴证贷”落地

Xin Lang Cai Jing· 2025-12-15 09:09
风险控制方面,借助交易平台对产权交易合规性的鉴证功能,夯实融资信用基础;审批流程方面,结合 农村产权流转实际,大幅简化环节、压缩时限,实现产权交易与金融支持的快速衔接,有效提升农户和 经营主体的融资体验。 近日,邮储银行青岛分行依托青岛市农村产权流转交易平台出具的交易鉴证书,成功为即墨区某市场租 赁方发放贷款25万元。 该笔业务是青岛市首笔"交易鉴证贷",标志着邮储银行青岛分行在深化农村金融服务创新、破解农村经 营主体融资难题方面取得重要突破,也为金融服务乡村振兴战略注入了新的动能。 作为国有大行,服务"三农"是邮储银行青岛分行践行金融工作的政治性、人民性的重要体现。该行始终 立足农村金融需求,聚焦农户、小微企业主、专业合作社等经营主体,积极探索农村产权融资新路径。 今年以来,邮储银行青岛分行主动携手青岛市农村产权流转交易平台,以"降低融资门槛、提升放款效 率、助力资金投放"为目标,联合创新推出"交易鉴证贷",构建"产权交易+金融赋能"联动服务模式,推 动金融资源更顺畅、更高效地流向农业农村。 在推进"交易鉴证贷"落地过程中,邮储银行青岛分行配套建立了专属服务机制: 在该模式的赋能下,本次贷款实现了从申请到发 ...
邮储银行广安市分行累计为小微主体减免手续费超395万元
Sou Hu Cai Jing· 2025-12-15 09:01
为深入贯彻落实国家关于减费让利的决策部署,邮储银行广安市分行积极践行金融为民理念,持续推动 支付手续费减免政策落地见效,切实帮助小微企业和个体工商户降低经营成本。自相关政策实施以来, 该行已累计为4.69万户客户减免支付手续费395.29万元,以实实在在的举措助力实体经济发展。 在政策执行过程中,邮储银行广安市分行坚持"应降尽降、应免尽免"原则,对单位结算账户开户、账户 管理、转账汇款、电子银行等多项手续费实施减免。尤其对于难以准确界定身份的客户,该行一律按最 优惠的小微企业及个体工商户标准执行,确保政策红利覆盖更广、落实更细。 个体工商户王某在办理开户时,得知可享受开户手续费减半、免收账户管理费和年费,后续转账汇款费 用也同步降低,感到既惊喜又感动。"银行主动让利,为我们节省了经营成本,真切感受到国家的支 持。"王某表示,这让他对今后的经营发展更有信心。 下一阶段,邮储银行广安市分行将继续履行国有大行责任,持续落实减费让利各项要求,进一步优化金 融服务,助力小微企业轻装上阵,为实体经济高质量发展注入更多金融动能。(杨琪) 为提升政策触达率,邮储银行广安市分行建立常态化宣传机制,采取"线下+线上"双渠道推广。 ...
邮储银行周口市分行筑牢金融安全“青春防线”
Huan Qiu Wang· 2025-12-15 08:35
Group 1 - The core message of the article emphasizes the importance of raising awareness about anti-money laundering and counter-terrorism financing, particularly among the youth [1][3] - Postal Savings Bank of China’s Zhoukou branch conducted an outreach event at Zhoukou Vocational and Technical College, focusing on the theme "National Anti-Terrorism, Creating Safety Together" [1][3] - The event aimed to plant the seeds of financial security in the campus community, establishing a robust financial safety barrier [1] Group 2 - The event included various promotional activities such as setting up consultation booths, hanging banners, and distributing well-crafted brochures to educate students about anti-money laundering and counter-terrorism financing [3] - Real-life case studies were used to illustrate the connection between illegal fundraising, telecom fraud, and money laundering crimes, enhancing students' awareness of social dangers and risk prevention [3] - Interactive elements were incorporated to engage students, including creative hand-held signs with anti-money laundering slogans, fostering a fun atmosphere while reinforcing key concepts like personal information security and awareness of money laundering traps [3] Group 3 - This initiative reflects the Postal Savings Bank's commitment to social responsibility and the principle of serving the public through finance [3] - The activity enriched students' financial knowledge, improved their self-protection capabilities, and strengthened their legal awareness [3] - It contributed positively to the prevention and control of money laundering crimes, promoting regional financial stability and social harmony [3]
邮储银行青岛分行:让社保卡“通”联民生点亮美好生活
Zhong Guo Jin Rong Xin Xi Wang· 2025-12-15 05:58
转自:新华财经 一张看似普通的社保卡,却是连接城市服务与百姓生活的温情纽带。日前,青岛市"社会保障卡惠民服 务季"活动启动。该活动由青岛市人社局、市民政局等多部门联合主办,邮储银行青岛分行承办。当金 融服务走进街巷、融入文化、贴近民生,一场关于"惠民"的生动实践悄然展开。 服务沉下去 民心暖起来 "社会保障卡,绝不仅是一张卡片,它是衔接政府公共服务与百姓金融生活的关键枢纽。"邮储银行青岛 分行相关负责人说。该行秉持"普惠城乡、惠泽民生"初心,以国有大行担当践行社保"一卡通"政策的扎 实行动。而这份担当,首先体现在让服务"沉"到市民触手可及的地方。 活动中,"社保卡爱情主题邮局"正式亮相。这并非简单挂牌,而是一次集"社保服务+邮政功能+文化体 验"于一体的跨界融合创新。 "社保卡爱情主题邮局"坐落于青岛百年风貌的大鲍岛街区,内部空间被巧妙分割,一侧是功能清晰 的"人社服务专区",一侧是浪漫满溢的"爱情文化体验区"。社保的坚实可靠与爱情的永恒承诺,在此产 生了奇妙的共鸣。 作为"社会保障卡惠民服务季"的重要组成部分,第三届社保卡艺术节也同步启动。邮储银行青岛分行线 上线下联动,策划落地了多场活动。在"云端",通过 ...
交易商协会对邮储银行债务承销违规启动自律调查
Cai Jing Wang· 2025-12-15 05:38
【#交易商协会对邮储银行启动自律调查#】近日,交易商协会了解到,中国邮政储蓄银行股份有限公司 在债务融资工具承销发行过程中涉嫌违规,违反公平、公正、勤勉尽责的原则。依据《银行间债券市场 自律处分规则》,交易商协会对邮储银行启动自律调查。(智通财经) ...
金融服务“沉下去”县域经济“活起来”——邮储银行江西省分行:探索金融助力县域经济高质量发展新路径
Zheng Quan Ri Bao Zhi Sheng· 2025-12-15 02:20
Group 1: Financial Support and Impact - Postal Savings Bank of China Jiangxi Branch has focused on serving the real economy by providing targeted financial resources to key areas of county economic development, resulting in an agricultural loan balance of nearly 106.5 billion yuan and inclusive small and micro enterprise loans exceeding 78.5 billion yuan by the end of November 2025 [1] - The bank has implemented a customized financial service model, creating exclusive financial product solutions tailored to the unique agricultural industry layout in Jiangxi Province, particularly focusing on five major industrial chains and two characteristic industrial chains [1] - The bank's support has enabled companies like Guodu Traditional Chinese Medicine to secure timely funding, which has been crucial for their growth and operational needs, demonstrating the bank's role in facilitating business development during critical periods [2][3] Group 2: Industry Development and Innovation - Guodu Traditional Chinese Medicine has invested over 100 million yuan in modernizing its pharmaceutical workshop and research center, showcasing the integration of traditional practices with modern technology, supported by Postal Savings Bank [3] - Tianyu Oil Co., Ltd. has expanded its product range and enhanced its production capabilities through financial backing from the bank, which has allowed for increased research and development and digital transformation [4][5] - Jiangxi Hongcheng Aluminum Co., Ltd. has benefited from a tailored financial service plan that addresses its specific needs for high-end technology and equipment, enabling it to pursue a green development strategy [6] Group 3: Support for Green and Sustainable Development - Postal Savings Bank Jiangxi Branch has established a comprehensive financial service system to support traditional industry upgrades and technological innovation, focusing on green and low-carbon economic initiatives [7] - The bank has actively engaged with local governments and businesses to provide diversified financing solutions, thereby promoting the development of the circular economy and supporting green industries [6][7] - Jiangxi Dertai Technology Co., Ltd. has received significant financial support for its expansion projects, reflecting the bank's commitment to fostering innovation in the medical equipment sector [8] Group 4: Tailored Financial Products for Specific Industries - The bank has developed specialized loan products, such as the "Metal Furniture Industry Loan," to better match the financial needs of small and micro enterprises in the metal furniture sector, addressing challenges like insufficient collateral [9][10] - Through initiatives like "Hundred Banks Enter Ten Thousand Enterprises," the bank has conducted in-depth visits to understand the operational status and funding needs of private enterprises, allowing for customized financing solutions [10]
邮储银行云浮市分行创新模式精准支持 “贷”动肉桂产业发展
Zheng Quan Ri Bao Zhi Sheng· 2025-12-15 02:10
罗定市某科技发展有限公司一直专注于肉桂初加工,近年来随着肉桂市场价格持续走高,该公司逐步扩 大生产规模,并开始向深加工领域探索转型。 ■本报记者 李美丽 截至目前,邮储银行云浮市分行已累计投放肉桂产业相关贷款1.5亿元,惠及产业链上各类经营主体。 在"中国肉桂之乡"广东省罗定市,连绵的肉桂林在微风中泛起绿浪,空气里浸润着温暖辛甜的桂香,一 棵棵肉桂树正悄然经历一场从"绿叶"到"金叶"的价值跃迁。 一片桂叶,一缕桂香,正悄然带动一方百姓增收致富,铺就乡村振兴的"温暖之路"。随着"肉桂+"服务 体系的深化,罗定市正走出一条从"桂香满地"到"桂通四海"的产业振兴之路。 近年来,邮储银行云浮市分行将肉桂产业作为服务乡村振兴的重点领域,持续加大信贷投放,着力破解 产业发展中融资难、融资贵的问题。 为精准服务罗定市"一县一业"特色发展布局,邮储银行云浮市分行在当地打造了一支专业的肉桂产业金 融服务团队,打通融资"快车道",实现审批提速、服务上门、政策直达。据记者了解,该分行工作人员 主动走进田间地头、加工车间,与桂皮行业协会等建立联动机制,常态化开展走访调研,摸清产业实 情、识别融资痛点,让金融服务真正从"柜台上"延伸到 ...