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民生银行再领大额罚单年内累计被罚约2700万元
Xin Lang Cai Jing· 2025-09-24 06:33
9月12日,因系统使用管控不到位、基础软件版本管理不足、生产运维管理不严等,民生银行被罚款590万元。 8月1日,因贷款管理与票据业务管理不尽职,民生银行海口分行被监管部门处以95万元罚款。 来源:柒财经 又有一家股份行领到大额罚单。 近日,央行厦门市分行行政处罚信息公示表显示,民生银行因为存在违反反假货币业务管理规定;违反数据安全管理规定;未按照规定履行客户身份识别义务;未履行对异常账户、可疑交易的风 据柒财经统计,2025年以来,民生银行频频遭监管"打板子",迄今累计被罚金额约2700万元。 2月18日,民生银行延边分行因贷后检查不尽职,未发现信贷资金回流至借款人关系人,最终形成不良贷款被罚款30万元。 1月,民生银行因违反账户管理规定、违反清算管理规定、违反反假货币业务管理规定、占压财政存款或者资金等多项违规,被中国人民银行警告,并没收违法所得99万元,罚款1705.5万元。 此外,今年1月国家金融监督管理总局江苏监管局还以欺骗保险人、投保人、被保险人或者受益人判罚民生银行扬中支行10万元。 业绩方面,2025年上半年,民生银行实现营业收入723.84亿元,同比增长7.83%;归母净利润(213.80亿 ...
民生银行精彩亮相“2025年北京绿色发展论坛暨绿色产业博览会”,共筑绿色经济新标杆
Mei Ri Jing Ji Xin Wen· 2025-09-23 09:37
Group 1 - The "2025 Beijing Green Development Forum and Green Industry Expo" was held in Beijing, focusing on showcasing the city's green development achievements and promoting green economic growth [1] - The forum featured a theme of "Green Beijing New Journey • Green Economy New Benchmark" and included various activities such as a green industry expo and multiple parallel forums [1] - The event was organized by the Beijing Municipal Government and aimed to tell the story of green Beijing and beautiful China [1] Group 2 - Minsheng Bank participated in the forum, highlighting its contributions to green finance, low-carbon transition, and support for green industry development [2] - The bank showcased its "Minsheng Peak and Green Comprehensive Service System 2.0," focusing on services related to green energy, carbon reduction technologies, ecological environment governance, and financing for environmental rights [2] - Minsheng Bank aims to support Beijing's development as an international green economy benchmark city through innovative products and efficient services, enhancing its influence in the green finance sector [2]
民生银行:践行小微融资协调机制 支持西藏农业企业提质增效
Zhong Guo Jing Ji Wang· 2025-09-23 09:02
Core Insights - The article highlights the proactive measures taken by Minsheng Bank's Lhasa branch to address the financing challenges faced by small and micro enterprises, particularly in the agricultural sector [1][2] - It emphasizes the importance of tailored financial solutions and the bank's commitment to supporting local businesses through innovative service models [2] Group 1: Financing Mechanism - Minsheng Bank's Lhasa branch is implementing a small and micro enterprise financing coordination mechanism to alleviate financing difficulties for local businesses [1] - The bank has initiated a "thousand enterprises, ten thousand households" outreach program to better understand the operational conditions and financing needs of enterprises [1] Group 2: Case Study - A leading agricultural machinery company in Tibet, holding a 60% market share and employing over 100 people, has expressed a financing need of over 10 million yuan due to business expansion and working capital turnover [1][2] - The bank formed a joint agile team to conduct on-site research and develop a customized "micro-loan + comprehensive financial" solution for the company, ensuring priority processing for agricultural loans [2] Group 3: Commitment to Local Economy - The actions taken by Minsheng Bank's Lhasa branch reflect its mission to serve the public and enhance the livelihood of the community [2] - The bank aims to deepen financing models through the small and micro enterprise financing coordination mechanism, contributing to the high-quality development of the regional economy [2]
民生银行终止在“华能成长宝”平台代销公募货币基金业务合作
Jin Tou Wang· 2025-09-23 03:35
感谢您长期以来的支持!由此给您带来的不便,敬请谅解!中国民生银行竭诚为您提供更全面优质的服 务。欢迎您下载注册民生银行APP,体验更多产品与服务;或根据您个人投资规划,对所持有产品提前 进行合理安排;请及时关注中国民生银行的各类通知、公告。 如您对产品或服务有任何疑问、投诉或建议,可拨打民生银行服务热线95568,通过民生银行官网在线 客服、微信客服、线下任一营业网点进行反映,也可向民生银行服务监督邮箱发送电子邮件,民生银行 将及时受理并作出答复。如您就该合作业务有疑问需咨询"华能成长宝"平台,可拨打平台服务电话。本 业务合作公募基金产品由基金公司发行与管理,中国民生银行作为代销机构不承担产品的投资和兑付责 任。市场有风险,投资需谨慎。 2025年9月23日,中国民生银行发布公告称,中国民生银行将于2025年9月26日起,终止在"华能成长 宝"平台中国民生银行代销公募货币基金业务合作。 即,自2025年9月26日起,您登录"华能成长宝"平台,选择"工资宝"将无法跳转至民生银行代销基金频 道。该频道关闭后,"华能成长宝"平台将不再受理如意宝"长城货币市场证券投资基金(基金代码: 200003)"产品查询、申购( ...
民生银行潍坊安丘支行:金融知识进商圈 安全意识入民心
Qi Lu Wan Bao· 2025-09-23 02:59
活动咨询台前,支行工作人员耐心为市民普及存款保险制度、信用卡盗刷维权等知识,并详细讲解金融 消费纠纷处理渠道,确保大家"有疑问能解答、遇问题有路径"。一位经营便利店的商户刘先生高兴地 说:"不仅学到了防骗知识,还免费兑换了零钱,真是太贴心了!" 活动中,该支行还同步提供零钱兑换、账户对账咨询等便民服务,切实解决商户日常经营需求。活动共 发放宣传材料200余份,覆盖商户50余家、市民150余人次,现场解答咨询120余次,取得了良好的宣传 效果。民生银行潍坊安丘支行将持续把金融宣传"搬进"社区、学校、市场,用鲜活的形式、实用的内 容,让金融安全知识触达更多人群,为构建和谐、安全的金融消费环境,助力地方经济健康发展贡献更 多民生力量。 作为安丘市商业活力核心区,泰华城商圈涵盖商超、餐饮、零售等各类经营主体,人流量较大,是金融 风险防范的关键场景。该支行结合商圈特点,精心设计了"案例讲解+互动体验+便民服务"三位一体的 宣传方案,确保宣传活动接地气、有实效。 活动现场,该支行消保宣员通过近期当地发生的"冒充客服退款""虚假理财APP"等真实案例,用通俗易 懂的方言为市民剖析诈骗手段。通过"话术陷阱"解析、"钓鱼链接" ...
民生银行潍坊诸城支行:金融知识送上门 服务群众零距离
Qi Lu Wan Bao· 2025-09-23 02:59
Core Viewpoint - The article highlights the initiative taken by Minsheng Bank's Weifang Zhucheng branch to enhance public awareness of counterfeit currency through on-site educational activities in a manufacturing company [1][2] Group 1: Event Overview - Minsheng Bank organized a "Counterfeit Currency Awareness Campaign" in a mechanical manufacturing company, aiming to educate workers on financial knowledge [1] - The campaign included various methods such as hanging banners, setting up consultation desks, and distributing informational brochures to promote counterfeit prevention [1] Group 2: Educational Activities - Bank staff demonstrated counterfeit detection techniques using real currency, emphasizing the importance of visual, tactile, and auditory checks [1] - Workers raised practical concerns about receiving counterfeit money during salary payments and grocery shopping, which were addressed by bank representatives [1] Group 3: Engagement and Impact - The event saw enthusiastic participation from workers, with many taking notes and sharing information with family and friends [1] - A total of over 100 informational materials were distributed, and more than 100 consultations were conducted, significantly improving employees' awareness and ability to identify counterfeit currency [2] Group 4: Future Plans - Minsheng Bank plans to continue innovating its outreach methods to make financial knowledge more accessible and relevant to the community [2] - The bank aims to strengthen the safety of currency circulation and contribute to a harmonious financial environment [2]
民生济南市中支行进企业开展防非法中介宣传活动
Qi Lu Wan Bao· 2025-09-23 02:59
Group 1 - The core viewpoint of the articles is the importance of raising awareness among employees about illegal financial intermediaries to prevent financial losses [1][2] - The event organized by Minsheng Bank's Jinan branch focused on educating employees about common scams used by illegal intermediaries, such as promises of "internal channels," "low-interest loans," and "quick approvals" [1] - Real-life case studies were presented to illustrate the consequences of falling victim to these scams, including significant financial losses and personal information breaches [1] Group 2 - The branch's initiative is part of a broader strategy to enhance financial services for enterprises and promote financial safety [2] - Future plans include establishing a long-term educational mechanism, creating a "financial safety toolkit" tailored to enterprise needs, and launching a "corporate financial consultation hotline" [2] - The bank aims to continue its "financial knowledge into enterprises" series of activities to foster a safe and healthy financial environment [2]
民生银行潍坊诸城支行:现金支付畅通无阻 民生服务暖企便民
Qi Lu Wan Bao· 2025-09-23 02:59
在宣传过程中,支行工作人员结合企业职工日常生活中的高频现金使用场景,如食堂就餐、小卖部购 物、缴纳班费等,生动讲解了哪些行为属于违规拒收、遇到拒收如何维权、如何识别和防范假币等实用 知识。同时,针对零钱和新钞兑换需求,宣传小队还详细介绍民生银行的小面额兑换及新钞兑换服务, 并为企业开通便捷兑换渠道,切实解决现金使用中的实际问题。许多企业职工表示,日常生活中虽常遇 到"谢绝现金"的尴尬,但大多不知如何应对。 此次进企业宣传活动是民生银行潍坊诸城支行践行"金融为民"理念的又一扎实举措。活动累计发放宣传 折页与便民手册八十余份,服务咨询九十余人次,成功打通了现金政策传导的"最后一公里"。下一步, 民生银行潍坊诸城支行将持续优化现金服务,建立长效宣传机制,为构建和谐金融生态、助力优化营商 环境注入更多民生动能。 为坚决维护人民币法定货币地位,切实保障企业员工及广大消费者的现金支付权益,民生银行潍坊诸城 支行近期针对代发工资企业客户,开展了一场以"不拒收人民币"为主题的宣传活动。 该支行主动走进企业厂区和办公场所,通过面对面宣讲现金政策、实打实解决兑付难题,积极营造安 全、高效、包容的现金流通环境,彰显了金融企业的责任 ...
民生银行东营分行营业部开展反假币主题宣传活动
Qi Lu Wan Bao· 2025-09-23 02:59
Core Viewpoint - The article highlights a community outreach initiative by Minsheng Bank to enhance residents' awareness and ability to identify counterfeit currency, thereby protecting their financial security and the integrity of the Renminbi [1][2]. Group 1: Event Overview - Minsheng Bank's Dongying branch organized a promotional event titled "Building a Strong Currency Security Network to Protect the People's Wallets" in the Yue Lai community [1]. - The event featured a booth with educational materials, including brochures and posters, focusing on how to identify counterfeit money and the legal processes for reporting it [1]. Group 2: Educational Activities - Bank staff provided hands-on training using the 2019 version of the fifth series of Renminbi, teaching residents the "Four Tests" method for identifying counterfeit bills: visual inspection, tactile feedback, auditory cues, and using verification tools [1]. - The initiative specifically targeted middle-aged and elderly residents, who are more reliant on cash and may have lower counterfeit detection skills [1]. Group 3: Community Engagement - Residents actively participated by bringing their cash for identification guidance and inquired about the procedures for handling counterfeit currency [2]. - The event successfully distributed over 300 informational materials and engaged more than 120 residents, significantly improving their knowledge of counterfeit currency and risk prevention [2]. Group 4: Future Plans - Minsheng Bank plans to continue its commitment to social responsibility by integrating counterfeit currency education into its regular services, with future outreach efforts aimed at communities, businesses, and schools [2].
民生银行东营知味谷社区支行积极开展金融教育宣传活动
Qi Lu Wan Bao· 2025-09-23 02:59
Core Insights - The article highlights the initiative by Minsheng Bank's Dongying Zhiwei Valley Community Branch to integrate financial education into community services, aiming to enhance the financial literacy of local residents [1][2] Group 1: Financial Education Activities - The community branch organized a financial education promotion event, creating a dedicated area for public education within the branch to attract residents upon entry [1] - The branch staff provided "one-on-one" communication services tailored to different demographic needs, focusing on topics such as counterfeit currency recognition for elderly clients and personal credit maintenance for younger clients [2] Group 2: Community Engagement - The event successfully served over 200 residents, combining financial services with knowledge dissemination, which received positive feedback and recognition from the community [2] - The branch plans to continuously optimize the educational space and conduct regular financial education activities to enhance community residents' awareness of financial safety [2]