（文章来源：每日经济新闻） 每经AI快讯，9月29日，港股内险股午后涨幅扩大，截至发稿，新华保险(01336.HK)涨6.84%，报45.94 港元；中国人寿(02628.HK)涨5.46%，报22.4港元；中国太保(02601.HK)涨4.6%，报31.82港元；中国平 安(02318.HK)涨2.96%，报53.95港元。 ...

Group 1 - The insurance sector stocks experienced significant gains, with New China Life Insurance rising by 6.84% to HKD 45.94, China Life Insurance increasing by 5.46% to HKD 22.4, China Pacific Insurance up by 4.6% to HKD 31.82, and Ping An Insurance rising by 2.96% to HKD 53.95 [1] - The National Financial Regulatory Administration reported that the insurance industry's premium income for January to August 2025 reached CNY 47,998 billion, reflecting a year-on-year growth of 9.6%, while the premium income for August alone was CNY 5,913 billion, showing a significant year-on-year increase of 35.6% [1] - In August, the life insurance premium income was CNY 4,644 billion, marking a year-on-year growth of 49.7%, driven by the "stop selling" effect catalyzed by the reduction in the preset interest rate; property insurance premium income was CNY 1,268 billion, with a modest year-on-year increase of 0.9% [1] Group 2 - CITIC Securities released a report indicating that the recent slight rise in long-term interest rates is beneficial for alleviating the pressure on insurance companies' asset allocation, and the current valuation levels excessively reflect the suppression of future investment returns due to low interest rates [1] - The report suggests that listed insurance companies are actively increasing their allocation to high-dividend strategies to hedge against the impact of declining interest rates on net investment returns, indicating a potential for valuation recovery in the context of stabilizing long-term interest rates [1] - The current valuation levels of listed insurance companies are still considered low, with sufficient long-term safety margins, suggesting that there is room for valuation recovery [1]

Core Viewpoint - The insurance sector in China is experiencing significant growth in premium income, with notable increases in stock prices for major insurance companies following the release of favorable data [1] Group 1: Insurance Premium Data - From January to August 2025, the insurance industry reported premium income of 47,998 billion yuan, reflecting a year-on-year growth of 9.6% [1] - In August alone, the insurance industry generated premium income of 5,913 billion yuan, marking a substantial year-on-year increase of 35.6% [1] - The premium income from life insurance in August reached 4,644 billion yuan, showing a remarkable year-on-year growth of 49.7% [1] - Property insurance premium income for August was 1,268 billion yuan, with a modest year-on-year increase of 0.9% [1] Group 2: Market Reactions and Analyst Insights - Major insurance stocks saw significant price increases, with New China Life Insurance up 6.84%, China Life Insurance up 5.46%, China Pacific Insurance up 4.6%, and Ping An Insurance up 2.96% [1] - CITIC Securities reported that the recent slight rise in long-term interest rates is beneficial for alleviating pressure on insurance companies' asset allocation [1] - The current valuation levels of listed insurance companies are perceived to overly reflect the suppression of future investment returns due to low interest rates, suggesting potential for valuation recovery [1] - The report indicates that listed insurance companies are actively increasing their allocation to high-dividend strategies to mitigate the impact of declining interest rates on net investment returns [1]

Investment Rating - The report maintains a "Positive" investment rating for the non-bank financial sector [7]. Core Insights - Recent market enthusiasm remains high, with Q3 brokerage performance expected to continue its high growth trend. It is essential to reassess policies and regulations, focusing on the balance of investment and financing mechanisms. The financing balance and proportion have also reached new highs, warranting close monitoring of leverage risks and regulatory dynamics related to derivatives. In the insurance sector, the overall trend supports the logic of deposit migration, increased equity allocation, and improved new policy costs, leading to a higher certainty of mid-to-long-term ROE improvement and accelerated valuation recovery. The overall cost-effectiveness of investment is gradually increasing [2][4]. Summary by Sections Market Performance - The non-bank financial index decreased by 0.1% this week, with an excess return of -1.2% relative to the CSI 300. Year-to-date, the non-bank financial index has increased by 4.1%, with an excess return of -11.5% compared to the CSI 300 [5]. Brokerage Sector - The average daily trading volume in the two markets was 23,131.93 billion yuan, down 8.13% week-on-week. The margin financing balance increased to 2.44 trillion yuan, up 1.74% [39][44]. Insurance Sector - In July 2025, the cumulative premium income reached 42,085 billion yuan, a year-on-year increase of 6.75%. The life insurance sector saw a premium income of 31,153 billion yuan, up 7.34% year-on-year [22][23]. Recommendations - The report recommends stable dividend-paying stocks such as Jiangsu Jinzu, China Ping An, and China Pacific Insurance, which have strong market positions and business models. Additionally, it suggests considering New China Life, China Life, Hong Kong Stock Exchange, CITIC Securities, Dongfang Wealth, Tonghuashun, and Jiufang Zhitu Holdings based on performance elasticity and valuation levels [4].

Core Viewpoint - The article emphasizes the importance of travel safety and the launch of the "Ping An Travel Safety Guardian Plan," which aims to provide comprehensive risk management and emergency support for travelers in China [1][6]. Group 1: Travel Trends and Risks - There is a growing preference among tourists for more autonomous and exploratory outdoor activities, leading to increased travel to remote areas [2]. - The "2024 Annual China Outdoor Adventure Accident Report" indicates that there were 335 outdoor adventure-related accidents, involving 1,126 people, resulting in 92 injuries, 84 deaths, and 11 missing persons [2]. Group 2: Emergency Response Capabilities - The "Ping An Travel Safety Guardian Plan" features a seamless emergency response mechanism that ensures rescue operations are initiated within 15 minutes of an incident report [2][3]. - The plan can mobilize helicopters, mountain rescue teams, and medical units to form a comprehensive rescue network, significantly reducing response times in emergencies [3][5]. Group 3: Risk Prevention and Compensation - The plan incorporates a proactive risk prevention mechanism that provides users with real-time safety information about their travel destinations, helping them avoid potential hazards [6]. - The compensation aspect of the plan addresses traditional insurance shortcomings by offering same-day payouts for claims under 10,000 yuan, broad coverage, and customizable add-on protection for high-risk activities [7][8]. Group 4: Medical Support Services - The plan integrates extensive medical support services, including 24/7 online consultations, home delivery of medications, and expedited access to quality medical resources [10][11]. - The medical service network includes partnerships with top hospitals and a team of approximately 50,000 medical professionals, ensuring comprehensive healthcare support for travelers [10][12]. Group 5: Overall Value Proposition - The "Ping An Travel Safety Guardian Plan" redefines the value of travel insurance by encompassing risk alerts, rapid rescue, efficient claims processing, and robust medical support, thereby enhancing the overall travel experience [12].

Core Points - The 2025 Global Business Newspaper Economic Forum and the "Golden Kunpeng" China Financial Value List Award Ceremony was held in Hong Kong, where Ping An Property & Casualty Insurance Company won the "Best Corporate Governance Financial Institution" award [1][3][5] Group 1: Event Overview - The forum focused on embracing new opportunities amid global changes, highlighting China's economic development and showcasing representative benchmark enterprises [3] - Over 300 attendees included government officials, executives from securities firms, investment institutions, and leaders from listed companies in mainland China and Hong Kong [3] Group 2: Award Significance - The "Golden Kunpeng" China Financial Value List aims to select outstanding enterprises and individuals leading industry transformation based on six core dimensions: innovation, corporate governance, value, strategic foresight, growth, and social responsibility [5] - The evaluation for the "Best Corporate Governance Financial Institution" award considered governance structure, transparency, risk management, shareholder rights, and social responsibility [5][6] Group 3: Company Profile - Ping An Property & Casualty Insurance, established in 1988, is a core business segment of Ping An Insurance (Group) Company, focusing on diversified financial development [5][6] - In 2024, the company achieved original insurance premium income of 321.82 billion yuan, a year-on-year increase of 6.5%, and offers over 1,000 types of insurance products [6] Group 4: Governance and Risk Management - The company has established a clear and efficient governance mechanism, ensuring political leadership, professional decision-making, independent supervision, and effective execution [6][7] - A comprehensive risk management system has been implemented to enhance risk identification, assessment, and response capabilities, ensuring stable operations [7] Group 5: Shareholder and Social Responsibility - The company protects shareholder rights through stable dividend policies and fair voting mechanisms, particularly for minority shareholders [8] - Ping An integrates ESG principles into its governance and operations, actively engaging in green finance, inclusive finance, and public welfare initiatives [8]

Group 1 - The core viewpoint of the news is that China Ping An has been awarded the "Best Practice in Internal Control for Listed Companies" for its integrated management practice in regulatory internal control [1][2] - Internal control is identified as a key management mechanism for enterprises to standardize operations, prevent risks, enhance management efficiency, and ensure the effective realization of strategic goals [1] - China Ping An has developed an integrated internal control management model characterized by clear positioning, efficient mode, and technology empowerment [1] Group 2 - The internal control practices of China Ping An exhibit three main characteristics: clear positioning, efficient mode, and technology empowerment [1] - The company’s internal control management acts as a "guardian" and "gatekeeper," focusing on risk management and compliance effectiveness [1] - The transition to a proactive management model allows for precise and controllable risk management, supported by key performance indicators such as external regulation conversion rate and control effectiveness [1] Group 3 - The event was organized by the China Association of Public Companies under the guidance of the Ministry of Finance and the China Securities Regulatory Commission, evaluating companies on their risk identification and internal control effectiveness [2] - China Ping An's achievements in internal control system construction have been highly recognized, showcasing advanced levels and industry influence [2] - The company aims to continuously improve its internal control and compliance management mechanisms to enhance risk prevention and operational efficiency [2]

Investment Rating - The report maintains a "Recommended" rating for the insurance and securities sectors, indicating a positive outlook for these industries [6]. Core Insights - The insurance sector experienced significant growth in premium income, with total insurance premium income reaching 479.98 billion yuan from January to August 2025, a year-on-year increase of 9.6%. In August alone, the premium income was 59.13 billion yuan, up 35.6% year-on-year [1]. - The report highlights the ongoing reforms in the capital market, which are expected to enhance its attractiveness. The direct financing proportion has increased to 31.6%, up 2.8 percentage points from the end of the 13th Five-Year Plan [3]. - The report emphasizes the importance of stable monetary policy and the implementation of tools to maintain capital market stability, which has improved the resilience and risk resistance of the A-share market [4]. Summary by Sections Market Review - The broad market indices showed a rebound, with the Shanghai Composite Index increasing by 0.21% and the ChiNext Index rising by 1.96% during the week [10]. Securities Sector - The total trading volume in the Shanghai and Shenzhen markets reached 11.46 trillion yuan, with a daily average trading amount of 2.29 trillion yuan, reflecting a year-on-year increase of 116.72% [17]. - The IPO underwriting scale for the year reached 69.90 billion yuan, marking a 112% increase compared to 2024 [17]. Insurance Sector - The life insurance premium income for the first eight months of 2025 was 357.97 billion yuan, up 11.4% year-on-year, while property insurance premium income was 122.01 billion yuan, up 4.7% [1]. Liquidity Tracking - The central bank conducted 2.47 trillion yuan in reverse repos and 600 billion yuan in MLF operations, resulting in a net injection of 880.6 billion yuan [28]. Industry News and Company Announcements - The report notes significant achievements in the financial sector during the 14th Five-Year Plan, including a total of 10.6 trillion yuan in dividends and buybacks by listed companies, which is an increase of over 80% compared to the previous plan [2][35]. Investment Recommendations - The report suggests focusing on key insurance companies such as Sunshine Insurance, China Pacific Insurance, and China Life, as well as top securities firms like CITIC Securities and Huatai Securities [38].

二、中国平安人寿保险股份有限公司应按照有关规定及时办理变更及许可证换领事宜。 一、同意中国平安人寿保险股份有限公司塔城中心支公司裕民支公司将营业场所变更为新疆塔城地区裕 民县塔斯特西路2号2-1。 2025年9月24日，塔城金融监管分局发布批复称，《关于变更中国平安（601318）人寿保险股份有限公 司塔城中心支公司裕民支公司营业场所的请示》（平保寿新塔支发〔2025〕5号）收悉。经审核，批复 如下： ...

9月27日上午，由中国乡村发展志愿服务促进会与中国平安保险（集团）股份有限公司联合主办的大湾区消费帮扶对接活动在广州市广交会展馆开幕。 粤、桂、黔三省区党委、政府始终高度重视东西部协作工作，取得显著成效，多年来一直走在协作帮扶前列。特别是在消费帮扶方面，形成了许多可借鉴、 可推广的典型经验做法，发挥了很好的示范带动作用。脱贫攻坚取得全面胜利后，广东与广西、贵州和对口支援地区密切协作，拓展帮扶领域，健全帮扶机 制，优化帮扶方式，大力帮扶广西、贵州和对口支援地区巩固拓展脱贫攻坚成果，推进乡村全面振兴。 新时期帮扶工作重点要从支持脱贫攻坚转向全面推进乡村振兴和巩固拓展脱贫攻坚成果，重点做好产业协作、劳务协作和消费协作。今年7月，农业农村 部、国家发展改革委等十部委制定了《促进农产品消费实施方案》，对开展产销区域合作、加强协作帮扶促消费工作作出安排部署，农业农村部还制定了协 作帮扶促消费专项工作方案。 下一步，中国乡村发展志愿服务促进会将积极动员社会力量，配合有关地方和企业，全面开展消费帮扶产品认定，为协作帮扶促消费打好物质基础；动员优 质销售平台携手合作，多渠道多形式销售消费帮扶产品；开展协作帮扶促消费系列活动，创 ...