| 交易日期 | 证券代码 | 证券简称 | 成交价格 | 成交量 | 成交金额 买方营业部 | 卖方营业部 | | --- | --- | --- | --- | --- | --- | --- | | | | | (元) | (万股/万份) | (万元) | | | 2025-08-22 | 002948 | 青岛银行 | 5.00 | 400.00 | 2,000.00 中信证券股份有限 | 机构专用 | | | | | | | 公司上海分公司 | | 8月22日，青岛银行大宗交易成交400万股，成交额2000万元，占当日总成交额的8.09%，成交价5元，较市场收盘价5元持 平。 ...

Group 1 - A-shares of bank stocks experienced a widespread decline, with notable drops in Qingdao Bank, Jiangsu Bank, and Xiamen Bank, each falling over 2% [1] - Citic Bank, Qilu Bank, Yucheng Rural Commercial Bank, and Changsha Bank also saw declines close to 2% [1]

证券之星消息，8月21日城商行板块较上一交易日上涨0.5%，青岛银行领涨。当日上证指数报收于 3771.1，上涨0.13%。深证成指报收于11919.76，下跌0.06%。城商行板块个股涨跌见下表： 从资金流向上来看，当日城商行板块主力资金净流出2.07亿元，游资资金净流入1.03亿元，散户资金净流 入1.04亿元。城商行板块个股资金流向见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入(元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 601665 | 齐鲁银行 | 7859.79万 | 16.93% | -1102.35万 | -2.37% | -6757.45万 | -14.55% | | 600T00a | 南京银行 | 4698.67万 | 9.66% | -1883.84万 | -3.87% | -2814.83万 | -5.79% | | 601229 | 上海银行 | 3765.83万 | 8.27% | -856.06万 | -1.88% | ...

Core Viewpoint - Agricultural Bank of China has risen over 2%, continuing to set historical highs, with other banks such as Qingdao Bank, Postal Savings Bank, Qingnong Commercial Bank, Citic Bank, and Zheshang Bank also experiencing gains [1] Group 1 - Agricultural Bank of China has achieved a new historical high in its stock price [1] - Other banks in the sector, including Qingdao Bank, Postal Savings Bank, Qingnong Commercial Bank, Citic Bank, and Zheshang Bank, have followed suit with increases in their stock prices [1]

近日，国际权威调研机构 IDC 正式揭晓 "2025 IDC 中国金融行业技术应用场景创新案例（FIIA）" 评选 结果。作为全球知名的信息科技研究机构，IDC 金融行业团队始终紧跟行业趋势，聚焦金融机构如何围 绕"五篇大文章"，以创新产品、模式重构和服务升维响应国家战略。在今年众多参评案例中，青岛银 行"新一代分布式核心业务系统建设项目"凭借突出的技术创新性、前瞻的业务布局及显著的行业示范价 值成功摘得该奖项，其在金融科技领域的领先实践再获权威认可，成为行业技术应用的标杆典范。 随着数字经济迅猛发展，传统集中式核心系统在扩展性、灵活性及业务创新支撑能力上的短板日益凸 显，难以满足快速变化的市场需求。青岛银行原核心业务系统建于2004年，基于小型主机构建。为突破 发展瓶颈，青岛银行于2023年启动新一代云原生分布式核心系统建设，并于2025年2月顺利完成一期投 产，从业务、运营与技术三大维度实现全面升级： 数据价值凸显：依托数据资产平台与自主主题模型，打通全行数据链路，强化了数据资产化治理水平， 为精准决策、智能分析与高效应用提供了坚实支撑。 技术效能提升：将DevOps理念与现有技术管理深度融合，大幅提升了 ...

Core Insights - On August 18, Qingdao Bank executed a block trade of 202,020 shares, with a transaction value of 10 million yuan, accounting for 4.95% of the total trading volume for the day, at a price of 4.95 yuan, which was consistent with the market closing price [1][2]. Summary by Categories - **Transaction Details** - Date of transaction: August 18, 2025 - Security code: 002948 - Security name: Qingdao Bank - Transaction price: 4.95 yuan - Transaction volume: 202.02 thousand shares - Transaction amount: 1,000 thousand yuan - Buyer brokerage: CITIC Securities Co., Ltd. - Seller brokerage: Institutional special account from the Shanghai branch [2].

Group 1: Policy and Financial Support - The Ministry of Finance, the Central Bank, and the Financial Regulatory Bureau issued a policy to provide interest subsidies for personal consumption loans, targeting eight service sectors including catering, health, and tourism [1] - Loans eligible for interest subsidies must be signed between March 16, 2025, and December 31, 2025, and funds must be used to improve consumption infrastructure and service supply capacity [1] Group 2: Banking Sector Performance - As of the end of Q2 2025, the balance of non-performing loans in commercial banks was 3.4 trillion yuan, a decrease of 24 billion yuan from the previous quarter, with a non-performing loan ratio of 1.49%, down by 0.02 percentage points [2] - The balance of normal loans in commercial banks reached 226.8 trillion yuan, with a provision coverage ratio of 211.97%, up by 3.84 percentage points from the previous quarter [2] Group 3: Loan and Deposit Growth - By the end of July 2025, the balance of RMB loans was 268.51 trillion yuan, showing a year-on-year growth of 6.9%, with household loans increasing by 680.7 billion yuan [3] - The balance of RMB deposits reached 320.67 trillion yuan, with a year-on-year increase of 8.7%, and household deposits increased by 966 billion yuan [3] Group 4: Credit Card Innovations - Shanghai Pudong Development Bank launched a cultural-themed credit card featuring designs inspired by the Palace Museum, offering rewards for monthly spending [4] - Inner Mongolia Bank introduced a government credit card for public sector employees, which can also be used for personal consumption [5] Group 5: Consumer Financing Trends - WeChat's "Fenfu" launched a borrowing feature allowing users to access credit based on transaction history, facilitating consumer spending [8] - Kuaishou introduced a self-operated lending platform "Shengxin Jie," with a reported annual interest rate of approximately 20% [9] Group 6: Consumer Price Index and Retail Growth - In July, the Consumer Price Index remained stable, with a slight overall decrease of 0.1% year-on-year, while the retail sales of consumer goods grew by 3.7% [10][11]

Group 1 - The core point of the announcement is that Qingdao Bank has received regulatory approval to issue capital supplement tools up to 2 billion RMB [1] - The approval was granted by the Qingdao Regulatory Bureau of the National Financial Supervision Administration, allowing the bank to decide on the specific types, issuance timing, batches, and scale of the tools within the approved limit [1] - The bank is required to comply with the relevant regulations, including the "Measures for the Management of Capital of Commercial Banks," and ensure proper management and disclosure of the capital tool issuance [1]

Group 1 - The core point of the article is that Qingdao Bank has received approval to issue capital supplement tools up to 2 billion RMB [1] - The bank's annual shareholders' meeting scheduled for May 28, 2025, will review the proposal for the issuance of capital supplement tools [1] - Qingdao Bank is required to comply with relevant regulations, including the Commercial Bank Capital Management Measures, during the issuance process [1]

格隆汇8月15日丨青岛银行(03866.HK)公布，近日，本行已收到《国家金融监督管理总局青岛监管局关 于青岛银行发行资本工具的批覆》（青金覆[2025]166号），国家金融监督管理总局青岛监管局同意本 行发行不超过20亿元人民币的资本补充工具，本行可在批准额度内，自主决定具体工具品种、发行时 间、批次和规模，并于批准后的24个月内完成发行。 ...